---
title: 'How to Make Money in 2026 in 3 Simple Steps'
source: 'https://youtube.com/watch?v=uJQup1VAdK4'
video_id: 'uJQup1VAdK4'
date: 2026-08-23
duration_sec: 801
channel: 'Personal Finance Circle '
---

# How to Make Money in 2026 in 3 Simple Steps

> Source: [How to Make Money in 2026 in 3 Simple Steps](https://youtube.com/watch?v=uJQup1VAdK4)

## Summary

This video presents a three-step framework for making money online in 2026, emphasizing the importance of building a strong financial foundation, creating a money engine, and growing wealth through investments. The creator, from the Personal Finance Secure channel, stresses discipline, knowledge, and capital as core pillars, and promotes a high-interest savings app called Groy.

### Key Points

- **Three-Part Structure** [00:15] — The video is divided into three main parts: building your foundation, creating your money engine, and growing/multiplying your money. The creator emphasizes that all three sections work together and should not be skipped.
- **Foundation: Discipline, Knowledge, Capital** [01:06] — The foundation for making money is built from discipline (control over spending), knowledge (understanding how money works), and capital (savings to make bigger moves). The creator argues you can't make more money if you don't control the money you already make.
- **Learn How Money Works** [02:13] — Spend time understanding the basics of personal finance: income, expenses, saving, investing, and budgeting. The more you understand how money flows, the easier it becomes to control it.
- **Start Earning and Saving** [03:04] — Start making money and saving a portion of it. The creator advises against saving in a regular bank account, recommending a high-interest savings account instead, and promotes the Groy app for this purpose.
- **Learn a High-Income Skill** [04:10] — Skills are your biggest asset. Learn a high-income skill that people are willing to pay for long-term. The creator references a video on 13 high-income skills for 2026.
- **Create Your Money Engine** [05:16] — Once you have a foundation, create a money engine—an income system that generates consistent cash flow. This could be a business, side hustle, or digital brand. The goal is to move from making money to creating systems that make money.
- **Start an Online Business** [05:56] — In 2026, the internet is the easiest place to make money. Sell products or services globally, such as digital products (ebooks, templates), drop shipping, or freelance services (editing, design, social media management).
- **Build a Personal Brand** [06:34] — People buy from people they trust. Build a personal brand on social media (YouTube, TikTok, Instagram, X) to attract clients, customers, and sponsorship deals. Teaching what you learn and providing value increases attention and income.
- **Solve Real Problems** [07:16] — Focus on giving value and solving real problems. Every successful business starts by solving one simple problem very well. Ask yourself what people struggle with that you can fix.
- **Grow and Multiply Your Money** [08:12] — The final stage is moving from making money to building wealth. Make your money work for you through investments.
- **Invest in Stocks or Index Funds** [08:54] — Invest in stocks or index funds to let your money grow over time. Start small and be consistent. Focus on valuable and stable companies.
- **Explore Real Estate** [10:16] — Real estate is an old way to build wealth. Invest in land, property, REITs, or fractional real estate. It provides both appreciation and cash flow. You can start with as low as $10.
- **Invest in Yourself** [10:53] — Once you start making money, invest in getting better at your skill or business. Courses, mentorship, and books are powerful investments that increase your earning potential.
- **Diversify Investments** [11:45] — Consider mutual funds (low to medium risk) and crypto (high risk) as additional investment options. The Groy app will provide access to these investments.

### Conclusion

Making money in 2026 is not about luck but about following these three steps—building a foundation, creating a money engine, and growing wealth—with patience and consistency. Following this framework for 12 months can significantly change your financial situation.

## Transcript

almost here depending on when you are watching this video. But one thing I'm sure about is that the main reason why you clicked on this video is because one of your goals for 2026 is how to make money for yourself. And trust me, when
it comes to making money online, I am your best guy. Now to make this video so I've decided to divide the content of this video into three main parts. And if you are serious about actually making money in 2026, you should take these
three parts of this video really serious. And please don't skip any part of this video because these three sections of this video, they all work together. And you will see why I've said that in this video. Before I continue
channel, welcome to Personal Finance Secure, multiply your money, and manage your money the right way. So, if you love please subscribe to the YouTube channel and please like this video and don't
forget to turn on that notification bell so that you never miss an update from this channel. Thank you. Now, let's get into the video.
money in 2026, the first step or the first section of this video is to build your foundation. That's step one. Now, you see, every success story starts with a very strong foundation. And when it comes to money, your foundation is built
from discipline, um from knowledge and from capital. And you see these three Now let me state them again. I said discipline. Discipline is how you are number two, I said knowledge. Now knowledge means that you know what you
know about money and how it works. And number three, I said capital. So these to know when you are building your foundation. Now you see you can't make more money if you don't have control over the money you are already making.
your foundation is about building can do that. Now don't forget I said this is step one. So we still have two more steps or two more sections of this video to go. Now back to building your
foundation. Here is how you can actually build your foundation if you're actually build your foundation if you're actually serious about making more money in 2026. Now the first way to build your foundation is to actually learn how
money works. Now you see you need to spend time understanding the basics of money which are your income, your expenses. You need to understand and saving money, investing money and budgeting. All of these things I've just
personal finance that a lot of people don't even understand. Because the more you understand how money flows, the easier it becomes for you to control it. money works, then you need to be subscribed to this YouTube channel
because on this YouTube channel, I've made so many videos teaching you guys how to make money, how to invest your money, how to save money, how to budget, and so on. So, if you haven't subscribed to this YouTube channel, go ahead and do
that right now. Thank you. Now, the second way to build your foundation if you're serious about making money in 2026 is to start making money and saving money. Now, you see, I did not just say start making money. I said start making
money and start saving money. Now, why did I say that? Now, the reason why I'm simply saying that is because you need capital to be able to make bigger moves later. So, if you're already making some money right now for yourself, please
start saving a portion of that money. And please don't save that money in the bank. Don't save it in the bank. Make sure you're actually saving that money in a highinterest savings account. And that exactly is what we are building
with Groy. So you can see on my shirt right here I have Groni. So what is Groy all about? Now on Groy, you will have access to high interest savings and different options of investment. And not just that, you also be able to create a
monthly budget on the app to monitor and track how you make your money and how this is something you will love or maybe you are curious about what Grony is all this video or check the link in the pinned comment of this video to join the
weight list for Groy so that you can be notified when the app is out. Thank you. So, that's by the way. Now, I've talked about learning how money works, start earning and saving. Now, the third step to building your foundation is to learn
a high income skill. Now, you see, if you're serious about making money in 2026, you need to have a high income skill. Your skills are actually your biggest asset. If you have no money or maybe you have no capital to start any
that people are willing to pay so much money for and something that will be long term. And in case you don't have any skill to learn, we have a video on the 13 high income skills to make money in 2026. The link to that video will be
in the description below. So, make sure you check it out and pick maybe one or two skills in that video to learn and look for how you can turn those skills or whatever skill you decide to learn into different income streams that can
help you make more money and even help you save more money. I hope you understand. So, that's for step one which is building your foundation. So, step one. And when you have built your foundation properly, you create
stability. I mean financial stability and that financial stability is what will give you the freedom to move to this next stage which is step two.
that is you now understand how money works and you have a little bit of capital then it is time for you to create your money engine. Now you see your money engine is something I refer to as your income system. So is a thing
that generates cash flow for you consistently. So this thing could be like a business, a side hustle, or maybe you build a digital brand for yourself, whichever one. But the goal here is to move from just making money to now
creating systems that can make more money for you. Now, let me break it down. Now, the first way you can do this is to start an online business in 2026. Now, you see, in 2026, the internet will be the easiest place to make money for
anybody and everybody. Now you see you can be able to sell products or services from anywhere around the world and you could try to sell maybe digital products could try to sell maybe digital products like ebooks um templates or even online
drop shipping or maybe freelance services like um editing um design social media management many more. You can try different things and in case you already have a skill you can now look for how you can turn that into an online
business in 2026. Now the second way to build your money engine in 2026 is to build a personal brand. Now you see people buy from people they trust. And if you start building your own personal
brand right now through social media platforms like um YouTube, Tik Tok, Instagram X and so on, you can be able to attract clients or customers for your things like sponsorship deals and you can attract valuable people into your
life and so on. Now you see building a personal brand in 2026 is one of the most important things I advise you to take really really serious honestly and you can teach whatever you are learning and the more value you are giving to
people on the internet the more attention and the more income you to make for yourself. Now the third way to create your own money engine is to solve real problems. Now you see whether you plan to build an online business or
maybe a personal brand in 2026 your focus must be one thing and you see that thing is actually giving value and solving real problems because the best businesses out there are the ones who are solving real problems for people. So
environment and ask yourself what do people actually struggle with that I can fix or maybe that I can solve. It could be anything. And you see every successful business starts by solving just one simple problem very very well.
Now I've mentioned three ways to create your own money engine in 2026. But the you decide to create your own money engine 2026 it doesn't have to start big. What matters is that you start and you continue. Because once you have
something bringing in consistent income for you even though it is small you've entered the next level which is step three or stage three.
is building your foundation. We've talked about step two, which is creating your money engine. And now that you're already making money, the next step, which is step three, is to grow and multiply your money. So, this is the
stage where you go from making money to actually building wealth for yourself. And this is not going to just happen in 2026. This can actually happen beyond 2026 after you've created a good foundation and a good money engine for
key idea here is simple. What you are doing is to make your money work for you here is how you can start. Now the first way which I always advise people to do you see investing in stocks or index funds where you let your money grow over
time. And it simply means you're investing in companies or maybe a group of different companies and then you make money when the value of that company or the value of the group of companies goes up and you can start very very small.
You don't have to start with huge amount of money but you can only increase your income from the stock market when you are consistent with it. I hope you get please focus on companies that are valuable and stable. Now, in case you
complete guide on how to invest in the stock market and make money from it, we that video will be in the description below. So, please, if you are new to the you are trying to learn about investing in stocks and making money from it, also
already know what the stock market is all about and how to invest in it, but you are looking for the good stocks to invest in, now here's what I want you to do. I have a list of the top 10 stocks to invest in. For you to get that,
please subscribe to this YouTube channel first. Like this video, then drop a comment in the comment section asking for it. Just ask me to give you the top 10 stocks to invest in and I will reply your comment with that list. So, make
in the comment section. I will reply your comment with the list. Now, the money is to explore real estate. Now, you see, real estate is one of the oldest ways to build wealth. You can actually invest in land, buy property or
maybe start investing with real estate investment trust or maybe fractional real estate, whichever one. And the thing is that real estate gives you both appreciation and cash flow. So this means that your money grows while also
paying you back regularly. And we also have videos on how you can invest in rate or fractional real estate with as low as $10. So you don't need to start estate market. And the link to that video will be in the description below.
So in case you're thinking about investing in real estate, just check out the link in the description below. Now the third way to grow and multiply your money in 2026 is to invest in yourself. Now you see this is one important advice
I always give to people once they start making money. And you see once you start making money from anything or maybe something, please invest in yourself. Invest in getting better at whatever skill or business that made you that
money so that you can be able to make more money from it. And I've also come investing in themselves as waste of money. You know all these things like courses, mentorship programs or even books, they might not sound like
investment to you. But they are the most powerful investments in the world. Trust me. And when you learn new things, your earning potential increases. And the smarter and the more skilled you become, the more income you'll be able to make
from whatever skill you have. Now the fourth way to grow and multiply your money is to have more investment. Now you see aside from investing in stocks which I talked about um investing in real estate or even investing in
yourself there are still more ways you can invest your money so that it can make more money for you. So you have mutual funds and you have crypto and other investments out there. Now these are investment that can actually make
for you if you're the kind of person that maybe you just want like a low to medium risk investment and crypto is for you if you're the kind of person that you want maybe a high risk investment and you can have access to all of this
investment when they come on the GOI app. Again you can join the weight list for Groy via the link in the description below or via the link in the pinned comment of this video. Please a big favor I want you guys to do for me. Go
and join the wait list so that you'll be the first to know when we launch the app. and we are launching it one step or one feature at a time. So if you want to to join the weight list. Again, the link it is in the description below or in the
pin comment of this video. So that's it for this video. But before I go, please I want to say something now. You see, making money in 2026 will not be by luck. It will never be by luck. It is about following these three simple steps
and also staying patient. Follow these three steps I've talked about for the next 12 months and your financial situation can look completely different by this time next year. Now, you found this video helpful, please don't forget
YouTube channel, and don't forget to drop a comment below. Let me know If you also have a question for me, please ask them in the comment section below. I'll be replying all your comments. Thank you for watching and I
comments. Thank you for watching and I will see you in the next one. Bye.