[00:01] Welcome to the Ikiga channel. And I congratulate you on the coming New Year 2026. I want to start this year with maximum benefit for you, so that all the financial [00:14] decisions you make in the new year are as smart as possible. As you may recall, at the end of last year, on October 10th, there was a major dump in the cryptocurrency market, which caused many people to lose their [00:30] money due to making poor financial decisions. And then I said that I would record a video, after watching which and applying the rules of which you will stop losing your money in the financial markets and [00:46] start making money there in the long term. This is that very video. To increase the usefulness of this video, I invited my colleague Grigory, [00:58] whom I have known for over 7 years. I have complete trust in him and his results. . Hi all. My name is Grigory NV. I have been in the trading industry for nine years . And so I'd like to talk [01:13] about trading, the basic rules for keeping your trading and your deposit safe, and what can really help that small percentage of people stay in the market for a long time and, at a minimum, not lose their deposit, and, at a maximum, even [01:28] increase it. Grisha is currently focusing more on trading, so he will be talking about the key principles and rules of trading, and I am focusing more on investing, so I will be talking about the key principles and rules of [01:43] investing. Grisha and I have also prepared a New Year's gift for you in the form of a raffle, so be sure to watch this video to the end to watch this video to the end to participate. And now we begin. Let's [02:01] foundation, without which it is impossible to engage in investing and trading. I will tell you about the most important principles of financial literacy that must be [02:14] followed. The first principle is called the source. This means that we absolutely need to have a stable source of income. This source of income could be, for example, a [02:28] source of income could be, for example, a job, a business, or passive income from investments. I'd like to point out right away that trading cannot be a primary, stable source of income, as earnings from trading are unstable. The [02:43] earnings from trading are unstable. The result will be different each new month . Moreover, if trading is the sole primary sole primary source of income, a person will be [02:57] subject to extremely strong psychological stress, which can lead to a series of emotional mistakes and the loss of all their money. mistakes and the loss of all their money. Further, as a consequence, we must definitely [03:11] Further, as a consequence, we must definitely keep track of all our income and expenses. You need to do this regardless of your income. Even if you earn 30,000 rubles. per month, at least 3 ml rubles. per month, it doesn't matter. It is essential for [03:27] 3 ml rubles. per month, it doesn't matter. It is essential for every person to keep track of their resources so that they can manage them wisely . For example, by keeping track of your income and expenses, you can cut down on some unnecessary [03:42] expenses, plan your budget for months ahead, and, of course, set aside at least 1/3 of it for investing. The next principle of financial [03:55] literacy is called tithing. This means that we must set aside we must set aside at least 10% of our income so that this portion can be invested in some profitable assets. And I want to point out that it is [04:10] necessary to save money immediately after receiving income, even before we start spending anything. That is, we receive income, show discipline, we receive income, show discipline, put aside at least 10%, and we [04:25] put aside at least 10%, and we can spend the rest. But personally, I think that first and foremost we should set aside 10% for charity, because investing in good causes is, in my [04:40] opinion, the most important investment in a person's life. This is an investment in the heavenly, not the earthly. As it is written in the Proverbs of Solomon, chapter nineteen, verse seventeen. He who is kind to the poor lends to the Lord, and He will repay him for [04:56] his kindness. So, if you have this intention, I recommend you put aside 10% for charity and 10% for investments, that is, 20% when you [05:08] 10% for investments, that is, 20% when you receive income. Let's move on with you. The third principle of financial literacy is called distribution. That is, when we set aside this portion for investment, we need to distribute it wisely [05:23] , that is, demonstrate financial diversification and investment diversification. Financial diversification is investing your funds in different banks, wallets, exchanges, and so on. That is, we should not [05:38] keep our money in one place, we should distribute it. And investment diversification is when we invest in different markets. For example, this is the precious metal market, the stock market, the cryptocurrency market, the foreign exchange market, and so [05:52] on. We also demonstrate local diversification within each of these markets. We'll talk about local diversification in more detail later in [06:04] this video. Now I would like to say how much of our savings is recommended for investment and how much for trading, if we are [06:17] involved in it. So, from the funds set aside from our income, I recommend using 90% income, I recommend using 90% for investing and 10% for trading, if you are involved in it. But there is flexibility in this distribution [06:34] depending on which trading method you use. For example, if you are a short-term trader, I recommend using a total of less than 10%, for example, 3-5% [06:49] of the deferred amount, since short-term trading involves very short-term trading involves very high risks. And if you are a long-term trader, then in this case you can increase this ratio a little and [07:01] increase this ratio a little and bring it to 30%, that is, 30% for long-term trading and 70% for investments. The longer the time period you use for trading, the higher the percentage you can use [07:16] for that trading. Grisha will tell you more about trading , so I'll hand the floor over to him. 2025 was quite a challenging year for trading, but now I'm summing up the results and would like to share [07:32] my basic principles and rules for working in the market. The first thing I would like to start with is that trading is, in principle, the most high-risk way of trading. That is, it is a big initial problem [07:47] when a person romanticizes this area. That is, when he sees a large number of videos about how you can earn $1,000 in 5 minutes from your phone, sitting somewhere completely far from home, on vacation under palm trees. This creates [08:00] false expectations, and people perceive it as an easy, accessible, cool way to make money. And this romanticization is very destructive. It's important to understand that trading, and especially leveraged trading, is [08:13] where 95-99% of people either immediately or over time lose money. This greatly grounds the expectation and allows one to approach it more judiciously and responsibly. Why does this happen? [08:27] Because trading and the market are not a place where money is distributed. It's a fight for a common piece of the pie. Just imagine this situation. There's a big pie, and we're all here, both ordinary retail traders sitting [08:41] in front of their monitors, and funds, various algorithms that are many times smarter than us. And we are fighting for this common pie. And it won’t be the case that everyone earns. This is one money supply, in which someone will earn and leave with a [08:55] profit, and someone will lose. And this is precisely what most people do not understand: in connection with this, they need to be more efficient in the market. And, as a rule, efficiency is achieved due to the following things. Thanks to the clear trading [09:09] strategy that we study. That is, we clearly understand where to enter a position, what market situation we are looking for, how to select it and how to work it out correctly. The second is more difficult due to discipline. Any strategy [09:23] can be learned quite quickly. You can spend a few weeks, a few months on this, but then you need to stick to it for 10-20 years. It doesn't matter what the period is, but the point is that the market will constantly put emotional pressure on you [09:37] and force you to violate this trading strategy. I think everyone has noticed that they may have even studied some basic trading strategy, but they simply cannot stick to it because somewhere they hit a stop-loss and [09:50] wanted to recoup their losses, somewhere they hit a series of profitable trades and began to act more carelessly. In fact, only 20%, in my opinion, is played by strategy. The remaining 80% is the ability to control your head, [10:05] to be able to maintain discipline, to be able to remain patient and calm in relation to losing or profitable trades. Especially when there are some strong drops, like the drop on October 10-11, when the market [10:20] crashed hard and Bitcoin fell by almost 20% in a moment. All such situations begin to be experienced as something supernatural. And we want to immediately recoup our losses, we want to immediately earn a lot. And all this [10:34] strongly pushes us into action, based on emotions, based on the feeling of losing profit or the fear of accepting a loss. And this should absolutely not happen. Therefore, at the first stage, we will establish the fact that trading involves [10:48] high risks. Trading is a fight for a piece of the pie against funds and algorithms, and making money on the long term is extremely difficult. This can only be achieved through a clear trading strategy, clear [11:01] rules, and the ability to follow these rules and not break them, based on the fact that the market will try in every way to provoke us into emotions. But now let's move on specifically to where you can find these situations for [11:15] earning money, if in fact not everything is as colorful as it may seem at first glance. I want to start with the most high-risk method of trading itself. This is the intraday futures trading that [11:31] most people love. That is, this is when you open a deal within one day and close it within the same day. Yes, you can sometimes move it overnight, or even overnight, but short-term deals are for deals that are opened and [11:45] closed in the near future. The most important principle to understand in trading in general is that you can make money where most people will lose. Again, [11:59] I remember the main idea: that we are fighting for a common piece of the pie. That is, we must understand where others will be ineffective, and in this situation we can somehow grab our piece. In this regard, I use the following approach. [12:15] I trade active coins that I select in the cryptocurrency pair screener. The point is to find a coin that is on high volume, at a certain surge. And in this situation, I look for a [12:30] setup that I call a sloping level. What is the essence? The fact is that when a sloping level appears on an active coin , then, as a rule, the breakout of this level is accompanied by a downward movement. Why does this happen? [12:44] In general, there are, in principle, basic things here that are in all books on technical analysis, yes, the patterns that we study, wedges, flags, everything else. And at this moment a large cascade of levels is formed from below . A [12:57] stop losses accumulate under all these points. At the same time, each new maximum removes the liquidity of the previous one. And at the same time, a large liquidity cascade is formed here. That is, at this moment, when the [13:10] level is broken, stop losses will be triggered. Those people who opened their long positions will either close them manually or there will be liquidations. And people like me will also open short positions. In general, in such situations, when a [13:23] sloping level is formed on an active coin, strong selling pressure can form with such a setup active coin, strong selling pressure can form with such a setup specific transactions. That is, the main idea that I would like to [13:38] summarize and repeat is that, in my opinion, earnings are in my opinion, earnings are only made where you see that others are losing. At this moment you can be more efficient than the market and earn money at this moment [13:51] . Here, for example, is the Trump coin, right? That is, these are often active, hyped coins. Trump, Milania, and all sorts of new coins that appear, are on everyone's lips, and have a [14:07] large number of retail traders often fit the criteria of active coins. It's easier for us to win there. If we're talking about high-cap coins, like the top 50 in the Coin Market Cup, the coins tend to follow Bitcoin's movement exactly because they're in [14:20] different baskets of major funds, which can't trade the same coin on the accordingly, the top 50 follow each other, more or less. That's why we need coins, the so-called inp in the game. That is, they are moving at their own pace, they are on [14:34] the rise, they are on the rise, they are on the hype. Such coins usually appear in screeners. So here's an example of the situation with the Trampmp coin when the setup appeared. I took the breakout and made 21% of the move. The profit from this transaction [14:49] was 3,600. Here are just the most striking deals - these are precisely the most active, the most hyped coins for the twenty-fifth year. I think you'll agree that the most hyped coins have been around since [15:01] slanted level appears. Repeated confirmation of this level. Entry on confirmation of this level. Entry on breakout takes out 12% of the move. Then there is the Vine coin, for example, and so on. That is, everything that is active, if we [15:14] are talking about how to take it, that is, an active coin. Recently appeared, large trading volume. Here the clear format of the inclined level appears. And when this level is broken, there is a lot of selling pressure, and the price, as a [15:27] rule, rolls down. If we are talking about the percentage of profitable trades in follow basic risk management 1:t, you only need to keep 30-40% of profitable trades. That is to say, I personally never strive to have [15:42] 100% wires. My goal is to maintain 30-40% profitable trades per year. That is, on average, three or four trades out of ten end up in the black, but by taking risks, this allows me to earn money. Now I will show you the principles of [15:57] medium-term trading, and we will formulate with you the main rules that, in my opinion, allow you to stay afloat. The principles are the same, only the format in this case is more long-term. That [16:13] is, these are transactions that can be opened and held for weeks. months. That is, this is no longer a one-day transaction. And the principles are actually the same. And I made indicators to help myself. Why indicators? [16:27] Because they help to evaluate the picture more objectively. When we start making decisions in the moment, we often fall under the influence of our emotions, when the market falls sharply, when all the chats are filled with a large number of messages, [16:43] all the news is boiling about the number of liquidations, shorts, longs and everything else. And at this point , since we are living people and we cannot abstract ourselves from emotions, then at this point emotions begin to at least [16:56] partially, yes, depending on the experience of the trader, but influence decision-making. In this regard, for example, indicators are a way to balance your state and assess the situation not based on your own feelings, but based on [17:11] specific indicators. So, for example, we see that absolutely every time there were significant serious falls, the market subsequently recovered, and this led to a good rebound and to the resulting [17:25] profit. So it turns out that this fact, and what we now see on the chart, once again confirms that the best opportunities arise when losses appear on the part of the majority of market participants. [17:40] So, Bitcoin, having corrected by 30-40-50%, each time subsequently showed a rebound. But for people it became a big panic event, where a lot of losses and disappointments occurred. And [17:54] exactly the same in a more local format. That is, every 15-20% correction in Bitcoin That is, every 15-20% correction in Bitcoin Absolutely every correction, yes, with rare exceptions, when [18:08] we get higher-order signals, then we can slightly spike local zones. But this leads, again, to purchases, to rebounds. And in this regard, my focus in trading is on more medium-term approaches. What I [18:23] would like to say here is that the lower the time frame, the greater the risk in trading. But the higher the time frame, the fewer transactions there can be. but at the same time the [18:35] percentage of profitability is higher. So I would like to show this using real transactions as an example. Bitcoin falls to $75,000. And here is where I took the market recovery. Then comes the fall of Bitcoin. We have the next [18:49] Then comes the fall of Bitcoin. We have the next deal up to $78,000. And at that moment I take the rebound to $88,000. Again with the market decline. And in this way, similar transactions are structured across the [19:03] year. It turns out that I have no more than 15 dash2 transactions per year in the medium term, which is essentially equivalent to a little [19:15] more than one transaction per month. But at the same time, this is a certain path and a transitional stage towards the investment format. That is, again, I want to show this dynamic: the more high-frequency trading, the more difficult it is to adhere to your [19:29] trading, the more difficult it is to adhere to your trading strategy, the lower your win rate, the lower the profitability. Because in terms of active trading, many coins have very little liquidity and are very [19:42] easy to manipulate. Therefore, it often happens, and this is not at all accidental, that the stop-loss is knocked out by one point, because it simply removes your liquidity, which is currently near the market price. But at the same time, the [19:54] higher the time frame, the higher quality trades you can build, and the more profit you can make in the long term. And now I would like to sum it up and tell you the key rules that [20:07] help you to truly be a profitable trader. Over the course of the year, the best returns were demonstrated by medium-term approaches and medium-term deposits, and this resulted in a systematic growth. Although there were times when [20:23] months went by without a single transaction. For example, in May and July I simply had no transactions. I waited. However, if we look at the overall statistics for all accounts, we see that there are [20:40] that profitable days are always approximately three to four times greater. This is already due to compliance with risk management rules. So here I would like to summarize the key points. First, trading is the highest risk way of trading. [20:54] 90-95% of people lose their money here. Accordingly, the second. If you are going into this trading format, you need to have a clear trading strategy that includes the following rules. [21:08] First, what does your setup look like, what does your situation look like. You should be able to see it clearly. What does this mean? First, you don't know where the price will go in the market. You don't just go to any coin and plot where it's going to go. This is not [21:23] about trading. You clearly know your situation, you know how to find it out of hundreds of coins where it is. In this case, I use a screener, for example, to filter active coins and know how to work it out. What does this mean? You [21:38] know, first of all, where is your entry point. Second, you know where your stop loss is. Third, you know where your take profit is. And most importantly, you know all this in advance. That is, no improvisation. All decisions, this is the key idea, all [21:52] decisions are made before entering a trade, so that you clearly know where you are entering a position, where you are exiting a position with a profit or with a loss. There should never be decisions on the fly, because, as a rule, when we have already opened [22:05] a deal, we are under the influence of emotions, we are already on the fly. Therefore, we see that the transaction brings profit or loss, and based on this, we can begin to vary and change something, but we don’t need this. Everything that has to do with [22:20] emotions, everything that has to do with I think so, it seems so to me, I feel so, it’s complete nonsense. I've been in the trading industry for almost ten years, but even I'm often wrong on a sensational and emotional level . All that helps [22:34] me stay in the market is to strictly follow the trading rules. Further. The second is risk and money management. Very strict and very clear management of your capital. Typically, a smaller [22:48] portion of crypto capital is allocated to futures trading. That is, for example, I divide my crypto capital as follows. 60% of my money goes towards long-term investments. That is, I invest in the market for several years. Then I leave 20-30% for [23:03] medium-term trading, when I open literally 15 trades a month with a small leverage. And I allocate a maximum of 5% of my capital to intraday futures trading, because it is the most risky way of trading. This means that [23:18] with proper capital management, futures trading should take up the smallest portion of your crypto deposit. And the third is discipline. Okay, I have all the rules, ideally, so you can write them down on a piece of paper. You know how to [23:33] take risks. As a rule, a profitable trade should bring in three, four, case of an unprofitable one. That is, classical risk management 1: dark. And the [23:45] last and most difficult thing is to learn to endure all of this over the long term. Because we are all living people. We have different moods. We can be depressed, we can be on the rise. Summer has begun, [23:57] we are flying there on vacation, we are in a great mood, everything, we are calmly trading as we want. And then we returned home, sat down and started following the rules again. Then everything is going well in our life , there was some wonderful [24:11] day, we started trading on emotions, or, on the contrary, there was some bad day, unpleasant events happened. That is, we are connected with the fact that we are emotional, we are in different states, but trading should always [24:24] be stable and should be abstracted from this . Only strict adherence to the rules, adherence to the trading strategy, maintaining a risk ratio of at least 1 to 3, and allocating the smallest portion of your deposit to futures trading. And [24:39] sooner or later, every trader becomes an investor. Trading, in my opinion, is a way to start growing your capital by taking on increased risk and then moving to the safer [24:53] side as your capital grows. That is, this is a healthy path for any trader, essentially, after 5, 10, 15-20 years, to move into long-term investments. That is, I have not seen a single trader who, after 15-20 years, would still be trading [25:07] futures. That is, for me personally, more emphasis is placed on medium-term and long-term approaches. So, I, in turn, will tell you about smart investing. The first thing [25:20] an investor needs to do is to draw up their investment declaration. An investment declaration is a complete document, analogous to a trading system in trading, according to which we [25:34] make financial decisions. That is, these are the instructions by which we act. Here is an example of my investment declaration. True, it does not contain [25:46] details and is already outdated. But the point is that I had a But the point is that I had a plan in place for distributing my investments. [25:58] And as long as the market situation is favorable, I will stick to this plan. If the market picture changes, for example, as precious metals have risen sharply now, then, of course, they need to be [26:13] fixed and transferred to other assets. That is, this ratio and my actions may differ from period to period , but the point is that they are [26:26] thought out in advance, and I act in accordance with my pre- thought-out plan. In order to prepare this declaration for yourself, it is clear that you need to have a certain set of knowledge, which I will now give you. [26:46] knowledge, which I will now give you. The main thing you need to know is the key scheme for proper diversification. This scheme implies that we have 100% of the amount of our investments. And we [27:01] 100% of the amount of our investments. And we divide this amount by 60%. 60% includes assets with the lowest risks. The second part is lowest risks. The second part is 30%. This includes assets with moderate [27:15] risks. That is, in this part we increase the risks a little, and the third part includes 10%. These are the assets with the highest risks. And [27:27] now you can test how well you can identify risks. I'll give you such an easy task. There are three markets. The first is the precious metals market. The second is the Russian stock market. And thirdly, this is the [27:41] stock market. And thirdly, this is the cryptocurrency market. Match these markets with the parts I have provided. That is, in which part are precious metals, in which Russian securities and papers, and in which cryptocurrency. You [27:56] which cryptocurrency. You will find out the answer to this question a little later. Now I'll tell you why I use this scheme and trust it so much. In fact, this distribution scheme was already given 2,000 years ago. [28:14] It was first mentioned in Jesus Christ's parable about the talents. This is the Gospel of Matthew, chapter twenty-five. The parable says that the owner, when leaving, gave each [28:27] says that the owner, when leaving, gave each worker talents according to his abilities. To worker talents according to his abilities. To one he gave five talents, to one he gave five talents, to the second two, and to the third one. If we [28:39] convert these numbers to percentages and round them up, we get exactly the same 603 10 pattern. Moreover, these are all Fibonacci numbers [28:54] 10 pattern. Moreover, these are all Fibonacci numbers divided by the golden ratio. That is, in this diversification scheme there are those very ideal there are those very ideal relationships between the Fibonacci numbers that [29:06] relationships between the Fibonacci numbers that make up our entire world. And let me remind you what happened at the very end. When the owner returned, he accordingly received the profit from the one to whom he entrusted the largest part, that is, from the most [29:20] reliable worker. He also received profit from the worker to whom he profit from the worker to whom he entrusted a moderate portion, but he did not receive profit from the worker to whom he entrusted only one talent, [29:35] because that worker took and buried that single talent in the ground. Then the owner took the single talent from the worker and gave it to the one who had 10 talents. That is, the one who previously had five was left with 10. He invested this part in the [29:53] most reliable worker. I have used this diversification scheme throughout my entire career. For example, in this video I show a public portfolio that I built during the 2022 bear [30:11] market. I show entry points, volume, average purchase prices, distributions, and so average purchase prices, distributions, and so on. And please note that on. And please note that approximately 60% of my funds are invested in the most [30:25] approximately 60% of my funds are invested in the most reliable assets within the cryptocurrency market. That is, this scheme can be applied not only in terms of total capital, but also in terms of local distribution within each market. [30:39] Let's say that in cryptocurrency, the most reliable assets, that is, assets with minimal risks, are, for example, Bitcoin and Ethereum. The assets with the highest risks are any newly released [30:53] altcoins, memecoins, and so on. At the moment, the portfolio has a fairly large profit, and the greatest profit for the portfolio was brought by those assets in which I invested the largest part, that is, assets with minimal [31:10] risks. I've already summarized the current cryptocurrency bull market in one of my previous videos. Also, during the final phase of the bull market, I put together an altcoin portfolio for you with the same diversification scheme, namely 60/30. [31:30] And please note that we invested the largest amount in Tron and we invested the largest amount in Tron and Ethereum, or 60%. And by the end of 2025, the portfolio has a [31:45] profit of around 70-80% per year. This is a very good result. And again, the assets that brought in the most profit were the ones in which we invested [31:57] the most. Look at the Tron cryptocurrency in this location. Over the course of my career, I've built two fully-fledged public cryptocurrency portfolios for you using this model. And based on the current [32:14] cryptocurrency market trend, both of these portfolios are in fairly positive territory. It's understandable that many people want to get rich quickly and easily, so they invest [32:26] all their funds in assets with the highest risks. I hope to get quick and big results. But in reality, the true life that many people expect from cryptocurrency is achieved through [32:41] constant, systematic action and discipline. Many people discipline. Many people underestimate compound interest. If you please read some online resources. Over the long [32:56] term, through systematic action and discipline, even the smallest amounts can turn into large, impressive capital. Now I will answer the question I asked you earlier. Let's check if you were able to correctly [33:12] earlier. Let's check if you were able to correctly identify the risks of specific markets. It is clear that precious metals are the assets with the lowest risks, assets with the lowest risks, so they can be included in the 60%. And just [33:25] imagine what your capital would be like now if you had invested that 60% in precious metals a couple of years ago, since they have now grown by 200-300, or even 400%. While the altcoins that many people [33:40] were hoping for fell by 90%. The Russian market is considered moderately risky, but if you invest in reliable dividend-paying stocks and government bonds, remember that each market has [33:55] its own assets with increased and reduced risks. Well, of course , cryptocurrency belongs to the 10%, since it has the greatest risks. [34:07] So, let's continue talking about global diversification. All assets are divided into diversification. All assets are divided into assets of preservation and assets of increase. It is clear that in preservation assets our capital is preserved at least from [34:21] inflation, and in growth assets our capital increases. For example, assets that need to be preserved include currency, such as dollars and euros. Also precious [34:34] such as dollars and euros. Also precious metals, gold and silver. metals, gold and silver. Government bonds can also be included here. Government bonds are something between assets for preservation and assets [34:46] for growth. In some cases, they can save money from inflation, and in other cases, if you enter the market wisely, they can increase your capital accordingly. Next, the stock market is considered an asset for growth [35:01] . These are stocks and bonds. Bonds come in different types. There are bonds with increased risks, there are bonds with minimal risks, and so on. By the way, risks, and so on. By the way, government bonds are also a [35:15] stock market. And, of course, cryptocurrency. These are four markets you are familiar with. There are quite a lot of tools. I'm just giving you a simplified version. And I would like to note [35:29] that the same assets of preservation, under certain market circumstances, can increase capital. And under certain circumstances, assets of increase can either preserve capital or even reduce it rather [35:44] capital or even reduce it rather than increase it. And in the middle you see this diagram. This scheme depends on age. For example, if you are young, you may want to keep a larger portion in growth assets and a smaller portion [36:00] in preservation assets. For example, use a ratio of either 70x30 or 60x40. And the older you get, the more you need to keep in savings assets. For example, again 6040 [36:16] savings assets. For example, again 6040 or 70x30. Younger age, more or 70x30. Younger age, more risks. The older the age, the less risk. My strategy consists of Fibonacci level and wave principle. The Wave [36:33] Principle is a method of analysis that is also based on Fibonacci numbers and also based on Fibonacci numbers and the proportions between them. There are also certain patterns and measurements of the distance between waves on the chart. I determine [36:49] optimal entry and exit points for the market and act in accordance with my risk management and money management. Now I will provide you with the patterns and the overall strategy that I use. [37:05] For an investor, the best time to buy is during the so-called bear market. A bear market is a deep and prolonged decline in any asset. [37:18] If an asset matches our declaration, then, of course, the lower the price of the asset, the more of this asset we can buy. Accordingly, the deal turns out to be more profitable. What is remarkable is that the market [37:33] is a fractal, meaning it constantly reproduces the same structures that are based on human psychology. People experience the same emotions all the time. The most important emotions in the market are fear and greed. [37:48] And, accordingly, the same psychological patterns constantly appear on the market can be used to enter and exit the market wisely [38:01] enter and exit the market wisely . A bear market is a correction, and corrections always have roughly the same type of structure. It is a zigzag structure. That is, this is the kind of movement after which growth [38:17] continues. This structure can also become more complex, forming a triangle. That is, this is when the price remains within a narrow range and only then [38:29] breaks out of it upwards. That is, the main structures that I use to enter the market are the zigzag structure of a bear market, the first option, or, if it is more complex, then the structure of a bear market in the form of [38:44] a triangle. In rare cases I may use the so-called end diagonal. You can watch this strategy in the video that is now available in the tooltip. And I also use all these patterns for [39:00] trading: short-term, medium-term or long-term. That is, I use the same patterns in both trading and investing, since the market is a fractal, and it constantly reproduces the same [39:14] structures on different time frames. We can see the same picture that I just outlined on either a minute timeframe or a weekly timeframe. The only difference will be in the approach. I also [39:27] approach. I also use the so-called golden Fibonacci sections to determine entry points. Let me show you what it looks like. When the price is in a bearish market phase, that is, it reproduces either a zigzag [39:40] or a triangle structure, the price, as a rule, corrects the previous impulse, that is, corrects the previous impulse, that is, this impulse by 38% or 62% in the case of a deeper correction. 38% is the Fibonacci level 0382. [39:58] I'll show you what it looks like on a chart a little later . Accordingly, when the price passes this distance, the growth continues. But if it becomes more complicated or if we are facing a correction of a higher degree, the price may correct to the [40:14] Fibonacci level of 0.618, that is, correct the previous impulse by 62%. Accordingly, you and I need to be able to correctly mark Fibonacci correction levels . They are marked by the momentum [40:31] . They are marked by the momentum between corrections of higher degree. What do I mean ? I marked the highest degree correction in yellow. And if before this upward impulse, which is marked in white, a [40:46] correction of a higher degree also occurred, that is, we can see here approximately the can see here approximately the following movement, then according to this impulse from following movement, then according to this impulse from the base to its end, we can [40:58] mark the Fibonacci correction levels and focus on them when entering the market. Let me show you an example using the Ethereum cryptocurrency. Here on the left we see the end of a correction of a higher degree. True, there is [41:14] not much information here. And then we see the structure of a bull market, that is, such an upward impulse, after which a correction of a higher degree occurs again. It is located in this place. Based on this impulse, we can mark [41:31] Fibonacci correction levels. I take the tool, Fibonacci correction. I place the first point at the beginning, the second point at the end of this impulse. And this is what we get. It is important to note that these are Fibonacci retracement levels based [41:45] on a logarithmic scale, as I currently have a logarithmic chart open . Here, within the bearish market, the price reached the Fibonacci correction level of 0382 and, accordingly, rebounded. Then the [41:58] bull market began. Next, we can mark the Fibonacci correction levels for the next impulse. That is, here we see a correction of the highest degree in the form of a zigzag. And in this place we also see a correction of the highest degree. [42:12] Accordingly, we mark Fibonacci correction levels based on this impulse. Let's do this. This is how I celebrate them. And we [42:24] see again that the price has rebounded from the 0382 level. Here, the correction most likely deepened into a triangle, but the price has managed to rise by 3400% during this time. [42:39] Accordingly, if we see a correction of a higher degree at the moment, that is, a deep fall, then we can mark the Fibonacci correction levels based on the impulse . And the first entry point is optimal - the Fibonacci level [42:52] 0382. Let's look at another example that we worked on. This is XRP cryptocurrency, weekly timeframe. Here, after a correction of the higher degree, we see the formation of an upward impulse. And [43:07] then, accordingly, the bear market began. I mark the Fibonacci correction levels for this movement. Here we see that the price first reached the Fibonacci level of 0382, then bounced back, but then continued [43:23] its downward movement and almost reached the Fibonacci level of 0618. This correction subsequently complicated into a triangle, the upward exit [43:35] from which we successfully worked out. We also tested this pattern on the Stell cryptocurrency, the Toncoin cryptocurrency, the Toncoin cryptocurrency, the Tron cryptocurrency, Monneera, and other altcoins. [43:50] I used the same strategy everywhere. And you can also use it and test its effectiveness in practice. To sum it up, I will say that for entering the market and for investing, I use only [44:06] two trend continuation structures. These are zigzags and triangles, and in rare cases, one trend change structure. This is the final diagonal. To navigate and find optimal entry points, I use Fibonacci retracement levels. And [44:22] there is a more complex tool - this is the Fibonacci extension, based on the trend. I have a training playlist and you can watch how to use all of these tools. Also, of course, I follow the rules of [44:35] capital management, risk management and money management. And in different cases I can act differently. It will depend on the current market situation. For example, I can buy part of the asset at the Fipнach level of 0382 and if the [44:50] decline continues, I can buy another part at the level of 0618. Second option. I can start accumulating the asset using the averaging uniform investment method when the Fibonacci retracement level of 0382 is reached. That is, the price has reached this [45:03] level. And only then do I start saving, buying gradually, every week or every month. And as the decline continues, my average purchase price goes lower and lower. Or I can work out this situation [45:17] speculatively, that is, having a specific stop-loss and take-profit, working out the setup as I would work it out, with the help of trading. I have different approaches to different situations. And, of course, all of this will depend on the specific [45:31] asset and my action plan, my declaration that I initially declaration that I initially set for myself. [45:43] So, what do we need to be successful in investing and trading? First of all, this is, of course, an action plan. The Chinese strategist Sunzi, who lived in the sixth century BC, wrote: "He who knows how to win, first wins and then fights. He who [45:59] is accustomed to defeat, first fights and then seeks victory." This means we need to think through a plan in advance. plan for victory and follow it. It is clear that [46:11] in order to follow it strictly, we need discipline. So the first thing is a plan, and the second thing is discipline, because without discipline we [46:23] won't be able to follow the rules of the trading system and make money in the long term. And it is precisely in this very long-term perspective that the third factor of success lies. This means that we need to focus on the long term [46:37] . It shouldn't be that we want to get a lot of money at once and get rich from one transaction or by investing in one market or asset . No, it is a process of gradual growth. We need to gradually [46:51] increase capital over the long term through the systematic actions we take. That is, through an action plan and through the discipline that allows you to follow this plan. This is what it really takes to be successful in [47:06] investing and trading. This is the only way you can make the life change cryptocurrency. I congratulate everyone on the coming New Year 2026. Here, of course, I would like to say that the market, I hope, will be simpler, easier, more [47:23] understandable, although in reality it is always complex, and you need to be able to work with the market that exists right now, to be able to wait for your situations. But, of course, I would like to wish you success in trading. But the most important thing, of course, is to remember [47:38] that we trade, we sit at the charts in order to use all this as a tool for an independent, free life. And he can really become like this after a lot of hard work, after a lot of [47:52] practice and mistakes. But the main thing to remember is that this is just a tool. The most important thing, of course, is life itself. The most important thing is the health of your loved ones and family. families. And that's why I think that you still need to set your priorities correctly, [48:05] remember that yes, all of this is necessary, all of this is needed, you need to work in life, develop, but at the same time you need to not forget about life itself, appreciate what you have, enjoy things that are truly more valuable than some movement in the schedule. [48:18] Therefore, I would like to wish you happiness, good health and good mood in the twenty-sixth year, so that you are less sad, although sadness is also sometimes necessary. We were more happy, we enjoyed the flow of life more. Her routines, [48:32] among other things, included finding some things, activities, hobbies, and activities that would make you happy in this routine, and enjoying yourself, setting goals, appreciating what you have, and striving, striving towards your goals. We're also giving away [48:48] six $500 prizes, so be sure to enter . You must be subscribed to both channels. And if you win, if you're lucky, then let that money be of benefit to you, and you direct it to something that can either [49:02] lift your spirits or help build something for the future. The giveaway will take place on our Telegram channel, so be sure to subscribe. The QR code is now displayed on your screen. There you will find more detailed [49:15] information and be able to participate. To participate, you just need to subscribe to my channel and Grisha's channel. and, accordingly, click the "Participate" button. We'll be giving away $3,000 and choosing the winners in about a [49:30] week. I wish everyone all the best and profit. Once again, I congratulate you on the New Year. Win. I love you all and bye to everyone Year. Win. I love you all and bye to everyone . M.