[00:01] the most invested ETFs in euros; I've read articles, studies, reputable websites, and professional sources until I find a certain pattern. And I've compiled a list of the six most commonly used ETFs to start this ETF investing journey [00:14] So, if you have no idea what an ETF is or want ideas to investing, get comfortable, because that's exactly what we're going to see. So, hello, here, I'm studying ways to make money online while sharing [00:28] my journey from zero to a million, culminating in being recognized by Forbes as one of the top I teach here on the channel. I would also like to point out that I I'm going to say here is just my opinion. And by the way, a big [00:42] video, but we'll talk more about them later. If you're a beginner, what is an ETF in simple terms? An ETF, or Exchange Traded Fund, is a fund listed on the stock exchange; in other words, it's like an investment basket where, by [00:55] investing, the basket invests your money in everything that's inside. Although afterwards there are things that are ETCs, ETNs, etc. In this video, we're going to keep things simple and talk about ETFs. So, [01:07] if this basket has, for example, 100 companies inside and you put €100 here, it will distribute your €100 among these companies. And you can invest in these funds as if they were stocks, that is, through a brokerage firm, a [01:19] . Now, if you pay close attention, I'm talking about [music] ETFs in euros. But being so specific? In most brokerages, at least all the ones I know , you pay a conversion fee if you invest in another currency. Okay, there's a [01:33] conversion. So, if you invest in euros, you can save that fee. Now, can have ETFs that don't comply with this rule, but if they do, even better. So, let's start with global ETFs. This is the most famous category, and the one [01:46] some of the world's best-known ETFs on this list here, and these are the ones most commonly considered the best for the long term. These ETFs are therefore often or investing for children, because you typically look at horizons of at [02:00] least 10 or 20 years. Starting with the ISARE Score S&P 500. So here we have an ETF that tracks the S&P 500. There are several that do this. This here is The Black Rock ISARE Score S&P 500. This sticker here, SXR8, is what you [02:14] you want to invest and don't want to have to search for the entire name. We , when you search for an ETF, whatever it may be , it doesn't appear, we So, first of all, here we are looking, as we can see, at an [02:29] ETF that tracks 500 of the largest companies in the United States. Here, the annual cost is 0.07%, which is low for an ETF, so for every €100 you're cumulative, in case you don't know what that means . Ultimately, companies can [02:44] Therefore, they may end the year with a lot of profit or with some profit and want to distribute some of it to investors. So, this is a benefit that some companies offer when it makes sense. And because it's cumulative, it means [02:56] your account and having to declare them, and then, if you want, you can life, they automatically reinvest the dividends in this ETF. So, only when you sell it in x years, whenever you want, will you [03:10] declare that value. Being cumulative, it generally tends to be better in the So imagine that the ETF is going up, up, up. If it's keeps falling, falling, falling, and accumulating, it's even worse. We, of course, [03:22] term and trying to believe that things will work out well. After physical therapy. I always prefer it to be physical. This means that the entity effectively buys the fund. Then we have it here in the green one. This is a huge fund, the bigger the [03:37] better this number is. This ETF has been around since May 19, 2010, because this S&P 500 index has been around for much longer. And normally this is very good proof we have that it worked. [03:50] guarantee future results, but it's an excellent indicator. And then we can companies. Here we have 503 holding companies. Holdings refers to the number of assets held be divided into separate entities. For example, Google is divided, therefore Google isn't just [04:03] So this is what can cause this number to sometimes not be what is see, for example, if I look at a 5-year period, that there's an upward trend, although we've gone through some tougher times here. [04:17] strategy, these can be good times to reinvest and keep investing to course, we never have the guarantee that it will always go up. Okay, we have the 5-year timeframe, and if I set it to the maximum, we can see that it's an ETF with an [04:29] upward trend. Here, in terms of additional information, we'll see that all or most of the funds we'll be looking at here will be unged. Here exchanging it. Since it's a long-term project, I 'm not too worried about it, OK? [04:43] Typically, when a fund is hedged and there is protection against currency risk, it becomes more expensive. OK? Okay, that's something to pay attention to. I tend to, but this is just to you, but when I'm making long-term choices, I tend to look for what's already there. [04:56] can see that the top 10 assets of this T ETF account for 36%, meaning there's a very large investment in this top 10. And in this top 10 we can see Alphabet (which is Google), we can see that we have Series A and Series [05:10] C here, Broadcom, Meta (which is Facebook), Tesla, and Brakshire Hathaway. So, in United States, right? In fact, in your mind, you can assume this is an we also have distribution heavily focused on technology, and then we have a [05:23] equal division into financials, telecommunications , finance, and we want to see more information, we click here on the order and we can see the if we look closely, we can see that this year, up to today's date— [05:38] So, you'll see this in a few weeks, in a few weeks, but it may be slightly different, but even so, this year it has already reached 11.76%. 76% ordinary, because, well, I mean, out of the ordinary, this is an average, right? Averages [05:51] win, some we win big, others we win less, but we can see here, for example, that in the last year we have 25% profit, in the three years we have 71%, and in the 5 years 98%, and since it started we have 805% [06:06] these are quite pleasing results. The S&P 500 is considered to be at the market average, and we have an expected volatility of 17%. Furthermore, we look at , or rather, the biggest loss in the ETF since its creation, was [06:22] In your investor journey, this is a number that could happen. You invest €1000 and at some point you're losing €330. This is the worst thing that has happened in this market since its inception. And this is the part I [06:35] wanted to tell you about, which is important: in brokerages, as a rule, we pay dollars. So, if we can invest in euros, we typically save on conversion fees. So, what do I usually do? I usually check [06:49] corresponding ticker symbol. In this case, for example, I am here investing research this XR8, but imagine that XR8 didn't exist in the brokerage. I don't know, I wanted to use the Amsterdam stock exchange, I could search for this CSPX. Okay, that [07:04] was a solution. If I liked the Amsterdam stock exchange, if the liquidity was OK and everything else, I sometimes have more options here with other stock options. This is what basically investing. And how do you manage to invest in these assets? [07:17] then you'll know how to do it for any other asset you want to talk about during the video. For this, we will use my partnership with XTB, which is a regulated platform in Portugal and where I actually invest for the long [07:30] term. So, taking the S&P 500 as an example , I have two examples, two ways it. This is especially good if I only want to invest occasionally. OK? I can come here, I've selected this specific example of the S&P 500, I [07:44] increase it, decrease it, and then I can either buy directly or specify the price at which reaches x price, I want to try to buy it at that price. The other option is to create be a more recurring thing. Let's take this one, for example, which is the example [08:00] I usually use in my videos. I have this CDP 500 here, and every month this money comes in and is automatically invested. Then you investment plans. Let's suppose I wanted to use the SNP here, create an [08:12] investment plan, and then, of course, you'd have to deposit money, but you could also do investing on a recurring basis. Please note that if you select always place standing orders here; it will probably be better that way. If [08:25] you want to see XTP for yourself, you can scan this code R or you can find the link in the description, and you can always enter the code Gabriel F to get some diversified and not so focused solely on the United States, one of the [08:38] most popular options is an ETF that tracks the MSCI World Index. In this case, we have the ISARE Score MSI World, which invests in hundreds of companies from various developed countries, such as the United States, Europe, and Japan. But note that, despite being [08:50] called "world," this index does not include emerging countries and continues to have a Still, it's one of the most common choices for those who want to have a global base in their portfolio. So we've arrived at an ETF that tracks the MSCI [09:04] n't want to have everything focused solely on the United States . We have this fund here with 23 different developed countries, countries like United States. Obviously, the United States is the largest part, but anyway, before we go [09:17] down there, let's see that it has a series of 0.20%, which is good. reinvests the physical dividends, which is how I prefer to refer to the size of the fund, it's highlighted in green here? This fund is very large . The start date for this ETF is [09:31] also quite long. There are approximately 1308 that this number is changing. This always changes whenever they do a review. we can see an upward trend over the next 5 years as well. Obviously, [09:44] with these drops, you'll see that they'll be similar to this type of more global fund. Globally, that is, in this longer-term fund, like this one, the previous one, and the next one, we can see here that the top 10 assets [09:56] within this fund represent 25 % of the fund's total value. We have here, you'll be Nvidia, Apple, Microsoft, Amazon, because we also have a lot of United States here, OK? So, this part of the top 10 ends up being very similar [10:10] to the S&B 500. Again, we have 23 here— well, not all 23, but sectors, our top three here are financial and industrial technology. In terms of results, we can see that year- to-date, therefore since the beginning of the year, [10:24] we are up 11%, and over the next 5 years we are at 81.71%. Of course, future results, and since its creation we have a 637% success rate, that is, since the date shown above, okay? Regarding the volatility level, we can see [10:38] that over the past 5 years it's at 14.63%, and the maximum drawdown is at -33%. In other words, since the fund's inception, the maximum loss has been 33.91%. Here, the most well-known ticker is IWDA, and [10:51] this is NL, OK? These are the two that are easiest to find at brokerage firms. If you want to take diversification even further, there's Vanguard Foodsy All World, which tracks the Foodsy All World Index. This TTF invests [11:04] not only developed countries but also one of the simplest ways to literally invest in the global economy with want to invest a little bit globally, one of the ETFs most watched [11:19] by investors is Foods World. In this case, ETFs that track Foods All this Vanguard, which is the VWC, as an example here. Here we can look at a higher annual rate, 0.19%, but it's still low. It is fine? We're looking at the physical aspect here in the [11:33] green, a large background. That's what we like. It is, of course, a more have several years to work with, to look at historical data, and to understand things. And we currently have 3745 [11:45] assets within this ETF. We can see that the trend is increasing, and it has been increasing over the . While analyzing it, I always want to see the data from the 5-year period, and if we have Once again, we're looking at unheaded sampling here, and we're using [11:59] optimized sampling, even though it's physical. In other words, instead of full everything, all assets within the fund are bought, here they take a sample of the total index and invest only in that sample. Here, the top 10 is [12:13] more evenly distributed, now only representing 22.40% of the total (out of 40%), but it's still significant. And you can see that there are many similarities here to a Nevidia, Apple, Microsoft in relation to the S&P 500, because we still have almost 60% of the [12:25] other countries like Japan, the United Kingdom, China, Taiwan, for example, the chips and all those things that are necessary. That's why it's also here in a big top ranking. It's a [12:39] different kind of asset. In terms of results, you can see that it hasn't delivered the same results as the S&P 500, which tends to be slightly lower when broken down year-on-year. It actually turns out a little bit better this year, but here in the S&P 500 it [12:51] was still considerably higher. That's how it is now, we're more diverse here. slightly lower because we are not as heavily invested in the same thing. So has to be a little lower. And that. If you want a bit more [13:04] move away a bit from this United States thing , you also have to be aware that there can be this discrepancy. And here, since it was created—which is more recent, it was created more recently than the S&P 500, or in this case, the [13:16] SXR8. So here's a smaller result as well , but we'll govern it by similarities. In terms of drawdown, this one was even bigger than the previous one, If I look at the volatility, on the other hand, I can see that it's less [13:29] down kind of thing; I see that it's smoother. So here we have the global. Let's move on now to a growth and highly technological ETF. Yes, it's riskier, but it also has a [13:41] higher returns. OK. Of course, past results obviously we're comparing the past performance of all these assets. It is fine? Considering what I just said, one of the is undoubtedly the ISARES NASDAQ 100. I [13:55] can see that the NASDAQ 100 represents the 100 non-financial stocks listed on the NASDAQ exchange, specifically the New York Stock Exchange. The current rate here is 0.30%, which is still acceptable to me . Cumulative, physically [14:09] quite in the green here, a fund with a significantly higher fund size. This business has been in operation since 2010 and we have 61 active members. There you go , yes, those are the kinds of companies that can be split up. Historically, we have here the highest increasing peak and also the highest peaks over the next 5 [14:22] years. We're looking at a complete, unherged replication, and looking at an American exchange, obviously most of the assets here are based in America. And then we have assets here that you've already seen in the S&P [14:34] 500, but here there are 100, and they're non- financial, meaning we have Nvidia, things that are much more growth-oriented. Generally, we strongly associate strongly associate it with technology. Okay, now you can see why. For this [14:47] incredible percentage in technology, incredible, that is, large. One thing which is really in terms of results, if we compare it to the market average, we have here that this year it has already achieved 20%, in 5 years it has achieved 133%, and since its inception it has [15:00] achieved 2105%. So now we can ask ourselves, why don't we here because we also have to consider that although the drawdown since its creation has been relatively stable, we have significantly higher volatility. Notice [15:13] that the volatility here in the S&P 500 is 17.43 over 5 years, and here we are looking at 22.70. Therefore, we are looking at something where the risk is gains is also higher, but the possibility of losses is also real in [15:27] this draw. And here we have the tickers, and here we also have one of the best- people don't want to have just one investment, or they don't want to have all of it for a decade liked to invest in order to receive some returns on a minimally [15:41] regular basis. And this can be achieved through dividends, where the focus investment than on its significant growth. By the way, before we continue, my team and I have put together a 100% free, 7-day course [15:54] financial plan. It's delivered by email; every day you receive a lesson and a short exercise to do. The goal is for you to have this plan clearer and with a if you want, here's the code or the link is in the description. [16:08] So, going back, we have here a hybrid between what we talked about before, that is, global ETFs and dividends with the Vanguard Foodsy All World High Dividend Yield. In other words, here we're looking at something more distributive because you [16:21] account. Here at Foods All World, which we mentioned at the beginning, the focus is dividends. So, really, looking here at something more focused on substantial in dividends, we usually look for something distributive, [16:36] leave all your earnings for the moment when you are going to sell. This means that every so often, you will receive a payment, which is not mandatory. In history, those companies that pay a lot of dividends usually [16:49] . We want them to be distributive, because the strategy here is for me to receive some money from my investments gradually, and not just at the time different strategy. We can see here that it 's a little bit higher, 0.29%, [17:02] but it's still within acceptable limits. We have slightly fewer companies here than before, but more than the S&P 500, 2329, different assets, And then we have the green one here, although of course a much smaller background because [17:14] have doubts about what an ETF is, there's a description here that you can also ask to have translated. Here on Google you you can see the translation and the fact sheet, which is always important to see. Once again [17:27] , for the last 5 years at most, we've had a growth trend, and this then we also have the dividends, in fact, the dividends that are distributed, and we've had this fund since 2013, which is quite a long time. Now, in this section, [17:41] often dividends are distributed, it's quarterly We're looking at an unhedged fund, and with an optimized version, our top 10 is even more widely distributed. We have here, ready, different companies, because they are, [17:54] dividends. Here we have Exon, here we have JP Morgan, Johns & Johnson, several companies that dividend investors are familiar with, OK? But anyway, these are the ones that are here, 38% in the United States, so even less in the [18:08] , we have a lot of financial information here, on top of that, like, all the banks and things like that, normally, they pay dividends, which makes sense, industrial companies. asset growth, but also dividend growth. Can you see it here? [18:20] distributions dividends. Therefore, if there are distributions and dividends, it already includes them here. So, we can see here that over the past 5 years we have 72.89%, and so far this year we have 12.30%. But really, since this is something [18:33] dividend distribution, we look here and we can see that at the moment they are being distributed at a rate of 2.5% annually. He is well? Obviously, this value the left or slightly to the right, but currently this is the number. We must [18:47] looking at an ETF with multiple assets. Therefore, this number will always be lower a specific dividend-paying stock. It might be in the on-reads, for example, it might be at 3.5 or 4, but anyway, we're looking at an ETF with several assets [19:01] inside, so this number becomes more manageable, although it's still good for an ETF. Maximum drawdown of minus 35% and a 5-year volatility at 11.06. . And here we have the list of stickers, we have usage in [19:15] euros. OK? Therefore, it's just another hypothesis. Finally, and because the world this well-known asset in times of uncertainty: gold. Now, you gold and store it at home, but you may want someone else to do it for you, and you [19:29] this, we can invest in an ETF, or more accurately, an ETC that invests in gold, such as I Shares Physical Gold. Yes, that's it, in a very simplified way. Imagine that instead of me buying the gold and keeping it at home and dealing with the buying, [19:43] company that does it for me through a fund that's similar to an ETF, but it's an ETC. We are looking at a commodity. Here, the lowest level, 0.12%, cumulative, is physical. Here, and it would be fitting if it were a [19:58] physical copy, a fairly large fun size, and it's been around since 2011, so I'd say there's We are seeing a fairly upward trend here, and at most, also increasing, through a rather lateral section. Unhaded. Once again, I [20:12] warned you that this was all going to be a mess. And here, obviously, the results are normally, we look at gold investments as having less uncertainty, although lately that has n't been quite the case. It's more of a [20:24] safeguard than an investment designed for significant growth in the last 5 years this has grown by 144%, which is very strong, but for example, so far this year it is at 4.78%. It's an interesting asset if you want to protect yourself during [20:38] downturns in the market or times of greater uncertainty. Here, the maximum drawdown was significantly higher, and the volatility is a little lower than the SP500 over 5 years. best-known ETFs for investing in gold. However, investments are not the [20:52] your money grow. It's a mistake to think that way. One thing I constantly do is try to find things that can also boost my wallet. And if you'd like to see the things I've bought that pay for my daily expenses, click on this [21:04] and how I use them. As always, thank you so much for watching. always, thank you so much for watching. Come next week, then goodbye.