---
title: 'Crypto P2P Arbitration Bundle Exposed'
source: 'https://youtube.com/watch?v=sPzfqqogyY4'
video_id: 'sPzfqqogyY4'
date: 2026-07-28
duration_sec: 661
---

# Crypto P2P Arbitration Bundle Exposed

> Source: [Crypto P2P Arbitration Bundle Exposed](https://youtube.com/watch?v=sPzfqqogyY4)

## Summary

This video examines a crypto arbitration scheme that exploited a bank error involving Madagascar currency and a Ukrainian bank, PUMB. The presenter warns viewers about the dangers of giving bank cards to strangers and declares that such arbitration is effectively dead. The story highlights how thousands of naive participants ended up in debt due to overdrafts after the bank corrected its exchange rate mistake.

### Key Points

- **Victims Lost Millions** [00:00] — Thousands of people lost millions of dollars due to a bank error exploited by arbitrageurs.
- **Arbitration Bonds Explained** [01:22] — Arbitration bonds involve buying currency cheap in one place and selling it for a higher price elsewhere, earning the difference.
- **New Bundle Leaked** [01:52] — A profitable bundle using TransferGo and Madagascar currency was leaked to the public, leading to widespread exploitation.
- **Bank Exchange Rate Error** [02:18] — PUMB bank set the wrong exchange rate for Madagascar currency, causing 10 euros to show as 800 euros on cards.
- **Overdraft Trap** [03:04] — After recalculating the correct rate, the bank placed an overdraft (loan) of 790 euros on users who withdrew or transferred the inflated amount.
- **Arbitrageurs Launder Money** [04:31] — Experienced arbitrageurs laundered the profits through P2P exchanges or crypto to avoid tracking, while using drop accounts to protect themselves.
- **Never Give Your Bank Cards** [06:12] — The host stresses never to give bank cards to anyone, as even experienced traders can lose everything due to bank blocks and overdrafts.
- **Arbitration Is Dead** [08:14] — The host concludes that crypto arbitration as a reliable income source no longer works, and any 'profitable bundles' sold online are likely scams.

### Conclusion

The video serves as a cautionary tale: bank errors can lead to massive losses for naive participants, and arbitration schemes are largely scams. The host advises viewers to avoid giving out bank cards and to be skeptical of any 'easy money' offers.

## Transcript

happened, and just so you understand the victims lost not 100 or 1,000, but just millions of But as arbitrators managed to get such huge sums, really people were naive to send money
No, when I was 22, it was a cliche, it was more interesting. Today we will examine how, thanks to one banking mistake, the arbitrators got a bundle that
brought 800% profit from one lap, how much money they lost, why not give their cards Greeting you friends, my name is Vlad and you are on the channel Coin 22, be sure to like this video and subscribe to the channel in the future not to miss interesting and
The first thing I want to do is to bring you up to speed on what happened, and now almost all the public, groups and channels about arbitration, post a lot of information about this, and it would seem that here Madagascar, the Ukrainian Bank of PUMB, and millions of
The whole scheme of deception consisted of a new profitable arbitration string, which we described in detail in these three clips, but briefly I will repeat anyway. Arbitration bonds are when you use different banks, exchangers, and exchanges to earn on
Well, let’s say that in one place a batch costs 20 thousand dollars, and in another 19, anyone who has at least 5 classes of rural school, will understand what you can buy 19 to sell for 20, and the difference of one thousand dollars to put in your pocket.
And this way you can spin at least all day, if not a lot of nuances. your cards. So, a few days ago, a new bundle came online, which was sold for money at first, but very
quickly this bundle was leaked to the public, and it began to go from hand to hand through And now the most interesting thing is what was this scheme of earnings, I tell you. There is a money transfer service called Transfer Go, and through it with the help of some foreign
the currency of Madagascar, on the currency card of the Ukrainian bank FUMB, which should Many will ask why Madagascar, well, because the bundle worked exclusively with this currency.
put the wrong rate, and when 10 Euros were transferred to the card, 800 were on the balance Those pioneers who were looking for gold, and in fact found the diamond, did not want
to miss this opportunity and began to strengthen the Madagascar currency in order to transfer But in our harsh economic world, everything but banks can lose money. 22, because we do not always have time to make full videos on YouTube, and in telegrams
we daily publish the latest and current events from the world of crypts, So if you want to make money on these events, subscribe to the telegram channel Coin 22, following the link It is worth noting that the employees of PUMB are not stupid guys, because they, and many
In fact, it’s the same credit, only for debit cards, and with higher redemption rates. In the situation with FUIB it turns out that when the person on the card came 10 Euros,
and 800 was displayed, the bank has over time recalculated the current rate and users have But those who allegedly sent these 800 euros to another card or cashed, the bank after recalculating the rate, put them the same Overdraft in the form of a loan of 790 euros,
basically what happened to the thousand naive guys who wanted to become millionaires in When this scheme came into the public domain it was used by a lot of people, but experienced, rate and the bank would issue an overdraft, so they were looking for dropouts to give
Many guys gave their cards to PUMB at a percentage, and did not suspect anything at all. And instead of earning a percentage of renting cards, the poor droppers got only minuses,
After that, users' cards were immediately blocked, and told to seek help in the banks, problem. mistake because now you have to cover this minus, only given the recalculation of the
It turns out that in a couple of hours some arbitrators became without jokes millionaires, because to draw 100 Euros, and withdraw 8 thousand, and so for a couple of hours, you
The arbitrators were afraid not only of overdrafts, but of the fact that after all this hype money would start to track, so they would wind it up through Pi Tu Pi or the crypto exchanges, of finding this essentially stolen money.
And I don’t understand how in 22 you can give your bank cards or God forbid the documents to rent from the Internet, because it’s the same if you give a criminal a gun to rob of money, and now it is facing really big problems.
only it’s highly unlikely. But who is really responsible for this situation, and how to be poor guys who gave their bank According to many lawyers, this is more like a joint of the bank itself.
For example, if you decide to buy dollars, but not in an online bank, and some exchanger can not come and take you 90 and leave 10 dollars, say they changed course, right. Because buying a currency is the same service that the bank provides to its customers, and
the idea is that if it gave you the opportunity to refill the card at one rate, change it, Well, it’s only natural to seize accounts and confiscate clients' property after a court And victims, no matter how many people write that they need to, can defend their rights,
is very much like fraud. So there may be two ways to solve the problem, one good way and another bad way. The bad option is that users still dress up to give money only, without additional recount.
And a good option would be if you do not have to pay anything. figure it out, because transactions can be partially traced, see who’s cashing the But I’m telling you this story not just so you can listen to it under the seagulls,
but above all so everyone can draw conclusions, because it’s better to learn from others' So the first thing I said in the past videos and already tired of repeating, never give anyone your bank cards to scroll, do not for any money do not, because the more you are
Poker even has a very interesting proverb that perfectly describes this situation if among the players at the table you can’t Find a sucker, you are a sucker.
But, if you decide to arbitrate on your own rather than just give your cards, the outcome will be the same, the first round, the second, the third, and your card is cast into a block,
so the arbitrators are looking for the very drops that will provide their cards for a After all, now everyone is looking for similar banks that charge customers overdrafts.
Even in the tick-tock began to post a video, they say a new bundle, like PUMBA, fly make It’s foolish to think that you can rob banks and make millions of dollars a day, because
educated people, unlike naive schoolchildren, understand that money from the air is impossible, and no one will let you do something like this on a permanent basis. Also more than sure that in the future we will be able to watch how fraudsters will
start to create and advertise their payment services or regular exchangers where they Greedy users will go twist money through them, and the result they will put out kilometers
of recalculation, only in court this issue will not be decided, and you will just come a collector in leather jackets, and their special approach will try to explain what
So if you come across anything like that, you go around Route 10. In fact, the arbitration as a source of income died a long time ago, if it ever functioned
What these Tic Tock nerds are telling you, it’s a long line of bullshit they’re putting on you to get as much money out of you as possible. Selling ostensibly profitable ligaments is also a complete divorce, as the performance
Well, I’m not even talking about the training team. After all agree any person who really earns in this way will never share these schemes
We at the beginning of the origin of this in quotation marks sphere, made it clear that
you will not earn money here, but only lose. And a lot of schemes of deception we discussed too.
Trust me, on every corner right now, crooks are willing to play on your greed and your
They’ll be making stuff up all the time, getting money from naive dreamers. Now perfectly this function is performed by arbitration, which was very jealous all over
Today’s the crypt arbitration, tomorrow you get some miracle bonuses at the supermarket, But unfortunately millionaires become only those who come up with these schemes, and
So I don’t want anyone to become these wallets, and if you follow the recommendations from this and other of our videos, you’re not going to get a percentage.
So write in the comments what you think about this, whether you have managed to earn in
this way, and a review of what kind of earnings you would like to see in the future. Support this video like, and by subscribing to the telegram channel, thank you for watching, see you in the next clip, bye.