[00:01] is creating discretionary income. What we didn't get into is there's only three ways. Right? If the goal is to have more money at the bottom line, you only have three choices. You can cut expenses, you can increase income, or you can do both. [00:17] Those are the only three options. Yeah. So, what did Olivia and I do? We were spending every penny. We were just like everybody else at 30 years old. We We did a deep analysis. We ended up cutting 20 or 30% of our spending immediately [00:31] needs and we, you know, we did our needs, but we stopped doing wants for a decade. Again, sacrifice. But, you can also increase revenue. And what I'll tell you today, as a W-2 to employee, I don't see myself as an [00:44] entrepreneur. You guys certainly more entrepreneurship than I am. But, you're absolutely right. It has never been easier to take your passion. Like, if you're my age, right? I'm 50 freaking three. And you have had a hobby for 20 [00:58] years. It might be Star Wars. It might be classic Mustangs. It might be rare wine. I don't care what it is. But, you can take that 20 years of passion and produce income from it. You can find your tribe, your community, online. Uh [01:14] start a YouTube channel. Get I mean, there's just so many ways.