---
title: 'The Most INSANE Couple Ever | Financial Audit'
source: 'https://youtube.com/watch?v=ETwcyyMCR_Q'
video_id: 'ETwcyyMCR_Q'
date: 2026-06-30
duration_sec: 6076
---

# The Most INSANE Couple Ever | Financial Audit

> Source: [The Most INSANE Couple Ever | Financial Audit](https://youtube.com/watch?v=ETwcyyMCR_Q)

## Summary

This episode of Financial Audit features a couple with a severe financial crisis, compounded by a deep immersion in conspiracy theories. The husband, Luke, and wife, Chelsea, reveal a household where trust is broken, communication is nonexistent, and their beliefs about the world (flat Earth, staged events) directly impact their ability to manage money. The host, Caleb Hammer, attempts to navigate this chaos to provide a path forward.

### Key Points

- **Extremely Low Financial Score** [100:03] — The couple's financial score was 1.5 out of 10, one of the worst the host has seen.
- **Pervasive Conspiracy Theories** [20:38] — The husband believes the Earth is flat, that Trump staged his own assassination, and that the government is run by a cabal of elites.
- **High Debt Load** [96:19] — The couple had $90,000 in bad debt (excluding mortgage and student loans).
- **Income Breakdown** [02:45] — The husband receives $4,646 per month in VA disability, and the couple's total monthly income is around $13,000.
- **Potential for Recovery** [97:30] — The host estimates that with a strict budget, the couple could pay off all debt in under two years.
- **Separate Finances and Trust Issues** [51:18] — The couple keeps their finances separate, leading to a lack of trust and communication.
- **Wife's Role** [01:13] — The wife homeschools their four children and is a caregiver for her sister.
- **Husband's Job** [02:55] — The husband is a salesman for a roofing company, but his income is variable.
- **Mortgage Details** [63:33] — The couple's mortgage is a 40-year loan at 6.25% interest, and they have been behind on payments.
- **Credit Card Mismanagement** [69:25] — The wife had a credit card with a $300 limit but a balance of $537, and it was closed.

## Transcript

If you look at everyone who is a Jewish
who was a Jew and they're in power,
things like that. Look it up, bro.
>> So, basically what Trump is doing is
like what Hitler was doing except doing
it the right way.
>> Is the world flat around?
>> It's flat.
>> When you raise your children based off
of that, that's concerning.
>> Biden was never really president.
>> He's dead supposedly.
>> What?
>> Charlie Kirk's not actually dead.
>> You don't actually believe this. You're
just having fun with this.
>> No, I believe it.
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>> Hi, I'm Chelsea. I'm 29 years old. This
is Gary.
>> Hi, I'm Luke and I'm 32 years old. Work
from DFW
>> and this is Financial Audit.
>> Yes, it is. Thanks for coming down from
the Dallas area. Okay, Chelsea, you're
in front of me. What do you do for a
living up there?
>> I homeschool my kids and I am a
caregiver for my sister.
>> Oh, kids. Married?
>> Yes.
>> Okay. How long have we been married?
>> Three. Two years.
>> Yeah. Put him down. He doesn't want to
be with you. almost through September.
>> Okay. Well, congratulations. Okay. Very
good. How many kids? What are the ages?
>> We have four kids total. Three are from
my previous marriage and one
>> Whose previous marriage?
>> Mine.
>> Oh.
>> Mhm.
>> Wow. Jeez. 29. Two marriages. Yikes.
Okay. Okay. Just saying. I mean, what
are the ages?
>> Um, 7, 4, and six.
>> Yeah, I think there's another one
>> and 9 months. Well, I I messed up the
age.
>> I met that one. That one was very nine
months. She is nine months. Oh my gosh.
He's not. He's 9 months. The dog is 9
months. She's 14 months. She's 14
months.
>> The dog's 9 months.
>> Oh, that's pathetic.
That's rough. That's rough. Dude, you
care about the dog more than the kid. I
guess that's why you left the other
three.
>> No.
>> Okay. Okay. So, you don't make money.
>> I do.
>> Okay. Stay at home Very good. So
Luke, I hope that means you make a lot
of money because it ain't it it's not a
super cheap place to live.
>> Yeah, I make I make a decent amount. I
mean, I'm I'm retired military. I work
for roofing company, so we bring home
quite a good quite a
>> Which one? The retirement or theing
roofing?
>> Both of them make pretty good money.
>> Okay. What do you get from your
retirement?
>> I get around I'd say about So VA is
4,646.
>> Oh, VA. Wait, okay, that's not
retirement. It's disability.
>> Disability. Yeah. Yeah. Yeah. But you're
working in roofing.
>> But I work in roofing, too. Yeah.
>> What do you do in roofing?
>> So, I'm a salesman for roofs.
>> Ah,
>> yeah. Yeah. Yeah. I'm a salesman.
>> Okay, that makes a lot more sense cuz I
don't know if I would want a disabled
person on the top of roofs doing
roofing,
>> right?
>> Okay. Okay. Oh, never mind. When you are
a saleserson, you're getting on roofs.
>> No, we have drones now. So, I don't get
on roofs at all. Drone.
>> Okay. Okay. Modern technology. I
appreciate that. Different kind of
drone. Not killing brown people this
time.
>> Right.
>> Right.
>> What do you make in the roofing?
>> So on average about $1,000 a week. Now
if you do a make a sale or something
sales average depending how big the roof
is. I mean you're looking around 25 to
maybe like five grand a roof depending
on how big it is.
>> Okay. But I'm averaging out 4,000 a
month.
>> But if you Yeah. Give or take. Yeah.
Huh.
>> If you can make a sale.
>> If you make a sale.
>> Is he averaging making sales? So he's
bringing 4,000 a month.
>> 4,000 a month. He's not making a sale.
Okay, backstory real quick. Gosh damn.
So, time out. Hold on. Let's this this
have more context, right? So, I just my
other job for roofing just got shut
down. They quit business last week,
right? Uh there I was making an average
about 800 bucks a week and then on a
sale average you can make about $1,000
for each sale. I made two sales,
>> but that business is gone,
>> right? So, I just got hired actually
signed the offer letter today uh for a
for a roofing another roofing company,
right?
>> Oh, wait. But you want to know how much
you're making? Well, I mean, I've been
doing roofing off and on for a long
time, so I know I know exactly. And uh
there's a So, for for now, for about
what is it? I think for two months,
they'll give me about 1,000 bucks a
week. And then after that, when you
build your pipeline, that 1,000 bucks
goes away, right?
>> And you have to replace Okay. Okay.
Well, we'll put it as four for now,
>> right?
>> Yeah. I mean, you seem lack of
confidence in this.
>> Three to four is on average what I make
monthly every single day.
>> Yeah. Because he's he he says he's good
at sales, but I haven't actually seen
him make a sale.
>> Pay the hell attention. You know how
much money we make? or bring her what a
thing cost. You have no idea.
>> Because you keep our finances separate,
>> bro.
>> Bro,
>> 3 years. Mhm.
>> And the finances are separate. Why?
>> You want to be honest about this? Cuz I
will.
>> Well, please. That's what we're here
for.
>> Because we've argued a lot. She's damn
near left me five, six, seven times. And
so I
>> Well, she seems to leave every man she
breathes with. So,
>> well, I mean,
>> well, I mean, if they're
>> you married or you ain't.
>> You made three. Well, see, because I'm
Christian and I was like, you know, the
Christian church, the faith requires you
to breed with
>> In fact, I do believe illegal.
>> You can't what?
>> You're not supposed to get divorced.
>> Well, I had real reason. I So,
>> and and abuse, but
>> Okay. Why are you I'm sorry. Like, yes,
you're the victim in that.
>> Well, I am.
>> Why are you breeding with someone who's
abusive?
>> Cuz I didn't know. You didn't know he
was hitting you when he was hitting you?
>> I mean, I'm sorry. I don't want to.
That's insensitive, but like
>> I It wasn't It was It wasn't like that.
>> Oh, so he was abusive without abusing.
It's interesting how modern terminology
has been kind of flipped
>> to saying words that don't mean the
thing that it means.
>> No, it does. I just really I can't talk
about him.
>> Okay, I got you. Okay, well, we won't go
down that rabbit hole then. Oh,
>> yeah. Okay.
>> Nice cover up.
>> Did I kick you? My bad.
>> He said nice cover up, by the way.
>> That's not
>> nice little scapegoat right there.
>> That's not a scapegoat. And you know
that.
>> Okay. Have you hit her yet?
>> Sure.
>> Let's Let's try not to.
>> She's a little fiscally aggressive,
though. So,
>> I am in bed.
>> Oh, god.
>> Okay. Well, that's nice, I guess, for
you guys. I mean,
>> I think a fifth is on the way.
>> Absolutely not.
>> It's a possibility.
>> Absolutely not. What do you mean
absolutely? Are you on birth control?
>> No.
>> Are you fixed?
>> No. No.
>> Is he fixed?
>> No.
>> Is he on condoms?
>> No.
>> Okay, then what the are we talking
about? Absolutely. How do you think
babies are made? In fact, I would say
you're the expert.
>> But you can track it.
>> You can track it. It's not perfect. And
can swim for a bit, too.
>> And you
>> And what if he's the part of the 35% of
men or whatever that carry infertile
>> that Oh, I don't think. Did you put Is
the 14 month yours?
>> It definitely is. I made that one happen
on purpose. So,
>> we he he got on medication.
>> Okay, but even still, we've had a lot of
infertile people on this show that have
magically had kids. It's weird how it
works.
>> Like, what what are we talking about?
>> So, he doesn't we have different views
on how money should be spent. I'm very
much a practical money bills need to be
paid first and he's a I'm going to do my
fun stuff and then
>> bills. That doesn't really make sense.
>> Not necessarily. No, that's not how that
works.
>> That but that's how you work.
>> So, I get a guarantee.
>> That's not how it works. That's how you
work
>> every single month, right? And so, and I
know like my view is like I have the
guaranteed money coming in every single
month, right? I know what I can expect
to pay, what not to pay, etc., etc. Now,
for instance, right? So,
how do I say this? Like, like with the
mortgage thing, right? Yes, we are.
>> Mortgage thing as in the first document
in my stack, which is past due.
>> Yes, it is.
>> Mortgages shouldn't be passed.
>> Right now, it's currently past due.
>> It's past due.
>> You already know this But I don't.
You do.
>> I don't. I don't.
>> So what I do is in my personal this is
my I guess opinion I guess whatever
where with VA not the VA where Veterans
United the way they work from what I've
understood right is that it doesn't hit
your credit until it's 30 days past due
right
>> but then you snowball. So how past due
are we?
>> No we don't snowball. I I just paid the
the the payment yesterday. I got
paid yesterday. So I submitted the
payment for the mortgage yesterday.
>> For which month?
>> For past Yes. last month. That's we
didn't always pass due. We catch it up
by current due. So you just paid May's
yesterday.
>> What? What month we in?
>> May.
>> Yes. You already know this The
same thing forever, dude.
>> But I thought we had caught up and we
weren't doing it.
>> No, we have too much to pay for.
>> So the
>> even when I read Even when So at one
point I had to um what do they call it?
What do they call it? Um restructure
loan, so to speak. I guess we
>> No. No. Which is why are we laid on a
mortgage? That shouldn't be the
place we're laid out.
>> It is the way I've done it every month
is I only So I get So the reason I use
cash app, right, I get paid a week early
if all my paychecks, whatever, blah blah
blah. So when we first got the mortgage,
>> what? That's the cycle we're in with
four kids.
>> What's that?
>> We're in a cash advance cycle with four
kids.
>> The way I've always done my entire life.
So I
>> Well, that's not necessarily good when
you have kids.
>> It's on a cash advance.
>> What? What you justained? They pay you
early
>> due to which can be okay if you leverage
it correctly. But if you're stuck in
that cycle where you're not paying your
bills on time and you're waiting for the
early advances to pay off the previous
one,
>> then yeah, your cash advance cycling.
>> Okay. I've never heard put put it that
way, but I guess so. Yeah. Never heard
put that way.
>> But you're behind on your mortgage. Like
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Links on screen in the description and
pin comment below. Let's get back to
this financial disaster. So the way I
see it is like this, right? Unless it
hits my credit. I know that sounds it's
going to sound stupid. It's the
way my mind views it, right? It's like I
paid the mortgage yesterday, we're no
longer behind. There hasn't any late
there's no it hasn't hit from now.
>> The credit now technically the mortgage
is due on the first, right? So before in
the past,
>> I was making a ton of money. I'm
making at one point I was making like 20
to
>> I don't know 23,000 a month at one point
being a trainer at Lifetime Fitness,
right? That's including the VA, all that
stuff. So all together making like 20
something,000 a month. So, at the time,
I think I um we took a trip to Tennessee
at one point, right? And we we didn't
pay the mortgage that month. I said,
"Okay." I said, "Don't pay the mortgage
this month." I said, "I just pay it at
the end of the month when I get another
paycheck from Lifetime," right? So, when
we did that, I we did not budget out
money correctly on this trip to
Tennessee. What was it last year?
>> Oh, now it's a we.
>> It's been a wee, bro. It's a wei thing.
We're married, aren't we?
>> I
haven't been a You told Liz you don't
believe in late fees. Whether or not it
hits the credit, you're still getting
late fees.
>> Yeah. You ain't got to pay him until the
mortgage is done. That's also
>> Huh.
>> You don't have to pay the late fees
until the end of the mortgage. Why?
>> Yeah. Well, so you see, I didn't know
how he was with money.
>> Yeah. We didn't discuss that type of
before.
>> We didn't discuss that. But like,
>> how long were you guys dating before you
got married?
>> Well, a couple months.
>> Okay. So, that's why you're freaking out
about move to hell in. So,
>> 10 months.
>> No, we were It was 10 months when we
>> So, okay. Straight up. Let's Let's fix
this conversation real quick. And we
agreed on this, right? So our context
I'm I believe in Jesus Christ, right? I
believe the Bible and all this, right?
So when you commence a marriage, you
have sex that spiritually that means
you're married. Read the Bible. It says
in word for word, right? I don't know
the same verse, but that's what it says.
>> How many people have you married then?
>> A lot.
>> Um
>> spiritually speaking here, you know.
>> Well, see, okay, this is I came to my
faith later on in life because
>> So and then with the cross.
>> Well, yeah, but you know what? Jesus
still loves me and I've repented. So,
but yeah, I I I I have a
>> You can break them soul tones.
>> I've had a past. I've definitely had a
past. I have daddy issues. It's fine.
>> Who doesn't? What woman in this planet
doesn't at this point?
>> But yeah, so like I did I slept around
>> and it sounds like all your kids are
about to as well.
>> No, they're great.
>> Hell, they are.
>> Okay. Okay. What the was my question?
Okay. I mean, I have a note that like
what's destroying this whole thing is
your lack of trust in this. This is
built on like conspiracy theories and
like I don't even know what the is
happening. What are we what the are we
talking about?
>> Talk about finances. We get a mortgage
right now.
>> So that's why we're here based on
conspiracy.
>> We need help manage money when I pay my
bill.
>> But what is this conspiracy
>> Okay, which one? Charlie Kirk's not
actually dead.
>> What?
>> Uh
>> um Selena Gomez is actually dead.
and her and Justin Bieber's love child
is with
>> What the are we talking about?
>> Well, conspiracy theories.
>> Some almost killed my marriage out here.
>> Yeah, he doesn't really agree.
>> I don't know. I saw some videos
uh a lot on Twitter that day.
>> What day? Oh, okay. That's fake though.
>> So,
>> you saw some people die probably.
>> But should that look like death?
>> No.
>> It's questionable.
>> Oh, it's questionable, dude. I've seen
people show I've been part of shootings
in movies. Does that look like death?
That looks more like death than
>> I don't think movies are like I'll put
to you this way. I put to you this way.
You look
>> when you look at his situation, right?
First off, a man shooting a shot that
far away
has to be very, very, very good.
>> He got also just very lucky.
>> But the bullet that was supposedly used
would have blown up his
>> I'll say this, I was an expert shooter
in the military. I scored perfect every
single time I've shot a weapon in the
military. Didn't even stand. Whatever.
So where is he? Why would he do this?
>> So he's in Okay. So there's theories. So
there's theories. Okay. So he can either
So either his wife Erica Kirk was in on
it or like in on the conspiracy and
she's in hiding with
>> So we got some Candace watchers
>> or Yes. 100%. We know.
>> We know. Okay.
>> We know.
>> But we don't know. No.
>> You think?
>> We don't know. No. But we
>> call It's called a fake, not a no.
>> No, we know. So the So either his wife
cuz she's got ties to child trafficking.
>> She does
>> based off of
>> based off of the work she did with
children. She was kicked out of what was
the country? She was kicked out of the
country for it.
>> Yeah. So
>> country.
>> You got to know this dog.
>> It was like Slavia.
>> Slavia. Not country, bro.
>> Where is it? Where is it? What was it?
No, there was a country that she did
like
>> Ukraine. UK. Was it Ukraine? No, it
wasn't Ukraine. She did.
Don't look at me like that. I'm legit.
Like, let me just name all the
>> I'm just waiting for I'm trying to
remember the country, but she was kicked
out of a country. She was doing um like
adoption work for little kids that don't
have parents and they were going missing
and so she was kicked out of the
country.
>> We're not GOING TO HAVE PEPSI WITH BABY
FLAVORING IN IT. I MEAN, WHAT THE HELL
HAVE WE BECOME?
>> SO, ERICA KIRK, you're Satan.
>> I'm alleging. you're alleging is a child
ring leader.
>> She's she's in on it.
>> And Charlie didn't die because of that.
>> No. So she Okay. So she's was basically
his handler
>> and either he this is there's two
different theories. Okay. So either she
was his handler, he found out about all
her
>> Weren't they just like a classic
Christian couple like y'all?
>> The So is that kind of what he was
preaching?
>> Well, in the in the Okay. In the video
where he's being shot, it wasn't
actually him. It was a hologram.
>> Oh,
>> there was a there was a trap door. There
was a trap door and he So, the actually
believe this. You're just having fun
with this.
>> No, I believe this. I Well, I believe
one of two theories. That's one of the
theories. I don't believe he's actually
dead.
>> Okay. And the other theory would be
>> um
well I've got
>> Well, now I understand why you guys
can't talk about things cuz you guys are
like scary with your
>> trap door that you think.
>> So yeah, the door. There was a trap
door. They covered the trap door up like
right either that night or the next day.
>> I That's the cover up people.
>> The cover up people.
>> Yeah, the cover up people. What would
you call them? I don't know. Like
>> I don't know. Just like who are they?
What's the reasoning?
>> The CIA.
>> So where is he now?
>> Um in hiding
>> chief obey.
>> Why would he want to hide? He was very
successful.
>> There are people because
>> why would he want to be hiding? Well, I
will say
>> and it's all part of the plan.
>> What plan?
>> The plan with Donald Trump and all. So
it all plays into each other. Okay. So
we are under a military operation right
now.
>> There's an attack on the species by a
guild of psychopaths and they must be
defeated.
>> Yeah.
>> Were you a part of this?
No.
>> Okay. I think he might have some insight
if this is a thing.
>> So, all of these things like the Charlie
Kirk stuff, like the celebrities, all of
it
>> cuz she's bashed insane. You married her
and she's over.
>> Is that worth it?
>> Thanks.
>> Somewhat sad.
>> No, but when when all of it goes down,
you be like, "Oh, that that crazy
lady. She was actually right."
>> All of it goes down. What's going to go
down?
>> It goes down or it doesn't go down. the
way it's
>> we're all going to wake up to the
freaking that's going on in the
world. So like the celebrities and the
sex trafficking rings
>> are going to do what?
>> They're going to they're going to get
hung in public.
>> This is total mental illness.
>> What? No. No.
>> Yes. Military tribunals are coming.
>> Okay. So I will say this on the military
tribunals thing like they hold people
accountable in a military tribunal
because like be one you're too rich your
your name's too big or this or whatever
the case may be because with military
tribunal you are how do I say this like
there's a lot of normal citizen laws
that they don't I would say quote not
have to follow but they are outside
those laws because of the the power that
they hold so to speak. So in order to
Trump to catch some of these people,
right, you have to hold a military
tribunal to hold them at a higher
accountable standard. Something along
those lines. It's still kind of like
>> it's coming under this military
operation.
>> Yeah. So they're he's going to expose
everybody.
>> So honestly, why even care about your
personal finances if like this big thing
is going to come?
>> Why does it even matter?
>> It'll solve everything. Why does it even
say Biden was never really president
either supposedly?
>> I don't think so.
>> He was never actually sworn in either.
Did you see his earlobes?
>> Weren't they like old man earlobes?
>> No. So he's Okay. So they had like he
>> So he wasn't actually president. He's
actually dead.
>> Who was
>> Trump was commander-in-chief of the
military. So they put him in as a
puppet.
>> So I will say this when they when they
did his inauguration, right?
>> They played the funeral taps over like
an actual presidential introduction type
deal.
>> So Trump did the Afghanistan withdrawal.
That was a disaster.
>> Um well Trump was in
>> Trump was the president when we had 10%
inflation.
>> Yeah. So yeah. So it was all
that was anyway.
>> Well it's to wake everybody up to see
like co for example
>> which was also
>> It was and it woke a lot of
people pass the inflation reduction act
the infrastructure bill the
>> um behind the scenes to wake everybody
up to make it look like it was Biden.
>> Okay.
No, it is like if you look at
>> look into it, guys.
>> You do.
>> Can I just ask you a question? Is the
world flat around?
>> It's flat.
>> Okay.
>> And I can Well, I can kind of prove
that.
>> How can you prove that? If the earth is
flat, there's a military operation
happening. We the the the presidency is
not even a thing. Why would we take the
effort and sacrifice that required to
get this under control if all still got
to live? Like there's still
>> But if everything comes down, it won't
matter.
>> It won't matter. people for freedom if
all this doesn't matter.
>> Well, because it is. He wants freedom.
So, right now, we've been under a
undercover war for a long time now. So,
Trump is actually
>> with these elites and these child
traffickers
>> trying to take over the world.
>> Hey, I got rich. Does that mean I'm all
of a sudden diddling children? Is that
how this works?
>> When you unlock a network, do you all of
a sudden like, oh, that's a child.
>> No, that's not true. But there's a lot
of people who are who they get into
their rich and fame by selling their
soul and doing dirty things with
children.
>> What the are you talking about?
>> Selling your soul. Did you sell your
soul?
>> No.
>> Well, not everybody does.
>> Created a popular show.
>> For Okay, Justin Bieber. He tried to get
out of it, but he sold his soul. He did
a lot of bad things.
>> Bro, that dude his brain with drugs.
>> I don't think I'm listening to that.
>> Did he?
>> Well, did he? Diddy.
>> Diddy and him were like
>> Yeah, Diddy was like lube obsessed. I
don't know.
>> No, he was child obsessed.
>> Yeah, pretty sure.
>> I don't think his whole did the whole up
in just children. It was It was He was
on trafficking charges, but not for
children.
>> Kanye West. They made him look crazy cuz
he was starting to call out the
>> Well, I think he made himself look crazy
and he just got rid of and he just
apologized.
>> So now the Kanye West that's here isn't
actually the Kanye West.
>> What?
>> See how all this has no factual? No, it
does have to though. It does.
>> It's all insinuation, bro.
>> It's not. It's factual.
>> It's not factual. Factual be a fact. But
that that phone's black, right?
>> Prove to me that the world is flat.
>> Well, then you got to pull out scripture
and stuff. But basically, yeah,
>> I like the Bible. I don't remember any
type.
>> Hey, type in chat GBT and tell it to
make you a model of the world based off
the Bible and the Ethiopian Bible and
the book of Enoch.
do it. Okay. So, you've got like the
thing, right? And then you've got the
what is it called? That
>> we call the foundation.
>> Well, you got your foundation, then
you've got the
>> Oh, You're in this, too. You got
the firminant.
>> The firmament. Thank you. And then
you've got shiel, which is like hell.
>> Um, and then let's see, you got the sun
are in here. And then when you talk
about the book of Enoch, there's
different portals right in through here
where the angels, how do you make little
angels?
They control the weather through these
portals that go like in and out.
>> Oh they have children.
>> And then it goes down like this. Well, I
teach them about like NASA and stuff,
too. But did you know NASA means to
deceive
>> about that?
>> I teach them about all of it so they can
think for themselves.
>> That's not thinking for themselves.
That's you teaching seven, four, six,
and 14mony year olds.
>> Well, but you're not that's not thinking
for themselves. You're telling them.
>> No, that's not true. I'm not telling
them. I'm saying these are theories.
This is Where's the Earth?
>> This is the Earth.
>> Okay. So, I'm not going to ask or
insinuate, but I'm sure in the military
you went places. Did you go in a
straight line?
>> I mean,
>> or did you go around the planet?
>> I mean, my here's my view, right? When
you fly,
>> I mean, I've never paid attention enough
to know if we're going sideways, going
around, or whatever.
>> That's not true either. But,
>> um, you kids are not being homeschooled.
>> They are being full. I am going to
>> But I do but I but I don't teach them.
I'm not saying this is fact. I say this.
>> She does give them options, right? She
teaches them about both unless they make
their own assumption at something about
like the globe and NASA.
>> I'm afraid to ask a question.
>> I'm scared to hear it.
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>> Oh gosh, that's so scary. Some of them I
think are planned by the government and
um the Freemasons.
Don't
>> I think the shootings actually do
happen, but I think they're just random
acts of violence. I do not think that. I
mean, let me let me think some of them
are because these are
crazy as hell these days. But
>> like, you know, you got to look like
this way. You got kids having kids back
in the day. They have their damn
parents. We got a victim ass mindset of
the world. It's everybody else's fault
but mine.
>> They think they should have a litter box
in their public school bathrooms.
>> That's been a huh?
>> There are no litter boxes in schools.
>> These conspiracies are insulting.
>> Yeah.
>> Wait, no. What? They want litter boxes
in the public school bathroom so kids
can pretend they're cats.
>> They don't want them. That should
actually
>> Okay. There's some crazy going on
with like weird gender for kids. I
Okay, that's fine. But that doesn't mean
every mass shooting's fake.
>> Well, no. I didn't say every mass
shooting. I just
>> That doesn't mean the majority that
doesn't mean any of them
>> a lot of them.
>> Sandy Hook.
>> O. Yeah. That Well, so actually one of
the teachers who supposedly died in that
shooting died in another shooting like a
couple years ago. Okay.
>> Like the same person central casting
>> apparently. I guess apparently means
reality and fake.
>> Bro, you just drew doors on the cap of
the earth where angels control the
weather.
>> Yeah, angels are real.
>> They are.
>> They are.
>> If you're a believer, it's not saying
that angels are fake or real. But you
said you said they're controlling the
weather via a door in the top.
>> Regardless,
>> did we go to the moon? Did we just fly
around the moon?
>> Did we just fly around the moon? We did
not go. We've not been to it. Did we
just fly around it?
>> We have not even flown near it. Why?
>> But I don't understand why. It's not
that difficult.
>> Even the buzz dude said that it is.
>> But it's not that difficult though to go
up Elon. All
>> it is
>> in Brownsville where he's launching
rockets like every 3 days, that's all
fake.
>> Well, I mean, they're going up, but
they're not going that high up.
>> What the So, all the satellites where
I'm getting my Starlink internet.
>> Yeah, it's all fake.
>> So, the internet I'm getting is fake.
Where's it coming from? No, your
internet might be real, but like I don't
But it doesn't change the fact that we
>> idea of space.
>> You think we just got cell phones. You
think we could go to the moon and take
videos?
>> Yes, it's not that difficult to go up in
gravity,
>> but it all
>> like it isn't that crazy. Like, yes,
it's difficult for us to be 100% safe,
but it's not actually that. It is. I
think some of these conspiracies can be
true because if you look at the way 9/11
happened, right, and why we are
Afghanistan and things happened in
Afghanistan that didn't make any
sense. Like
>> you'd have people there, dude, like
we're not out there just like fighting a
a war, someone trying to kill us, right?
We showed up, tried to fix their
They got pissed off at us. Now we're
fighting back and forth. Obviously,
we're gone from there now, right? But
>> what does this have to do with the moon?
Wait what?
>> Because here's here's what I think on
that aspect of things, right? It's like
like 911, right? 911.
>> Oh,
>> Was playing a lot of the moon stuff is
done underwater.
>> Are you going to let me talk or No.
What? What the
>> Well, you interrupted me, so I figured.
>> Well, cuz y'all just going on and on.
There's nothing happening in the
conversation.
>> But there is stuff happening. I'm
educating him.
>> Just I ain't going to lie to you, bro.
You had a whole lot of backual like
backs on your stuff. So,
>> that's cuz we're jumping topics a lot.
>> It's just a bunch of theories.
>> So,
>> they have no
>> I'm like blowing your mind right now.
>> No.
>> Yeah. She goes off a guy named Derek
Johnson 1776 on Facebook, right? Amazing
>> on Facebook.
>> No. Okay. He's not just on Facebook.
He's got different stuff. He is
>> I'm pretty sure he has a photographic um
>> Here's what I think, bro. You don't know
Govern doesn't want you to know
I didn't know
Like, you ain't going to know
unless he wants you to know what you do
know. They want you to know it.
>> But that's what I'm saying.
>> Is Eric Johnson a Christian musician?
>> Yeah, he also does music. But you look
up his he's like a blueprint of
everything and he goes like there's
executive orders that put Trump as
commanderin-chief. Like the dash the
dash means he shot
>> Derek Johnson.
>> Trump that was fake.
>> Have you seen his ear?
>> I will tell he
>> Yeah. No, like he No, he overplayed the
ear thing. It was a piece of like
shrapnel from when the bullet hit. Yeah,
he overplayed that with the big but to
say he's not sh He wasn't shocked. It
was planned. It was staged.
>> She thinks Trump staged his own
shooting.
>> So essentially to confirm the interview
was there.
>> Yeah.
>> Yeah. It's all central casting. It's all
>> No, nothing's real ever.
>> Well, what do you mean?
>> No. Anything that's ever happened is not
real to you.
>> Well, a lot of what we're taught is not
real. Like Thanksgiving, the true thing
around Thanksgiving isn't like what
>> I think one thing you can look at that's
may not be real. If you look at like
this is going to make some people mad
probably, but if you look at the
Holocaust, right? There's been some
videos put out there. I'll say it. I
don't give a Like there's some
people out there that that that take a
video of Hitler. And I'm not saying what
Hitler did was good at all. Not what I'm
saying. But what I'm saying is I think
nowadays Israel is definitely the head
of everything, right? The Jews are
whatever. And like if you're if you're a
believer, right? And God talks about
Israel trying to save the children as a
people, as a nation, not as the state as
it is, right? Like Israel is a state
like its own thing, right? But like
they're the most corrupt
in the entire world. Like 100%.
>> Right?
>> And I'm not saying the Holocaust was
good. Not I'm saying Hitler had a point.
I'm not saying I agree with Hitler. I
don't know if I agree with that. Not
saying that. Not saying that. Let me
fish what I'm saying. Damn it. What I'm
saying is is the people who are
disrupting our government now, right? If
you look at everyone who is a Jewish who
was a Jew and they're in power, things
like that. Look it up, bro. Look the
up. This I'm not a big conspiracy
theorist. This is something that I will
die on, right?
>> Hitler was trying to prevent his country
from taking over a bunch of crazy ass
powerful type people. Time out. Listen,
that is a fact. Now, will I say Hitler
killed innocent mother? He did. He did
some really bad things, but his main
purpose behind it all. He was trying to
prevent a takeover from who United
States is being run through by now.
>> So basically what Trump is doing is like
what Hitler was doing except doing it
the right way. He's trying to CALL
EVERYBODY OUT.
>> I DON'T KNOW IF I'M GOING TO SAY THAT,
DOG. I ain't going to go that far.
>> He's not trying to kill people that far.
>> He's not trying to kill people, but he's
trying to
>> That's a little mix up there, dude.
>> He's trying to expose people.
>> That is a Yes. Okay. Talking about
Hitler would expose nobody. He was
saying he say you I don't like either
but Trump is trying to get out of my
country when he's not trying to kill
terminate you. You know what I'm saying
that that that's
>> you guys find each othering.
>> Oh man,
>> I don't even know what to say to any of
that.
>> No, but to like clarify to clarify
>> to clarify. THERE'S A LOT TO CLARIFY
THERE.
>> What Hitler did WAS OKAY. LIKE I LIKE
>> WE'RE BACK TO THE AGE.
>> NO, because I don't think what he did
was okay abortion. Like killing people
is not okay. So
>> I think what Hitler was getting at, bro.
>> What did you say?
>> I don't believe in abortion.
>> Okay.
>> So I don't think because I don't think
what Hitler did was okay. I don't think
him killing people was okay. But I think
that maybe there's a reason for what he
was trying to do.
>> A different way he could have handled
it. Yes.
>> But the history people was trying to
stop are the same mother running our
today.
>> Straight up. Come on.
>> That's a man. Do you need a
minute?
>> That's a fact, dude.
>> I don't need a minute. I just don't EVEN
>> THE STATE OF ISRAEL is running the show.
>> I could really use a margarita right
now.
>> The state of Israel is running
everybody's The Rockefellers,
Black Rock, Vanguard, all these people,
bro. They running They running the show.
>> There's four more of them that they made
>> and they are going to be the ones who
are running this country the right way.
>> Oh, our children.
>> My daughter's going to be the next
president.
>> Aiden will be pretty cool. Um,
>> me I don't even know, man.
>> I don't even know. Well, so clearly your
military disability is a brain injury.
>> It's a heart issue, actually.
>> He does have that
>> from the military.
>> Yeah, I had a heart attack when I was
>> issue. So, he's got from the military.
>> I've got some PTSD and too, going
on. But
>> everyone does, I guess.
>> It was all from the military. Yep. Too
much caffeine, too much drugs, too much
lifting weights, too much stress.
>> They gave you the drugs?
>> Well, they gave him all sorts of
vaccines. We got a ton of them.
>> And so that
>> Oh Oh my goodness. You're
literally latching on to everything that
people like you are just on about.
>> But because we're right.
>> See, you can't say that cuz you don't
really know. You just have a
>> know. Like I ain't saying I'm right, but
I have a theory.
>> What?
>> But I believe my theory.
>> I I think I'm happy that I got some of
them when I was a kid.
>> No.
>> None.
>> I I don't believe in vaccines.
>> Not even polio?
>> No. Um actually, if you look into the
history of all these
>> Okay. Polio is like a 0.0000 Z3% chance
of even getting the paralytic polio.
>> It wasn't very good back in the day when
a lot of people were getting it.
>> I I know. But that's what I'm saying.
They were a lot of people were not
getting it.
Yeah. No, that's just inaccurate.
>> And the studies and the uh statistics
that you have that you get for that, you
have to pay for it. Why do you have to
pay for statistics on
>> vaccine preventable
will tell you? No, you can't do that
>> to get the statistics for all these.
>> She's saying to get the data on the
vaccines, you got to pay for to get the
data is what she
>> did report that uh from from who?
>> From the CDC or whatever the place is
that has it.
>> Listen, I mean, I think
>> probably just use Chad PD. No, you
can't. I think everyone is in alignment
that maybe went a bit too hard during
the co thing with the freak out. Like, I
get it, but a lot of that is hindsight.
Okay, hindsight. We didn't we also
didn't really
when it first started we didn't really
know.
>> Listen, I'm going to tell you when I
first started I said guess who I was
like actually trying to give you a bone
here of like I understand where a lot of
people's minds are cuz we went way too
hard in places like California license.
No, I get it. I get it. I get it. I get
it. And hindsight, yes, it wasn't as I
get it. If you're a healthy adult,
whatever. But come on. I mean, I'm okay
that I got the polio. I'm happy that I
got the polio. But not everybody is.
>> Huh? Not everyone is. What?
>> And if your vaccine works, then why do
why do why do we need to get it? So
let's say you've got your polio vaccine.
>> What did you just say?
>> And I'm not and your vaccine works and
polio is going around. Then why do I
need to be vaccinated if your vaccine
works?
>> Cuz vaccines create antibodies
to protect you against.
>> But I've got Yeah, but the disease
>> I gave him a big uh
>> I know. which is why he's kind of
>> Mhm.
>> You think?
>> Listen, dog. That's not why actually.
But
>> I I dude, I don't even I just don't even
know what to say. When there's like
different realities, it's not a
conversation that can be had. Like I
just don't know.
>> There's reality and then there's the
show that you're being given.
>> Okay, Tom. I'm going to say this real
quick. This is the basis of what we This
is definitely like a belief thing,
right? And I will say this. If I So,
when I was born, right, my mom, she's a
nurse, would have been nurse for 40
something years, right? She didn't get
us vaccinated at all, right? I think I
think we had the vitamin K shot. I think
something like that. One or two that was
>> individuals do is
>> and what I'm what I'm saying is is like
there's a lot of people I felt who don't
get the vaccines who stay healthy for a
very long time, don't get sick very
often, whatever, right? And then and but
I'll say this on the on the contrary,
right? On the contrary, right? When I
went to the military, they give you
every damn vaccine. You probably think
them in your mind is healthy. When I was
in there, I I I dude I don't remember
one time getting sick besides that,
>> right? And that's kind of a big deal I
get, right? But the but the heart attack
heart attacks can be very much stress
induced, stimulant induced, whatever the
case may be, right? Stress, whatever.
Heart attacks can happen for a lot of
freaking reasons, right? Whatever.
>> And you said drugs like I don't know,
but you said drug. Yeah, drugs.
>> Drugs. I took Okay. So, I took a lot of
like obviously I mean you've got
pre-workouts got a ton of in them
you don't really know about, right?
>> Including caffeine. And if you were
caffeine maxed, like you were you likely
above the daily dose, right?
>> I'm taking a ton, bro. It would do
it. But there was also, you know, you
got to look at like SARMs, a selective
android module receptor. I don't know if
those are or not, but they're basically
>> a selective andro receptive module
module, excuse me, receptor module. I
can't say it, but
>> basically what they do is they adapt to
your attach to your receptors in your
body to create physical
>> attributes, whether it's muscle,
endurance, whatever. Right? Instead of
taking like steroids, it affect your
hormones. SARMMS for the most part don't
affect your hormones, right? So, I was
taking those, right? So, I was pretty
jacked. Whatever.
>> Things like that. So,
>> okay. What's your disability again on a
monthly basis?
>> 4,646.
>> Okay. So, 8,46.
Okay. That's
>> Wait, what?
>> What? Eightal
>> with your four with the four that comes
in with the other job. So, that's the
eye.
>> That
>> How much is that?
>> Uh, 1905 + 955.
>> Can you
>> whatever that is?
>> Math that.
>> Yeah. I didn't go I didn't go to
college, but I dropped out. So,
>> 9005. You said
>> 1905. So 1905 plus 955.
>> Okay. Plus
>> Okay. So yeah, that makes sense that you
can stay at home and teach your children
to be
>> also work.
>> Actually, my kids are several grade
levels above the average child.
>> How would you know?
>> Um because I've tested them.
>> You tested them? Great. She's got a
third party. You got to you got to talk.
Say for real, bro.
>> So they're actually extremely smart and
socialized.
>> Uh-huh. They are.
>> And I believe that. Did you know over
70% of kids in the public school system
aren't even making their
>> Did you know that 100% of the things you
say I can't trust anymore?
>> They like you ruined everything you will
ever because you don't know the
research. I don't have all the research
in front of me.
>> This is how you drew the planet. Then
you said angels come through this door
to control the weather.
>> Well, read the book of Enoch.
>> Let me just grab my stuff off the bus.
>> I don't know that one.
>> Okay. Exactly. But do you believe? Okay.
Well, here's the thing.
>> What is it?
>> It's a book.
>> It's part of the Bible.
>> From the Bible.
>> Is it in the Bible?
>> Taken out of the Bible.
>> Taken out of the Bible.
>> Okay. Well, if it's not in, then
>> it's cuz of King James, bro. King James
is a correct little bag, too.
>> Huh?
>> King James took the book of Enoch.
>> Hold on. If If you are a believer in the
Christian faith, the book of the Bible
is the word.
>> Yes.
>> That's it. That's the original Bible.
No, that's not it. There was the
original Bible. There's the Ethiop.
>> There is There's all sorts of things.
All sorts of books that were taken out.
didn't even answer that.
>> Yes.
>> Yes. They're the ones that took it out.
But
>> it's I council nia.
>> I can't say that word. But anyway, not
>> like the whole purpose of it is, right,
is like I believe here's the deal too
about the word, right? The word the the
the word of God has been translated.
>> Your mother's
>> your your mother's so
>> it's translated so many times, bro. You
can't take the word of God in an NIV or
a NIT or a King James version and read.
>> So why would they take that out? your
magical dome
>> because then it proves
>> government bro that's the government
>> why what what advantageous thing would
the government have to say that it's hey
what what benefit control how are we
being controlled by saying the earth
>> if you prove God is real
>> what does it do to say it's round what
do they gain
>> okay for what are they gaining because
deception the truth the truth that the
lord is real
>> what how does it disprove that by saying
the planet's round
>> because when you when you when you read
the first when you read the I can't
quote it I can't. But if you read the
Bible, when it starts when it starts
talking about how he made the earth,
right? He talks about the firminant
waters both the firminant and then he
talks about
>> how earth was made because then it
disproves evolution. E N O
>> it disproves evolution and like that we
came from monkeys. They want control
which is the
>> Okay. So, okay. When Darwin made that,
you know, he worked on all that. Very
good.
What does it actually give them that
some people believe in evolution?
If you prove God, if this proves God is
real,
>> if you prove God is real, you lose you
lose all power, all everything.
>> And what does that why does that even
matter? Cuz like first of all,
Republicans in this country are
overwhelming religious and they're
trying to push religion.
>> They think they think they are, but like
>> you want they want you to think they
are.
>> It's a spiritual battle. But for what is
this battle raging, you ask? I don't
know. What stands at the center? So then
you working together o
>> Yeah. E N O C
>> Republican Democrats work together
anyway.
>> It's Yeah. But it's a spiritual battle.
>> If I run for office and I get elected,
I'm all of a sudden going to just be
this evil person, a part of a
conspiracy. I wouldn't say that even if
I never
would have heard of it.
>> I think people slowly
>> because you're they're going to
introduce themselves to you and they're
going to ask you to join their and
if you say no, then they're not going to
let you go further. Or if you say yes
and then say no, they're going to label
you as crazy.
Why do you think they're all on Candace
Owen's ass trying to make her look
crazy?
>> There's one. She might be.
>> That's one option.
>> She's not crazy, though.
>> She might be
>> like, you okay, you know Britney Spears?
She her and Justin Timberlake actually
died in a car accident.
>> Enoch was not actually written by the
biblical Enoch. It was written by
multiple Jewish unknown authors
>> allegedly. So
>> composed over several centuries from 300
BC to 100 BC.
>> Yeah, they found
>> with some sections possibly even later.
>> So Enoch was actually
>> it's not a single book. It's a
collection stitched together
independents though.
>> So Enoch was actually sent into the
Garden of Eden to be as like a
bookkeeper for everything that's uh
that person isn't a thing. It was
written by other Jews,
>> Jewish people.
>> But I also think this, bro, you have to
go, you have to read the book.
>> It may be fine.
>> Say it was written by multiple Jewish
people.
>> That's going to tell you what they want.
That's going to show you what they want
you to know.
>> Okay, very good. And where are you
getting the truth?
>> Um,
>> we made it up. We made this one up. It's
a madeup tale. It's a total fabrication.
>> The the Lord
>> See, this is where he told to What do
you mean?
>> Enoch said this was written by Enoch.
What?
>> Enoch said this was written by Enoch. I
didn't say Enoch said it was written by
Enoch. I said read the book of the
truth.
>> How am I getting what truth?
>> That truth that it was uh that Enoch
went into the garden.
>> Uh because it's in the Bible. It's in
scripture.
>> What? Which one?
>> In Enoch.
>> In Enoch,
>> which is not in the Bible.
>> It was taken out of the Bible.
>> Out of the Bible, though.
>> This sounds absolutely insane. And I'm
aware
>> it was originally in the Bible.
>> Oh
>> I'm pretty sure I'm right on that
though.
No, I don't think you're right on
anything lately.
>> I am right on it. It was taken out of
the Bible because they felt like it
wasn't it couldn't be um
proved legit is their reasoning, but it
was in the original.
>> Here's my deal, too, bro. Is like if
you're talking I don't know if you are
or not, Caleb, but if you talk to
anybody else who is a believer and not a
believer, whatever the case may be is,
right? Whatever your belief is, right?
It's really hard unless you've
experienced God yourself. It's hard to
believe that God is real.
>> So, it's considered a false attribution
by scholars all across multiple
centuries since the Bible was made.
>> The thing that it talks about is very
>> it's very different. They don't want you
to believe
>> who they you keep saying they who
>> the people in control like the
Rockefellers the
>> the Rockefellers didn't exist I've seen
didn't exist when all these
>> when they said well they didn't exist
over the centuries when they were saying
it's a false attribution like it was
never not once a part of the Jewish
cannon not once a part of the Hebrew
Bible Ethiopian
>> Ethiopian why the would I care
about Ethiopian
>> because that's the original like the
least messed with Bible
You got to show cuz you're reading
stuff. How do I know that what you're
reading is actually cuz I've done my
research.
>> From what?
>> You're doing like a five minute little
scroll
>> from what have you done your research
though.
>> Well, I mean, how does anybody do
research? You read books. You research
things. You Google. You read scripture.
>> Uh, I will say this. I mean, I Yes, I
am. I'm closest aligned with
Christianity, I guess. Okay. But even
still, if you you can't read that and
say because you heard it in the book and
the book says the book is real that all
of a sudden the book is real. Let's be
real about
>> No, but that's not how that works cuz
that's exactly that's faith but that's
not fact.
>> That's Well, that's your opinion based
off somebody.
>> No, that's faith. It's not fact. I mean,
I still do believe in the Bible cuz I'm
I guess you believe it's fact.
>> This for me, but I am also a realist. I
understand that just because if if a
book tells me the book is real, that
doesn't mean the book is real.
>> The but it does
>> because everything that's happened
religious belief that's not an actual
research fact.
>> But okay,
>> about the world outside of the book of
what was happening.
>> So much science points to
>> science,
>> dude. Okay. Do you know they found
Jesus's blood? Like they like all of
that is real.
>> The arc they found the ark of the
covenant.
>> They found Yes. They found the ark of
the covenant and they tested his blood
and it only had the chromosomes from his
mom. So there's facts that have been
hidden that show everything in the
Bible, Israel. Like when the Moses split
the sea, they found all of the pieces of
the trolley, whatever they're called
chariots
>> in the bottom of the sea. So there is
proof, but they're covering it up in
hiding. There's certain stories of the
Bible they can go back and find the
actual art the artifacts of the story of
where it happened and like all of that.
But I will say this, I agree with Caleb
to an extent where it's like I do
believe in God 100% Yeshua, Yahweh,
whatever you want to call him, right?
But at the same time, I think God has
given you the ability to use discernment
and also the fact of like being able to
decipher fact from fifth from fiction on
fiction, right? So no matter if you're
no matter if you're a human, bro, you're
going to have the issue of okay, yes, I
do want to have faith in this, but at
the same time, I still speculate I
specular whatever you're
>> telling everyone else that they're
because this is a part it is a part of
the Ethiopian and Idian Idian Orthodox
Bible. So it's a part of them, but for
every other denomination and faith, it's
treated as Jewish literature rather than
scripture. So you're just saying that
the other people's faiths are wrong.
>> Okay? So think of it this way. You're
just saying the other people are wrong.
That's not what I'm saying at all.
That's not what I'm saying at all. We
are all on our own walk to learn and be
taught and told what to believe by the
Holy Spirit. However, look at it this
way. So, we've got modern medicine like
Tylenol, right? So, let's say we're
using Tylenol to get our um fever down.
Well, then we come across some old
scrolls that say, "Oh, you can get your
fever down with um a cold washcloth."
That doesn't make Tylenol irrelevant.
Listen, I'm giving an example.
I'm giving an example. That doesn't make
the Tylenol any less real.
>> No, you're an author. You wrote a book.
People are reading your book. It's on
Amazon. Oh, no.
>> Oh, yeah.
>> That one doesn't have to talk about
anything crazy.
>> Oh, it has one review. That must have
been you.
>> Actually, no. I don't think your own
book. I tried.
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>> I mean, I can still write a good book
and have my own conspiracies.
>> This is true.
>> Yeah, it's great. It's helped a lot of
women actually.
>> It has, including myself.
>> True.
>> Like I know attorneys that are giving it
to their um clients.
>> Oh, guys, I just I don't know what to
do. Listen, like Yeah. Now I listen. Was
was that a financial conversation? No.
But does it absolutely suggest
how the you probably cannot communicate
in this house? Absolutely. Once you guys
have sent your set your own realities
and your own opinions on something, you
guys are hardlined. You will never be
changed.
>> You got to be flexible, bro.
>> But you guys aren't is the thing. And if
you guys have different opinions on
finances in this house,
>> you're married, but we ain't the same.
Okay.
>> Exactly. But you guys are married, but
your finances aren't. You guys are and
you guys are so hardlined and you will
never be flexible on finances.
>> I'm flexible.
>> What are you talking about? You just
when you went like
>> you completely disregard everything that
I do. You are not flexible.
>> I am flexible. You don't have any
control.
>> Tell me tell me the finances in this
house. How you guys go about it. How the
conversation
>> she has no idea cuz she doesn't want to
know how she she wants to know. When I
try to give it to her, she says, "Oh,
you're the man. You're supposed to
handle I can handle the weight of that.
You're supposed to lead her. You do it
all. But I want you to do it my way."
But he spend he spends his money on like
stuff that he shouldn't be doing.
>> That is a fact. I won't argue with that.
But at the same time,
>> my bills are all paid on time. Like but
his but when he pays my bills, they're
late because he'd rather have fun.
>> And also, for what it's worth, I do have
to say when you talk about how it was
taken out, cuz I care about this, the
Jewish cannon, the the tan cannon in
Hebrew Bible was largely set by the
second century or by the first century.
They chose what they
>> and the first Enoch was written after
that by year 300 or 100
>> and
>> it was written after the Bible was
already said. So you can't say it was
taken OUT OF THE BIBLE. IT WAS WRITTEN
POST BIBLE
>> BUT IT was part of it
>> written after. So you can't say it was
taken out. So technically that means it
was added.
>> So you're asking for it to be added. And
guess what?
>> I didn't know that actually. So that's
interesting.
>> And when the and the Bible spec
specifically talks about in there and I
can't quote scripture and stuff. I'm not
good enough for that. Okay, you're
wrong. But it Huh?
>> You're wrong.
>> Okay, good. And and whatever it says, it
says like it warns you of false prophets
and all this and other additions
and when people try to add things, it
warns of that.
>> And this is additive.
>> But but is it?
>> It is cuz Okay, off of that subject,
right? Like if he's what he's saying is
is factually correct, right? Off of what
he's looking at. If that is a fact,
>> I think he's correct,
>> right? It's like if it was added to it,
then he just quoted the fact that you
shouldn't believe in things that are
added to it and blah blah blah, right? I
mean like I think even if the book of
Enoch is true say it is right it still
adds a lot of confusion and more things
you want to you have to decipher through
things you have to try to not or to
believe is that was a protection from
God say listen bro don't don't go down
these rabbit holes cuz all you need to
know is about me and only me you have to
know all the facts
>> yeah like all that
>> that that's what it that's what it
narrows down to
>> well it's fun to go through in like
these rabbit holes but like truly
ultimately it matters but when you base
your whole world view off of rabbit
holes and you're raising your children
based off of rabbit holes. When you
raise your children based off of that,
that's raising them off.
>> Have you told them this?
>> Yeah,
>> that's concerning.
>> But I've also told them the other
theories and I've said it's a theory.
>> What theories?
>> So like the globe
>> I'm sorry. Us going to the moon is not a
theory. Us flying around the moon. Those
not a theory. Mars. No, that's not my
opinion. Mars. You can get a telescope
and go see Mars.
>> You can look at a theory.
>> No, you can see it. I've seen
>> But that's not a theory when you see it.
>> But how do you know we've actually been
there? That's the thing though. We
haven't been there.
>> So Mars rovers are
rovers are We have live feed.
>> Yeah, that's fake.
>> What?
>> I' I've never looked at it. I can
>> So when the Soviets in America were in
this massive space race and the Soviets
sent uh even a rover to Venus, you're
saying that's fake. They conspired
together. The two enemies of the world
conspired together.
>> Yeah.
>> Why?
>> Would the Soviets and America conspire
together?
>> FAR INTO IT. OH, YOU BUT YOU JUST HAVE
TO SAY IT'S fake
>> because it is. That's my opinion.
>> That's just your opin. That makes no
sense. It does. Everything she says is
her opinion.
>> But it's most likely fact. It's most
likely fact.
>> Her opinion is fact, though. Like,
>> you can't argue with her, bro.
>> Well,
>> when I say you can't argue with women is
the definition.
>> Who? Chelsea.
>> Chelsea is the definition.
>> Damn it. So again like the Torah that
was widely accepted and authoritative by
400 BC we
>> but Enoch was done by 100 BC there's
also
>> 300 years after
>> there are people who don't believe that
>> the prophets were mostly fixed in by 200
BC again Enoch 100 BC afterwards
>> correct
>> huh
>> if I do that does that make me correct
>> no but if you actually read it
>> but I have read it
>> but you're doing like a two-minute
little reading on Google that could be
are you on Wikipedia? Wikipedia is not
like a good place to get your
information from.
>> Okay. Where is lady?
>> Um well lots of places.
>> Okay. Very good.
>> But you have to take
>> from the book of Enoch itself when it
said no this is actually written before
>> the book of Enoch is even mentioned in
like the Bible
>> where
>> um Google it.
>> You don't trust Google.
>> Yeah. Well, Enoch is talked about in the
Bible.
>> Well, he is. Yes.
So,
um I do have something that you can look
up that's fact that's actually really
interesting in the Bible where it says
in the beginning if you translate that
to old pictograph ancient pictograph and
then ancient
>> Why do you think your household
financial score is 0 to 10? Zero being
the worst, 10 being the best. So is the
score.
>> Well, the the trans person was 2.5 and I
feel like we're better than him her.
>> So we're Yeah, the the
>> I got your Hammer financial score. Get
it for free at kaleammer.com. Just take
the assessment. It just takes a few
minutes and you can see where you stand.
So take it for free. Link below
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>> Yay.
>> And the budget friendly cookbook, the
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by me mailed directly to you.
Okay. So, yeah, I mean you are right.
It's mentioned in the standard Bible
that most people say
>> uh just in terms of like
a person not necessarily doing much.
>> There's only
>> He went for a walk once.
>> He was born once. He was the father of
someone once. Okay. I mean, yeah, that
that's pretty much it.
Uh,
>> I'm right. You're wrong.
>> About what?
>> About this.
>> Okay.
>> Well, you're the one trying to disprove
me. I'm just letting you know.
>> Not even that. Just bringing up context
of like the timing of like the actual
timing like time,
>> just context of time. And if that
doesn't even make you question
something, that's that's a little
concerning because the people like you
are always like, I'm the open-minded
person. I'm the one that's willing to
consider anything. But the moment you
hear something that actually challenges
your conspiracy, it just But you need
more context, too, because the
>> just time. I just care about when it was
written.
>> Yeah. But you can't know the exact time
because they've changed our calendar and
our time.
>> Oh, see that's how you can never have a
conversation cuz no matter what, the
world is fake. And if the world is fake,
then you can you can never be right.
>> No, legit.
>> So, like it doesn't work. What time What
year are we in now?
>> Well, that part I don't know.
>> Okay.
>> I think it's like 2013.
>> Does it even matter?
>> Why does it even matter?
>> Yes. If you're talking about this
>> year is whenever we decided we started
tracking
the year is different in different
count. It's different in China. It's
different in North Korea. The year's
different. Yes, it is.
>> I know. But what you're saying is is
it's true but inaccurate because if your
timing makes no sense, bro. Because if
your time if you're putting a timeline
on something and your timeline changed
halfway through.
>> Okay. So, you don't trust her with money
cuz she's
>> No. Like, I understand. I get it.
Listen, you Well, I wouldn't trust you
with money either cuz you're the one
late on the mortgage. But even still,
it's just like you're not willing to
combine cuz you don't trust her. We need
to have a 13mon
13-month year with 28 days in each.
>> Why? Why does it even matter?
>> Because it fs with our time.
>> Why does time even matter? That's my
question.
>> Hey, what?
>> Because if you're going to if you're
going to make facts, take like claim
facts off of a timeline that isn't
accurate. Then you can't make that fact
claim to be fact.
>> Oh my. I don't even know what to do with
you. So yeah, you don't trust combining
with her. I don't blame you. I don't
trust combining that.
>> Crazy.
>> What is going on in the household
finances right now? Guys, please tell
me.
>> Well, we did have a flood in our house.
>> That was
>> No, I'm talking about y'all's dynamic.
>> For sake,
>> I'll tell you what it is. She
>> I'll tell you me, right? Me, I believe
in have a little fun. Probably only here
for so long. I get money every single
month. Like, so I believe in living my
life a little bit. Do a couple things I
want to do.
>> But you got kids, aren't they important?
>> Kids to have what they need. They don't
have to have what they want. They can
have what they need, but need is a roof
over your head. And if you're getting
laid on mortgages,
>> we ain't we ain't we ain't about to
lose.
>> It's only so long that it gets so close
until it impacts your credit until it
gets uh
>> our our credit's impacted.
>> My credit has been impacted for years.
I'm I mean, honestly, credit is like the
least of my worries right now.
>> But people lose their houses every day.
You're not in a unique position
necessarily. You push it to that edge so
many times, then they lose something
they need. It's not about what they
want.
>> Yeah.
>> But put it close push it closer and
closer.
>> True. I just I'll tell you this right
now, man. I I Okay, I'll say this. I did
make a mistake allowing us to go to
Tennessee last year and skipping the
mortgage one time, right? I'll say that.
And right now,
>> yeah, that's just what I decided to do
cuz we want to go see family. That's
what I did. I said, "Well, I said I'll
push the mortgage from the first all the
way about the I said, "Wait till I get
paid again, right?" Cuz we weren't on
track, right? We were. And then I I I
basically skipped the month of the
mortgage, right? So, I can pay at the
end of the end of the month. So, the
first month I said, "They're already
taking it from us. Let me finish
talking." Right? And so, um I did that.
And when I did that, I just haven't made
enough money ever made enough money
again to catch up on that. So, I'm just
buying because of that, honestly, for
the most part.
>> Guys, you know, finances are a leading
cause for divorce in this country. And
she loves getting divorced. So, this is
>> I don't love getting I'm going to
pretend that I didn't hear that. What
did you just say?
>> You like interrupt a lot. Every time
I've talked, you just want to interrupt
me when I'm talking.
>> Well, so because part of it was
Christmas like we had to get them
Christmas stuff, but um I don't like
that
>> Sucks and that's expensive. Divorce is a
>> You have a voice?
>> No.
>> Yes,
>> I don't.
>> I have one. I get real loud, too. But it
offends her. So, it does. Wait. Well, I
love when I hear someone say they don't
have a voice and then the other person
that controls them says they have a
voice.
>> Well, cuz he controls everything.
>> She thinks she controls me, but I just
do whatever the I want to for the
most part.
>> Oh, so you do have a voice then?
>> Yeah, but it's quiet.
>> It's not quiet.
>> Have you met him?
>> It's quiet.
>> It's not quiet.
>> Guys, you guys are on a 40-year
mortgage. Nobody does that.
>> Well, that's okay. So, yeah. I know
you're right. Nobody does that until
you're about to lose the house and then
they offer that.
>> So, you almost lost the house.
>> I almost did. Yeah.
>> See how close we are that we've almost
lost the house and we have kids. We
don't prioritize fun.
>> Exactly. You don't do extra activities.
You don't You don't I could go on and on
about that one. But even for me, too.
Like I'll say that for me. I'll start
with me for Yeah, bro. Like I was a
dumbass. I spent much money on some
video games. I spent some money on
>> Ask. Well, he can find out. Don't worry.
I don't even know. So, like 2500 a
month.
>> Not a month. Get the out of here.
It's not a month.
>> I mean, yeah, our spending's in
the thousands. It's it's it's insane.
Just within a single
>> getting your coffees, getting the
snacks. That's where a lot of our money
goes.
>> He has this thing where anytime he goes
to get gas, he has to get a little
snacky snack.
>> If I gave you the damn money to do it,
you do it, too.
>> No, cuz I don't like getting out of the
car.
>> Oh,
>> So, and I usually Yeah, I know.
>> That's where the juice.
>> I don't like
>> You're lying at your ass right now. Tell
the truth.
>> I am.
>> You're not. I don't like candy because
it has food dye in it.
>> So you don't you don't spend money on
at all ever.
>> I love the taste of red dye.
>> Well, it's gonna give you cancer. So
>> I'm ready for it. At least I went down
having fun.
>> Well, I mean tomato tomato. That's what
I'm saying.
>> That makes no sense, bro.
>> No, dude. Like
>> um
>> here's this is honestly like partially
>> my real point of view I've had for the
past couple years. I'm stubborn kind of
But it's one of them deals
where it's like,
>> you know, if I and I know you're going
to disagree with this, right? Probably.
But my view is if it's not getting taken
away and I can get it caught up later
on, I didn't worry about missing it for
a month, right? Cuz the time
>> your loan though for the consequence.
>> Say that again.
>> The consequence is you're on a 40-year
loan now.
>> That Yeah, that was a big mistake.
>> At a 6.25% interest.
>> I haven't let that happen since though.
I'm not going to.
>> Oh, you didn't get on a new 40-year loan
since
>> No, no, no, no,
is I'm not going to get behind damn near
30 grand on my mortgage before they
tried to take it. That's what
>> How far behind were you?
>> We were couple months a couple months.
Well, I think it was only like what? So,
it's 4,000 damn near 4,000 a month
before 2 months plus fees.
>> 2 and a half plus fees. Yeah. Something
like that.
>> Hey, your regular monthly is $3,790.
>> Yeah. But I want to throw this out
there. I want to throw this out there.
that's about to go down to that's going
to decrease $1,000 because so when I
signed for the house, right, I don't I
don't I'm not supposed to pay property
taxes, right? They never told me I
wasn't aware that you have to go and
apply for the exemption. I thought it
was just added into your mortgage. I had
no one ever told me
>> don't you owe the HOA like 6,000 bucks.
>> Well, that is very true. Yes.
>> And you know, they can
>> People have lost their houses for not
paying
>> and I wasn't aware of that either. Like
honestly, so first two years
>> that we lived there, this is all on me
because she didn't really give a
And honestly,
>> I did give a
>> If you're at home all day, why can't you
deal with some She don't want to.
Don't
>> No, I
>> don't
>> I he told me he was paying it monthly
cuz it would only be like $170 monthly.
And then I couldn't get into the pool
and or no, the gym there. We have a gym
and I couldn't get in and I went and
talked to them. They're like, "Oh, you
guys are behind." And I was like, the
>> I was unaware because you had to pay the
separately when I was signing up
for the house. I've never bought a house
before. I was into all this I just
didn't think to think to look into it. I
I don't know. I just didn't think about
it, right? And so I thought HOAs, all
that was tied into it, right?
Obviously, it wasn't. So then about a
year and a half later, almost two, you
know, hey, bro, like you're behind like
five grand. Need our money, right? And I
was like, what the I thought you been
taking out the whole time. No, it's just
>> your car's not even registered. You owe
$1,600 there. I just don't think you
guys do anything.
>> Well, on that one, so listen, there's no
story on that, right? I always have a
story. I know. But so when I bought my
first car, right, it was in Texas,
right? Tax, titles, fees, laws, all that
was included in the deal, right? That's
how they do it in Texas, right? Um
>> or Oklahoma.
>> Oklahoma's different and so was
Arkansas. And so when I had to buy this
car, the car I was driving at the at one
point was paid off, but I'd wrecked it,
missing a whole half the car was
gone, whatever, right? Um had to go get
this car. was the only thing they had on
the lot for me supposedly. And so when I
bought it, I had never had to pay TTNL,
right? And they didn't tell me to do
this when I left. So I just didn't think
about it. I had no idea. Uh and then
when it comes to the tag on the uh the
car, right, they told me, "Yeah, just
transfer your
>> Just pay it. Just pay it. You guys make
money. Just pay it."
>> We can't because he's spending it on
eating out and baseball.
>> Yes. You spend $1,000 more than $1,000.
>> We know. That's the thing.
>> Okay. But we do now. We do now though.
We know the HOA. We know the car thing.
You guys spent thousands on
last month.
>> Yes.
>> Thousands. So just pay it, guys. Come
on.
>> What's the best?
>> That's the plan now.
>> Capital One. Who has this?
>> She's got all the debt.
>> Okay. Really?
>> Straight.
>> Wait, but you don't even make money. Why
are you the one going into debt?
>> This is like before.
>> No, it's now. You spent on this now.
Last month you spent on this. And
listen, you pay it relatively down, but
not enough to make it not acrewing
interest. And also, it was Hey, she had
a pass due fee. So, I thought you were
getting on his ass for not paying
on time, but you were
>> pass
I was paying it and then I stopped um
getting money. So,
>> from what?
>> So, I was using So, I was using that and
like
>> No, from child support.
>> Why'd you stop getting child support?
>> Because he decided to stop paying it
because he's trying to make it to where
I can't pay for my
>> attorney. Deal with that.
>> So, but what I'm saying is like I was
pay trying to get my credit back up so I
can lower my car payment and
>> credit back up. So you're spending it on
Chick-fil-A Chick-fil-A McDonald's
and This is It's all
You and interest is acrewing
like you're not even just paying it off.
>> But I was because you're supposed to pay
it down to like 30%.
>> NO, NO,
NO. IT'S YOU don't keep it above 30%. Or
else if you dude, my credit's better
than your credit's ever been. And I've
never had interest acrew once on a
credit card.
>> But it's only like $30.
>> Doesn't matter. Doesn't matter. I've
never had interest acrew once on a
credit card.
>> $30. So you spend like cuz it's like
$600.
>> Yeah.
>> Yes.
>> No. Well, between two.
>> Yeah. No, between this card.
>> Well, then this card you spent $534.89.
>> That's not recent.
>> Oh, yes it is.
>> That's not because I only had a
>> month ago. One month ago. This was last
month. A credit card a month ago. No.
>> No. I It was a It was only
>> Yes, it's $300. But since you put a
little extra towards it, you were able
to spend more.
>> I didn't put What? Yes, you put 460
towards it. MAYBE IT IS. I ASKED YOU WHO
IT IS. YOU SAID it's yours.
>> Listen, dog. I I Hey, It is a
$300 limit.
>> I ain't using credit card.
>> It is. But since you put to It is yours.
I'm being confirmed that it is yours.
>> Okay. How are you being confirmed?
>> Lindsay's telling me.
>> Oh, how? Cuz she's Oh,
>> I have an iPad.
>> Technology. It's not all a conspiracy.
>> I haven't used a credit card in a long
time.
>> You see,
>> and what is it for? Chick-fil-A.
Chick-fil-A. McDonald's. Dude, if you're
conspiracyrained and you won't have red
dye, you'll put McDonald's in your body.
>> I think that makes sense. I've gotten a
lot I've gotten a lot better because I
need cheaper food. So,
>> McDonald's isn't cheaper food.
>> It is though, actually.
>> Compared to like all the fast food these
days,
>> it's cheap,
>> dude. Taco Bell's cheaper. That's pretty
much it.
>> IT'S NOT THOUGH.
>> YOU DON'T know cuz we spent 40 bucks
last night for two people.
>> Yeah, we spent $40.
>> That's what that cost.
expensive as hell to eat out.
>> Same pass through. You're You guys are a
nuisance.
>> I know. Well, and I get it from my mom.
She doesn't like to cook.
>> Shut the up. Be your own adult.
>> I don't LIKE TO COOK.
>> VISA. WHO SAYS THIS?
>> I don't know if that's mine or I don't
know. How much is it?
>> Um uh the limit's 300, but the balance
is 537
cents. What the are we doing? Why?
>> I don't know if it's mine or not. I
can't tell you.
>> Sick. How do we not even know who's is
whose guys?
>> Cuz I wasn't aware of how many credit
cards she had till yesterday or passed
due. I didn't know this at
all.
>> How have you guys not had one
conversation?
>> Because supposedly she doesn't have any
money. Has no credit cards and no money.
Tells me all the time she says that you
lie.
>> I don't have any. I didn't lie.
>> That's against your faith.
>> First off, I did not lie.
>> You ain't told me about no credit
cards that you
>> Secondly, no. I've told you.
>> Or you'll get them in. You'll hide them
from me and not tell me about it.
>> So I don't ask to use it. That's exactly
what the happens.
>> No.
>> Yes. Your minimum is 27807. That's not
your normal minimum, but that's what's
due because you're over the limit. It's
probably like $30 normally.
>> Well, and they shut it off.
>> Well, they should. Thank goodness.
>> None of mine are shut off. So, that
thing's canceled. They
>> I'm not seeing it as closed. If you you
don't even know what card this is. You
couldn't even decide whose it is.
>> Well, that's his.
>> How do you know?
>> Well, you just said this.
>> No, he just said it was his.
>> I don't know if I have a Visa.
>> I'm pretty sure I don't. I'm almost
positive I don't.
>> You Okay, it's yours. I'm being told it
is yours. Okay, cool. All right. I mean,
I heard the 500 mark
>> monthly service fee, late payment fee,
interest being charged, and your account
is currently closed.
>> That one. Okay.
>> That's what happens when we just don't
touch We don't pay attention,
guys. This is a disaster. Indigo.
>> That's mine.
>> Oh, thank we. We know. We're
>> Yeah.
>> Okay. Well, you owe uh on a $500 credit
limit $96,520.
Why do military people just suck at
credit cards?
>> I don't know, man.
>> Especially when you're getting like
unlimited money for the rest of your
life. Why? Why make this like No,
listen. Well, that is a fact. Kind of.
Sort of. Kind of, right? But I will say
this. There was a point in time I
applied for a bunch of credit cards all
around the same time, right? And I was
out of a job. So, we used a lot of this
stuff just to kind of buy what we needed
and also what we wanted around that
time. Well, I don't think that was
around Christmas. I think that was a
different time.
>> No, this is the balance as of last
month, guys. That's what I'm saying. I
haven't used that card or
>> you can't. You're double the limit.
>> I haven't paid anything on it in
probably a hot minute. So
>> yeah, it's a $88 minimum. I mean, you
still before it go to collections, you
may as well do this.
>> But doesn't it fall off when it goes to
collections?
>> I mean, you were blaming to Lindsay
having a 200 having a job making
$200,000 a year is why you have bad
money. Like what the
>> Well, you said what?
>> Huh?
>> You were blaming having a job making
$200,000 on why you're bad with money.
>> I'm being told.
>> Well, okay. In a sense, yes. Cuz when I
did have those cards, that's when I was
working at Lifetime and at when I was so
I was using the money or I was using the
cards, right? And I when I switched jobs
from Lifetime,
>> why would you do that? Go make more
money
>> because well, I haven't I I don't really
want to go back there. I don't think I
think the clientele has kind of died
down, right? But anyway,
>> I moved on a different job. They had a
guaranteed salary of like 80 grand,
right? At the time, I was making more
than that, but I was okay. That sounds
like a guaranteed money. I was I'm doing
the same thing anyway, except for my
manager, blah blah blah. And then that
job literally went out of business, bro.
Like a month after I joined them. They
just they just shut down shop, left,
whatever. Then I was out of a job again.
>> Go back to Lifetime.
>> Uh they wouldn't they So when you when
you leave Lifetime, No. When you leave
Lifetime, you can't go back for 60 days.
Not a job or even attend the gym for
like two months. So
>> that's why they didn't go back. That's
like their little policy or whatever.
But
>> Okay. Well, you're getting fees, fees,
fees. Late late. Just be an adult and
pay it, dude. Like I don't know what to
tell you. Just being a adult.
>> Well, that's why we're here.
>> Oh, that's why you're here. You could
pay the card. You guys make good money.
>> Yeah, I just choose not to. Low key.
>> Exactly. And in high key, we need to
>> Milestone. What's going on? Who's is
this?
>> That's mine.
>> I got a couple that are pretty high.
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>> Yeah, but these are still all in decent
standing. They can't they're not being
charged.
>> It's double the limit again. Over double
the limit. Got to pay them. or not.
>> $64763
$85 minimum payment. Again, it's over
with fees and It's so stupid
cuz these are balances that you could
pay off like this with your income, but
you just spend all your money on
>> Yeah.
>> So, it doesn't matter. Credit Capital
One Capital One Platinum.
>> That could be more me or her. I think
that's mine though.
>> Well, it's app maxed out and money is
being spent. Do you spend on a credit
card? Cuz if you do, $5166
was spent on this.
>> I don't spend money on any.
>> So, it has to be you.
>> I haven't spent money on a credit card.
>> Oh my. Come on. I just Unless you see it
on that first card we looked at.
>> Well, unless it's something that's a
recurring payment that's trying to come
out, then I haven't like all the
Chick-fil-A McDonald's that I saw was
being spent on that first credit card
was not you.
>> Not recently. No.
>> What? But that was last month, April.
>> Well,
>> you be telling me you ain't no damn
money or anything.
>> Spent anything in April.
>> You can't even agree who's going to
Chick-fil-A and McDonald's.
tell me.
>> Well, no, because I don't Chick-fil-A
and McDonald's
>> every once in a while. Yes. I don't go
to McDonald's. that. I don't go to
McDonald's. that.
>> Oh, it is you then.
SO YOU DO SPEND on a credit card and
that was last month. You can't tell me
you're not.
>> He's literally seen them. Like I don't
even have them in my wallet. REMEMBER
LIKE
>> BROTHER, IT WAS THE FIRST STATEMENT. You
can see it yourself. You actually
>> see it though because I don't
>> Here you go.
>> I don't know what to tell you.
>> See, it says returned cuz like nothing.
>> No, your payment was returned. You
pathetic worm.
>> Not Not this right here.
>> My payment was returned. Yes, because
you didn't have enough money in your
checking account when the payment was
made.
>> April April 2nd.
>> Oh that was returned. That's not
good.
>> That's why you had a link fee.
>> That's not good. Cuz that was to
something that I'm going to have to call
her. When was that called her? Good
luck. Who's her, dude?
>> What do you mean? Was it something? See,
this is I don't know about.
>> $298.35
with a $25 minimum payment on this card.
>> I gave you the money for
>> And guess what? Hey, we don't spend on A
CREDIT CARD. WELL, YOU HAVE THE DOOR
DASH AND PANDA EXPRESS. That was me for
sure.
>> Okay, so you spent on this and yes, you
have the reoccurring Netflix, but you
also Door Dashed old.
>> Nah, I don't know. Dash Pash and Apple
Bill $30.79.
Who knows? And then Amazon, Amazon,
Amazon Amazon Amazon Amazon Amazon
Amazon, Apple. Apple bill.
>> That's hor.
>> So you have it. You autod do it. Show me
your Amazon.
>> That's yours.
>> Open that phone.
>> So Amazon COULD
>> AMAZON. YEAH, it's you spending stuff.
>> I don't give a You were doing it.
Shut the up. School stuff in the
middle of Gary fall the the spring
semester.
>> Yeah, we spend
>> Are you planning for fall?
>> Home school
>> And that that is an intense Apple bill
of $30.
>> Probably multiple accounts that she has
that she doesn't track anymore, so they
charge the damn things.
>> So you can Yeah.
>> Which means she's restarted accounts
over and over and over.
>> Trust me, I'm going to be looking
through both y'all's phones here in a
bit.
>> That's hers.
>> That's mine. So like my daughter needed
shoes. I got her shoes.
>> I don't spend on credit cards. Amazon.
Amazon. Amazon. Amazon. Amazon. Amazon.
>> But look, it's all kids stuff.
>> Give. You're still spending it as money
going out.
>> Yeah.
>> That doesn't Just because it's kids.
Hey, just because things are kids
doesn't mean it's all good.
>> Why are we screaming for anything for
the kid is absolutely
>> for the audience?
>> Ow. Dog quit.
>> Okay. First of all, this isn't for kids.
Uh, detox Z.
>> Yeah. Well, those shouldn't. Those are I
usually cancel those.
>> Okay. No, they're arriving. They're not.
I need to cancel that because I didn't
dress that. No, it's right now. And
you're not even wearing it.
>> I know because I did that
>> for the show.
>> Site words, a calendar.
>> When I got paid,
focus test prep. Okay, that one's
actually fair. A notebook. Yeah.
Swimsuit.
>> You got leosi sexy tie criss cross
plunge. And then another bathing suit
for yourself. So no, this is all not
necessities. This this inflatable thing
is not a necessity.
So like
all the isn't like do you need all
this? No. Is it nice? Yes.
>> See school stuff.
>> Not all of it though. You pathetic.
>> Yes. I've got four kids.
>> No, it's not all this.
>> Only two of them really
>> childproof. That's fine.
>> 21 things in your cart.
>> Oh, well that's just like stuff I don't
she might want. Yeah. Like uh
around your
>> Those are rings.
>> Uh-huh. Rings.
>> And my daughter's birthday's coming up,
so like she wants that stuff.
>> We need rings. I wanted to add a stack.
>> A complete Ethiopian Bible
>> for kids.
>> Oh,
I mean, yeah, you spend so much money.
>> I know. But he But but
>> but what
>> why do you what are you doing at home?
How much is added up from Amazon?
>> Schooling your kids all day.
>> Yeah.
>> Okay.
>> And then I go to work.
>> Do you have to do any of the house
chores?
>> No.
>> That's good.
>> When I'm home, yes, I do. No, he does
not.
>> Oh, what? What does she make you do?
>> What does she make you do?
>> I pick up Well, let me rephrase. I'm
getting trouble. I pick up our mess. I
do the dishes. You don't touch the
trash. I take the damn
trash out to the curb everywhere else.
Right. But I touch the dishes though,
right? That's a woman's job, right?
Supposedly.
>> Sometimes you do.
>> Sometimes whatever you guys decide. It
stacks up for a week straight. Yeah.
Then I
>> It doesn't stack up for a week.
>> I help you. Don't Don't play
>> sometimes.
>> Don't play.
>> Then why are you on your phone for eight
hours a day on average?
>> Cuz this their school
>> school actually is on fire.
>> Well, good news. It will in fact tell me
exactly what you're doing.
>> Yeah. Go look at Facebook real quick.
Actually, no. Go to Tik Tok.
>> Look on that
>> Yeah. So, last week it was uh 17 hours
on HBO.
>> Oh, well, I do watch TV.
>> You watch the same show. watch the same
hours.
>> Yeah, I go to bed and I fall asleep
>> on Facebook 12 hours. Texting on Who are
you texting on message for 10 hours a
week?
>> Yeah. And my mom.
>> Okay, we'll go through those in the post
show.
>> Apple Maps for 8 hours. Okay. But that's
probably the thing. But Instagram for 6
hours, GPT 3 hours, YouTube 5 hours.
>> Mhm.
>> Uh I didn't see any school things.
>> Well, like YouTube. So why is he doing
chores if you're working on if you just
are on HBO?
>> I I'm well he's not home kind of right
now.
>> I'm home a week on a week off right now
>> and before it was only on the weekend.
>> Yes, I am I am away quite a bit right
now. But
>> we will be going through things later
deeper in the post show.
>> Man, I tell you what though. You don't
piss me off though. You don't tell me
I'm wasting money and Oh, now
there's more McDonald's uh HTTO in
Amazon.
>> You eat out too much. But here we are
with McDonald's and all kinds of
>> Uhhuh. and fees and interest and
>> but I'm the though.
>> What am I looking at with this credit
karma? This is insane. This is
ownership.
>> Let me see that real quick.
>> Okay, so you have one main but that was
closed cuz you probably didn't do
anything right?
>> Yeah, actually I pulled it out. I never
paid him a dime. So
>> Huh.
>> pulled it out and I never paid him a
dime. So
>> Okay. Does that not feel morally wrong
for you? especially as a Christian.
>> At the time it was needed. It was like a
must.
>> They can still pay for it
>> line,
>> but I choose to do things. See, I have a
bit of an impulse control problem. I
would say honestly, that's my biggest
issue.
>> I love coping mechanisms then.
>> Well, I mean, if you want to dig in now,
this I'm not saying it's an excuse by
any means, right? But for a while, I've
got what's called what do I have? Um,
I've had BPD, right? And so for a long
time I didn't realize this and now I'm
taking medication for it. It's helped a
lot.
>> That's good. So
>> happy to hear that.
>> Yeah.
>> Uh Nebraska furnace I think. And uh pay
>> per pay 967.
>> I bought a trampoline with that one.
>> And then you never paid for it. That's
great. And then furnace.
>> Never did, bro. I never paid for,346.
>> I don't need credit right now. I don't
give a for credit.
>> Yeah, but it is still you received the
product and didn't pay for it.
>> That could be moralistically wrong. But
guess what? You got so much stuff. Okay,
here's my view on that too, bro. I've
been business owner before. Every
company makes so much damn money.
>> You've been what?
>> A business owner before. Sorry, I know
it's not a damn but goofy. What do you
want to call me? Whatever. Right. But
I've owned a business before. I know
what profit margins are and I do
it even right now, bro. They're they're
most people's profit margins are
astronomical.
>> No, it depends on a grocery store is 1%.
>> But it depends what you're doing. I
mean, ours our roofing is over. Grocery
>> stores closed all the time.
What do
>> you mean? Like even Walmart's closed.
No, no, no. I'm saying like
>> the amount of people that come in there,
they they can take that little bit of a
hit because they're they're producing so
much. They're that has nothing to do
with
>> So steal. You're okay with it?
>> No.
>> The Christian man.
>> I'm not going to say what I did was
right by any means. No, I'm not going to
say that.
>> Okay. Why don't you pay for it today?
>> You got the money today. That's for damn
sure. But
>> yes, you do.
>> I don't.
>> Yes. You guys bring in $1,36.
>> Bring in more than that.
>> Huh?
>> How do we bring in more usually than
that? Usually you bring $1,000 a month.
My sales can differ. Plus, he paid child
support last month, so that should be
coming in. Okay, he's going
>> adding a thousand for her and then
hopefully
>> money should be coming in. That money
should be coming.
>> It should be and I hope you guys deal
with it, but uh sorry, it was a Nebraska
furniture mark and then you didn't pay
for it when we first bought that.
>> Uh a firm 2346, but it needs attention.
>> I can't remember what I use that for to
be honest with you.
>> Yeah, it's been charged off. It's
already in collection.
>> No, no idea. Well, how come like it says
charged off when I go to collections?
Like those aren't in the collections.
>> Oh, maybe this one hasn't been yet. But
oh, an additional affirm also charged
off 2011.
>> Yeah, that was for uh
>> same with credit one.
>> Like 1,478.
>> But a lot of these
>> never lend to this man ever again. Hey,
when you're ready to get back into the
since you spent all your time on the
phone and you want to actually provide
to society and get a job, I'll get you a
course career certification so you can
get back out there.
>> Oh, discover card. This one's actually
Nope. This is charged off.
>> She's about to go to school soon anyway.
>> I am
>> for
>> um to be a parallegal.
>> Who's going to take you seriously?
>> A lot of people take me seriously.
>> Incorrect. first
first credit 7 or 2,100 and it's just I
just keep going through it. You're just
accumulating tens of thousands of
dollars of
>> they're not in collections yet. They're
just
off.
>> I don't know.
>> Oh, student loans. Who has all the
student loans?
>> That would be me.
>> Okay. Well, then yeah, that was your
collection.
>> Mine are all paid off. So,
>> well, see, there was a miscommunication.
I thought my grandma was going to be
paying for my like my schooling.
>> Well, she isn't. So, what the do
you want?
>> Yeah. So, and then it got put on hold.
>> Deferred.
>> Yeah.
>> Okay. So, student
Well, you also your grandma money I see
is coming up soon, so we'll figure that
out.
>> Well, she'll get it when she gets it.
>> Okay.
>> That's not true.
>> Well, kind of. 9,854
for student loans. Are you making
minimums?
>> No, cuz they had stopped the payment.
They just started up again.
>> Good. How much?
>> I don't know,
>> brother. Why,
>> sister? because I didn't I haven't
called yet.
>> I'm going to assume it's like a hundred.
>> Okay.
>> What the is wrong with you? Pay
your
>> Yeah.
>> What is wrong with you people? Aren't
you supposed to be the morally
responsible ones?
>> Well, see that's the thing is we we are
sinners by nature and we're trying which
is why we're here.
>> You're what?
>> We're sinners by nature.
>> Well, do better then.
>> I'm trying. That's why I'm here.
>> You're taking loads left and
right and not paying
>> You're crazy. I mean, if you look at the
dates getting divorced, you're not a
>> Wait, did he say loans or loads?
>> Loads.
>> Loans. Loads.
>> You said loads.
>> I did say loads.
>> Oh, loads. He says loads of loans or
something.
>> No, loads. She's getting breeded.
>> Oh.
>> By like 50 different men constantly.
>> No, I haven't done that in a long time.
>> Yeah, a couple years.
>> Lots and lots and lots and lots of
years.
>> I'm just adding up your collections at
this point, guys. This is insane. as far
as that's paid off.
>> Okay. Well, minus uh
>> that 1,800, right?
>> No.
>> Which one is that?
>> 415. You don't even know what I'm
looking at.
>> Oh, 415. Well, the other one says
closed. My bad. That's the only thing on
my account that shows collections right
there. That's it. And everything else is
either
>> It's closed, which means you got to
start making I don't know what
your minimums are.
>> The been closed for a long
time. They ain't they ain't said nothing
to me.
>> Oh, potentially negative. Dude, your
minimum I don't even
Maybe an additional There's more. It's
like 3,2697.
But like I don't even know what your
minimum normally is monthly. It's like
an additional $2,000 so far. Like this
is crazy.
>> But you didn't send us
Let me ask you something real quick. On
a lot of these collections of sheets
supposedly quote unquote collection,
>> these are never mind. These aren't
collections. A lot of them have the
minimums. They've stacked up to about
2,000.
>> But they're charged off, right? A lot of
them.
>> Uh no, not all of them. They're like
closed, but there the minimums are still
active cuz they're not sold to
collections yet. What have they been on?
They've been on that that um
>> and it's hard for me to get true insight
because I'm just seeing it through the
credit report. So, it's not even showing
me there's an additional 15,241.
>> I guess what I'm saying though is like a
lot of things a lot of things that
you're looking at,
>> are they not going to eventually fall
off anyway?
>> No, cuz they haven't gone to collections
yet. So, there's an additional seven
years once they do.
>> Interesting. whenever they like that.
>> This cash app, we have some money coming
in.
>> That's really not that.
>> I prefer Chime, but you do you.
>> It's not Jam and Toast forever.
>> Subway, Ein Einstein, Einstein's
um cash stuff. Donor Express, Chipotle,
Apple Bill, Apple Bill, Chipotle,
Chick-fil-A, Vending Machine, Bagel,
Service Works, Chipotle. It's all
Dan's Bagels. Going in and
getting some
>> A couple samples. That's good. Instead
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you'll never know.
>> It doesn't have like the tingles. Does
it give you the tingles?
>> It's a proprietary blend. So,
>> you need the ting. What do you mean
tingles? What do you
>> She's talking about a pre-workout is
what she's talking about.
So that's just a that's just an energy
drink.
>> Yep.
>> Yeah. So you stop thinking that I have
overdraft protection. Overdraft.
Overdraft. Payment. Payment. Payment.
Overdraft. Energy drink. Overdraft.
Overdraft. Tractor Supply.
>> Yeah. No, you guys.
>> Pizza Hut. Tom Thumb Vending Machine.
Roku.
Energy drink. Dude, you just got to do
gamer subs. Tastes better and it's so
much cheaper. It's like making your
coffee at home.
>> That's you getting damn energy drinks
though.
>> No, it's you.
>> Ain't no way. I don't drink energy
drinks bro.
>> They are so dumb. I don't know how you
guys have survived. Overdraft.
Overdraft. Overdraft. This is crazy.
Kohl's. Roy Hut. Apple Bell. Apple.
>> Um.
>> Damn.
>> H. Is it a good flavor? I don't know
what flavor it is.
>> No, it smells good. It just kind of hit
me real hard there for a minute. I was
like, damn. It says on the package, do
not
>> sniff.
>> I'll sniff it.
>> Because it like you're probably gonna
have another heart attack. Vapor company
>> dats. I hope you don't, but I'm going to
try to I'm going to send you guys to
Reed who helps us do finances here cuz
listen, he's going to just need access
to your accounts cuz with the way you
did it, I can't I'm going to do a budget
for you obviously, but I couldn't
perfectly calculate because it was
all in the credit report. I need your
statements and your is such a mess
it's impossible to see.
>> Well, that's the only statements I have
is the cash app right now. Well, no.
There's statements for the closed
account the account.
I don't know what the minimum payments
are. I calculated them to
>> I don't know how to get into this.
>> A lot of mine are 40 bucks. Almost all
of them about 40 about $40.
>> Then a lot of them are just behind.
That's why they're showing even higher.
So, okay. Let's see. Let's pretend.
>> Let's say the minimum is 40.
>> Don't pretend cuz like
>> I have to though.
>> He doesn't have the
>> But use your
>> I'm upping them.
>> No, I could I could tell you what they
are if that's allowed. Well, yeah, it's
allowed.
>> What do you mean you have them?
>> What?
>> I have Why haven't you cleaned your fish
tank?
>> Shut the up.
>> But it's It needs to be cleaned and
they're going to die.
>> Let's see. She's been alive.
>> Well, I say that.
>> That's not what I heard.
>> That's not what you heard.
>> She's been here forever. Are people
secretly replacing her that I don't know
about?
>> Probably to make you feel better so you
don't cry.
>> I wouldn't cry.
>> I bet you would.
>> It's a fish.
>> Why can't you have mint? Why don't you
like mint?
>> Why do I not like mint? Because I don't
like the flavor. Why don't you like the
flavor? Why don't you like the flavor of
something you don't like?
>> Well,
>> exactly. Shut the up.
>> Damn.
>> Your mortgage is $3,790.
I have your minimums for some things. I
have 626 so far, but I don't know
>> right now currently for
>> Is this accounting for all closed
accounts that you don't even know about?
>> Well, I don't know. I don't know about I
have no access to
>> exactly. That's the point. That's what
I'm missing. So, let me fix.
>> So, I have to guess. That's why you're
gonna sit down with him and he's gonna
go through your own accounts.
Read.
>> You'll know, bro. You'll know. Sure.
>> He's our extra guy. I'm gonna pay for a
session. I'm guessing an extra 480
>> plus 626.
>> This is on just the conservative side,
but like I'm guessing your extra minimum
payments are,100.
>> It might be lower. I don't know. Okay.
What's your utilities? Gas, electric,
internet, all combined.
>> So
>> that's a him. This will be
this is probably a more or less average
right now. But if you look at electric,
it's around 160. Um gas is usually
around 79 80. Um if you look at water,
let's say like 175.
Gas, electric, water, internet is around
what? 45.
>> Okay. So 460. Gas vroom vroom drive.
Both of you combined on a monthly basis.
Let's say I'd say on average uh let's
say about I'd say like 550
>> give or take.
>> Phone bill.
>> Phone bill. Mine's 175 60.
>> Sounds like you got something good like
helium that most people should use.
>> I'm just on my mom's plan.
>> Oh, great. Okay. Yeah.
>> Uh car insurance.
>> That's around 350 for both of us.
>> Necessary food.
I'm guessing you can do about a,000.
>> No.
>> Yeah. There you go.
>> Use the meal plan. meal plan and you're
meal prepping. Five kids, you're meal
prepping. All these dumbass snacks and
>> Yeah, snacks means you're meal prepping.
That's the thing. You're eating a lot of
the same meals over and over again.
>> No, I know. I like that. That's fine.
Okay. Your household has one more kid
than mine. Yes. But you know what my
family did on a tight budget? Just white
people, tacos, and spaghetti on repeat.
It works.
>> Well, we do that. And
>> Well, there you go. You're fine. And
chili is perfect. Is fine.
>> But I need the kids snacks every two
hours.
>> You can get a few things, but you don't
need to get all this name brand. You can
do a 1,000. It's fine. if you find
anything else they need to survive for
you and the kids. I'm giving 500 cuz the
at home school.
>> We usually about 250 for groceries every
week is what I give her.
>> Oh, there you go. But you also eat out
like crazy. Medical healthcare their
co-pays.
>> How much basis?
>> Um I would say
>> do you trust the doctors?
>> We don't go that often, bro. It's kind
of hard to say on a monthly basis.
>> A doctor that is more naturalistic, but
um naturalistic is not a word. But
>> how much?
>> It's like I would say like 30.
Did you have like a failed home birth or
something?
>> It was not failed.
>> If there was no failed pets,
>> I We have three cats and two dogs.
>> Yeah, them.
>> But it wasn't failed. First off,
which ones?
>> Cats, dog. Get rid of them bastards in a
heartbeat.
>> Why? What's wrong with them?
>> I hate them.
>> He doesn't like cats. But they're sweet.
>> Okay. Well, good news. $250 for pet
insurance cuz you have so many animals.
>> Yeah, we ain't paying that
>> We don't have pet insurance. If they
die, you need to die.
>> Oh, why? Cuz if something happens, you
can't afford to take care of them.
>> They can go.
>> Well, they're inside animals, so like
>> Exactly. And if something
>> And I'm not even explaining it. 250.
>> If something happens, though, guess
what? They gone.
>> I know. So why do we need the insurance?
>> That's how I see it.
>> So you don't care if they die. The cats.
>> No, I do. I'd be really sad.
>> There you go. So are you going to save
their life if something were to happen?
>> Cuz that's what pet insurance covers.
>> We can't afford it. No, we ain't.
>> But pet insurance would make So you can
>> Oh, my sister had that. But if they die,
you still have to pay for it cuz it's
like a thing. Like a
>> Yes. Oh my gosh, I hate you.
>> But he saved you to the dog.
>> How much for pet food a month? Uh like
50 bucks.
>> And cat litter.
>> Yeah. How much?
>> Uh
>> 70 now.
>> No. So the for the cat and dog expenses,
I would say maybe $100 every six to
eight weeks.
>> Okay. So 50 bucks. Okay. Whatever.
>> It's not. No, because the litter is not
that expensive and
>> subscriptions. I'll try to give you 100
bucks. I don't know.
>> Well, let's see. I guys, this is such a
mess. This like I don't even know what
this is.
>> This is like the It's the worst budget
I've made.
>> No,
>> you don't even say that to every you
guys smoke. No, it's the worst in terms
of it's so scattered.
>> I don't know how true it is or not.
>> Is this real accurate though? We have
bad debt 87,000.
>> Yes.
>> Plus student loans and plus a lot of
like that.
>> Shame.
>> But it's fixable.
>> Probably have legal room. proable.
>> Yeah, sure. I just don't know if this is
accurate, but 9 uh 8,500 to survive is
what you need to make your payments and
everything on time. It might be 9,000,
might be 9,500, but either way, if
you're bringing in that 13,000 a month
that you said you are, then
um it's like, yeah, I need that.
Then with all your
federal first federal okay so 597 your
total debt situation is $597,26627
minus
498014.93
for the mortgage and minus the student
loans of $9,854.
So debt to pay off 90,000 hours
basically with your addition. I'll give
you funds spending of 500. But again,
that's if the payments that's if the
payments aren't higher. If they are, get
rid of it. So that gives you an extra
$4,000
a month to put towards that maybe, which
pays it off in under two years. So you
can have fun and probably pay off all
your debt in under two years.
>> A month.
>> Well, I'm You didn't say a month.
>> It's all a monthly budget. Well,
>> well, you pay off in under two years and
then 6 months to get a fully funed
emergency fund. That's if the debt situ
You're going to sit down with Reed and
he's going to go further in debt.
Listen, guys. This is too impossible.
It's too impossible. I didn't have your
statements.
>> No, it's impossible for me to give an
accurate number.
>> I couldn't get access to all the stuff
that's uncharted.
>> Exactly. That's what he will help with
cuz he has more time.
>> Guys, let's get the Hammer financial
score and then go into the post show.
There's more things. There's more things
to She's hiding from him that we
haven't even gone through. We're gonna
go into the post show. There just wasn't
time. There's Oh, they're planning a big
vacation. I'm gonna go through their
phone, figure out where that all the
Apple came from. See what they're
hiding from each other. See how she
communicates in their text. It's always
chaos. The post show's incredible. Let's
get the hammer financial score, though.
Spending in a budget. You technically
didn't overspend. Actually, surprising.
Uh, but you certainly put money towards
instead of paying off debt. So,
it's not good. I'll give you a two out
of 10. Best I can do. We're lower than
the the the
>> two out of 10 in your spending in the
budget category. I'm going through every
category. Your debt, there's
collections. So 0 out of 10 for that
emergency fund. There is no saving. 0
out of 10 retirement. Is there
retirement anywhere?
>> Well, my money is guaranteed for life.
>> Yeah.
>> I mean, and I have
>> I think we deserve a point
>> for that. I mean I mean technically,
dude, like I mean I know this is kind of
iffy like if social security stays
intact for that long, great. If it
doesn't, we might lose it. But the VA
money is for life. Well, social security
2032 it gets cut by mandatory 25%.
>> Maybe.
>> No, it does unless we readjust
something.
>> They said maybe. It's a maybe. They said
that years ago, too.
>> Well, yeah. And then they re they lifted
the retirement age.
>> Oh, okay. Serious. But mine's mine just
>> they have to do something. Yeah. It
affects everything, including some
Medicare funds. Medicaid funds, too.
>> I don't I don't give a about
Medicaid but
>> No, but Okay. Two out of 10. I'll give
that. Real estate. You own a house. The
40-year mortgage is crazy. The
interest rate isn't great. What's the
house worth? Do we know?
>> Think we owe 498. It's worth like 4.85
right now.
>> No, it's not.
>> Yes, it is. It's not worth what we
freaking
>> house in the market. But I'll give you a
three out of 10.
>> We owe4.
>> No, you owe 500,000.
>> No, we don't.
>> It's 498.
>> Take that out,
>> buddy. Your most recent statement and
that's all that matters to me. So, I
don't give a
>> Okay.
>> Okay.
[100:01] >> That's your most recent statement.
[100:03] Hammer financial score 1.5 out of 10.
[100:05] Guys, there's so much more.
[100:06] >> Are you kidding me?
[100:07] >> Go yourself. There's so much more.
[100:09] There's so much more to happen in the
[100:11] post show. Join Hammer Lee for three
[100:12] premium shows every day, 6 days a week.
[100:14] Get your hammer financial score. Caleb
[100:15] hammer.com. I'm going to kill myself. Is
[100:17] crazy. Okay. See you there.
[100:18] >> You told Jen that you feel like you have
[100:22] to secretly hide and save money from
[100:25] Luke.
[100:26] >> I got to save money, but you spend the
[100:27] money and me for spending money.
[100:29] Makes no sense.
[100:30] >> He won't pay my bills. like they they're
[100:32] late. But I've never been paid for your
[100:33] dad. He paid for your attorney and he
[100:36] still thinks that your kids are in
[100:38] public school.
[100:39] >> They don't. He doesn't think they're in
[100:40] public school. He thinks they're in a
[100:42] private.
[100:43] >> You are evil. I have an exclusive offer
[100:46] just for you. But there's only one day
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[100:58] I just launched the brand new Hammer
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