[00:02] a saving habit. Now you see saving money is one of the things everyone knows that they should be doing but only a few people actually save money consistently. And to be honest I don't know why. Maybe you ask me the reason I'll say maybe
[00:15] it's because um saving money actually takes discipline and planning. That's not saving money consistently because they lack discipline. That's the major the excuse that they are making very low amount of money so they can't be able to
[00:29] save money. Now you see one thing I always tell people is that no matter how much you are making right now no matter how small it is if you can't save small amount of money from that your small salary you won't be able to save when
[00:41] you start making bigger amount of money. It is just the truth. No matter how much you start making maybe in next 5 years if you don't start saving right now you making bigger amount of money. And you might still be saying, "Oh, maybe that's
[00:53] a lie. Maybe when you start making more money, you start saving." It doesn't work that way. It is a simple fact. So, please, as you watching this video right now, start saving small amount of money. No matter how much it is, even if it's
[01:05] just 5% of your income, 10% of your income, just save money consistently because it can make a huge difference over