--- title: 'How to Create a PhonePe Account: Step-by-Step Guide' source: 'https://youtube.com/watch?v=s4105i22_XA' video_id: 's4105i22_XA' date: 2026-08-18 duration_sec: 459 channel: 'Arvind zone' --- # How to Create a PhonePe Account: Step-by-Step Guide > Source: [How to Create a PhonePe Account: Step-by-Step Guide](https://youtube.com/watch?v=s4105i22_XA) ## Summary This video is a step-by-step tutorial in Hindi on how to create a new PhonePe account, activate it, and use it for payments, recharges, and money transfers. The creator walks through the entire process from downloading the app to setting up a UPI PIN and adding a bank account. ### Key Points - **Introduction and prerequisites** [00:04] — The video promises to teach viewers how to create a new PhonePe account, activate it, and use it. It emphasizes that the mobile number used must be linked to the user's bank account. - **Downloading and installing PhonePe** [00:29] — The first step is to open the Play Store, search for 'PhonePe', and install the app. - **Entering mobile number and creating password** [00:57] — After opening the app, the user must enter their mobile number (linked to bank) and proceed. Then, they create a three-digit passcode and grant necessary permissions like location. - **Adding a bank account** [02:01] — To make payments, a bank account must be added. The user clicks on the profile logo, selects 'Add bank account', and chooses their bank from the list or searches for it. They then select the specific account (e.g., current or savings). - **Setting up UPI PIN** [03:10] — After selecting the bank account, the user is prompted to set a UPI PIN. For new accounts, it says 'Set Pin'. Verification is done via debit card (last six digits and expiry date) or Aadhaar. An OTP is received and the ATM PIN is entered to create a new UPI PIN. - **Using PhonePe features** [05:26] — Once the UPI PIN is set, the user can access their QR code for receiving payments, check balance, send money to contacts, recharge mobile, and make payments by scanning QR codes at shops. - **Conclusion and next steps** [07:15] — The video concludes by summarizing the process and suggesting a related video on creating a Google Pay account for those interested. ### Conclusion Creating a PhonePe account is straightforward: download the app, register with a bank-linked mobile number, add a bank account, and set a UPI PIN. Once set up, users can easily make payments, recharge, and transfer money. ## Transcript , want to take money from PhonePe, or want to make payment to someone through PhonePe or want to do recharge etc. through PhonePe, want to make payment, then brother, watch the video. Today I will teach you how to create a new PhonePe account. I will teach you how to activate PhonePe. I will also teach you how to use it. Ok? So watch the video completely and friend, give the video a like right now and if you are new to the channel then subscribe. Ok? Let's go to our screen and tell you everything in detail. So friends, first of all you have to open your Play Store. Then here you have to come to the search and from here you have to search by writing PhonePe. Ok ? Then look here, it will appear on your phone. Install this application. Ok? Like look, mine is getting installed. Almost our download is what to do after installation? You have to simply open this PhonePe app. Like look PhonePe app. Ok? Let me open it here. Now after opening it, we have got an interface like this. Look, this is our start. So what to do? First of all, here it is asking you to enter your mobile number. The number with which you want to create a PhonePe account. Now friends, remember one thing that the number with which you are creating the PhonePe account should be linked to your bank account. Meaning your bank should have the same number. Only then your account will be added. Ok? So let me Ok? Now after that I click on proceed here. Now after that you will be Ok? So make any three digit pass. After creating the password, simply click on Proceed here. As soon as you click on it, it will ask for your permission in this manner. So the permission has to be set aside. Meaning it will ask for location permission. Ok? Now look here, it is loading on our phone. Ok? So So let me allow this. Ok? Allow whatever permission is asked of anyone. Now look here, something like this has opened in front of us on the phone. Your PhonePe will also come here in a similar manner. But friends, first you will have to add your bank account to PhonePe. Only then will you be able to make payments etc. Only then will you be able to do everything like recharge etc. Ok? So for that you will find the logo here in the corner. You have to click on it. As you click Now look, I have not added any bank account here. Ok? So look here the option of add bank account is coming. Ok? So you have to simply click on it. As soon as you click, you will get Add Payment Method here. So you have to click on the add. Then you will see an interface like this. whatever bank account you have, select it in a simple way. For example, look at Punjab National Bank, Bank of Boudha, Union Bank of India, CR Bank, Airtel Payment Bank, if your bank is not among these then you have to click on View All here. For example, suppose my bank is HDFC. Ok? So look here, I have searched HDFC. Now from here I will tap on it. Now after tapping, friends, we have got an interface like this. Look, here we are finding our bank account here. wait a little bit. Look, it's here in 25 seconds. Now I have two accounts in HDFC Bank. which account you want, the top one or the bottom one? This is my current account. This is my savings account. So I want to add this current account. I will transactions through him. So I simply click on confirm here. Now after clicking, look here, ours has come like this. Now look here, next to it there is an option of reset pin. Ok? This reset pin that is coming, the reset pin is coming on this also. I have already created an account on PhonePe. I have done transactions etc. before also. That's why my reset pin is coming here. You will see it written here: Set Pin. Ok? My reset pin is coming up. You will receive a set PIN if you are creating a new account. So you have to tap on this here. As soon as you tap, look here it will ask you to verify through debit card i.e. come through ATM card, for some it will come through Aadhar card. So you can Ok? So what do I do here ? Our debit card, which ? I will verify it here with the same. So it is telling me to enter the last six digits of the card number. He is asking me for the last six digits of the card. So what do I do ? I simply enter the last six digits of the card. So as you What will I do with it? I will put the last six digits here. Ok? So let me fill it here in a simple way. Now after filling it, your what is the expiry date of your card? You will find it expiry date will be written there. Ok? So you have to simply enter the expiry date. simply click on Done. Now after clicking, look here and for security reasons. Now you have to allow the message permission. Now after doing this, friends, see here, OTP will come through your bank. If the SIM is inserted in your phone then it will automatically receive the OTP. For example, this number is installed in my phone, so my automatic OTP has been taken here. Ok? click on Next. Now after clicking on Next, it is saying enter your ATM PIN here. It will ask for the PIN of your ATM card. Ok? So what should I do simply? Enter your ATM PIN. Now after entering, you have to click on Next here. Ok? As soon as you click next, you will see ' new UPI PIN you want to create, you have to enter it here. useful to you while making payment. So remember the PIN. So let me create a pin here. enter the UPI PIN twice. I have put it once. After that, it is asked to re-enter UPI PIN here again. So Now here I will click on Done. Now as soon as you click on Done, brother, look here in a simple way, our UPI PIN has been set. And look here, now Now look from here, my QR code etc. is also coming here. Ok? coming here. QR code is coming now. Let me show you again. Look, let me click on the logo here. Now look here, my QR code has arrived. Now I can send this QR code to anyone. And through this QR code I can scans this QR code and transfers money, it will come directly to my bank. you will get the option to manage. So what do you do from here after clicking on Manage? much better to add all these things like your Gmail ID etc. Ok? Now friends, after that look here in a simple way like I have to check the balance. So look here, you will get the option of check balance in Home. Click on it. Now after clicking, I want to check the balance of this account. so I will simply enter the UPI PIN here and click on check. Now tell me in a simple way. As you can see here, I have blurred it a little bit someone wants to send you money get your mobile number. If you click on this, brother, all the people in your contact will appear here. money by clicking on the person to whom you want to send the money. If you want to Enter your mobile number from here and you suppose friends, if you want to recharge. Ok? So to recharge in a simple way, you will get the option of mobile recharge at the bottom. You have to look here in a simple way, tap on it and enter the mobile number here which has to be done on the number. Then what do you have to do in a simple way ? You have to recharge by entering UPI print. Now suppose you have to make online payment in any shop, then what should you do find this QR code option. Ok ? You have to click on it. Then Then what to do? Scan this QR code with the camera and after scanning, enter your UPI PIN. Put in as much money as you want, enter the PIN and make the payment. In this way you can create a PhonePe account and use it. So friend, this is the method of creating a PhonePe account. But if you want to make payments through Google Pay, recharge, etc., and receive money , then what should you do for that? Click on it to watch this video. how you can create a new and fresh Google Pay account. So click quickly.