[00:00] Here's the harsh truth. Yes, your head might be racing with ideas and ambition, will start to fade away.
[00:16] And if you're not careful, flat, predictable, and totally uninspiring. spending the past five years in the same job
[00:32] You can even see after these pay rises, and sometimes even goes down. The worst part of all is that this lifestyle pattern
[00:48] telling you that you are lazy But even if this has been you it doesn't have to be you this year.
[01:01] designed to keep you spinning your wheels on a flat line, So what you are feeling isn't laziness.
[01:13] that was never designed to help you thrive. Today's video is all about my five-stage process So, let's get to it.
[01:26] Stage one is called stagnation, and I'd imagine that is likely where you are right now. without any preparation or guidance
[01:40] You leave school and get your first job and that's it. So you play it safe by sticking it out in the same job, you risk becoming a debt slave where your income
[01:57] Right now, the national debt clock and increasing by the second. then I don't know what will.
[02:11] and fewer luxuries This isn't just happening because times are changing. with something called the Great Reset.
[02:25] by depriving them of ownership Imagine the government owning your home This is the future they want,
[02:38] will be nearly impossible. This was created by the rich to control the poor, that barely cover anything.
[02:52] and freedom equals happiness. So, why not just join them? then you can take those calculated risks
[03:05] Don't be part of the 58% of Americans will increase over the next few years. Start by gaining full control of your finances.
[03:21] and be honest about what's essential and what's a luxury. So you consistently put money aside each month, At the end of the day,
[03:35] So why not save your funds? Now, believe it or not,
[03:48] which means this is when you might start to see a difference At this stage, you are doing everything you can because you've got a couple of things
[04:03] They won't always like your new attitude or be left behind. So instead, they will try to drag you back down
[04:16] I'm sure you've experienced this before. they don't seem that happy for you The second issue you are gonna face is inflation.
[04:31] will actually slow you down in the long run So how does this happen? the value of cash in your account
[04:44] Here's a calculator that shows you the impact of inflation Now, let's say you have $5,000 in your bank account If inflation happens at a rate of 2.5% a year,
[05:01] in 20 years, your $5,000 but it will only be able to buy the same amount of stuff as $3,051 could buy today.
[05:15] the real value of your money shrinks That's why saving money in a way that grows over time where you invest your money.
[05:30] into something like the S&P 500 and the average, a 7% annual return adjusted for inflation, would grow to over $20,000.
[05:46] Investment returns can go up and down So this really shows the power instead of letting inflation
[06:01] If you wanna get involved with investing, where you can invest as little as one pound Even if you manage to invest five pounds
[06:14] it will really help you get started with those first steps Since I was planning to talk about Trading 212 anyway, in sponsoring this portion of the video.
[06:30] worth up to 100 pounds to anyone that uses the code TILBURY Plus, you can get more free shares by inviting your friends. I'll leave a link in the description if you're interested.
[06:47] and don't starve yourself of cash as there's a lot we need to do in the next stage. Now, this is where you're starting
[07:03] to carry you to the next stage to achieve financial freedom. You need to fully commit to taking advantage
[07:16] At this stage, there are three Cs that I focused on, which helped me accelerate my wealth dramatically: Let's start with cashflow.
[07:30] so that you can use it to generate more wealth. The best way to generate cashflow
[07:42] is to start a side hustle that provides immediate income. It can be a small service-based side hustle whether it's offering social media management,
[07:57] your goal is to bring money in fast. targeting other businesses, Companies are willing to pay for anything
[08:13] and positioning yourself as someone who can deliver results Surrounding yourself with the right people It's no coincidence that successful people
[08:28] who have achieved similar or greater success. and you'll be the sixth." opens your eyes to new opportunities, motivates you,
[08:43] Make an effort to network on platforms from reaching out to people who inspire you. This is what separates those
[08:56] Confidence allows you to take calculated risks are too afraid to try. and miss out on life-changing opportunities.
[09:11] and take risks, or investing in a skill that sets you apart. The next stage is expansion.
[09:26] it's time to focus on expansion. as you invest in assets that generate passive income The first step is understanding the difference
[09:41] which you've probably come across before. like expensive cars or homes that don't generate income. they drain your wealth over time.
[09:56] that put money into your pocket dividend-paying stocks, or useful skills this sounds a bit daunting right now.
[10:10] would've built towards this phase in your life. into this plan at this point. "I'm not in a position to do this," you will be.
[10:24] Let me explain them both. First, diversification, spreading your investments and reduce risk.
[10:36] concentrating your resources on a few investments This approach carries more risks, but can lead to faster and larger returns if executed well.
[10:51] Many billionaires, including Elon Musk and Jeff Bezos, by focusing a high-conviction place like these. If you are just starting,
[11:04] However, as you gain experience and confidence, expand your wealth even further. is to acquire assets that work for you.
[11:18] to grow your wealth and to move you closer to financial freedom. Welcome to the final stage, mastery.
[11:31] and can live life on your own terms. Your assets generate enough income to cover your expenses, and allow you to focus on what truly matters.
[11:46] the fruits of your labor on a beach in the Maldives. and helping others achieve their own success. from Warren Buffett to Oprah Winfrey,
[11:59] and building something that lasts beyond their lifetime. from accumulating wealth to managing and preserving it. and grow your portfolio, mentoring others,
[12:16] Ultimately, mastery is about more than just money. freedom to spend your time as you wish, and freedom to create a lasting legacy that benefits others.
[12:32] and take control of your financial future? you'll unlock the life you've always dreamed of
[12:44] So if you wanna learn how to invest in stocks for beginners, Make sure to subscribe I'll see you over there.