---
title: 'How to Get Filthy Rich During a Recession in 2026'
source: 'https://youtube.com/watch?v=sZUfTwjIakg'
video_id: 'sZUfTwjIakg'
date: 2026-07-23
duration_sec: 885
channel: 'Mark Tilbury'
---

# How to Get Filthy Rich During a Recession in 2026

> Source: [How to Get Filthy Rich During a Recession in 2026](https://youtube.com/watch?v=sZUfTwjIakg)

## Summary

The video discusses how to prepare for and profit from market crashes, drawing on the speaker's 35+ years of investing experience. It covers the frequency of crashes, warning signs, and strategies for each phase: euphoria, reckoning, and phoenix.

### Key Points

- **Market Crash Frequency** [00:00] — Corrections (10%+ drop) occur every 1.2 years since 1980. Bear markets (20%+ drop) last ~289 days (9.6 months) on average since 1932. Bull markets last ~965 days (2.6 years).
- **Euphoria Phase Warning Signs** [02:22] — Irrational excitement, people buying JPEGs (NFTs), housing boom, and increased borrowing. In 2008, these signs were evident before the crash.
- **Preparation Strategies** [03:44] — Reduce leverage, save extra cash, diversify investments, and avoid margin calls. The speaker emphasizes slow and steady investing (tortoise vs. hare).
- **Reckoning Phase** [08:58] — Overvaluation sets in; panic selling occurs. The key is to hold nerve and buy the dip using dollar cost averaging. Example: Peter Lynch's Kaiser Industries stock dropped from $20 to under $10, then rebounded to $50.
- **Phoenix Phase** [13:19] — After a crash, markets recover. Bull markets follow bear markets. Consistent investing during downturns leads to gains. Example: post-London Olympics recovery.

### Conclusion

Market crashes are inevitable, but with proper preparation—reducing leverage, saving cash, diversifying, and buying during dips—investors can emerge wealthier. Time in the market beats timing the market.

## Transcript

This is the scary truth. As long as you are properly prepared, I've been investing for more than 35 years,
I've experienced lots of these crashes. to come out the other side wealthier than before. that has helped me make millions
you can spot the warning signs of a crash So how common is a market crash? First is the most common type of decline,
This is defined as at least a 10% drop from a recent high. but think of it as the stock market, and cutting back prices.
around every 1.2 years since 1980. Now, you know when you're in a bear market, Since 1932, these bear markets
They tend to keep dragging the market down for about 289 days, or roughly 9.6 months. but keep in mind that bull markets,
usually last around 965 days or 2.6 years. which I class as an over 30% drop
normally within a very short amount of time, In my opinion, if Trump had been unalived, That isn't a political view, just a logical one
The main takeaway from all of this to go down sometimes, So how do you spot a market crash?
so you'll know what to look out for. I'll also share the strategies I use at each stage backed This way you'll be better prepared than most investors.
and this isn't financial advice. Number one, the euphoria phase. and irrational excitement drives prices
During this stage, everyone is happy and flying high. I prepare my investments Before the 2008 financial crisis,
that really made me cautious about investing. Everyone had money. They were spending thousands and the economy was thriving.
a couple of years ago. that people would buy JPEG image files Things like this are a clear sign
The second thing I noticed in 2008 was the increase in the number of people buying houses or refinancing. as the housing market was booming,
then the banks could take back Now, it's one thing noticing these little clues, and preparing yourself.
Between 2007-08, I could have just gone along with the crowd as the general herd mentality was that everything was great But instead, I started to prepare my investments
and fellow business owners didn't quite understand They may have even seen me as a bit of a coward, how much risk they were taking.
these are some of the things you can do and minimize your risk level wherever possible.
as that's unsustainable for the long term. so my money compounds. I always think about the story of the tortoise and the hare.
but slow and steady does win the race. there's a high chance you haven't experienced to see your portfolio completely halving in value
So you have to ask yourself if you could mentally handle Secondly, I would start to reduce my leverage.
to accelerate wealth, but it can also be very dangerous. then your investing platform may issue a margin call,
and if you don't, your brokerage may sell your stocks If this is something you're considering I would be paying some of this debt off.
and I'm well aware that by not taking on this risk, The truth is I've seen too many to broke in a blink of an eye.
Thirdly, I'd start saving some extra cash I know I bang on about having an emergency fund but I'm talking about saving even more.
From the outside, it looked a bit strange. I wasn't taking advantage of it. and more people were getting interested in investing,
You see, when everyone starts getting comfortable that things are about to pop as pricing is being propped up
The trouble is that at the first sign of a crash, which drives the prices down even further, I would make sure my investments were properly spread out.
and it's one of the best ways you haven't got all your eggs in one basket. what sector is gonna be hit the hardest.
to do very well with one or two stocks in only a couple of different companies. it can almost seem silly
outperforms all your others. Let's use some of my favorite stocks as an example. Now, you could put all of that into Tesla with the hopes
but if Tesla gets hit the hardest in a market crash, Whereas investing into a total US stock market fund would Look, nobody can predict if the stock market's gonna go up
However, diversifying goes some way to reducing your risk. but at least you're investing in a broad range of sectors. on investment is through something called a high
Take a look at this, for example. to put by with an additional $250 being saved monthly.
you'd have earned $3,493 investment because the account pays you 5.1% interest with zero fees or subscriptions required,
and ETFs with very low fees. so I reached out to them to see if they were interested They agreed on offering a free stock worth up to $300
Just sign up for Public, deposit $20 or more, and enter the code MARK2024 via the rewards hub I'll leave a link in the description if you're interested,
Number two, the reckoning phase. in the face with the truth to hold their nerve and make some money.
of overvaluation sets in, What I'm trying to get at is in this phase, and it's next to impossible to be unaffected.
and he was only 10. and even when they did come in, I had lots of products which I owned,
It was sort of a bit like a safety blanket, I suppose. In 2008, I saw dollar stores opening up everywhere. and supply of products from failing businesses.
and in phase one prepared correctly, It's more about human psychology is to sell their investments and cut their losses.
what are you gonna do when the market goes down? until the market crashes. while everything's going up.
To have this kind of belief, That's why it's so important to understand the fundamentals This reminds me of a story Peter Lynch once shared.
and back in the day he bought shares in Kaiser Industries The company had zero debt making bankruptcy very unlikely.
But the price kept dropping to under $10. and the stock eventually rebounded to $50. what will you do when the stock keeps dropping?
This applies to index fund investors as well. that if you invested $10,000 in a simple S&P 500 index fund
and the 31st of December, 2022, you would have $1,082,009. and ended up missing the five best trading days,
then you would only have $671,051. just 50 of the best trading days brings you all the way down to $76,104.
by time in the market, But if you believe in your stocks for the long term, In 2008, I saw what the dollar stores were doing,
and instead of seeing a competitor, I saw an opportunity. then it must mean there were amazing deals available. I went on a bit of a buying spree over the next couple
including stocks and even entire businesses. I knew that I would be unable to time the exact bottom This is called dollar cost averaging.
you can snap up some amazing investments during this time. and supercharge it with a side hustle as the more assets you can invest in,
The bottom line here is that while some choose to panic others choose to double down and buy the dip, I feel like I should also mention that some investors like
that a stock will go down. However, people like Michael Burry have been very If you want to know more about this,
if you feel like watching an entertaining Number three, the Phoenix phase. and rebuild rising from the ashes of the crash.
I noticed that four years just after the London Olympics, things started to improve. and money was a bit easier to come by,
the mentality of not spending carried through for a while, until everything was back to normal. I'm talking Black Monday, the.com bubble,
the 2008 Financial Crisis and the 2020 pandemic. was that a bull market almost always follows a bear market, of crisis and uncertainty.
and you're buying into the stock market consistently then you stand a much better chance If you want me to walk you through exactly
that video right up there, but don't click on it just yet. Okay, I'll see you over there.