[00:00] I want to be clear, you've been cheated on probably a dozen times. You've caught her three times. She took some dude to church, some homeless guy. And they were all over each other in church. What is happening?
[00:12] I felt like if I got pregnant, he would leave and I would just go to this guy. You're trying to DNA check on the three-year-old. You know she's saying she wants you to leave. I'm not alive, I'm a breaking point.
[00:24] I'm like, I can't. I can't keep doing this. James! What works for you, Juan? I'm a little child. I cannot work at a school, cannot work at daycare, anything like that.
[00:39] How old is your little sister? She was 13. DollarWise is about to launch its biggest update ever. My team and I have been working day and night, and in the next few weeks, DollarWise Web goes live.
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[01:19] If you think you have interesting finances with an interesting personality or a story or a life or relationship, I will personally pay you to take time off of work, fly you down to Austin, get you personal transportation, a hotel, food, and we'll have a great time hanging out.
[01:33] Go to calebhammer.com slash apply or click that link in the description below. Hi, I'm Sarah. I'm 28 years old. I'm James. I'm 28. I'm from Glenwood, Arkansas. And this is Financial Audit.
[01:46] Is she from Glenwood as well, ladies and gentlemen? Yes. Okay, good, because you just kind of said you. No, we're both us. Well, thanks for coming on, guys. Thanks for coming down to Austin. I really appreciate it. Sir, you're the one right in front of me, so let's start with you.
[01:59] What do you do for a living in Glenwood? I work in Hot Springs, but I work at Subway. It's a 45-minute drive.
[02:12] You work... Well, what is Hot Springs? I thought you were working at a place that was a Hot Springs. Hot Springs is a town.
[02:24] Oh, okay. I didn't need to know that, but that's fine. You work at Subway. an artist a sandwich artist they say yes he makes his comments all the time
[02:37] about about all your big comments i see it okay very good yeah okay sure what do you do there i do a little bit of everything what's your job my job is service i turn around and i will make
[02:53] sandwiches. You're a sandwich artist. Perfect. What do you make? A lot of times it's like the 12 inch footlongs. Or it's or I just
[03:06] or I just make drinks. What are you laughing about?
[03:19] Making a blonde joke. He makes his blonde jokes all the time. Is that what he makes? You actually don't understand what I asked.
[03:34] No, she doesn't. What do you think I am? You asked her what she makes an hour. Okay. An hour is $11 an hour.
[03:46] Sick. How many hours a week do you work? I am Tim Doge, and this is Bootsy. That just depends.
[04:00] Okay, wait, tell me typical. I'll handle this, thank you. I will work. Sometimes it'll be my full shift, where I work like 11 to 7 or something.
[04:13] Okay. How often does your paycheck hit? Is it weekly, is it bi-weekly, is it monthly? Bi-weekly. Perfect. What is the average amount that hits your account? Sometimes.
[04:28] Average. Average, I would say probably about $250. Every other week you make $200.
[04:40] No, no, no, that's a question. Yes. No, no, no, every other week. Oh, hold on. Okay. When you get paid, which is every other week, right?
[04:53] The paycheck that hits your account is $200? Yes. Uh, Mita, can you put her outside of the room real quick and just close the door? And... Okay.
[05:06] You get out there, Sarah. I need to know right now, 100% in every legal and medical way possible, is the mental... Uh, no.
[05:18] Because how I approach this conversation is different whether or not she is a special needs individual. Is she a special needs individual? Does she have... Not to my knowledge. I just know she's not very...
[05:30] Okay, what the f*** is happening right now? Dude, we are a couple minutes into the conversation. She cannot answer how much she makes. And they only let her... Okay, they only let her make $200 every other week?
[05:44] She hasn't gotten her first check yet. What the hell? What do you know? Why didn't she tell me that? So she's not mentally handicapped? Well, no. So I can bully her then?
[05:56] If you want. Because she's not mentally handicapped. You're confirming. Yeah. Just don't go too hard on her. Oh, I'm going to let you go hard on her, okay, buddy? And I will just do my thing.
[06:09] Okay, yeah, let's bring her in. I guess she's a normal, fully cognitive person. Oh, Sarah, welcome back. My beautiful Sarah. I just wanted to, you know, get some clarity from our friend here.
[06:23] Okay. Okay, very good, very good. How long have you been working at Subway, Sarah? Oh, fuck.
[06:39] Not long. I just started the job. And how long have you been working at Subway, Sarah? I'd say maybe... Oh, Lord. How long would you say?
[06:51] Oh, God. James, what would you do if you were working a subway, James? Maybe a week. Okay, so you wouldn't know what you get paid. How many hours are you expected to make work a week?
[07:06] Expected to work a week. What do they tell you? Because then we can do some math. We can figure out what you think you're going to be making. Say something! Yes, cheat! No, cheat! Maybe cheat!
[07:20] I'm here every week for you to say you're gonna be getting any... I don't know. What did they tell you you'd be getting? Fair believe. Fair believe. Fair believe.
[07:37] Okay, what was she doing before this? She was working part-time at Daring Queen. Okay. Well, we love DQ here. Big DQ fan. Let me tell you, I've dumped those tenders in that gravy.
[07:50] That shit is so full. Get it done. Am I right, girl? Am I right, girl? Yes. I actually love that gravy. Yeah, she was making, um...
[08:02] The gravy's the only thing she can chew. Okay. James, what do you do for a living? I do that for a living. I hope this brings in money, because I don't know how the fuck you guys are paying. Are you guys married? Yes. You guys have been married? We've been legally married for the past three years, yeah.
[08:14] Oh, thank you for bringing that up. I answer questions I really appreciate. Legally married? Yes. Were we illegally married? No, no. I just flew at the courthouse, got married, all that stuff. Love it. That's good. Love's in the air. We've been together for eight years now.
[08:27] Eight and a half years. Okay, very good. Okay, so we got together at 20. A little love, a little marriage. That's beautiful. Okay, so how many hours are you doing DoorDash?
[08:40] What are you bringing in on a monthly basis? On a monthly basis, I'm bringing about $2,000 a month. Okay. Listen, I do not know the cost of living in Greenwood, Arkansas. I've driven through Arkansas, but I don't think Greenwood's known for being the more expensive place to live.
[08:55] No, it's a logging town. Now, $2,000, that's before maintenance. Yeah. Does that have to gas? Some of the gas I don't pay for. What? My dad has a company flow card for his business, and sometimes he lets me fill up off of it.
[09:10] Are you kidding me? Okay. Well, hopefully he's known. Yeah. Oh, yeah. Me too. Me too, girl. They used to be more. Huh?
[09:22] Where are you going? What I made used to be more. Why is it less? Okay, guys. What's going on here? What the fuck is going on here? Okay. So I used to make more money, but it's been more of a struggle getting her to sit home
[09:36] with the kids. Well, she has a job. With the kids? Well, she's not. You impregnated her. We have two kids. You popped out children. Children were popped out. Was that legally...
[09:48] Right. Uh, what? Special? No. Okay, two kids. How old are your kids? One is three and one is eight.
[10:01] Do you have an eight-year-old? Yes. You guys got pregnant immediately. Uh, six months into our relationship when we first got together, yeah, she got pregnant. Why would you have to stay at home with the kids, especially the eight-year-old? I mean, I don't know. I mean, what's your issue? Well, I can't get her to stay home after she's off work.
[10:15] So that way I can continue working. Wait, after work you don't go home? No. Where the fuck are you going? With him. She tries to go with me while I'm door dashing. You know you have kids at home, right?
[10:28] Yes. Why don't you want to stay with them? Take your time. Why don't you want to see your kids?
[10:42] I... It's more due to my... frustration and how I feel like I can't handle them.
[10:55] I'm sorry, I have to ask because I just never experienced it. If you will just go with me. Can I see that upper row? Let's see your smile. Please. with a big smile, big as you can.
[11:12] Big smile. I just want to see it. We can lift up your lift. You can also say no.
[11:24] I'm getting no responses. Well, there it is. We just thought. Okay. Why? What happened? my patience level
[11:36] I let it but your bottom row is fine I tend to try to just throw it off on him your teeth?
[11:48] no no I asked how they got like that because I wouldn't honestly wouldn't take care of myself like I needed to but your bottom row is fine I'm confused
[12:01] How does that work? Her bottom row is not fine. It's better. It's already front field. Yeah. Okay. So you want her to stay home with the kids?
[12:13] Yes. Why the fuck won't she? She has seizures. And she saw medicine for it, though. But she tries using them as an excuse, plus her patience level, plus I can't deal with Does this someone need to be home with the kids?
[12:25] Yeah. Who's with the kids? they are either with my mom and dad or her mom and dad while she's at work, mainly her mom and dad. And then as soon as she gets off work, they make us come get them.
[12:38] I'll take her back to the house. Yeah. When I take her back to the house with the kids, she'll walk off with the kids and go back to her mom and dad's. And I'm like, can you not stay home with them?
[12:51] Are they okay with that, the mom and dad? They get frustrated by it. And then they're also living in a hotel room. so why the fuck I don't want her and all the kids cramped up in a hotel room well why are they
[13:03] in a fucking hotel room their house burned down what the fuck was that after you were you make all the intimidation just assuming like I don't know something's going on here it's weird oh
[13:15] okay okay well yeah I mean that's the issue is she going to be able to pick up more hours from work though because the reality is you guys just have to make more money right like that's clearly what's going on here And whether she's staying at home or not with the kids, like, I mean, sure, I would rather
[13:31] mother stay at home with the kids. Yeah. Than grandparents. But, like, that's not my biggest concern. She needs to work more hours. But she's not, she doesn't even know how many hours she's going to work, dude. Yeah. From what I'm gathering, because they started her, they're training her, she's working 11
[13:48] to 4. Yeah. And they were, I believe, she won't get her schedule until later today. she won't
[14:01] she won't get her schedule until later today when her boss texts it but I've seen one day where she worked 11 to 7 so I'm hoping maybe maybe when they're done training her
[14:13] it'll bump up to 11 to 7 no big deal I'll start working early in the morning and you know work until she gets off and you know maybe I can make money that way she can make
[14:25] money and sub why are we both bringing a good income now you said you like patience when it comes to the kids when I was talking about your kids but you said lacks patience what what's the issue you're a mother you had the kids
[14:38] take care of the kids what is this lacking patience I'll get frustrated over stuff like what though give me an example if the kids don't listen
[14:50] okay well it was like the last thing we needed to listen to tell them to do something and they're like no yeah and then what do you do i get frustrated
[15:02] and i yell at them you yell what can i yell i'll just i'll turn around and i'll i'll yell their name and then i'll be like no you do it this way you do it that way you do it this you make them
[15:16] brush their teeth? Yes, they do. Oh, buddy, what do you think's going on here? I don't know. This is my biggest frustration because a lot of this, like not wanting to be home with the kids, started
[15:28] two years ago after she gave birth. Two, three years ago after she gave birth to our daughter. So she didn't have any issues with the eight-year-old? No. So what's going on with her? I have no idea. Well, what does it look like? So
[15:40] before she gave birth to our daughter, she would sit home, because we were living with my mom and dad, she would sit home for that support she would she would sit home with the kids no problem sit home with our son no big deal I'd go out work
[15:53] all fine and dandy we decided to move into town we have the she had our daughter we moved into town she slowly started
[16:06] like not like when she gave birth she kept pushing her daughter off to her mom and dad especially as a newborn I'm like that's not right I guess because she was over at her mom and dad her newborn daughter
[16:18] was over at her mom and dad's house for two weeks straight one time and I'm like that's that's not right she should be home with us um and like
[16:31] I I don't have an explanation for it I just know it it it started happening after she gave birth to our daughter she just couldn't sit home with the kids couldn't watch them couldn't be at home you said you were making more before yeah
[16:43] because we were she was actually sitting home with the kids. No big deal. So we're saying you need to cut your hours right now because the kids are just at the parents. So you need to go pick them up. I have to go pick them up and then she won't stay home with them.
[16:55] And she'll try to like walk off. You have to just leave. Hey, you know you gotta pay bills, right? Is that funny? Is keeping a roof over your head funny? Funny, no, but I do know that we do have to pay the bills.
[17:09] Then why not? Take care of the kids so the man can go work. That's what he's trying to do. He's actually trying to go get more hours. That's what the world is trying to do.
[17:21] Do you not support your husband? Do you not love your kids? I do. Do you?
[17:33] Then why not provide? Why aren't you a provider in this house at all? I don't...
[17:52] What's wrong with her? I've never encountered someone like this. She can't process or think or something. What's wrong with you? I feel like...
[18:05] I think she's nervous. I feel like being at home, I'm just... lost up inside and not able to do anything. Well, why not take the kids with you to a park? That's fine. But why not take the kids with you to the park?
[18:18] He's still going to take care of the kiddos, right? You're making him have to leave work where he's genuinely making money and come take care of the kids because he refused to be mother. You can't take him to a park?
[18:33] I can. Or do you just want to go do what you want to do? A lot of times it is what I want to do. So you're being selfish, prioritizing yourself over being a mother and being a good partner. How's the alter-lays tip now with this big dynamic?
[18:48] It's up and down. We've been fighting a lot, especially over money. What do you fight? Well, me, me, me. Oh, how do you tell them? I get mad, I know. No, I tell them, I said, I need to be working. I can't pay these bills if I'm not working.
[19:00] I do agree with that. I've never had someone beg to work more on this show. My goodness. Do you know how crazy that is? That you're holding back. That is not funny. You can't pay your bills. If you're laughing at that, that's pathetic.
[19:14] I would. So when I would, on a rare occasion, I'd get her to sit home with the kids. And she has a medical history of seizures. I know that. She will turn her location off.
[19:26] Well, what the fuck? Walk off in the house. Oh, my God. I'm sorry. She'll disappear with both kids. I'm sorry. How does having a seizure equal turning off location? Please help me understand that in more than five words.
[19:42] I do it so that way you can't find me. Why? I need to know why. Usually people tear up locations so that someone can't find them.
[19:54] Yes, that's how that starts. Why? Good one. Try again. because I feel like a lot of times he'll just get mad at me for leaving well because she's going
[20:11] where where the level oh she'll normally walk to her mom and dad's which kind of frustrates me because I'm like yeah that's not inherently bad no but they're all hotel room situations not
[20:23] the best but it makes sense the one that um the grandparents that's not bad there was one time I I caught her walking down the four-lane highway that was near our apartment with the kids.
[20:35] With the kids? Where were you going? I don't know where she was going. Where were you going? And then she was just walking around. Where were you going? Honestly, I don't remember.
[20:50] Walking on the highway with your kids? Yes. Nice. And then what? You said what?
[21:02] You called her what? But, um... I... I forgot what I said. Um... Oh.
[21:14] So, when she would go to her mom and dad's, I have no problem with that, right? Other than the fact that it's a cramped hotel room. I've caught her walking down the highway. I've caught her walking random places. I've got no problem with her going to the park. Yeah.
[21:26] It's just I want her to leave her location on when she leaves. Yeah, so... She has a seizure or something. I don't even know what she is. I agree. Very scary. So why not? Okay. I mean, listen, if you turn off location because he gets angry that you leave,
[21:38] so that's why you turn off location so he doesn't see where you go. If you turn off location, he's going to know you left anyway, so he'll be upset regardless. Why not have it on for safety? Just because you don't know the... Like, the highway's insane.
[21:50] I'm not as freaked out about the grandparents and whatnot. Yeah, the hotel room situation is something bad, but it's like, whatever. but highway and other things are crazy why not just leave it on here's a question for the
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[24:02] downloadwise.com, link in the description below. What else are you doing? People don't do that unless they're hiding something. I just have to say, maybe there is nothing. I don't know. The producers don't know. Can't get a word out of you.
[24:15] But what? What are you not telling me? A lot of times I'll go to just try to, if not go to my mom and dad's, I'll go try to hang out with a friend or something. But you, why, I'm so confused why you can't take care of the kids.
[24:30] And especially like every day. I understand wanting to see friends. I understand wanting to be around friends. And that's fine as family. But like let's make that two out of the seven days. And that's, is it seven out of seven?
[24:44] What? Is it every day? Where she takes off and stuff? Yes. she'll... If she's not taken off from the house, she thinks she has to ride with me. Like, she will not sit at the house. Which, when she rides with me, she'll at least help me. So, I mean, I guess that's okay.
[24:57] DoorDash? Okay, great. And I guess hills are hard for you, but I don't know. No. How's today? But it's frustrating. Do you take your medicine for the seizures?
[25:10] Sometimes. Okay, well, what the fuck am I supposed to... What are we supposed to do then if she's not willing to take the medication she needs to take? that's one of the small reasons I applied, because I'm like, maybe if somebody could talk some sense into her,
[25:23] you know, we'd get this stuff figured out, we'd get something done. Because I'm not going to lie, I'm on my breaking point. I'm like, I can't... I can't keep doing this.
[25:38] It's... I mean, I got told it's not fair to my daughter, and I have my daughter sitting in the car for 8 to 10 hours a day. Okay. But you say you fight over this and she says she wanted to change.
[25:50] What's her perspective? Because she won't tell me. What's her perspective when you bring this up? She tells me she's going to try and do better, but I don't see it. Are you trying to do better? Sometimes. What does that mean, dude?
[26:04] That's not funny. Talk to me. This isn't a serious conversation. These are your kids. Don't fuck around with kids. Come on. What do you mean sometimes? You won't even take your medication.
[26:16] A lot of times I'll just say I'm not worried about the medicine and I tend to try to push it off but he tries to push it on. Is that pushing it on? You taking
[26:30] the medications and supposed to take that'll protect you from seizures? I don't understand why not take it? What's the anti? What's the argument? A lot of
[26:43] Sometimes I'll forget about it. Then is it him pushing it on or just reminding you? Technically, it would be him reminding me. I just don't...
[26:56] What the fuck are you talking about? Does she get angry when you remind her? No. What the fuck is she talking about? A lot of times she don't want to take it because she don't like to... I don't think she likes to take medicines at all. There's other side effects to this? There are, but I haven't noticed any in her.
[27:10] What the fuck are we doing here? She's supposed to take it twice a day. I've just been giving it to her once at night when we started it. That was just when we started it. Why don't you take the medication that's directed? I'm trying to give it to her in the morning, too,
[27:22] but she won't take it. Okay, dare I ask. You know how every creature is in financial lobby. Let me tell you, you guys are creatures if there are any.
[27:34] Yeah, you could turn it in, buddy. Especially with the location you're turning off. Has there ever been, in the eight years or three years of marriage, in the infidel? Yeah, she did the time.
[27:48] She was working at McDonald's last... Huh? She was working at McDonald's last year. Okay, is that you? Oh, the next one's it.
[28:00] I worked at McDonald's. The Golden Arches. Is that how that works? No. What the... What the... How is it? How are men getting cheated on by the most literal, disgusting creatures
[28:12] that have ever been created in the history of this planet. Yes, I'm talking about you. I have no idea. So it is a long history with us. We started having three ways, like, five, six years ago.
[28:24] Yeah, but that's fine. You guys are contending with that. Okay. It was only women, no big deal. You're agreeing to it. Okay, he's not gay, everyone. A year ago, she started working at McDonald's again with her dad.
[28:36] What? Yeah, her dad was an editor. No. She started cheating with a guy up there. Up there?
[28:48] Yeah, he was working night shift with her. A co-worker. Okay, there we go. That's all you had to say to me. I found out and I texted him back and forth. Wait, what was that? I don't know. The first one was in December of the year before.
[29:05] Oh, my. The first guy. That was McDonald's man? Yep. Two of them were McDonald's. Yeah. You are. Both of these guys were bums, no cars.
[29:17] Have you seen her? What do you think is going for her? I don't know. Probably you. I don't feel with her. The kids.
[29:29] No. I love her. No. They'd do better without. I want her to try to do better. I mean, I don't know if that makes sense. I don't want to just... Well, I've been with her so long, I don't want to just throw my hands up and give up.
[29:41] I want her to try and do better. No, she's not going to. She won't even brush her teeth. So, how'd you find out about McDonald's Man number one, apparently? Number one, I caught the text messages.
[29:53] Really? Yep. How? Was it sitting there? Did it pop it up? I was just laying in bed at night, and I decided to grab her phone because mine died. And that was... Popped up? Pretty much. I mean, I was just going through her phone, and I just started seeing text messages about...
[30:08] And what did you do? I was talking about how they were making out in the back of the store. It wasn't even like online. It was like actual in person. How far did you go with him? Be honest.
[30:20] We always catch people in their shit. We'll do an investigation afterwards. We'll call people. You won't get away from this. The farthest we went was... McDonald's number one. Yes. The making out in the back of the store.
[30:34] And my dad... My dad caught me. Oh. And told him. I thought you said you caught her on text messages. Look how text messages. Your dad never told me. Your parents never told me nothing. But your dad caught you and didn't even tell him?
[30:47] Well, no shit. He was your grandparents. Now I understand why. I was your parents. I was like, why the fuck is he so anti-nob? Well, there we go. They never liked me because we got together either. Well, you're a fat, disgusting... Well, I wasn't fat when we got together.
[31:01] What happened? Bringing home that Cheating McDonald's? Regular sodas. I started drinking... Wow! Started drinking T-25. That's insane. You just made a... He kissed you?
[31:14] Yes. We put our tongue in his mouth? Yes. Do you? No. No!
[31:26] Of course not! I'm not... I don't know. I don't see that... The tongue kissing thing. That's not my thing. That's weird. That's not what I was even talking... That's not weird, but like... I'm sorry. Her mouth is rotten. I know.
[31:38] And you didn't care. He was all up in there, huh? So, there was no grab of the bulge of the tits? No touching? Literally, he was making out with our hands like this?
[31:51] No. No, which part? We did. Grope? Yes. Did he ever see you naked? No. How did it only stop him making out, though? Because that's just not how that stuff works.
[32:03] He ended up moving away. Yeah, but how long were you doing it? With this as an example, number one. it was a little bit
[32:16] how long for I'd probably say for maybe like a few months
[32:28] and it never would be on making out that's impossible you're lying no you were gonna get caught we were at work and Yeah, but if you're already making out, I don't trust her.
[32:41] Okay, well, when did you catch her the second time? The second time was another guy at the McDonald's. Oh, my fucking, when was this? It was about April, May last year I caught her. You're a cup loser.
[32:53] Yeah. April, May? Yeah. How'd you catch her? I was, again, on her phone after mine died. And I was just sitting on the toilet, taking a duke, playing a game on the phone, and...
[33:09] You're not hiding, are you? He starts... No. He starts texting and wanting her to leave, walk off from my house to go meet him somewhere so they can... Okay. And when I saw that, I...
[33:22] I lost my shit. I started yelling at her. I threw a phone at her, and I said, what the hell? You threw a phone at her? I don't know if we should do that. I've been yelling at her since then. Did you hit her with the phone?
[33:35] Yeah, I kind of hit her. Where'd it hit you? It just hit... Tam. What else? I was just yelling at her, and then she tried walking off from my house, and I'm like, no.
[33:47] Keep back in the house. Okay. Okay. And how long were you with Tam? Donald's two. That was a few months. Okay, you guys.
[34:02] Come on. And? You guys, right? Yes. How many times? Twice. Twice in a few months? Did he wear a condom? No. Have you done a DNA check on the three-year-old?
[34:15] I'm not even kidding. Yeah, yeah, three-year-old's mine. You did a DNA check? Mm-hmm. You did a DNA check? Yep. See, people don't do that. People don't do DNA checks. Oh. Are there wives? No, no, no. I'm the kid they made with their wife.
[34:28] Why'd you do a DNA check? I just wanted to make sure. Uh-huh. Is that not a wake up call? Lee! What the f***? That was only March, April. Hey, guess what?
[34:40] Did he come in here? Yes. I didn't know when you left.
[34:52] I... Story of my parents hid it from me. Oh, they knew about this man coming in here? They knew about him, yeah. What? Yeah, they knew about him.
[35:04] Because that was her dad was his boss. Well, that doesn't mean he knows who's fucking. Well, he doesn't know that. I don't know if they know that, but I know they were all over each other at the work. And he doesn't know.
[35:16] Okay, I don't care now. He hates you. Why? Why do they hate you? When me and her got together, I was 19. I had no job. Same with her. I mean, well, no, she was 19. She was working at McDonald's.
[35:29] We know she was a proud job. I didn't have a job. I was running around doing whatever I wanted because, I mean, I grew up with daddy's money. My dad's always made good money. He's always given me money for doing stuff for him.
[35:41] What abortions have you had? Abortion? Yeah. I haven't done any, honestly. Why did it take you a second?
[35:53] To think about the situation. Were you taking Plan Bs after every time? what were you going to do if you got pregnant like a month ago he came to you twice
[36:07] what were you going to do if you got pregnant oh that was last year okay what were you going to do if you got pregnant I felt like if I got pregnant
[36:19] then it would be that's why he would leave and I would just go to this guy.
[36:33] You know she said she wants you to leave. That's what she just said. She was giving you a reason to actually leave because she's too cowardice to break up with you.
[36:45] You hear that, right? No. If that's what she wants I'll just leave her at her mom and that's what that was. She's giving raw love to you guys. How are you still there? How are you even sitting at this table right now. I didn't know.
[36:57] And now, what do you think? What's going through your head right now, buddy? I mean, I'm not thrilled. No, no. Uh, I mean,
[37:09] I'm going to have to have to go a little bit back just to leave her at my, leave her at her mom and dad's. Yeah. I would say so. And then a third time, somehow,
[37:21] the ugliest creatures, I don't understand. The third time was a few months ago. Oh, my. And it was only one day. And I caught her. One day. One day of what? She took some dude to church, some homeless guy.
[37:35] And they were all over each other in church. What is happening? And I had to find out from the pastor. What is happening? He's a white kid. He's in church. Where did you find him?
[37:50] Stupid answers for 800. Drug addict's apartment next door. Yes. Huh? There was a drug addict living next door to us, and he was over there, and she decided to take him to church one morning, I guess while they were in church.
[38:05] Why'd you, like, summon him? Pick it up, pick it up, pick it up, pick it up. You see the champion city, though. I'm in my car in the city, though. Hello! Why did you invite him?
[38:18] Because I wanted someone to go to church with me, and I have always felt like he wouldn't go. Very good. Why'd you start grabbing his dick in the pews?
[38:32] To try to make him happy. Did he ask you to? No. Why were you trying to make him happy? We both had a, like, we at first thought we had a feeling for each other.
[38:47] You just met him that morning. Right? Yes What all did you guys do? We sat in the sanctuary
[39:00] And I just Stealed on him Huh? Like you were jacking him off over the clothes? Yes Did he come?
[39:12] No Okay And then I ended up picking them all up from church I go to the homeless guy Yep. I didn't know that was going on. After we left the church, Pastor calls me.
[39:24] I'm like, oh. That's a problem. I want to be clear. You've been cheated on probably a dozen times. You've caught her three times. Hey, that's already over, girl.
[39:37] Let me just tell you, it's already over. How many more times have you cheated? Answer truthfully now. I will literally have my internet guy do a poll on you, and we will find out. and I will put it in this video.
[39:53] Honestly, it's probably been about four or five times. Who are the other two? It was two guys that I was friends with. When? It was before, it was after McDonald's number two.
[40:09] Okay, so this was end of last year, early this year. Yes. The two guys, you were friends with them. how, in what context? You were friends with them from where or what? We knew each other from school
[40:22] and we just tried to hang out together. All three of you? Do you know them? Do you know them? No. What would you say when you went to hang out with them?
[40:34] Or would you just turn off your location? I would turn off my location. Uh-huh. Okay, so what? You went to their place? And it was both of them?
[40:46] I would go and meet, like, I would meet them, like... So this is multiple times with the language you're using. Yes. That's okay. Be truthful. Okay.
[40:58] So you would meet them where? I would meet them, like, down the street, or I would, like, I would walk from our place to meet them. Where would you meet them, though? Like, what was the thing?
[41:11] We just met each other on the side of the street, and we would just hang out for a little bit, and... That's the side of the street. On the sidewalk? Yes. Okay, what would you guys do on the sidewalk?
[41:25] Stand there, talk, hang out. Frankie, my favorite. What can I do for you? And you get, baby. Yeah, but you said you cheated. What did you guys do? We kissed.
[41:37] Come on. You're already there. What did you guys do? He's already going to assume the worst anyway, so you may as well just tell.
[41:53] We kissed and we hugged all over each other. Did they both fuck you? No. Suck? No. No job? Nope. Cuddling?
[42:05] Just hugged and made out. Okay. And what was the fifth one? You said you cheated five times.
[42:17] But you can remember. We would all just... I would... With each one of them, I would just make out with them and hug them. So you would just get random guys?
[42:29] You would just make friends with random guys? And make out with them? And hug them? Yes. But you've only had sex with... One? Two?
[42:42] Two of them. Okay, I literally just said two because I made that up. I was going to say one and then send two. You're just agreeing with whatever I say. You're not going to admit to your full extent, are you?
[42:54] It would be two of them or... And I would do it like... I would feel like he didn't want to be around me because he would do more of his video games
[43:09] and everything versus spending time with me. Okay, so he wouldn't give you the quality time you're looking for. So you sought it somewhere else?
[43:22] Yes. Now, you said two times or. What's the or? Over the course of eight years, how many other people have you been with if you had to do your most educated guess?
[43:36] And do not lie. we will find out we always find out I don't know you can't even count a couple a year
[43:48] sometimes were your kids ever you would take them with you right I would take the kids with me yes
[44:05] well that's frustrating Oh. Oh, that's frustrating. Yeah. That's all you got. She would take her kids, go fuck a dude's dick and get raw loads put in her.
[44:18] She would take her kids to do that. Very little. I don't know what to say.
[44:31] Just tell me what's going through your head. I know it's wrong to do it, but the temptation to strangle her, I mean...
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[46:49] Thanks to Albert for sponsoring this video. Doing my best to pay the bills, take care of the kids. Why not take the kids Oh she clearly doesn even care takes them with her I think that what I might do
[47:05] That's what you might do? I'm sorry. If I've been shooting on multiple times a year for eight years, I think I'm done. I don't think she's changing. You don't care to change.
[47:19] I mean, you're still going to do it. By the end of this year, you'll have another one. I don't know what it is. Maybe it's because you don't get enough attention, whatever it is, you're going to do it. That's your entire thing. You've done it forever.
[47:31] Right? Yes. Oh, buddy. I don't know what to do. She just said she's going to do it again. Are you guys in an open relationship? No. Okay.
[47:43] That's cheating then. Yep. So given all that, and thank you for the backstory,
[47:56] that's actually very important. I know, spring early, and I love it, but the thing is, it is financial audit. This is financial, and that actually is all applicable to all this.
[48:13] What do you guys want me to do? What do you guys want from me? I mean, I want to fix my budget.
[48:25] I know that. So do you. So I should focus on you. As far... Is he incorporated in this anymore? We have a joint account, but nothing goes into it besides the money. That's not my question. I'm asking going forward.
[48:38] By percentage chance, are you guys actually separating? 50-50. That's insane. You are such a pathetic cuck. You are such a pathetic cuck. You're a pathetic cuck.
[48:50] You're a pathetic father. You're a pathetic cuck. You're a little bitch. I wouldn't say I'm a pathetic father. Yes, you are. You're a pathetic father by leaving them with someone who takes them to go suck someone else's dick.
[49:03] I couldn't think of anything else that is more pathetic. Go get yourself some assistance. Go sit down with Dr. Dean. He'll help you with this. He is my personal therapist who I've now worked with to allow other guests to see him because he's been so good with me.
[49:17] It's not a sponsorship or anything because he's anonymous. Sit with him. Talk with him. You get it for free. I pay for it. Literally. He doesn't get it for free. I pay for it. So the thing is, how is it 50-50?
[49:31] How the fuck is it 50-50? I just don't want to break the home because I know... It's broken. I know it's broken. I just... She's sucked two dicks a year minimum for eight years.
[49:45] And she literally said she is not stopping. She said that here on camera. In front of you. She will suck another dick by year's end.
[49:57] How many guys... Not very much. How much? Last night was the first time we've done it in the past two weeks. I'm surprised you're even willing to get in there, dude.
[50:10] Does that other men's cum? I didn't know that. Recently. That I didn't know. And it doesn't fit you. No, it does. But you're 50-50.
[50:22] That's pathetic. The only reasoning for that is I don't know. It's hard to think about breaking the home up with the kids involved. I'm thinking about them.
[50:34] They already are! Oh! What do you guys think your financial score is? Zero to ten. Zero being the worst, ten being the best. 41.
[50:49] I'd say maybe one or two. If you want to know your hammer financial score, take the assessment. It is free. It's been revamped. If you've taken it in the past, you definitely want to take it again because now it is much more detailed in each category.
[51:01] Check it out. You can see where you need to do better, where you're already doing great, and how you stack up against others. So that is free at CalebHammer.com. It just takes a few minutes to sign up. And if you don't want to be like a guest who ends up on the show, make sure you download the Dollar Web Budget app.
[51:15] It is the best budget you can have for the average American, and there's a free trial that works for you. Most people take the annual version afterwards because it saves nearly 50% on your money, and you get the physical version of my 30-day meal plan signed by me, mailed directly to you,
[51:27] and the digital version of the cookbook as well. Who cooks? Me. You do. So you work all day. Then you have to get home because you won't take care of the kids unless you can take the kids to go cook a day.
[51:39] And then you have to cook. Then I cook the dinner. What the fuck are you cooking, big boy? I like a lot of Italian food. Yeah, you do. You're a carb master, aren't you?
[51:52] I honestly don't eat a lot. I really... Scott, you're being a woman right now. You're being a fat woman. No, no, no. You're being a fat woman. every fat man we're fully willing to accept that we are fat because we eat too much
[52:04] I'm a fat bug but I got fat from sodas you eat too much huh? I got fat from sodas I used to drink two that's just okay I would drink two to three calories in calories out yeah because it's the fat woman
[52:16] that I eat my fine lines no it was from sodas it is from sodas you're drinking it right now oh we just don't have full calorie coke so yeah I'm trying that and that's probably not a good way
[52:28] to go either it's going to be interesting to budget to sell for $2,000. But, hey, you got a credit warrant. Of course you do. It's the worst you can get. Yep. What's going on with this, big fella? Oh, I pay it most every month
[52:40] to try and pay it down. Well, like the minimum, yes, you do. Yeah. Well, you didn't. Wait, but is it, but then you put, wait, but interest, you spent $313 on it. But wait, hold on. Wait,
[52:53] okay, the balance is $354. $354 takes two cents. your limit is $300. Yep. What's wrong with you? What are we doing here? I thought you were trying to do better for the sake of your...
[53:06] Hey, you're not going to be able to leave. You're never going to be able to leave if you are in this kind of credit card debt. Yeah, it was... I think I missed two payments. Yeah, you did. You were behind by three.
[53:19] Yep. Why? It's $30 on the minimum, but it's $90 right now. Why? Why? Why? Yeah, right face. Oh, it's a balance transfer. Why are you balance transferring to a credit one where there's interest and fees every month?
[53:33] That doesn't make any sense. I don't know how they're wording it. It's not a balance transfer. So every month on the statement, they put balance transfer up there. I don't know why. No, not for $313.
[53:47] Every month. Where does that come from? No, it's labeled balance transfer. What was it, though? The $313 of what? The $313 I spent I spent
[53:59] Where? A couple months ago For where? Bullshit On what card? By McDonald's No on what card? This card? Yeah I don't know why It's labeled Dallas transfer Every It doesn't make any sense
[54:11] Every statement I have It's labeled Dallas transfer You can take McDonald's When she got a load In a McDonald's That's crazy Well I didn't know that Salty nut Where you're downing Your salty fries
[54:23] Well, if it makes it better, it wasn't her McDonald's. It worked ahead. It doesn't. It actually makes my McDonald's his first knowing that it's this making it.
[54:35] You know you're a creature, right? Yes. Well, can I do a real mean thing with that? No, you're a piece of shit. You're horrible. You're evil. You're a bad mom.
[54:47] I can't do a bad. No, Caleb, you can be mean. You can be mean. You can be mean. Okay. interest fees it's insane dude and it's all on mcdonald's and shit i thought you said you're
[55:00] the cook yeah well sometimes i'd like to get a breakfast burrito in the morning uh i get two i would get two and a coke a coke you start your morning off with a coke
[55:14] the outside coke large oh sorry no ice well that is the proper way to do it that is the not the way to do it. All you ice getters are actual... It comes out of the fountain cold.
[55:28] So ice takes up space. Less soda, and also waters down. If it's already coming out cold, why do we need the ice? It doesn't make any sense. Look at him. Who do you think the expert is?
[55:44] Yep. Oh, yeah. Okay. Yeah, yeah, you're doing all this on a 30% interest rate of death. Okay, now do I even give a shit about your You deserve to be burned at the stake in the new trials, the whore trials.
[56:00] You're a whore. You are a whore. A disgusting whore. A disgusting whore.
[56:18] You're good with staying with a whore? 50-50, clearly. Okay. Well, let's see what a whore does. Um, she sends a photo of her taking a picture of her credit report.
[56:35] Not even a screenshot. That's good. Whoa, whoa, whoa, whoa, whoa. America's car. Okay, then you're the whore. She's just a whore. Okay, you have a car. What kind of car do you have?
[56:47] What kind of car does a whore drive? I'm being so mean right now, but she deserves it. Don't, guys. Why does it say her? It's under her? She co-signed with me. Oh, you... Okay, but you're also on it.
[56:59] Yes. So you're both on it. It's the car I use for work. I'm sure it is. What is it? 2019 Kia Rio. Why are you getting an 18,000... A 20,000-hour car to drive Uber Eats?
[57:11] DoorDash. Buddy. Uh, when was that? Huge time. Yeah, 52 months. Great. I had a car that I owned. Oh, you did? Paid five grand for a 2018 Hyundai Elantra.
[57:23] Yeah, I want to do five, but... We ended up getting hit by a drunk driver one day. Okay, then why go from five to 20? I'm sorry, dude. I couldn't find no good used cars.
[57:35] Yeah, but it's even worth spending time and even not making money for a second. Instead of going into a $20,000 amount, what's the interest rate on this? That I don't 100% know. I think we sent the statement like we requested.
[57:47] We could have found out. Right now the payoff is 18. I know that. And then once we send the statement. When did you send the credit report? Yes, we requested the credit report, but the statement too.
[58:02] I don't think I got the court statement. We know that. That's why I'm not looking at it. Why? I didn't think about it. I didn't think about it. This is wrong. You're coming on financial audit.
[58:16] Caleb Springer. That was my mistake. No shit. Now I don't know what the interest rate is. What do you think it's worth, though? I always have this information. Do you really? Yeah, that you owe $8,639 on.
[58:29] At most, maybe $6,800. $4,800. No, there's no trading. There's no difference. There's no maneuvering here. You're done. You're done. at a 52-month term, $528 a month.
[58:45] This is, man, they just got it last year. And it was just going. So what did you receive from the rec? From the rec, I got $6,000 for property damage. And what'd you do with that?
[58:59] We spent it on shit, and then... What else did you get? We got the car. We got a down payment on the car. What did you get in total? $112,000? $1,000?
[59:12] Wait, wait, wait. Hold. But after lawyer fees... Wait, wait, wait. No, no, no, no, no. When was this? Last year in July. Or, well, we got the money in December. A year ago. You got the money six months ago, seven months ago, eight months ago.
[59:26] Yeah, we got the money in the... And how much did you get after all the fees and everything? Okay, after the injury fees, we got... Or the lawyer fees and doctor bills. 63. What the fuck? You're hurt.
[59:38] I let my dad borrow 23. Oh, man. I bought me a truck. A truck? Yeah. But I have a truck. You drive door dash. Well, I'm not driving a car. Why?
[59:50] It hurts. I don't have a car every day. Get an SUV. One car. That's it. You're done. And then... What? No response? Why the fuck did you get a truck? How much did you spend on the truck?
[01:00:02] 17.5. Ah! Where did the rest go? Uh, bought a bunch of stuff for the house. Oh, you didn't have one? No. You didn't have plates? You didn't go to Goodwill and get some plates?
[01:00:16] Well, I bought a plate set, like a nice plate set. Why? Who cares? I don't know. I spend a lot of time in the kitchen, so I figured I may as well... Goodwill, dude, it's fine. You watch it. It's totally chill. It's right into that college. It's totally fine. It's okay. It's okay.
[01:00:33] What's your truck worth? Right now, five to five. Good. Oh, my. How did it go from 17 to five? A mechanic messed it up. Good. And right now I'm trying to fight him to get it fixed right.
[01:00:48] And? Did you have a contract? Yeah. It was done through a warranty. It was an extended warranty on the truck. Okay. Yeah, keep fighting.
[01:01:00] How long have you been fighting that? Uh, just started a week ago. If it's fixed, it's worth about $11. Not fixed yet, yeah. If it's fixed, it's worth about $11. Once it's fixed, sell it. I'll think about it. What other options are there?
[01:01:13] Well, I'm not getting rid of the truck. That's not one that's having them. Then what the fuck are we doing here? If you're not willing to sacrifice... Yeah, do truck stuff too, Phil. What do you do truck stuff, Phil? I'll do... My dad has a farm. Your dad has a farm?
[01:01:26] How much do you make from that? He borrowed money from you. He could pay that back. Yes, he pays for the car loan. He pays his minimum payment? Mm-hmm. Okay, so that'll go against his 20? Yep. Has he ever been a little late?
[01:01:40] He was late because he had to pay for dentures out of pocket. Oh, I know someone else who needs that. Four. And the payment's not due until September, and he's picking it up again in September.
[01:01:54] Why is there a two-month pause? It's paid ahead. Oh. Okay, so on the farm, what do you do? What do you make? Um, he, so it depends, really.
[01:02:07] It depends on what I do. No, you don't make anything. He'll either pay me $50 for putting hay out or... Justifying not paying off $10,000 of debt with what you'd be able to get from this truck with making $50 here and there?
[01:02:20] We live with them, too. So? So I'm just doing what I can to help. Okay, keep sucking dick, dude. He deserves it. He's a... He's a... He's...
[01:02:32] And you are... I don't even know what you are. I can't even insult you properly.
[01:02:44] Okay. Sell the truck. Miles, what the fuck is the point of doing a financial audit? Yes, this is still a financial... Believe it or not. I don't believe it.
[01:02:56] I'm not selling the truck. Okay, there's no conversation then. I drive it when I drive it. Oh, you know what? I felt bad about this next topic, but I don't feel bad about it anymore.
[01:03:08] Because you're... Why does your family call him a... He looks like one.
[01:03:20] Because... My mom originally just never liked him, and she... And she... That's not usually a reason to call someone a... And it started with a...
[01:03:33] I believe it was... I mean, correct me if I'm wrong. The conversation where I was texting... What was that? My little sister. Sorry. How old was your little sister?
[01:03:45] She was 13. Tara made a group chat. Like to text. With who? Her sister. And? I wasn't paying attention to... You were in it? Yeah, I was in it. It was you three?
[01:03:57] Yeah. With the 13-year-old? Yep. I wasn't paying attention. I'll pull the photo I sent out and show you. It's nothing bad. Oh, I didn't see. I sent that, and I thought I was sending it to just my wife.
[01:04:11] Okay. And she calls me a p*** for that. Well, I mean, to a 13-year-old, that is kind of crazy. But I didn't. I wasn't paying attention. I sent it to her. so now they think you're
[01:04:25] he does that yeah and that happened a few years ago it's rough man it's a rough one I wouldn't go whole I think you're a dumbass
[01:04:37] with no care in the world and you shouldn't have done that and it's a bad move a bit extreme but they hate you
[01:04:49] They have always hated me from the beginning. I don't think I was like, if I had a daughter and like, yeah, all that. And you sent that? A 13-year-old? That's weird. Yeah, it's weird.
[01:05:01] I wasn't paying attention to the chat. I was saying that, but I don't know. It's not difficult. You know, I just thought it was funny. I'm like, okay, let's send it. Whatever. Yeah, I mean, I guess.
[01:05:13] Sure, it was probably funny a couple years ago, but. No. Should I have known it? Did they work around her? Yeah, I go around there all the time. Around the 13-year-old? 15-year-old now? She's always with them, you know?
[01:05:26] And they have no issue? They don't think they can do something weird? No. Okay. No, they come over to our, well, we don't live there now, but they come over to our apartment all the time. We'd go over there, or we'd go swimming over there at their hotel room.
[01:05:41] I mean... You guys live next to a drug addict? Yes. You know what she looks like, right? Yep. That's one of the things that we're really concerned about. One of the things, oh, well, I didn't even know that, but I learned about that.
[01:05:53] But the thing is, I was kind of concerned about it. So what I did, I went a little more-y. No. I had my people go out and get a drug test. We've been filming for an hour, and they have it.
[01:06:06] I'm testing you in the post-show. Hello. Okay. Okay, so I'll get into it.
[01:06:21] I guess you said that's a concern. I'll get into that in a second. But I have another finance thing.
[01:06:33] Is this a truck finance? No. So this is, why do I have another $12,000? This is repos. I voluntarily repos that car a few years ago now. What was this? It was a 2014 or 2015 Toyota.
[01:06:50] What happened? They probably think you're a bum, too. We moved into a trailer next to my mom and dad's. Oh, gosh. What do you guys not do that is so distracting? We had a roommate live with us, and she would eat us out of the house at home.
[01:07:03] She'd possibly take off in my car. Probably ate your pussy, too, right? She's one that we all had a threesome with. Oh. Oh. Yeah. I think it's fun if you're into it.
[01:07:16] She would take my call early in the morning without permission, though, and then bring it back with them on an empty tank. And her constantly eating us out of the house. What was she doing? I don't know where she was at. Oh, dang, please. Okay. She would leave early in the morning, come back late in the afternoon,
[01:07:30] and I couldn't make no money like that. Uh-huh. Now, why does this roommate make you a racist, I'm being told? That's a little bit crazy. I wouldn't say it's racist. It's more, I guess, black fatigue.
[01:07:44] Because she'd bring, like, a lot of the ghetto, like, she'd bring a lot of ghetto guys around. And she would throw them in the house. And did you?
[01:07:58] Oh, my gosh. Who did you know? I did not have sex with the guys that she brought. It was more just me, her, and him.
[01:08:10] Okay, go on. Um, the guys that she was bringing in, I mean, yeah, they were black guys. Okay. She, what got me more black for teaching is one night they started fighting in the apartment, or in our trailer, and he started throwing my trash can and just throwing shit in my
[01:08:27] house. And just acting ghetto. And I'm like, what the living... You know. And I walked out of my bedroom with a gun in my hand. Oh my... Because, I mean, he was, he threw a trash can at her.
[01:08:40] You don't shit around. Yeah, not a good guy. So one guy did that, now you don't like black people? No, that's not the idea. Okay, you're fatigued of black people because one guy threw a trash can? Where we live is bad. Okay.
[01:08:52] The way we lived. I'm trash fatigued. I'm fatigued of trashy black people, but I'm fatigued of trashy white people as well. You people fatigue me just as much.
[01:09:04] You're trashy. Look at her. Mess mouth. Cheating sucking dick. Putting strain on the social program. popping out kids left and right. You people are bad too. Trashy anyone is bad.
[01:09:16] I'm trash fatigued. And you people are trashy. Are you on food stamps? Yes. Oh my... If you or your child spent years growing up on social media
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[01:10:50] So check those out at caliphammer.com. All those links are below in the Kayla Hammer Financial Services. Check them out. Savers have a lot of money. When she's choosing not to work, like, what are we doing?
[01:11:02] You people fatigue me just as much as black people that are also trashy. White trash, black trash, Asian trash, Muslim trash, I don't give a... Trash is what is fatiguing.
[01:11:14] You are just as bad. These people that you're complaining about, you are just as bad. You're all f***ing bad. You're leaking on the system How much do you guys get a food stamp a month?
[01:11:28] 520 Good Yes You're welcome Plus your child tax credit You're welcome You're welcome So because a black dude threw a trash can in the hurt
[01:11:42] You're going to pay for your car? No There's more causing me to think that way the apartment we live in. It's ghetto neighborhood.
[01:11:55] It's run down. And you guys are criminals. You're ghetto. You are criminals. I guarantee you she does drugs. Guarantee you we're going to find out on the post that she does drugs. You guys likely are that thing that you hate.
[01:12:10] Dude, she took the homeless man next to your drug den to church and jerked him off in the pews. You guys are them. Do you not realize you are what you hate? I didn't realize that.
[01:12:25] Yes, we are fatigued. Of trashy motherfuckers. But I'm not out here stealing cars and shooting people, so.
[01:12:37] It hits no point. That's what's going on. We'll see if he hits there to get our next... Hey, I swear, if you're a panic, I'm going to be so pissed. Your mother. Oh, my God. Okay, okay. Okay!
[01:12:49] Yeah, she has a close $488 credit card. Oh, my. Why have you guys been on food stamps? Because she chooses not to work.
[01:13:01] Because you don't work either. Oh, fucking bullshit. So stupid. For two years. This show is turning into something I do not want to become.
[01:13:15] I recognize her. Talk to the worst. I talk to the worst. I talk to the worst. I talk to the worst. Lindsay's trying to give me a heart attack. Lindsay's trying to give me a heart attack. Okay. Okay. You. Collections of $1,801.
[01:13:30] Verizon. Oh, sure. Why not? Can't you tell you're fucking Verizon? Get helium. It's 15 bucks a line. And it's just as good a service as many of the others. It is great. I would do that. Okay?
[01:13:43] And guess what? I'll get you both course career certifications. Yay! Yippee! Take that shit. Go make money. Trades. Tech. Accounting.
[01:13:55] You name it. People in the audience have taken course career certifications all the time. I hear from them constantly. We get an email each time one of them signs up. And they do it and they convert them into six-figure careers. So do that, okay?
[01:14:07] Take our resources. Get your shit together. No, he does not. Well, maybe that's why they call him a predator.
[01:14:23] James! What list are you on? I'm on a child abuse list. With the state. I cannot work at a school, cannot work at daycare, anything like that.
[01:14:38] Um, so what happened? I heard a bump in the night. I got up at 4 a.m. with my handgun. And I left my handgun on the nightstand when I went back to bed.
[01:14:53] I got up at 11 a.m. My son shot my handgun in the bedroom. Dad! There was a reason why there was always trial, Dad.
[01:15:07] Leaving a girl out, unintended? Yeah, it was a mistake. I didn't like guns. You're the that make him bad Worst part of that done safe and I didn't put it back. Hey remember how you are the thing you hate no
[01:15:22] Yeah, no shit. You're the good thing you You're a piece of shit. You're a piece of shit. We need gonna bring you a piece of shit. How long you on that list for?
[01:15:35] It's a year and then I can it went into the floor and you had a steel beam on the floor you are Fucking this kid is alive. Yeah I thought you guys would give a shit. Oh, I swear we give a shit.
[01:15:47] Okay, are we going to gun out? I don't even know what to do with you. Well, I was half asleep when I did it. I mean, it was a mistake, but... I would hope so, at a minimum.
[01:15:59] Good. You didn't even react to that hitting me. What kind of toes are you on? Open sky. Those are two cards that I have that went into collection.
[01:16:11] Oh, they just went into collection. Well, they're just closed, not in collections yet. Yeah, it just went into collections. Oh, then? Yes! Fuck. Three hundred and seven hundred. What? What?
[01:16:23] What's going on with you? You have the weirdest build I've ever seen in my life. Fix yourself. Stop being a whore. You have AIDS yet?
[01:16:35] Have I what? You have AIDS? No. When's the last time you were tested? It's been a little bit. What's a little bit?
[01:16:47] It's... I want to say before I moved in with him. When did you guys move in together?
[01:17:00] Six months after we got together. Eight years ago? Yeah. I got tested the other day and I don't have nothing now. So, wow, that's good. I recommend you go do a full panel.
[01:17:16] Do my doctors looking for diabetes, stuff like that? Oh, sure. And they don't have to look very hard. Premier Bank. This is another one. You've had this in collections forever.
[01:17:30] Still will be on for a few years. What a... The people I meet in this show. Killtime.com. Special fly. If you... Are you sure you don't have HIV? Yes. No, you're not.
[01:17:42] You got tested eight years ago. You don't know. How can you say that? You took raw loads. Oh, shit. You need to get tested. Actually.
[01:17:58] Yeah, there's questions. And this one just went to questions. Four, fifty-six. Okay, well, I'm going to go check in the accounts. End of Still more Okay you have another
[01:18:10] Question of 844 Now C-Mobile You really go through Every service provider Great Um Uh You woman You have your own Horizons
[01:18:22] Questions Cause you both suck At everything 613 Hey Oh DoorDash I think we're through the deck Okay We have a DoorDash
[01:18:34] Crimson Account $20 in savings, $48 in our checking account. Really doing great.
[01:18:46] Okay, let's see. Yep, started for $16. Apple bill. Survival servers. The game server I have. For Minecraft? No, Daisy. Okay.
[01:18:59] Subway. You're checking on her, making sure she's not getting her roast beef taken apart in the back? No, that... it was my lunch one day. Oh, that's hard.
[01:19:11] How long do you think until she's... I mean, she's everywhere she goes, right? Well, actually, no, she already confirmed she will by the end of this year. She literally said yes. Got some bullshit, got some bullshit. Your Insta card... dude, you drive DoorDash and you're Insta-carding, you're...
[01:19:24] stopping at Walgreens, getting your diabetes medicine, or bullshit. That's the way... Garen gains... foreign transaction fee... doing, man.
[01:19:36] Job store? You keep going to the job store. What's that for? Uh, Dodgers is a gas station. Oh, well, you went and got some bullshit. Uh, talk about the doorknob. You're a doorknob. You are the doorknob, sir.
[01:19:48] And you're a doorknob? You suck, man. You suck. ATM, who knows? Have you ever cheated on her? No. You should have. You should know what an actual kiss is supposed to taste like. Travisa got some bullshit.
[01:20:01] You're giving me energy drinks a lot when you're on the road, or like Cokes and shit. Yeah. Make your gamer stuff. I see, is that Liquid Assets you made? Yeah. You made Liquid Assets? Very good, right? Yeah, it's pretty good. Oh, okay, I get that shit.
[01:20:13] It's 40 cents a serving, man. I don't even know. Bullshit, bullshit. It's so stupid. Granger, Good Works, KFC, Taco Bell, it's bullshit. It's bullshit. KFC again, door-dashing some shit. Try to do, what's Trivista?
[01:20:26] Trivista. Yeah. Trivisa? What, what is the amount? What does it say? Hey, where does MUCmailtofemail.com?
[01:20:38] I have no idea. What? Well, you're paying for an order. I have no idea. Yes, you do. You know I'll just look it up, right? This is where you're able to just say what it is.
[01:20:50] No, I have no idea what it is. MUCFTT. Let's say it operates as customer support portal.
[01:21:03] it's a scam I have no idea what it is you're being scammed you're paying for it oh yeah here we go
[01:21:15] people on reddit which is like the worst place on the internet but sometimes can be helpful yeah they're getting charged you're being charged for it you're getting scammed get your joint account can you even chew
[01:21:29] yes where in your back Do you get a bite like this? I can. Does it hurt? Sometimes.
[01:21:41] Ew. Does it taste weird? No. It smells weird, trust me. I've been smelling it every time you have... Burger King, McDonald's. I don't know how to smell people's shit in this. You guys are over-exhausting.
[01:21:54] Okay. So again, we'll do the test in the post-show, but you said, before I do this budget here, that it's a concern. I said point one. Oh, wait. Huh? What's the concern? What's the concern?
[01:22:06] I said I'm going to do a drug test. Oh, yeah. What do you mean, what's the concern? Tell me. Bring me up to speed. I was just concerned if she is doing drugs or not. That's one of the things I've been concerned about.
[01:22:18] Why? Why do you have that concern? Over the past two years, she's lost a lot of weight since we moved in this apartment complex. This is weight loss? Okay. She lost 10. Well, she used to be 200.
[01:22:31] Is she now? $140. Okay. The teeth aren't a concern? They are. I tried helping her fix them. I took her to the dentist. They even offered to pay for dentures and everything because I had to pay a little,
[01:22:43] I think it was $90 a month. And so I even offered. I said, hey, we could do that. That was a few years ago when we were living with my mom and dad. Didn't have much for bills. And I was like, we can get this done. You'll be able to, you know, you'll be able to eat properly, smile, look pretty.
[01:22:58] No big deal, you know? Yeah. That's not my concern. Okay, great. on it. It's the drugs that might be my concern. Yes. What is leading you to the suspicion, though, besides the weight loss? There has to be more than that. I'm sorry, if my girlfriend lost a couple pounds, I wouldn't be like,
[01:23:11] ah, drugs! Some of her actions, a lot of her actions, actually. Tell me. Uh, just, like, she doesn't want to say all the kids to walk it off. The kind of loopiness.
[01:23:26] What was it? She's not like, well, she's not like she was two years ago. until like tell me like once she can't handle the kids that's that's kind of one that's kind of raised my eyebrow after she gave birth to our daughter
[01:23:38] she'll refuse to eat so she won't eat but maybe once a day sometimes obviously the disappearing um yeah she would be that's huge I mean the disappearing is crazy dude around me
[01:23:50] she would go over to that neighbor's apartment all the time too and spend time the drug day yes the drug day she would go over there a lot yes What? That's it?
[01:24:02] What drugs were they doing over there? To my knowledge, she smoked the lady next door. And do you see your teeth? Why would you go hang out with her?
[01:24:14] A lot of times I would go over there and just talk, or I would smoke a cigarette. This is a meth house. A legitimate meth house. Yep. and that's one of the reasons I want to get out of there
[01:24:29] because I don't want to live next to that no more. Yeah, but you guys moved back into a crazy place, you said. No, we moved back into a little bed. Oh, you're not in a, like, a druggy apartment complex now? No, no, no. We're in a, no, no.
[01:24:41] We're moving to my mom and dad's in a farmhouse off the side of a two-way highway. Thanks. My goodness, especially for the sake of your kids, man. Um, I mean, yeah, I'm sorry.
[01:24:53] Have you ever confronted her about the drug use? I have. And she tells me it's not happening. And what's the proof that she's willing to provide? I've tried getting her to take a drug test, and then her parents would push back on it and say,
[01:25:05] no, she don't need to do that. Why would you make her do that? Okay. Her parents enabled her a lot. Yeah, I would say so. And then what else? She got drug tested at Subway when she started. Oh, okay. Well, that would be a thing, right?
[01:25:17] I never had to take her to, like, because most places will make drug tests. They'll take you to a separate facility to do that. Yeah. That's what happened when I wasn't selling internet for a living. Well, we also looked it up. Subway does not require. Yes. So why would you make that excuse?
[01:25:34] Why would you even lie about that? You haven't been drug tested for Subway. I have, actually. That's not a thing. Maybe, like, the franchise specifically does,
[01:25:49] but Subway does not typically drug test hourly crew members for employment. I mean, it could be the franchise, but... Maybe, but also, he's never had to take you anywhere.
[01:26:04] You go to a... You pick up homeless men and jerk them off. You leave for hours, unknown, turning off your location, being found on the side of a highway.
[01:26:18] most likely lying about a drug test what would you expect us to believe? well that's why we will confirm it in the post show
[01:26:31] it's never bad for a pickup drug test honestly if you didn't do the DNA test and I think I understand why you did we would have made you do that I would love to go full Maury why not?
[01:26:43] let's combine every show people compare us to Well, the DNA test was more I started watching the Andrew Tate shit. And I was like, well, you know what? Let's do it. What? I started becoming like one of those Tate guys that's listening to the shit he says.
[01:26:58] Don't you usually people get fit and listen to that? Sometimes, yeah. Or are you just going to become an incel freak? No, I have a lot of physical pain that keeps me from working out as much as I can. You're fat.
[01:27:10] I know. What do you think physical pain is usually amplified by dramatically? Being fat. Where's your physical pain? Lower back, middle back. You're fat!
[01:27:22] Shoulder, knee. No shit. No shit! Okay, your debt minimum today was $558. With your parents, what's your rent going to be? We haven't fully discussed it, but we're in the ballpark of $6,800.
[01:27:35] Let's call it $7,000 then. Including utilities? Yeah. Okay. I just got home. Is that going to include internet as well? Yep. Okay. What's your phone bill? The phone bill is $110 a month.
[01:27:49] Hey, court's going to be on your side. Kick her ass out. Gas or broom, broom, drive, drive? Now, besides what your dad pays for, how much do you think he writes for?
[01:28:01] I guess it varies because a lot of times I'll let him fill up every morning on his bill card for the work. Come on. What do you think?
[01:28:13] What is this averaging? Let's say $200 to $400. We'll do $300. Then car insurance, how much? The car insurance is $360. Necessary food.
[01:28:25] Groceries. This is what I'm going to do. We're going to do kids for you, and you're going to be cooking, and we should kick her out, but if not her, we're going to do $900. You have a meal prep, meal plan, follow the meal plan. You're warming up a lot of food.
[01:28:37] And remember, you already have food stamps, so I'm going to actually just, I'm going to do it $400. scammers, piece of shit. Keep you from anything else you need to survive for you and the kids.
[01:28:52] I'm going to do $250. Shut the fuck up. I'll tell you. What? What? What? Ah, shut up. $250. That absinthe flows. No, it doesn't count for meth or whatever it is. You probably do. We'll find out.
[01:29:04] If your drug test comes back clean, I'm going to be so impressed. Medical health care. Co-pays on a monthly basis. You guys are probably on Medicare and Medicaid. Yeah. I haven't told you. I'm sorry. Sure. Subscriptions. I will give you 50 bucks. You, any pets?
[01:29:19] No. Thanks. You have a gym? Yes. Uh-huh. I'm sure. Anything else that needs to be in this budget that I have not put in?
[01:29:36] Don't put out to shake off. $2,728. You're behind.
[01:29:48] Here's what I actually recommend. One, you just need to get a job, buddy. What the fuck are we doing here? Get the course period certification.
[01:30:00] Maybe get into some trades. Do some stuff. Definitely get on a diet. Stop with the full-calorie sodas. Give yourself a Coke Zero. I don't care. Let's stop. You've got to stop drinking calories.
[01:30:12] we need to cut our way that'll help with your pain and that'll allow you to be more productive yeah that'll allow you to be more productive so the thing is then yes you're going to be following this but i'll just stop paying on your desk besides your car truly because you can't afford
[01:30:24] them and move overhead is what matters more than anything if you can change your behavior i'll allow you to go through bankruptcy and you gotta fill the truck is that an option you have to put it towards the truck immediately pay off your credit one stop using that shit and put it towards
[01:30:40] the car. We need to pay off the car as quick as we can. You need to be debt free. You don't make enough money. But you need to go make $4,000 a month. You need to leave her. She will never stop cheating on you.
[01:30:52] She said that here. She's been surprisingly honest and I appreciate it. So you're one good quality you can't seem to lie. You need to leave her. Move in with your parents.
[01:31:04] See if you can get that rent closer to zero. Take care of this bank. Get rid of your truck. Leave the whore. take care of your kids that are going to need a father in their life take care of your house because they're going to need a father in their life
[01:31:17] get them away from these horrible grandparents from her side horrible mother the court will be on your side I promise you like what the fuck do we do you should be taken from your kids do you understand that you take them to the side of the you take them for you to go get
[01:31:33] I've never advocated for children to be taken away from kids on the show. And it's not something I would say lightly.
[01:31:45] You are a bad mother, a bad partner. And you need to get rid of this shit and sell the truck to get you there quicker. I don't know. But only do that after you change your behavior. I need to do this drug test. This course is getting more things for us.
[01:31:59] Let's get to him with financial support, bro. Spend it in the budget. Stop shaking. Sorry. spending in a budget you overshot clearly zero out of ten debtors questions guys i'm sorry you don't have no you don't have anything everyone has this cool zero out of ten issues at
[01:32:13] calebhammer.com now join us and what is guaranteed to be one of the best show shows ever because there's so much more we haven't talked about i cannot wait you have no idea uh join hammer leaf by clicking that join button or that link below or by downloading the hammer lead app
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[01:32:40] 120,000 monthly active members, because it's incredible. See you in the post show. I'm going to have you and Sarah go to the women's restroom. We're going to make sure that no one's in there. I just want to make sure that you're in there. There's like a
[01:32:52] big stall. Just make sure that she follows those instructions, and we'll have the answer in five minutes. James said she's never had an issue with drugs or pills before. And then I get on the phone with Sarah, and Sarah says, oh, yeah, I used to be a big old pill popper before I met him,
[01:33:06] and that she had a Benadryl issue while y'all were married, and you said it's me and the kids or these damn pills. I just launched a brand new camera lead app available on every major platform.
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[01:33:32] Download the Hammer Elite app by using the link in the description or pinned comment down below. This is the best membership you'll ever join, and that's a promise. I want you to be on the next episode of Financial Audit right here in Austin, Texas. If you think you have interesting finances with an interesting personality or a story or a life or relationship,
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