[00:01] know when playing Blackjack is when to take insurance. Now, if you're not a card counter, don't ever take insurance as it's technically a side bet as to whether or not the dealer has Blackjack. We know that side bets are typically a [00:14] scam. All right, so that said, um if you are a card counter, there's a point at which the count is high enough when there's enough 10 valued cards left in play, so the ratio of high to low cards is such that by betting the insurance [00:28] bar, you play half your bet. In this case, we bet 200, so we put 100 on the insurance bar, and if the dealer has Blackjack, then what happens is we lose our initial bet, but we get paid two to one. [music] So, it's essentially a wash [00:43] in that case. Now, what is that number? In [music] in a shoe game, so if it's a playing, it's at true count of plus three or higher. And if you're playing going to be at a true count of plus two [00:57] and a half or higher is when you want to take insurance if you're a card counter.