[00:01] worth your money. So, number one, food delivery apps. Now, I want you guys to look at this Chipotle burrito on DoorDash. It's $1 to $2 marked up compared to in store. Then at checkout, even with DashPass, which I get as a [00:13] credit card perk, it's $22.16 with tip. And if I didn't have that perk, it would be $29. Delivery apps were more affordable when they came out overpriced and the fees are insane. [00:26] payments. The average new car now sells for an average of $50,000. And in the first few years of owning a car, they typically depreciate by over 25%. With new car payments being over $750 a month, I think you should just stick to [00:40] Number three are concerts. So, 10 years ago you could have bought a concert ticket to a pretty big artist for maybe $50 to $100, but these days it's $300 to $400 and Ticketmaster is not helping that case either. Number four are [00:54] at Best Buy and they try to sell you that $200 extended warranty on a $500 TV, these are just not worth the money. They often have exclusions and they damages that happen to your products. And statistically, these warranties make [01:09] customer. And number five is any spending relating to status. So, this could be in the form of designer goods, tickets to Coachella, buying a new car that you can't afford, or renting a table at a club for $2,000 in order to [01:22] get bottle service. Spending on status doesn't contribute to your net worth at your financial foundation. So, what do you think? Do you guys agree with me or you think? Do you guys agree with me or not? Let me know in the comments.