---
title: '8 Apps That Help Me Earn Money on My Phone'
source: 'https://youtube.com/watch?v=udcFMAf8wMM'
video_id: 'udcFMAf8wMM'
date: 2026-07-13
duration_sec: 519
---

# 8 Apps That Help Me Earn Money on My Phone

> Source: [8 Apps That Help Me Earn Money on My Phone](https://youtube.com/watch?v=udcFMAf8wMM)

## Summary

Teacher Murray shares eight apps on his phone that help him earn money on the side, including digital banking apps, affiliate networks, cashback platforms, and e-wallet investment features. He explains how each app works and his earnings so far.

### Key Points

- **C Bank - Digital Banking App** [01:13] — C Bank offers up to 3.5% interest rate on savings. Money earns interest passively without surveys or tasks.
- **Maya - Digital Banking for Transactions** [02:17] — Maya offers 3.5% base interest, boostable to 15% for first 100,000 pesos by using the app for daily transactions like QR payments and online purchases.
- **Involve Asia - Affiliate Network** [03:27] — An affiliate network where you promote brand links on social media or websites and earn commissions on valid sales.
- **Echomobi Paso - Affiliate Network** [04:14] — Similar to Involve Asia, earnings come from booking campaigns (paid posts/videos) and referrals.
- **Amazon Associates & Shein Affiliate** [04:55] — Affiliate programs for major marketplaces. Earn commissions by sharing product links; suitable for those abroad.
- **ShopBack - Cashback App** [05:52] — Earn cashback on online purchases from partner marketplaces. Also has a refer-a-friend program for additional rewards.
- **GCash - E-wallet with Investment Features** [06:50] — Use G-Save and GInvest to earn interest. GInvest allows investing in funds based on risk level, starting from 50 pesos.

### Conclusion

These eight apps provide legitimate ways to earn passive income through interest, affiliate marketing, cashback, and investments. Teacher Murray encourages viewers to try them and watch the part two video for more tools.

## Transcript

These apps are not the usual earning apps that you see here on the internet, but I promise you guys, you can literally earn money here. Hey there everyone, I am teacher Murray. Welcome back here on my channel where you can
learn some skills and earn money online. In today's video guys, I am going to share with you apps that I have on my phone that help me earn money on the side. I have a total of 18 apps, but in today's video, I'm just going to share
with you eight of these apps that are directly helping me to earn some cash. But before we dive in, guys, my goal for this year is to reach 300,000 subscribers. So, I would really appreciate it if you would subscribe by
clicking that subscribe button down below. And also, do not forget to tap that bell button beside it so you would get notified whenever I upload a new video. Also guys, we have a newly created Facebook page and Tik Tok
account. I'm going to share there some extra resources and tips that I probably don't share always here on my YouTube channel. You can find all the links of all of my socials in the link tree down below. Now, the first app, guys, I've
already made a video about it just recently, yet a lot of you have loved it. This is an app where you can literally earn money even when you are sleeping. You don't have to do anything for it. You don't have to answer
surveys. Now this app is C Bank. C Bank is a mobile digital banking app. This is where you can put your money extra money on the side money that you don't need for spending and it will earn interest for you. Now the reason why I use C bank
is because you can earn here as much as 3.5% interest rate compared to traditional banks. I have used C bank for such a long time now and I have not really experienced any issues at all. So if you
want to know more about what other features you can enjoy with C Bank like discounts, cashbacks and so on, you can watch my first video. I'll link the video down below. So far, I've earned this much from C Bank. Now, moving on to
the second app that I use. We have Maya. Now, Maya is another digital banking app. It's like C Bank where you can earn interest rates and you can let your money work for you. However, there is actually a difference with how I use
both digital banking apps. C bank is an app where the money literally just go there and you don't touch it. Now Maya on the other hand is something that I would use for daily transactions. For example, I use Maya to purchase
something online. So the money here on Maya is not just saved right there. It's also spending money because here at Maya um you can also earn 3.5% interest rate.
You can boost this interest rate. So, it can go up to as much as 15% for the first 100,000 pesos that you put there as long as you use Maya to perform
scanning QR, uh, paying for your groceries, paying for your online purchases, buying loads, and so much more. So, those are the two digital banking apps. Now, for the third one, this is already something that I have
shared already on this channel, and this is Involve Asia. Now, Involve Asia is an affiliate network. So, you can find several brands there. You can apply for the campaigns that are available and then you can share and promote the links
of these products. So, this link you share on your Facebook, your Instagram, your social media pages and if you have a website as well, if somebody buys the item you have promoted, as long as it is valid and you have followed the
mechanics, then you could earn money from that. So that's the third app and this is my earnings so far from involve Asia. Now the fourth app guys it is also similar to involve Asia. I talk a lot about this as well here on my channel.
This is Echomobi Paso. Here at Ecomobi Paso you literally earn the same way as in Involve Asia. And so far this is my earnings. Now how I earned this one guys
there are two things. Booking campaigns, all campaigns, but booking campaigns in particular. This is where you make a video or a post about a campaign and you get paid for it if it's approved. Now, the second earnings is referrals. So,
this is so far my earnings from referrals. So, as you can see, most of my earnings are really coming from campaigns. Now, the fifth and the sixth one. So, I'm just going to discuss them together because they are quite the
same. use them to earn money through commissions. So, we have here Amazon Associates and Shien Affiliate. Now, I use these two because I'm here now
abroad in Europe and these two seems to be the major marketplaces here. Now, if a Shopee affiliates and Lazada affiliates. So you can share and promote
links from Shopee or Lazada or if you are from abroad Amazon or Shien and then if somebody buys those products or items you get a commission from that. So so far from these two since I literally just started them uh this year. This is
my earnings so far. I've combined both earnings already. So now we're down to the seventh app. Here we have ShopBack. Here at ShopBack, guys, you can actually
earn cash backs like paying 5,000 pesos, you get a cash back of, let's say, 120 pesos. Definitely recommended to somebody who likes to shop a lot online.
They have a lot of partner marketplaces like Zora, for example. Now, if you're not a shopper, you can also still earn from ShopBack. There is what they call refer a friend program where you share your referral links and if that person
signed up then you get a reward from that. You can earn some cash backs whenever you have accomplished those tasks. So so far I have these cash backs from ShopBack and I've also just joined their referral friend program. So if you
want to use ShopBack and you want to register you can also use my code. you would get, I think, 300 pesos if you use my link. All right, so we have the last one on this list, guys. We have GCash. Gcash is an e-wallet, but there's so
many ways of how you can earn money here on GCash. I use the G-Save feature and the G Invest feature. It's the same thing with Maya and also with C Bank
where you earn money from interest rates. So with the Gin Invest guys, you can choose among these ones based on your risk level on which one would you invest your money in. You can start for as little as 50 pesos. So so far from
GCash, I've earned this much already. So those are the apps guys that I am using to earn money with just my phone. You can find my referral codes to some of these apps. So you can also get reward for just signing up and following the
mechanics. These apps are not the usual earning apps that you see here on the internet, but I promise you guys they work and you can literally earn money here. Once again, if you're interested to know the rest of the apps that I
mainly use as tools actually to help me earn money on the side, then you can watch the part two of this video. I will link it in the description box below or in the pinned comment section. as long as it's already uploaded. That's it for
today's video. Make sure to give it a thumbs up if you like this one. Share this video to your family or friends if you want them to also earn money from these apps and let me know in the comment section down below which of
these apps you've tried already or you're going to try. That's it for now and I'm going to see you around on the next video. Bye. [Music] Hey,
[Music]