[00:01] benefits that you would normally see on premium cards except this one has a $0 annual fee. First, there's 5% cash back on your category of choice, 3.75% [00:13] savings APY on your savings account, access to airport lounges through Priority Pass, a 24/7 Visa concierge for booking flights, hotels, or restaurant reservations, and free international mobile data, international ATM [00:26] reimbursements, and no monthly fees or overdraft fees as well. Here is a full list of all the perks you get with Chime Prime and I'd say that these perks for a $0 annual fee is really nice. Now, you will need at least $3,000 a month in [00:39] qualifying direct deposits with Chime, but this unlocks up to $1,150 in annual rewards. For comparison, a premium card like my Amex Platinum just went up to $895 per year. And sure, the Chime Prime doesn't include all the benefits that a [00:53] Platinum does, but this does [music] get you similar travel perks without fees. So, personally, I think it's a great option for those wanting solid everyday included all in one place. And I've partnered [music] with Chime to get you [01:06] a $200 bonus. The link will be in my profile.