---
title: 'Chime Prime Launches: 5% Cash Back and 3.75% APY for $0 Annual Fee'
source: 'https://youtube.com/watch?v=VtABz80Qxho'
video_id: 'VtABz80Qxho'
date: 2026-08-05
duration_sec: 69
---

# Chime Prime Launches: 5% Cash Back and 3.75% APY for $0 Annual Fee

> Source: [Chime Prime Launches: 5% Cash Back and 3.75% APY for $0 Annual Fee](https://youtube.com/watch?v=VtABz80Qxho)

## Summary

This video reviews the newly launched Chime Prime card, highlighting its premium perks with a $0 annual fee, including 5% cash back, 3.75% APY savings, airport lounge access, and more. The creator compares it to premium cards like the Amex Platinum and offers a $200 bonus via a partnership link.

### Key Points

- **Chime Prime's Premium Perks** [00:01] — Chime Prime offers 5% cash back on a category of choice, 3.75% savings APY, Priority Pass airport lounge access, 24/7 Visa concierge, free international mobile data, international ATM reimbursements, and no monthly or overdraft fees.
- **Value for $0 Annual Fee** [00:26] — The creator notes that these perks are impressive for a $0 annual fee, but requires at least $3,000 in monthly qualifying direct deposits with Chime.
- **Comparison to Amex Platinum** [00:39] — Chime Prime unlocks up to $1,150 in annual rewards, while the Amex Platinum costs $895 per year. Chime Prime doesn't include all Platinum benefits but offers similar travel perks without fees.
- **Promotional Bonus** [01:06] — The creator partnered with Chime to offer a $200 bonus, with the link in their profile.

### Conclusion

Chime Prime offers a compelling value proposition for those seeking premium card benefits without an annual fee, provided they meet the direct deposit requirement.

## Transcript

benefits that you would normally see on premium cards except this one has a $0 annual fee. First, there's 5% cash back on your category of choice, 3.75%
savings APY on your savings account, access to airport lounges through Priority Pass, a 24/7 Visa concierge for booking flights, hotels, or restaurant reservations, and free international mobile data, international ATM
reimbursements, and no monthly fees or overdraft fees as well. Here is a full list of all the perks you get with Chime Prime and I'd say that these perks for a $0 annual fee is really nice. Now, you will need at least $3,000 a month in
qualifying direct deposits with Chime, but this unlocks up to $1,150 in annual rewards. For comparison, a premium card like my Amex Platinum just went up to $895 per year. And sure, the Chime Prime doesn't include all the benefits that a
Platinum does, but this does [music] get you similar travel perks without fees. So, personally, I think it's a great option for those wanting solid everyday included all in one place. And I've partnered [music] with Chime to get you
a $200 bonus. The link will be in my profile.