[00:02] actual card is used, but 2% back with Apple Pay is decent. Amex Platinum, everyone, but the credits and the airport lounge access can be valuable bonus can be massive. Chase Sapphire Preferred, used to be in the B-tier for [00:16] a bunch of things like 3x points on gas, EV charging, and vacation homes, plus a credit that covers the cost of Global Entry, TSA PreCheck, or Nexus, but now devalued down to a 4:3 rate. Capital One Venture X, still an S-tier card. The [00:31] anniversary bonus are going to easily offset the annual fee, and then you're everything, plus all the other benefits on this card like airport lounge access. especially when there's a limited-time offer going on like right now in June of [00:45] 2026, and then you can pair this with Venture X to get 3x back on groceries, Chase Freedom Unlimited, now C-tier, not nearly as good as it used to be since it only gets 1.5x back on everything, and now there's no longer really the appeal [00:57] combine with the Sapphire Preferred for Hyatt transfers. Check out my full rankings in the video link down below, and subscribe for more.