---
title: 'Ranking Every Credit Card (Part 1)'
source: 'https://youtube.com/watch?v=NoC9tdXWftw'
video_id: 'NoC9tdXWftw'
date: 2026-07-28
duration_sec: 64
---

# Ranking Every Credit Card (Part 1)

> Source: [Ranking Every Credit Card (Part 1)](https://youtube.com/watch?v=NoC9tdXWftw)

## Summary

This video ranks credit cards into tiers, evaluating their benefits and drawbacks. It covers cards like Apple Card, Amex Platinum, Chase Sapphire Preferred, Capital One Venture X, and Chase Freedom Unlimited, discussing their rewards, annual fees, and recent devaluations.

### Key Points

- **Apple Card** [00:02] — Offers 2% back with Apple Pay, considered decent.
- **Amex Platinum** [00:07] — Known for valuable credits and airport lounge access; bonus can be massive.
- **Chase Sapphire Preferred** [00:16] — Offers 3x points on gas, EV charging, and vacation homes; includes credit for Global Entry/TSA PreCheck/Nexus, but devalued to 4:3 rate.
- **Capital One Venture X** [00:31] — Rated S-tier; anniversary bonus offsets annual fee; includes airport lounge access.
- **Citi Custom Cash** [00:45] — Praised for high cash back on top spending category; can pair with Venture X for 3x on groceries.
- **Chase Freedom Unlimited** [00:57] — Now C-tier; only 1.5x back on everything; no longer appealing due to removal of Hyatt transfer ability with Sapphire Preferred.

### Conclusion

The video provides a tier-based ranking of popular credit cards, highlighting recent changes and suggesting optimal combinations for maximizing rewards.

## Transcript

actual card is used, but 2% back with Apple Pay is decent. Amex Platinum, everyone, but the credits and the airport lounge access can be valuable bonus can be massive. Chase Sapphire Preferred, used to be in the B-tier for
a bunch of things like 3x points on gas, EV charging, and vacation homes, plus a credit that covers the cost of Global Entry, TSA PreCheck, or Nexus, but now devalued down to a 4:3 rate. Capital One Venture X, still an S-tier card. The
anniversary bonus are going to easily offset the annual fee, and then you're everything, plus all the other benefits on this card like airport lounge access. especially when there's a limited-time offer going on like right now in June of
2026, and then you can pair this with Venture X to get 3x back on groceries, Chase Freedom Unlimited, now C-tier, not nearly as good as it used to be since it only gets 1.5x back on everything, and now there's no longer really the appeal
combine with the Sapphire Preferred for Hyatt transfers. Check out my full rankings in the video link down below, and subscribe for more.