---
title: 'Ask ChatGPT These 4 Questions to Transform Your Finances'
source: 'https://youtube.com/watch?v=DC_tGz_GPtg'
video_id: 'DC_tGz_GPtg'
date: 2026-08-05
duration_sec: 916
---

# Ask ChatGPT These 4 Questions to Transform Your Finances

> Source: [Ask ChatGPT These 4 Questions to Transform Your Finances](https://youtube.com/watch?v=DC_tGz_GPtg)

## Summary

The video presents a four-prompt framework for using ChatGPT to discover personalized business opportunities. The creator shares their personal journey from a job they disliked with significant student loan debt to early retirement, positioning ChatGPT as a tool that can help viewers identify their unique niche, validate market demand, and build a monetizable product. The video includes a demonstration of building a spiritual web app using Hostinger's AI website builder.

### Key Points

- **Personal Motivation** [00:43] — The creator shares their background of working a job they disliked, which required a master's degree and resulted in $120,000 in student loan debt. They claim to be retired in their 30s and have made millions, emphasizing that viewers have an advantage with access to ChatGPT.
- **Prompt 1: Self-Discovery** [01:25] — The first prompt forces ChatGPT to ask the user questions about their life experiences, personality, and interests to extract real opportunities rather than generic ideas. It asks questions like 'What life experience shaped you the most?' and provides multiple-choice options to guide answers.
- **Prompt 2: Market Validation** [03:27] — The second prompt asks ChatGPT for market validation, requesting a real, practical, and honest analysis of the chosen idea. It confirms that people are making money in the space and identifies what people are actually searching for, such as 'How do I get my life together?' rather than vague concepts like 'alignment'.
- **Prompt 3: Positioning** [04:51] — The third prompt helps the user understand why someone would choose them for this opportunity. By providing background, personality, and experiences, ChatGPT positions the user uniquely, for example, bridging money, structure, and faith, and suggests a voice and how to stand out.
- **Prompt 4: Build Decision** [05:49] — The fourth prompt asks ChatGPT to decide the best product or step to take. It suggests building something people use daily, such as a platform with daily prayer, reflection, and direction, rather than a one-time product.
- **Building with Hostinger** [06:58] — The creator introduces Hostinger's AI website builder, which can create fully functioning websites and web apps by chatting with AI. They recommend the starter plan for more room to build and monetize, and offer a discount code 'journey' for 10% off.
- **Creating the App** [08:10] — The creator demonstrates pasting the ChatGPT-generated prompt into Hostinger's AI builder, which then asks clarifying questions about features and design. The result is a functional web app with a homepage, prayer input, and a daily reset section.
- **Editing and Refining** [10:03] — The creator emphasizes that the first result won't be perfect and shows how to request changes, such as renaming the app to 'Start With God', making it look more premium, and adding sections like a daily reset with audio prayers.
- **Monetization Strategies** [12:46] — The creator explains monetization through Google AdSense (earning from traffic), selling templates on Hostinger (up to $160 per signup), and creating products like prayer journals or premium memberships.

### Conclusion

The video concludes by encouraging viewers to try the four prompts and discover their own monetizable ideas, emphasizing that with AI tools, almost anything can be turned into income. The creator invites viewers to share their discoveries and reminds them to 'be great'.

## Transcript

make money? Wait a minute, I just sounded like a personal injury lawyer. Have you or a loved one been affected by a bad financial decision? Look, we are not doing this today. I am just glad that you took a chance on this video
I really been trying to get you to see Lord have mercy, I just went from sounding like a personal injury lawyer to sounding like a fortune cookie. The answer that you seek is already inside
of you. I mean, it actually is true, but my goal is to help to pull it out of you. And I'm about to show you how to use Chat GPT. All you have to do is ask it four questions that will change your life. And I'm telling you this because I
had to do the same thing, too. I was working a job that I really didn't like, that took me getting a master's degree to get it, and that came with a bonus of about $120,000 in student loan debt. But I just knew
there had to be something more that I was supposed to be doing. Now I am retired in my 30s. I have made millions. I can travel wherever and whenever I want to, and I genuinely want the same things for you if you want it. But the
difference between me when I started and you is that you have an advantage because you have access to a powerful tool that I only wish that I had when I started. So, Chat GPT is free to use, by the way. I'll put the link down in the
description if you have never signed up for it before. By now, if you on the of y'all should have your at least your free account. But this right here is prompt number one, and I am going to put this down in the description so that you
can easily just copy and paste this into Chat GPT. But let me tell you what these prompts are doing. You are forcing AI to actually understand you. Because if you go on here and just say something like, "How do I make money?" It's going to
tell you the same thing that it tells everybody that asked that question. And you're not the only one that's asking it. So, I'm telling it to extract real opportunities from my life, not generic ideas. Something that actually fits me.
And the way we're going to do that is to force it to [music] ask us the right questions. And once I hit enter on that prompt, look at this. It's asking things like, "What life experience shaped you the most?" I'm going to answer this like
a regular person. I mean, I am a regular person. And I'm going to go with saying a spiritual awakening shaped me the most, which I recently went to the another story for another day. Let's stay on topic, Monica. All right. So,
the answers. I'm telling it I'm straightforward, encouraging. I like talking about purpose, life, and faith. And I'm not overthinking this. I'm just answering honestly. And a good thing is that a lot of people get stuck on
questions when they're open-ended, but it is giving you multiple choices to help to guide your answers in case you get stuck. Now it's going to take everything that I just told it and break it down. And I'm talking about it's
going to let you know who you are, who you should help, what problem you should solve, and what you can actually sell based on you. Not that same response everybody gets. And when I saw that, I said, "Okay, Chat. Now we're getting
somewhere." Because this helps you to not guess anymore. And so, we don't want to go in all of the different directions that it tells us, so we are going to have to choose one, especially when we go into prompt number two. And in this
prompt, we're basically telling it that we want market validation. We want to make sure that the ideal that we have, people actually want that. And I'm motivation." Because, you know, sometimes Chat GPT can be your
cheerleader. So, we're telling it to be real. We want real, practical, and an honest analysis. And so, here is my ideal a direction, and you can just paste your idea in there. For me, I'm going to go with helping people who feel
clarity, direction, and structure in forced AI to break this down like a business, and look at this. It's telling me, "Yes, people are making money in this space." Because that's what we want
to know, but not from vague ideas like find your purpose. They're making money because they turn it into structure, programs, systems, real outcomes. That's what people are looking for. And this part right here is key. People are not
searching for alignment. They're searching for, "How do I get my life together?" I know I've been on that search before many times. Then it tells me exactly what I could sell, real offers, not guesses. So, now I'm not
just thinking I have a good idea that could potentially make money. I know how now. But just because we know that something works, we got the validation that, you know, this is good, it doesn't mean that you'll stand out doing it or
where prompt number three is going to come in. Because now the question is, come in. Because now the question is, "Why would anyone choose me for this?" the right fit for me, but let me make sure I'm the right fit for it. So, I'm
going to give it my background, my personality, my experiences. I'm summing it up a little bit for it, and now it positions me. And look at this. It says, "My advantage is that I bridge three things most people don't, money,
structure, and faith." But the most part, you won't find all three of those together, so that's what it's saying makes me unique. Another thing that it's giving me is my voice, how I should show up, how I should stand out. So, the good
thing about this is now I'm not just someone with an idea. I have a position to take in this. But even after all of this, we still need one more thing. And we need to know, "What are we actually going to build?" So, in prompt number
four, this is where everything changes. Because now we're not asking for options, we're telling it to decide what's the best thing and what's the best step for us to take. And again, I'm saying us, but it's going to be specific
to you when you input your information. So, what it's telling me is to build something people use every single day. Not content, not something you watch once, something you come back to. And it breaks it down into three things, daily
prayer, daily reflection, daily direction. And when I saw this right it automatically clicked for me. Now, it might not click for everybody, but that's why AI could keep helping you to determine it. But what clicked is, "If
people need this daily, why would I create something they use only once?" So, I felt like I don't need to just create a product. What I need to create based on what it's telling me is a platform. And before you get overwhelmed
and say, "Who in the world you think I am? I am not Mark Zuckerberg. I can't build no platform." Listen, I told you you have an advantage. There are tools out there that can build that for you, too. And I've actually shown the one
but we're going to use it a little differently today. And what I'm talking about is Hosting A Horizons. And if you and foremost, you're welcome. It can build fully functioning websites and web
apps just by chatting with AI. Like all you have to do is tell it what you want, and it builds it. And I'm not about to just sit here and talk about it. If you Click the link in my description and do this with me. And when you on here, I'm
keep it real with you. You are going to need to get a plan. And I'm on the starter plan because it gives me more room to build, more websites, and to actually be able to monetize them. And I also have the 12-month period because I
like to save. And with that one, you can lock in the cheapest monthly plan. On top of that, if you use my code journey, you can get an additional 10% off. And a money-back guarantee. I like guarantees. But once you are inside this little box
right here is all you need. Now, I'm not about to sit here and try to type all of this out perfectly because we already did the hard part. We figured out the idea. So, we're going to continue to let Chat GPT do the rest of the work. I'm
Chat GPT do the rest of the work. I'm asking it to pretty much take everything prompt that we can use in Hosting A Horizons. And I'm just copying it, and I'm going to paste it right here and hit enter. And all we have to do is sit back
happening behind the scenes that we don't understand, nor do we need to. And what I like is that with Hosting A Horizons, it's going to also double-check and make sure that it's creating exactly what you want, so it,
the first thing it asked me was about one of the features that I mentioned, and do I want people to have to log in to save their prayers because, you know, we said we're focusing on a spiritual type of app here. And I'm like, "Log in
to save your prayer? We're not doing all that. Nobody about to create an account just to say a prayer." But it also asked me about the design, like do I want it super minimal or more warm and inviting? And I told it I want this to be clean
and calming, but still feel good, not dry. Like I don't want this to look like it's a homework assignment. [music] So, once I answered the question, then it went into building. And I'm literally not doing anything but sitting back and
relaxing. And after a few minutes, let's see what it gave me. Okay, hold on. Hold on. This is actually kind of crazy. We already have a full homepage. There's a section where you can type in what
need prayer for my health." Just to test it out and see what it's going to say right thing. Don't be out here saying the wrong prayer. And so, it gave me a full prayer. And it had the nerve to start with, "Dear heavenly father." Come
on now, somebody. And it also gives scripture, Psalm 103. And I'm like, "Okay, this is actually solid." But let me be real with you. You know one thing truth. This is not going to come out perfect the first time you do it. Most
things you ask AI to do won't be perfect off of one prompt. But, the good thing is you can always edit and ask for changes. And we are not going to settle with this one. I wanted it to make it better. Like first, I wanted it to
change the name because I don't know what in the world went on with the first name Chat told me to name this, but I still love Chat. Now, I want it to be called Start With God. And I told it to make it look more premium because I
that was thrown together in 5 minutes. Although, this literally probably took less than 5 minutes for to do it. And I also told it to add more sections because we just had that one little lonely page and a section that you could
save your prayer to. And one of the things I really want to add is a daily reset because I don't want this to just be a prayer web app. I want to give actions that they can do. So, after all of those edits,
look at this. The home page asks, "What do you need today? Start where you are. God meets you there." I said, "Hold on, this thing is already preaching now." So, with that daily reset section, it's going to literally walk you through your
day. The first step that you need to do, pause and breathe. Then it gives you the prayer of the day. And you can actually listen to it. Now, that is another thing that I asked it to do to add something for them to listen to. And let me tell
you, I may not have shown this thoroughly, but I did have to ask it a few different times to change it because the first voice it gave me sound like Siri, and I do not want Siri praying for me. God, I pause right now to hand over
everything I'm trying to control. I said, "No, ma'am, we not doing that." and it do sound actually more human-like. Although, it didn't quite land on an American accent, at least it's English. God, I pause right now to
control. The plans, the worries, the expectations, I release them to you. But, then it gives you God's truth, real scripture. Then reflection, which actually makes you think about life. And
of course, it's going to give you that action. Like I said, this is something that's helping people to get back on track. Like take 5 minutes today, step away from your screen, and just be still for a second. And I want you to really
hear me when you I say this. This is the part that makes people come back because this isn't just content. This is something that can be used. So, we basically have everything we pretty much need on here from the quick prayers to
my favorite part, which is the daily reset because one thing we know we wake up with is new mercies every morning. So, we all could use a reset every day. So, at this point, once you are satisfied with what you have created,
all that's left to do is hit publish. And now, we live. And I'm telling you, I can read your mind. I already know the type of things you'll be thinking. And like, "Okay, this is cool, but how in the world do you make money from
something like this?" And this is where again, I always say this, people don't have to. You think you need something grand on this site. All you need is people's presence. And you know why? Because the easiest way that you
can monetize this is through ads, specifically Google AdSense. If people are coming to your site, clicking around, getting their prayers in, doing their daily reset, that is traffic. And companies literally pay for that. So,
you can sign up for Google AdSense for free, and it will connect to your site, and then that's when you'll start seeing ads pop up on your page. And so, when people come to your website and these are placed there, you can get paid just
for being shown to them. And another way I want to show you that you can make money before ever having a charge anyone that's visiting your site is going to be directly through Hostinger. You can literally let people copy this site as a
template. And so, if somebody sees this and they're like, "You know what? I like this, and I wish I could build something like this on my own." They can select to use your template if you allow them to. And if they create something and then
sign up for Hostinger, you can get paid up to $160 per person that uses your template and signs up. But, on top of that, you will get to a point where you can start creating your own products like prayer
journals, you can do devotionals, you can even create a premium version to can even create a premium version to this website and offer a membership. There are so many ways that you can monetize this. And again, if you want
more than that, where do I suggest you go? Right to Chat GPT. It can really through it. And that's pretty much all there is to this. So, please go ahead, give Chat GPT a try. Come back and let me know some of the things that you
discovered about yourself that you may not even have considered can be something that you can make money from. And when I tell you you can make money from almost anything, I mean just that. But, I hope that this has helped you
out. And again, the only thing that's left for you to go do is be great.