---
title: 'How to Buy Nigerian and US Stocks on the Trove App - Full Guide'
source: 'https://youtube.com/watch?v=vDN_HYjyxO8'
video_id: 'vDN_HYjyxO8'
date: 2026-07-22
duration_sec: 1099
channel: 'Personal Finance Circle '
---

# How to Buy Nigerian and US Stocks on the Trove App - Full Guide

> Source: [How to Buy Nigerian and US Stocks on the Trove App - Full Guide](https://youtube.com/watch?v=vDN_HYjyxO8)

## Summary

This video provides a comprehensive, step-by-step tutorial on using the Trove app to deposit money, buy Nigerian and US stocks, check profits, sell stocks, and withdraw funds. The presenter demonstrates each process on-screen, making it easy for beginners to follow.

### Key Points

- **Introduction to Trove App Tutorial** [00:01] — The video covers depositing money, buying Nigerian and US stocks, checking profit/loss, selling stocks, and withdrawing money on the Trove app.
- **Depositing Money into Trove** [01:22] — To deposit, click the profile icon, go to balances, select the wallet (NG portfolio cash for Nigerian stocks, US portfolio cash for US stocks), and choose 'fund naira' or 'fund dollars' via bank transfer or card.
- **Transferring Funds Between Wallets** [02:30] — You can move funds between wallets by selecting the source wallet, clicking 'move or convert funds', choosing the destination wallet, and entering the amount.
- **Buying US Stocks** [07:10] — Search for the stock (e.g., Apple), click 'buy', enter the amount (e.g., $100), review the fee and number of shares, then swipe to confirm. The stock appears in your US portfolio.
- **Ebook Promotion** [10:04] — The presenter promotes his ebook 'Nigerian Stock Market Guide for Beginners' with a 50% discount for the first 100 buyers, covering stock market basics, analysis, diversification, dividend stocks, risk management, and a roadmap to a 1 million naira portfolio.
- **Buying Nigerian Stocks** [12:13] — Go to 'explore', search for the stock (e.g., Zenith Bank), click 'buy', enter the amount (e.g., 100,000 naira), and follow the steps. The stock appears in your Nigerian portfolio.
- **Selling Stocks and Withdrawing Money** [14:02] — To sell, go to the stock, click 'sell', choose percentage or sell all, and swipe. For US stocks, settlement takes 2 business days. To withdraw, go to the wallet, click 'withdraw', enter amount, and confirm. Withdrawals under 50,000 naira during business hours are instant.

### Conclusion

The Trove app offers a straightforward platform for investing in Nigerian and US stocks, with clear processes for deposits, purchases, and withdrawals. Beginners can follow the on-screen guide to start investing confidently.

## Transcript

you how to buy stocks and invest in stocks on the Trove app. Now, recently I stocks on the Bamboo app and the CarryWise app, and a lot of you have been asking me to make a video about how to buy stocks and invest in stocks on
video. So, in this video, I'll be showing you how to deposit your money, Nigerian stocks or US stocks, and also how to sell your stocks, and how to check your profit, and also how to withdraw your money on the Trove app.
in this video. So, if you are new to the Trove app or you are trying to learn how to use the Trove app to invest your money, then this video is for you. So, details, please like this video. And if you are new to our YouTube channel,
teach you how to make money, how to invest your money, and how to manage ahead and subscribe to the YouTube channel, and let's go ahead with this video. So, right here in front of me is my screen, and as you can see right
app. Now, the first thing I want you to do if you don't have a Trove account is description below, and go ahead and create a Trove account. Now, once you referral code right here on the screen. I'll put my referral code right here on
description below and in the pinned comment of this video. So, go ahead and use that to create your account on the Trove app. Now, once you've done that and you have verified your account, then come back here and follow everything I'm
once you create your account and log in to your account, the first thing you want to do is to deposit money into your account on the Trove app. Now, to do this bar, where you have this at the top left corner of the screen. Just click on
to where you have your balances. This is where you see your balances. Just click see the different wallets that you have on the Trove app. Now, the first wallet where you can keep your cash, the cash that you don't want to use to invest.
You can keep it in your vault right there. You also have your US portfolio cash. Now, this is the cash you have in your US portfolio that you are not yet scroll to the side, this is where you can have your fixed income cash. So,
fixed income on the Trove app, you'll see your cash right there. And then you have your NG portfolio cash. Now, this is where you can have the cash that you have in your NG portfolio, that is your Nigerian stock portfolio. The cash you
see it. So, for example, if you want to invest in Nigerian stocks, you have to deposit money into your NG portfolio cash. If you also want to invest in US stocks, you have to deposit into your US portfolio cash. I hope you get it. So,
let's for example, I want to go ahead to invest in Nigerian stocks. That means that I need to come to my NG portfolio cash to deposit money. So, I'll just come here. Once you click on it, you see where you have fund naira. So, you go
let's for example, you have money in this one of these other wallets right right here, and you want to transfer it that. Now, all you have to do for this is to go to that wallet where you have
the funds. So, let's say I have funds in my US portfolio, for example. I'll just come here, and I'll just click on move or convert funds. If I click on that, that means that I want to transfer funds from my US portfolio to uh the
this, and I'll just click on NG portfolio right there. That's where I just click on it. So, once I click on it, I'll click on proceed. And right amount I want to transfer. So, let's say I want to transfer uh let's say $50.
Now, for $50, that's 60,200. That's the amount I'll be getting in my Nigerian portfolio, right there. I hope you understand. So, that's how you can to another. That's if you have funds in another wallet. I hope you get it. But,
in another wallet, you want to deposit directly from your bank account, just come here, click on that wallet you want to deposit your money into, then come can see where it says fund naira. I just click on it.
payment methods. You have bank transfer, you have Naira card payment, and you bank transfer, that is you want to transfer from your bank account to your Trove account, just use this first option, and then click on proceed. Now,
you your account details to send money to. Now, I'm blurring it because it is show it. Now, these account details you have on your screen is also your own personal account details created in your Trove account. So, anytime you transfer
money into this particular account, the money will be in your NG portfolio cash on the Trove app. I hope you get it. It's as simple as that. So, let's say amount, I'll just go to my banking app, transfer to this account details showing
on my screen. It's as simple as that. And after like 2 minutes or 3 minutes, you should have the money showing in your portfolio on the Trove app. So, into your account. I already have money in my NG portfolio cash already, so
anymore. I have some funds right there that I use to invest uh in stocks in this video. So, that's how you can deposit funds into your account right here. Now, let's say for example, you want to invest in US stocks. Now, to
portfolio, just come here and click on US stocks right here. Now, you can see So, let's say for example, you want to deposit in Naira, you click on fund Naira. Now, for this one, they will just help you convert your Naira to US dollar
on the app. It's as simple as that. Now, if you have maybe a dollar account, then you can fund in dollars right there. And if you also want to move or convert money in your Naira wallet, you now want to transfer it to your US wallet, you
can also do that. Just like I did for uh transferring from US portfolio to Naira portfolio. So, if you want to transfer the funds, it's simple, just go to where example, I want to transfer from my NG portfolio, I'll just click on NG
portfolio right there, and then I'll just click on move or convert funds, and then I'll just click on the destination. So, when I click on the destination, I click on US portfolio, I click on proceed, then I enter the amount I want
want to send let's say 100,000 Naira. 100,000 Naira that's about $71 right there. So, you'll be having $71 in your US portfolio as cash. So, you can see how simple it is. So, that's the way you can deposit money right there. And
again, if you want to deposit Naira into your US portfolio, they will give you a Naira account details. So, if I click on fund Naira here, If you want to use bank transfer, just click on it and click on proceed. And
want to deposit. So, let's say for example, I want to deposit let's say 100,000 Naira. So, you enter it in Naira. 100,000 Naira, I'll just click on will show you the amount in dollars. So, you can see in dollars, I'll be
you can see in dollars, I'll be receiving $71 right there. And this is the amount I'll be paying. The fee I'll be paying is 266 Naira 22 kobo. So, this is the total amount you need to transfer to the account details they will show
there at the bottom, they will show me the account details to send the money to. And once you send it, you'll be seeing $71 in your US portfolio as cash. So, that is the simple way. So, that is how you can simply deposit money into
your Naira portfolio or your US portfolio. It is as simple as that. If video because I think you should be enjoying this video right now. Now, the next thing is after depositing money into your Trove wallet or your Trove
account, how do you now use it to buy or invest in stocks, whether Nigerian stocks or US stocks on the Trove app? Now, let me show you that. Now, for is one of the apps that you can invest in both US stocks and Nigerian stocks.
market. So, if you want to invest in the US stocks, the first thing you need to have the search bar and search for the stocks you want to buy. So, let's say say Apple stocks right there. I'll just go ahead and search for Apple stocks.
So, you can see it right here. Uh this is Apple right here, AAPL. So, just on the screen that the price of one stock or one Apple stock is $298 and the market is closing in the next 5 hours 47 minutes. And then, if you scroll up, you
about this particular stock or this particular company that you want to that. Now, let's say for example, you want to go ahead to buy this stock. It is a simple. Just come to the bottom side of the screen and click on buy. So,
once you click on buy right there, enter the amount you want to use to invest in to invest, let's say, $100. So, I'll just put in $100 right there. So, for $100, this is the fee you are paying.
That's $1.5. That's the fee you are paying. So, once you've entered that, cost. So, I'll just click on that. And now, you can see right here, this is the number of shares you'll be getting. So, you can see it here. And then, just
go ahead to swipe this right here. So, I'll just swipe it to buy. And now, you can see right here on the screen, I've just invested $100 into Apple stocks on US stock portfolio, just click on this Nigerian flag, click on it, then come
here to where you have US portfolio, and then you click on it again. And right your US portfolio on the Trove app. So, let me scroll up. So, when I scroll up right here, you can see I have just one asset, and that one asset is the Apple
can be able to see the Apple stock you just bought right now right here on the Trove app in your US portfolio. Now, if you want to check whether you have made maybe the current value of your stock, if you want to check that on the Trove
app, just come here and click on the stock itself. So, I'll click on this. right here to where you have your investment. Now, you can see this is the And then, you can see the current value.
Now, you can see where you have this cost basis total, this is where it will show you the total amount of money you have invested in the stock. So, you can total of $100. So, let's say for example, I invest $100 every month.
After like 5 months, that means that I will save $500, yeah? And after like 10 there. So, it's only showing you the total amount of money you have invested, while current value is showing you the current value of your stock. So, that
higher than your cost basis total, that means that you're in profit. But, if cost basis total, that means that you are in a loss. I hope you understand whether you are in profit or you are in loss with your stock on the Trove app.
So, that is the simple way to invest in US stocks on the Trove app. Whichever stock you want to invest in, it is the same process. Now, before I continue that I have just launched my ebook on the Nigerian stock market guide for
other ebook you have out there with anything at all. This one is different. Now, let me tell you what you'll be learning from this new ebook of mine. Now, the first thing is that you'll be
works. A lot of people are just investing in stock. They don't even know how the stock market works at all. You'll be learning this in this ebook. how to actually analyze a stock before you even buy it. A lot of people don't
even know how to analyze stocks at all. You'll be learning this in this ebook. The third thing is you'll be learning how to build a diversified stock portfolio that will be making you consistent income. Number four, you'll
dividend stocks that can be giving you passive income consistently. And number five, you'll also be learning risk management in the stock market, which is are just investing in stocks and losing money. They don't understand risk
management in the stock market. So, you'll be learning this in this ebook, learning how to invest from the diaspora. So, for those of you that are in the US, in the UK, or anywhere outside Nigeria, and also want to invest
in the stock market, this ebook is for you. And lastly, you'll also be learning a realistic road map to building your first 1 million naira portfolio in the stock market, no matter your income at all. So, no matter your salary or the
amount of money you are making every month right now, I stated or I built a way for you to build your first 1 million naira portfolio in the stock market. So, you can see that you are learning a whole lot from this ebook.
Now, if you are getting this ebook right now, you can get this for 50% discount. you can get it for 50% discount and it is only for the first 100 people. So, if interested, click on the first link in the description of this video or you can
check the pinned comment of this video for the link to get the ebook. Thank you next thing I want to show you is how to invest in the Nigerian stock market on the Trove app. Now, to do that, it is also simple. Now, just come back, let's
to where you have explore. So, I'll just click on explore right there. So, after search for the stock you want to buy. So, let's for example, you want to buy just for example, uh Zenith Bank, I'll just put it right there. Just search for
And then right here, you can see it's Zenith Bank PLC. You just click on it. able to see uh the price of one Zenith Bank share right there. That's 129 naira 30 kobo. And it says that the market closes in 0 uh 31 minutes, so I'm still
you scroll up on this page too, you can see more information about this company in. Then, come here to where you have buy. Now, once you click on buy right amount you want to invest or the amount you want to buy right there. Now, once
want to buy stock of about 100,000 naira, so I enter 100,000 naira right there. And then I follow the necessary steps and then I buy the stock. Now, once you buy it, it is in your portfolio already. Now, let me go to my Nigerian
just bought. Now, once you get to this page, just scroll up and you'll see your have right there. So, you can see the Zenith Bank stocks that we just bought. So, I'll just click on it right there. Once you click on it, scroll up to where
you have this your investment. So, you can see your investment, you see the current value right here, and you also see the cost basis right here. And then where you have current value, that's the current value of your Zenith Bank stocks
or whatever stocks that you have in your Nigerian portfolio. And also forget like for the Nigerian stocks to check your profit or your loss. If your current value is higher than your cost basis total, then you're in profit. But if
your current value is currently below your cost basis total, then you are in a explained to you how to deposit money to your Nigerian portfolio or your US portfolio. I've also explained how to invest in Nigerian stocks and the US
you can check whether you're in profit or in a loss. Now, let's take an example want to withdraw your money, how do you do that? Now, let me do that with the US stock. Now, let's go back. You just go back right here. And then come here to
flag, click on it. And once you click on it, come here to where you have US portfolio. Now, once you click on US portfolio, click on the stocks you have your Apple shares, you just click on it.
the bottom where you have sell. Now, click on it right there. Now, once you when trading US stocks, please be aware that it usually takes two business days means that if you're selling your stocks today, you'll get your money in two
business days. Take note of that. So, once you see that, click on continue, you want to sell. So, let's take an example you want to sell 50% of your Apple stocks, just click on 50% here. Or if you want to sell everything, just
click on sell all. So, whichever one you prefer. Then come here to click on there. Then if you want to go ahead and sell it, just swipe on this. But I don't don't want to sell it right there. So, once you swipe it right there, you sold
your Apple stocks, and you will get your money in your wallet in two business also want to now withdraw your money to your bank account, then that is where you now go to your wallet page. So, to go to your wallet page, you just go back
Let's go back. You come here, click on your profile, this profile picture, just click on it. Once you click on it, come here to where you have balances. So, you you want to withdraw your money, just go to that portfolio or that wallet where
So, let's take an example, you just sold your US stocks and you have your money back in your US stock portfolio as cash. Then just come here to where you have your US portfolio cash, this is it right here. This is it, US portfolio cash. So,
have your money in your US portfolio as cash. If it is that you sold your Nigerian stock, you have it in your Nigerian portfolio as cash. So, just come here, click on this. Once you click on this, click on withdraw. So, you can
the same process whether you are withdrawing your naira or your dollar, to withdraw your US funds, you can withdraw directly to your naira bank account. So, if you have like a dollar
you have a naira bank account, use this first option and then click on proceed. the amount you want to withdraw. So, let's take an example, you want to withdraw $5, just put it right there, $5 and then click on review withdrawal. So,
will see the information about your withdrawal process and then you click on yes, withdraw. So, once you do that, you will get your money in your bank account it says, "During business hours, withdrawals up to the daily limit of
50,000 naira per user will be processed instantly." So, if you make a withdrawal money in your bank account instantly and it must be less than 50,000 naira. But, if your account is more than that and is not within the business hours, you get
it within two business days. Take note of that. So, that is the simple way for you to deposit your money, invest in stocks and withdraw your money on the already have videos on how to invest in stocks on the Bamboo app and on the
for those ones, just ask me in the comment section, I'll reply to your comment with the links to those videos. And in case you want me to make a video where I compare the three apps, that's the Trove app, Bamboo app, and Cowrywise
stocks, let me know in the comment section below. I'll make a dedicated video for that where I compare the three apps and tell you which one is the best please let me know in the comment section below. Don't forget, if you
don't have a Trove account, use my link in the description of this video and use screen right here. And don't forget, if you want to learn how to invest in stocks and make money from it, get my ebook, The Nigerian Stock Market Guide
for Beginners. The link to get the ebook will also be in the description below. that I'm currently building my personal finance app called Gronney. So, Gronney is an app that will help you manage your money the right way and track your
with the Gronney app. So, if you are the kind of person who is looking to get better in your finances in 2026 and beyond, make sure you join the waitlist for Gronney. We are launching the app very, very soon. Thank you for watching
and I'll see you guys in the next video. Bye.