---
title: 'How to Use ChatGPT to Make Money: The Real Strategy'
source: 'https://youtube.com/watch?v=95ZPfzDMYf0'
video_id: '95ZPfzDMYf0'
date: 2026-07-12
duration_sec: 1825
---

# How to Use ChatGPT to Make Money: The Real Strategy

> Source: [How to Use ChatGPT to Make Money: The Real Strategy](https://youtube.com/watch?v=95ZPfzDMYf0)

## Summary

The video debunks the myth that simply asking ChatGPT to make money yields overnight riches. The creator, with 25+ years of online business experience, explains that AI is a tool that requires a strategic approach. He critiques generic advice from other gurus and demonstrates a seven-step process to use AI for identifying profitable niches and building a sustainable online business.

### Key Points

- **The Myth of AI-Generated Wealth** [00:00] — The creator asks ChatGPT to make money, and it suggests renting a toaster. He then reveals he made $9,700 in 24 hours, but not from a simple prompt—it came from a strategic affiliate marketing campaign.
- **The Truth About AI and Money** [01:03] — With 25 years of online business experience and millions made using AI since 2022, the creator emphasizes that AI is a tool, not a magic solution. Success requires a bridge between you, AI, and money, built on strategy and focus.
- **Bad Advice: 'You Are the Niche'** [03:05] — The creator criticizes Gary Vee's advice that 'you are the niche,' arguing that without a tangible niche, content creation fails. He stresses the need for a specific, data-driven niche rather than relying on personal interests alone.
- **Critique of Guru Advice** [05:14] — The creator analyzes advice from various gurus: Cody's marketplace flipping is not an AI business; Andre's affiliate site was valued at $25,000 but no longer exists; the Hintons' recipe site requires massive traffic to make $10,000; Isabella's drop shipping advice is generic; Dan's hyperlocal service involves cold calling; Paul's lead generation agency is labor-intensive; and AI-generated investment portfolios lost 15%.
- **The Seven-Step Process for AI Business Ideas** [11:45] — The creator introduces a seven-step process using ChatGPT to discover hidden business ideas. Starting with a seed pattern (e.g., car repair), the AI generates intent-based keywords, niche opportunities, and monetization paths.
- **Example: Lemon Law Niche** [13:11] — Using the tool, the creator finds 'lemon law' as a niche with 29,000 searches and low competition. Potential offers include extended warranties and CPA leads, demonstrating how AI can identify specific, profitable niches.
- **Debt Snowball Calculator Niche** [16:09] — The creator uses AI to identify 'debt snowball calculator' as a low-competition niche. He then builds a printable planner using Canva and AI, and maps monetization paths like affiliate offers for credit cards or debt relief services.
- **How the $9,700 Was Made** [24:01] — The $9,700 commission came from promoting a video AI tool as an affiliate. The creator drove traffic from content to a training on using the tool, with an affiliate offer at the end. He emphasizes that this is a strategic process, not a one-click solution.
- **Choosing a Niche and Using Prompts** [27:53] — The creator stresses the importance of choosing a niche first. He provides prompts to find niches like marriage counseling, which can lead to high-paying affiliate offers (e.g., BetterHelp at $150 per lead or ClickBank at 75% commission).

### Conclusion

Success with AI requires a strategic, data-driven approach rather than relying on generic prompts or guru hype. By using specific prompts to identify profitable niches and building targeted content, you can create a sustainable online business.

## Transcript

Chat GBT. Make me as much money as humanly possible with a simple business >> Sure. Here are a few unique small business ideas. One, rent a toaster, a
own one. >> Yes, it's true. I asked ChatGBT to make me money, and it did. And yes, I did actually make $9,700 in less than 24
hours. But it's not exactly what you think. In fact, all these gurus over here bragging about how they asked ChachiBT to make them money and they got rich overnight. Yeah, that's not exactly what it seems either. So, today we're
going to cut past all the junk and get to what really works. Can you ask ChatGBT for good niches, business ideas, and strategies that'll make you money? Yes. But you need to know what you're doing first. And today, I'm going to
show you exactly how to use AI the right way so that you can make money. Come on, let's go to work. [music]
All right, so what is the truth about asking AI to make us money and actually getting it? Well, I've been making money online for over 25 years, and I started with AI back in 2022, at the end of 22, when ChatGpt came on the scene, and I've
actually made millions of dollars with AI. Today, I'm going to show you how. these videos, we look at them and they look really good and they might give you some kind of advice that seems good, but it's actually doing worse than wasting
your time because it's making you think a certain thing about AI, that isn't exactly true. And when you start from that base level and you think business works that way, no matter what you do isn't going to work because you are
you're basing everything on bad data. So, we need to look at good data and look at what actually works and how to use AI to make money. Now, we can see here, yes, I've made lots of money with affiliate marketing. This is one that I
more than that with JVZoo. Uh, but going through and looking at this, it's kind content marketing, AI, and everything. So, looking at this, we need to
understand, yes, the money is there. Yes, AI can help us get it, but there's a bridge. There's you here. There's AI here in the middle. And then there's money over here. What we need to understand is how to get from point A to
point B in a direct way. We can't get distracted. We can't look at all these videos that are telling us all these different things. We have to focus. It is your job to guard your mind. And all of these people making all these videos,
myself included, we do this for engagement because it makes money and gets a following. So that is literally how a lot of people are making money. Now there are some gurus like myself who actually didn't start teaching marketing
till 2008. I started in 2000 and I didn't get on YouTube really seriously until about 2018. So a full 18 years after I had made money as an affiliate marketer. That's when I got into really teaching it in this way. Now when we
business as long as I've been, you see flaws, you see patterns, and you see bad advice. It stands out like a sore thumb. Just the other day, I was watching a
video by Gary Vee, and he was saying, "You are the niche." And this this he's like, "Forget about it. You're the niche." And he's like, "Well, what do you like. And I think that's actually one of the worst bits of advice ever
because if you go out there and just post content of what you think you like because you think you're the niche, nobody's going to watch that. And that advice might not work for you. So let's look at why and what the difference is
and how to get AI to show us a different way. Now just to show you if you were to go and invest in Gary Ve's V friends, this is what the trajectory looks like. they mean bad. They might just have business ideas that don't work out for
whatever reason. I think in our culture, we listen to the wrong people for the wrong reasons without first looking at our foundation. And that's why this video irked me so much because the niche being yourself is not a good foundation.
You need a good niche, like something tangible, something that you can use. show you several different tools. We're going to go through, we're going to dissect what all of these people were saying, why some of it's bad advice, why
some of it's good advice, and how to use AI to actually get a result that makes money. Now, in just a minute, I'm going to show you my prompts that I use to get a specific output from AI, starting from nothing that I can build and make a
it works in just a minute. But basically what you could do is you can come here and instead of saying I'm the niche, right? I would say, well, I'm good at maybe car repair. And if I put car repair in here, you're going to see,
okay, it'll analyze the niches according to a very specific AI infrastructure show you how it works and how to use it to make money. Now, let's go ahead and
dive in and talk about what some of these gurus say. First of all, we have Cody. Cody is a popular business training person. And we could see here she says, "Um marketplace flipping, reselling free or underpriced
local items on Facebook." So, she was saying, "Let's use AI to find items on I want to get into. That's not really an AI business. That's having AI tell us a
marketplace and do it. Next up, Andre said, "Oneed day niche affiliate website "Hey, we're going to build this big site. We're going to make it work." And
by the time he was end with his video, his business that AI made was valued at over $25,000, which is like, wow, let's break out the champagne, have a party.
But now, if we were to look at that business today, yeah, it doesn't even exist. the $25,000 valuation was by getting his own people to invest in his Elon Musk does where he's asking Tesla to give him a trillion dollars even
though Tesla hasn't even cracked a trillion dollars in sales. I don't know where these people get this stuff, but unfortunately in our business, in our world, hype men get all the attention, but they don't always have your best
interest at heart. Next up, we have the Hintons. She said, "Make a recipe this. I think that the screenshot touted that they were making like several
thousand with it. Yeah. $10,000 or something like that. Now, I have run recipe websites in the past. I've gotten free traffic and paid traffic. To make $10,000 with a recipe website, you need lots and lots and lots of traffic. Now,
I was able to make about $300 a day with my prime rib recipe website. That was on on Christmas day. We made the most money. I think it was almost $1,000 with it. But I was buying traffic. And we had a really good offer that paid $1.25 when
they downloaded recipes. That offer doesn't exist anymore, which would mean unless you have a really solid offer to make $10,000 with a recipe site is going to be very difficult. And with Google AdSense, I mean, you're going to need
millions and millions of views to even crack any good earnings because the recipe niche doesn't pay that well. Now, Isabella said, "Fully automated drop shipping store. You could do a Shopify store with AI selected quote unquote
winning products." This is like going to Chat GBT and you just go here and you're like, "What are the best drop shipping products?" And it's going to give you
generic stuff. Like if we do sell this year, okay, it's going to give you generic things, not based on data. This is just going out there and it's a probability engine. It's saying based on the probability that most people say
health and wellness. There you go. All right. Now, health and wellness is highly regulated. It's it's got all kinds of parameters that you have to obey or not obey, right? And you have to really focus on that because if you go
into health and you're not a doctor, yeah, you could be liable for a lot of stuff. beauty and personal care. Okay, Instagrammable maybe, but we need high profit margin stuff. All right, they got some purses and things like that, but
that that doesn't base it on data. We need specific data. This is super here that I purchased for like 50 bucks. I think it was 50, might have been 90.
drop shipping. Now, I could drop ship fishing drones. I already get traffic. I just build the site up. I got a good domain. I got traffic. I got a good site. I don't even need a platform. I could get one or two fishing drones.
Slap a PayPal button up there, promote the thing, get sales, and boom, there we go. I don't need Shopify. I don't need much to do with anything. Now, I can use AI to help me. More about that in just a minute. But again, this is generic
advice that at the end of the day, it's good to watch and you feel like you're getting farther in your business, but you're actually not. Like, there's no specific advice here. Dan said, "Hyper local AI powered service offer where you
could do AI listing video builder for realtors." I don't really want to go out there and talk to realtors. And that's not really like, "Hey, Chat GPT, make me money." That's I go talk to realtors. Hopefully, they sign up and I I get
money. I have a client who does this. He makes a little bit of money talking to local businesses, but I think I know the guy personally. He's a really nice guy. could make a lot more for his time focusing on leverage rather than calling
realtors. Now, can this work? Yes. Is it a I asked Chat GBD to make me money and it just spit it out? Of course not. Far from it. Paul said automated local lead generation agency much like this but for solar roofers contractors again you know
give up most people trying to make money online make nothing we need to understand this we need to understand why and we need to look at what the people do that actually get the result that's what this is going to be about
now Stephen I think it is Stephen and Lily say AI enhanced strategic optimization financial freedom This is on point. I like this one. Indirect income boost. Okay, so you can make like little calculators and tools and things
like that. I think that's what they're saying, which is okay. But again, it's all over the place. We want specific. Arlland says daily AI productivity and content tactics. Okay. Yeah, you can do that. But again, asking Chat GBT, hey,
make me money. Not always the best. AI generated investment portfolio. This guy used investments and he lost 15% of his investment letting AI do it. So what understand where the business is, how it works, and
what the strategic plan is. If you don't have a strategy, you're out there failing. Again, it's why I can't stand this type of video Nobody is looking you up, so you're not a niche. A niche is a small segment of a
market. To say you are the niche is is the silliest thing in the world. You might as well go buy, you know, that drawn penguin thing and hope it goes up in value or whatever it is. But going through here, we need to do the hidden
business idea discovery with chat GBT. This is the sevenstep process for getting ChatGBT to give you a plan that can actually work. Now, going back to the tool that I had here, we are looking at this where I said car repair. So,
make money and I'm going to ask AI. If you had car repair, what this is designed to do is give you an overview of how to make an online business in the car repair niche, which is something you are interested in if you were the one
typing this in and get a output a plan that'll make you money. So, going repair, intent mapping, top niche opportunities, and intent classification. Notice how this goes into the specific. So, if I was to go in
and and do planners or something like what these other people were saying, right? If I was to do financial freedom calculator, we'll put this in next to
eligibility. There you go. Like, you could literally go out there and find people looking up lemon laws and that is a niche. Like I could be the lemon law
guy who helps people with lemon laws if you get a bad lemon law. There we go. Right. And you can see here 29,000 people for 5400. Not that competitive, but the traffic value is off the chart. There's a niche. See how we just used AI
Obviously, I'd want to go out there and make this work. Now, again, look at lemon law and you're like, "Okay, get an extended warranty." Boom. You can make
money as a CPA lead. See how this is different? If you see the difference, type totally different in the box below. Let me know, right? Or in the comments or whatever it is. Here's another one. Local auto body
repair estimator. That's something I could use chat GPT to make. It also hypothetically, okay, what would I make if this paid this much? How much traffic do I need? All different kinds of things like that. Again, remember the vast
majority of people trying to make money online make nothing. However, understanding this, understanding business, yeah, there's risk, there's reward. What we're going to do is we're going to look at the data first. Data
and it sounds good, but they're not looking at data first. And I mean good data, not generic data of most people buy spoons, so yeah, let's go sell some
spoons. No, no. We want specific things that actually work. Going through here, you could see it gives you the offer types. High-paying affiliate offers, car shield, uh, consumer, class action. Hey, that's pretty good. That's actually
really good. I didn't even think about that one. Carfax, uh, repair pal did little scanners, all kinds of stuff here. These are really good. This works like crazy. And what it's going to do is refine based on data. Now, the prompts
that we go through to use this are very, very important. What we're going to do is first start with the seed pattern and I'll give you these prompts over at if I was to go to chat GBT like this and I start a new chat and I say, "Let's do
what was it? Financial planning debt calculators." Hopefully, it knows how to spell right because I just butchered that sentence
there. So going through here, it's going to give us the idea and it's going to list the intentbased keywords, car loan payments, and that's what this tool is doing behind the scenes. I just made it to where it actually goes through and
and finds them all for you. And you can see on the back end, it's finding all payments, refinance my loan, debt avalanche plan. These are the kind of
things I want, right? going through here. If I could find the debt avalanche a couple of these. Let's just take this whole list. We'll put this whole list in there. And what we're going to do is try to
find something that we can help people with and something specific with low competition or anything like that. So now we see retirement calculator. Overdraft protection. Nice. Debt snowball. These are low comp.
That's pretty good. 401k rollover. We got net worth tracker. That's pretty cool. We have cancel credit cards and all kinds of things like this. So that's pretty good. Like now we're seeing these are niche things. And guys with
overdraft protection I think I think they estimate that like $40 billion a year goes to overdraft fees. So, this isn't something that a lot of people, you know, don't know about. This is something popular that works and I could
just be the guy who helps people with overdraft stuff and things like that or the AI is we are directing the AI to give us specific stuff. We're extracting
the good ones and then boom, there we go. So, if I take this and I say let's do overdraft protection or something like that or even let's do debt snowball. that has a little bit less competition. So if I type that in here
and I say let's use debt snowball calculator. And what I'll do is I'll go to this second prompt which is market overlap detection. So we'll go like this. Boom. Put that next prompt in. And see what's
AI, just make me money. We're looking at something specific and getting data based on that specific thing which is going to point us to an outcome that'll
actually work. And if we stay the course and we build and grow, we can build student loans, couples, marriage, all this stuff here, which is good. And it even gives us like a automation suitability like could we automate this?
salt. AI is not the beall end all, but it does help us. This is going to help us get into something very specific. So, we see printable planners, notion
templates, calculators. This is where we go. So, now I could go open up a new AI and I could say let's do new chat and I'll do let's make a printable planner
for debt snowball calculator. And we could say HTML or going to work good. And then we're going to use does this one do we're going to
do canvas. That way it actually builds it. And this will go through and make a see it goes to work building it which is great. This is how we use AI to get
something specific. Then we'll do the monetization path mapping. I don't think just pop that right in like this. And now we're getting it to where it'll
actually make us something that'll work. And then I go through, I could go out there and I could promote all of these helpful things for debt or whatever it is, tips and things like that. Drive them to like a webinar or something or a
video or an affiliate offer that makes money. Very strategic. This is about strategy, not guesswork. That's why some of these other guru videos frustrate me so much because it's it's very low on strategy. Like they'll teach you how to
do something like, you know, an hour on how to use Canva, but using Canva isn't what makes you money. Using video generators isn't what makes you money. What makes you money is the strategy behind why you're using it. That's what
this is about, and that's why these prompts work. So, now we see credit card debt snowball calculator, uh, payoff tracker. So, this gives us all the tools we can make and you can see it makes them very quickly in AI where now we
have this or like debt name whatever total balance 5,000 bucks or 60,000 which is pretty cool. Right there we go. Pretty awesome. It'll do all the work
and help us out. Now, obviously we'd have to fancy this up, put our logo on tied it into AI. I did this in about I think it was like two hours start to
finish. There was a couple of errors and I had to you know swap some things out. But now you're going to see okay this works like crazy and there's all kinds of affiliate offers and this will find it. Next we'll go to our demand signal.
So let's go here and we have this here. You could see all the different things you can offer. It even gives you revenue ladders, affiliate offers, credit cards, go ahead and do this here. And then we'll get into our next one, which is
to go and be like, what is the probability that I could do this on Facebook or something like that. So, the niche is the snowball calculator. We
could see the secrets and all different things we can create, complaints people would start building this up. Now, what I like to do is I like to build stuff on
like, "Okay, let's do drone fishing." I would do this here, analyze niches. This will go through and get me the overview of the drone fishing market. I already
domain. So, this will be something that'll work really well like we did with the wedding site, my video creation site, all kinds of stuff like this where we're looking at this in a very, very specific way so that it'll give us the
result we want. Now, we'll go through and see how this comes up. And you can see drone fishing cost, setup, requirements, best drone, drone fishing repair, and on and on we go. It even gives us different affiliate offers and
well. So the short answer is yes. Everything they said does in some way work. But it's like if I say, you know, how to make $10,000 a month with a
lawnmower. Okay, that sounds a lot easier than go and mow, you know, a,000 yards at $10 each or whatever it is. That's where we got to understand the strategy. Then going through and looking at the underdog angle of how could we
make this work with this. So now we have summary of emotion and urgency. Next we can do this one and it's going to give us the whole idea of how to get free
traffic for this. Okay. And then we're going to go through and boom, it's going to give us the whole overview. AI profit scoop. I ask AI to make me money. And then boom, there we go. Actually, I think we did this on the wrong one.
Let's see here. Oh, yeah. I copied the whole thing. There we go. We only want part of it. So, we'll get that one there. Right here. There we go. And we'll put that right here. Stop. There we go. So, it should do this on the
specific one. There we go. So, we have neglected customers. Um, the people that are too embarrassed to talk to financial people. um AI debt payoff calculator, Tik Tok micro clip showing before and after debt graphs or you could even show
like you know one extra dollar a month saves this much at 20% interest or right now debt is up like crazy so this will work really really well and what
this is doing is it's giving you a strategic plan now this is going to give you the week one plan of what do we do next okay so I would go through and be
like, "Okay, my niche is this. I'm going to go through and make custom content or custom videos or make custom calculators and I'm going to share them online and strategic way is super important. So, when you go through and you ask ChatGPT
how to make money, again, looking at this, when I made the $1,000 here, the $9,700 I talked about in the thumbnail, that was based on getting people in on that was from a video tool. I sold a video video tool as an affiliate. So, we
actually sold probably $20,000 worth if you calculated because I got like half or 40% or something like that. So, we sold actually a lot more. The commission I got was 9,700. Again, not typical, implied, or guaranteed. Most people make
nothing. But understanding how did I do that? I drove people from different content to a training I had on how to use a video AI tool, which anyone can it at the end. Pretty simple. Obviously, disclose you're an affiliate. But
understanding this is the basics of how it works. If I could get people in, have them understand something based on a strategic idea or if we're going to go through and maybe make a bunch of calculators or tools that people use
like this tool. This tool right here, people will use it because they want to know how to do niche marketing, right? If you go here and you do niche, right? Like this, you're going to see people are looking up niche uh niche marketing.
Let's see. We'll do niche affiliate. So, people looking up niche affiliate stuff. How to choose a niche for affiliate marketing. That's 350 people a month. Gets them into this. I have domains I sell. So, it's very, very simple. It's
like, okay, they click here, they buy a domain, they work with me. There you go. say, well, let's do maybe something like planner. What kind of planners do people
want? If I could go through and make something based on a planner, then you to make money on Etsy or Tik Tok and they don't really look at their niche first." So, Tik Tok might not be the best place for that niche. That's where
using AI as a probability engine is going to help, right? I can go to AI and I can say maybe we'll go over here and get our debt one over here somewhere. Where did we go?
Let's just open a new one. We'll say in the debt niche using probability what is the best place to get traffic or something like that. And you could use
this in any niche maybe planners or Bible study guides or something like that. Looking at this in a very specific way and deciding after like first we need to find our market. Who are we talking to? If you don't know that,
to listen. We need to have something specific. So, we say in the debt niche. Now, we go through and it's talking about all this. So, if you have one place, the probability would be paid search. How about platforms
for p for free traffic? If I wanted free traffic in this, it'll probably say Tik Tok or Facebook or something like that since SEO in this one is going to be pretty competitive. So here we have platform YouTube 9 out of 10 probability
10 6 out of 10 for Pinterest Reddit Kora. So now it's showing us not only the probability what to do tutorial and story videos visual pins communities that you can get involved in Kora answer questions hookbase. This is how when I
started my recovery channel I started to boost it up by talking in forums. I was like okay let me just answer questions in forums. Worst case scenario, I learn about my market and get a couple people over to my site. Best case scenario, I
happened. And starting to understand that you can build this stuff in a strategic way, but first you need to choose your niche. This is so important.
So going through and understanding this and using these prompts with your niche market is super key. And if you don't know what niche to go to, start using these prompts and say, "Okay, well, what what can I do here? How can I make this
work?" Or go to a tool like this. I'll put a link to this in the chat box. And you can go here and you could say, "Well, I like maybe you like playing cards or something like that." Okay? Or or maybe you like fixing
antiques or something, right? You could go through and find literally anything. Or you could go through and find something specific like maybe you do tax repair or uh maybe you do marriage counseling, marriage counseling. And the
way this is built is with my thought process in it to find, okay, well, what are the niches and what are the offers we can use? Because not all offers are BetterHelp or something like that that pays $150 a lead or whatever, right?
AI, the right prompt is everything. If you're out there just asking it to make you money, that's not going to work. We need to know how we're going to do that where you're looking at, okay, marriage counseling,
uh, cost and estimate, problem specific repair, alternative app comparison, all all the leads that you can get paid on. Uh, local therapist, better help. See
how this is thinking in a different way. Here's a ClickBank one that pays 75% commission for men the marriage. This is perfect. And we start to understand, oh, that's how you build a business. Now, I could go through and I could say in the
the marriage counseling niche, what kind of content could I make? Oh, if you fight too much, read this. Here's five tips to stop you from fighting. here's 10 tips to, you know, get your way or whatever it is people want within
marriage. Now I have a niche and now I have a market. So when you ask AI to make you money, we want to get away from all this generic advice and we want to prompts over atrofitscoop.com. I got lots of videos on this channel and
in the description that'll help you with this because this is a strategy. It's not about just asking AI whatever you want. It's about the strategy behind it. description, and I'll see you in the next training.