--- title: 'How to Create a PayPal Account That Sends and Receives Payments in Nigeria' source: 'https://youtube.com/watch?v=AyGclJCvyWc' video_id: 'AyGclJCvyWc' date: 2026-07-24 duration_sec: 726 channel: 'JayJay Earns ' --- # How to Create a PayPal Account That Sends and Receives Payments in Nigeria > Source: [How to Create a PayPal Account That Sends and Receives Payments in Nigeria](https://youtube.com/watch?v=AyGclJCvyWc) ## Summary This video tutorial demonstrates how to create a fully functional PayPal account in Nigeria that can both send and receive payments internationally. The creator shares a step-by-step method using a UAE business account setup, emphasizing the use of a new Gmail and a privacy-focused browser to avoid restrictions. ### Key Points - **Account Creation Success** [00:03] — The creator shows a PayPal account created 3 months ago as a Nigerian living in Nigeria, which has been successfully sending and receiving payments, including a recent payment on October 17. - **Necessity of PayPal** [00:32] — PayPal is essential for online international transactions, especially for making money online through surveys, affiliate marketing, freelancing, etc. Normal Nigerian accounts cannot receive payments. - **Prerequisites: New Gmail** [02:42] — A brand new Gmail account is required because old Gmails have stored information that may cause restrictions. A friend's account got restricted after earning $20. - **Prerequisites: Privacy Browser** [03:35] — Avoid Chrome; use a privacy-focused browser like Microsoft Edge, Brave, or Firefox to prevent complications from stored personal data. - **Accessing PayPal AE** [04:18] — Search for 'PayPal AE' and click the first result to access the UAE PayPal signup page. This is not illegal; PayPal is aware Nigerians use this method. - **Sign Up as Business** [04:48] — Click 'Sign Up' and choose 'Business account' (not personal). Register with real personal information (name, phone, email). Use a Nigerian phone number. - **Phone Verification** [06:45] — Request a code sent to the phone number, paste it, and submit. The account is created immediately. - **Account Activation** [07:15] — Click 'Let's go' to activate. Choose 'Individual' business type to avoid document requests. Enter real personal info, nationality as Nigerian, and a random UAE address for the business. - **Business Details** [09:11] — Use your name as business name. Choose any currency (e.g., USD) – it can receive multiple currencies. Select a broad service category like 'Other services' if none match. - **Email Verification** [10:06] — Verify email by clicking the link sent to the new Gmail. Log in to access the dashboard and start using the account. - **Usage and Caution** [10:59] — The account can send and receive payments instantly. The creator warns about potential restrictions and promises a separate video on avoiding them. ### Conclusion By following this method, Nigerians can create a PayPal account that works for international transactions. The key is using a new Gmail, a privacy browser, and signing up via PayPal AE as a business with a UAE address. ## Transcript created about 3 months ago. And I created this account as a Nigerian living in Nigeria. And as you can see here, I have been receiving payments and also sending out payments to other PayPal accounts. Even today being the 17th of October, I received a payment of two sent to this PayPal account. So I want to show you how I created this PayPal account so that you too can create one for yourself. The process is easier than you think. And no, you don't need too many or any fancy or serious documents for this. The reason I'm creating this video is because I know that PayPal is a necessary thing that everybody needs for online international transactions. If you are interested in making money online either through online business, survey websites, affiliate marketing, CPA marketing, freelancing or any other methods, having a PayPal account is very important. And if you go ahead and create a normal PayPal account in Nigeria or some African countries, you will not be able to receive payment to that account. But if you follow the procedures I teach here today, you'll be able to create a PayPal account that sends and receive payments worldwide just like this one. So if you are ready to learn this method, let's jump straight to it. But let me take this short period and welcome you here. You are welcome to JJ ends. On this channel, I intend to teach you how I earn money through online surveys and also show you some tech tutorials that will help you start online businesses or make money online in general. I started doing online surveys earlier this year 2025 and ever since I started it has been a pleasant experience. I mean I get paid almost every day from survey websites. Even today I made a withdrawal from a survey website. This is £2 that I withdraw today. I also made $10 withdrawal on the 31st of last month. As you can see, I even sent out £40 to my second PayPal account because I haven't linked a bank account to this one. That is why I sent £40 to my second PayPal account where I easily withdraw to my bank. [clears throat] So, if you like to learn how to earn money through online surveys and also learn internet marketing and make money online, subscribe to this channel and enable the notification to get notified whenever I upload a new video. I have already created a video that shows you how to make money from three survey websites here in Nigeria. You can click here to watch the video. So, here are the necessary things you need in order to follow along and create a PayPal account just like my own. You need to open a new Gmail account. I recommend you use Gmail. Make sure it is brand new. The reason you need a new Gmail is because your old Gmail has already stored some of your past information which may affect your PayPal account. That's why most people get restricted after creating a PayPal account. One of my friends created a PayPal account, did some online surveys, and got $20, but his PayPal account got restricted. It is a bad experience, and nobody wants that. So, to stay on the safe side, I recommend a new Gmail and you can create it within just 5 minutes on your phone. I'm sure you already know how to create it. Then you also need a strong and privacy conscious browser. Don't use Chrome browser for this. Like I said earlier, your old email already has some information about you and so does this random Chrome browser because you have been using it daily for your personal things. Those things are already attached to the Chrome browser and may cause complication for you. Even time to do so. I advise people not to use their personal Chrome browser. You need to download a strong privacy browser. I recommend Microsoft Edge Dog. Go Brave or Firefox. After creating a new Gmail and downloading a new privacy strong browser, open it. As for me, I'm using browser, open it. As for me, I'm using Doc. Go for today. Open a new tab and Doc. Go for today. Open a new tab and search for PayPal AE. Click on the first result. It will take you to this PayPal website. This website is not the traditional PayPal website. This website is where people in United Arab Emirates create their PayPal accounts. So you are going to create it as if you have a business in United Arab Emirates. And don't worry because this is not illegal. Even PayPal knows that Nigerians are creating accounts this way. So you are not breaking any law or doing anything sketchy. Just click sign up on this page. Don't click personal account. Create business account because you are signing up as an individual who has a business in United Arab Emirates. And I business. Don't worry it doesn't mean anything. Then here you can register with your real information. Please don't use false information here. Enter your real first name here and then enter your last name. Make sure this is your actual last name. Make sure this is your actual name. because you'll be using your Nigerian phone number. Then enter your active phone number here. After that, enter the newly created email address here. account and make sure you takeick the privacy and policy checkbox. You can read them by clicking here. After that, you can proceed by clicking agree and you can proceed by clicking agree and continue. where you can request for a code to be sent to your phone number. Just click this button. They will send a code to your provided phone number. You will see where to paste the code. Just copy the code they sent to you. Come back here and paste the code. Then click submit to finish the process. Immediately after doing this, your PayPal account is already created. You will see this already created. You will see this notice that says you are all set. Just allow the page to redirect you here. As you can see, they say you can activate your account in order to start using PayPal. Immediately you activate your account, you can start requesting for payments to your PayPal account. And you can also start sending payments to other PayPal accounts worldwide. Click let's go to begin the activation of your PayPal account. They will ask you what type of business do you own. Always choose individual which means just a business managed and owned by you. If you choose normal business, they will request for some important business documents. So always choose individual business. Then you will be taken to this page where you will be asked to submit your personal information. Again, don't use any false information here because if you do, you have high chance of getting restricted later on. Enter your real information, real names, dates of birth and so on. They will ask you your nationality. This is where you will indicate that you are Nigerian. They will also ask you for the address of your business. This is where you will enter a random address in the United Arab Emirates. It doesn't matter. Just open your browser and search for UAE address. Then click this option. Here you will see some random addresses that you can use. Just copy anyone you want. Copy the main address. Then go back to PayPal website and paste it inside the PayPal website and paste it inside the PO box field. As for the city, make sure you enter the city in the address you provided. they will ask you to provide more information about your business. As for the business name, just use your name as the business name. Then you can choose your preferred currency. You can choose any one you like. It doesn't really matter. Even if you choose USD, you can still use the same PayPal account to receive pounds, euros, Canadian dollar, or any currency at all. They will also ask what type of product or services do ask what type of product or services do you offer. If you see any services that you offer, you can choose it. But if you are just going to be using PayPal for receiving payments from affiliate programs, freelancing website, getting paid by your clients, then you should choose this one because it is more broad and related to your field. If you have a business website, you can paste it here. Otherwise, just click no. For the business address, use your main address as the business address. Then click next to finish the process. As you can see, after the process, your PayPal account is fully created and you will be asked to verify your email address. Just go to your email inbox and click here to verify your PayPal email. Then you will be asked to log in. Just enter your password and log into your new PayPal account. account is ready. You can start getting paid to it and also sending funds to other PayPal accounts. As you can see, you can just go to your PayPal dashboard and start using your PayPal account. At this point, you can start getting paid to your PayPal instantly. This is how I created my own PayPal account that I'm currently using to get paid from Survey website. Now, there are some things that you must be careful of before using your PayPal account. Your PayPal account could be restricted if you are not very careful. I will share the things you must avoid, but this video is already getting too long, so I will share it in a separate video. If the video is already created, it will appear here. Just click here to watch it. I will also be creating a video on how to verify your PayPal account to make it even stronger and avoid getting restricted. So, if the video is already created, you'll see it on the screen or in the description of this video. Remember, if you want to learn how to do online surveys and make money online, and you also want to learn online business from me, you should subscribe to the channel and enable the notification. If you got value from this video, please like the video and leave a comment. Thanks for watching.