[00:02] Yes. Here. No, but not in cash. On card. Ah, here you go. No, but debit, no. you want me to go into debt or what? Not at all. I want you to earn more money. Oh, yes. Well, thank you very much for the debt. It doesn't work exactly like that because every time [00:17] you pay with cash or debit you are losing money. To begin with, if your you risk your own money, and to recover it, believe me, the bank can take months, and you may never get it back. But if your [00:31] credit card is cloned, the money belongs to the bank and they move very quickly to recover it, because remember, it's their money, not yours. In addition, credit card, you get paid a percentage for [00:43] anyway, and that's called cashback. In other words, I make money just by always buying it. Exact. But be aware, it only works if you pay the full amount interest will eat up the cashback and much more. Oh, that's why many people say it's [00:58] bad. Exact. Used well it pays you off, but used badly it ruins you. Okay, that's good learn more, but you have to give me my money back, right? Obvious. And if we don't make money back, right? Obvious. And if we don't make a video of it so you can see what happens