---
title: 'How Much You Need for $100 Per Month in Dividends: KO, AAPL, T'
source: 'https://youtube.com/watch?v=sjbKZ4CY1Ow'
video_id: 'sjbKZ4CY1Ow'
date: 2026-08-05
duration_sec: 68
---

# How Much You Need for $100 Per Month in Dividends: KO, AAPL, T

> Source: [How Much You Need for $100 Per Month in Dividends: KO, AAPL, T](https://youtube.com/watch?v=sjbKZ4CY1Ow)

## Summary

The video explains how much capital is required to generate $100 per month in dividends from three well-known stocks: Coca-Cola, Apple, and AT&T. It highlights the trade-off between high dividend yields and stock price growth, emphasizing that dividends are not free money but a choice between income now and future growth.

### Key Points

- **Coca-Cola Dividend Requirement** [00:01] — To earn $100 per month ($1,200 per year) from Coca-Cola's 2.81% dividend yield, you need approximately $42,704 invested in KO stock.
- **Apple Dividend Requirement** [00:15] — Apple's dividend yield is only 0.38%, so you would need about $315,789 invested to generate the same $100 monthly dividend.
- **AT&T Dividend Requirement** [00:32] — AT&T offers a higher yield, requiring only $28,503 to achieve $100 per month in dividends, making it the most capital-efficient of the three.
- **Dividend vs. Growth Trade-off** [00:47] — High dividend payers like AT&T often return cash to investors instead of reinvesting for growth, which is why AT&T's stock price has barely moved in a decade, while Apple's low dividend is offset by significant stock appreciation.
- **Dividends Are Not Free Money** [01:01] — The video concludes that dividends are not free money; investors must choose between receiving income now (dividends) or benefiting from future growth (capital appreciation).

### Conclusion

The video succinctly illustrates the capital required for a $100 monthly dividend income from KO, AAPL, and T, and underscores the fundamental trade-off between dividend yield and growth potential.

## Transcript

$100 a month in dividends with the following stocks of Coca-Cola, Apple, and AT&T. With Coca-Cola, they pay a 2.81% dividend on their stock. So, if you want to make $100 a month, that's $1,200 per year. And so, you would take
$1,200 divided by 2.81% and that means you need $42,704 worth of Coca-Cola stock in order to get $100 a month of dividends. Apple has a need much more money in order to get $100 a month. $315,789
worth of Apple stock. Now, with AT&T, you only need $28,503. So, why doesn't everyone just buy AT&T? Well, that's because there's a huge dividends are usually returning cash to their investors instead of reinvesting
it for growth. So, AT&T stock price has barely moved in a decade. But Apple pays almost nothing for their dividend, 0.38%, but the stock has grown by a lot here is that dividends aren't free money. You either get paid now through
through growth. So, what are your thoughts? Was this more than you expected or less? Let me know in the comments.