---
title: 'The Fed Is NOT In Control Anymore (Watch This)'
source: 'https://youtube.com/watch?v=UanW8GGwypE'
video_id: 'UanW8GGwypE'
date: 2026-09-29
duration_sec: 1087
channel: 'Minority Mindset'
---

# The Fed Is NOT In Control Anymore (Watch This)

> Source: [The Fed Is NOT In Control Anymore (Watch This)](https://youtube.com/watch?v=UanW8GGwypE)

## Summary

The video explains why gold prices fell despite geopolitical tensions and rising oil prices, attributing the shift to investors favoring US Treasuries as a safe haven due to higher yields. It details the consequences of rising treasury yields on national debt, borrowing costs, and the broader economy, and outlines wealth-building strategies for investors.

### Key Points

- **Oil prices rise after Trump rejects Hormuz deal** [00:00] — President Trump rejected a deal to reopen the Strait of Hormuz, causing oil prices to rise. Normally, such bad news would boost gold prices, but gold fell instead.
- **Money shifting from gold to treasuries** [00:41] — Investors are moving money from gold to US Treasuries because treasuries now offer attractive interest rates, making them a new competitor as a safe haven investment.
- **Treasury yields at two-decade high** [02:41] — The 10-year Treasury yield reached around 5.2%, the highest in over two decades. This means lending to the US government now yields a 5.2% return.
- **Why treasury yields are rising** [04:39] — Two reasons: the Federal Reserve raised interest rates, and the US government struggled to find lenders, forcing it to raise yields to attract buyers.
- **Impact on national debt** [06:12] — Higher yields increase the government's interest payments, which become the fastest-growing expense, diverting tax dollars from services. The US has over $40 trillion in debt, which is readjusting at higher rates.
- **Impact on consumer borrowing costs** [07:06] — Higher treasury yields lead to higher mortgage, car loan, and credit card rates because banks can earn risk-free returns from the government, so they charge borrowers more.
- **Upcoming Fed meetings and rate hikes** [09:21] — Markets price a 75% chance of a rate hike on October 28th and another in December, which would further raise borrowing costs and slow the economy.
- **Three ways to build wealth** [12:07] — 1) ABB (Always Be Buying) – steady investing. 2) POOP – taking advantage of market crashes. 3) Market shifts – finding where money is moving for faster growth.
- **Sponsor: Policy Genius term life insurance** [14:08] — Promotes term life insurance as a cheap bridge to protect family until assets are built, with a link to get a quote.

### Conclusion

The video concludes that rising treasury yields are reshaping safe haven investments, pushing money away from gold and increasing borrowing costs. Investors should focus on understanding market shifts and opportunities rather than panicking, with upcoming Fed hikes likely to slow the economy.

## Transcript

President Trump has shot down a deal to reopen the Strait of Hormuz, and as a result, oil prices shot back up. The bond market got hit very hard, and gold prices, surprisingly, went down.
Now, the reason why I say it is surprisingly is because normally when you have bad news in the economy, like oil prices are going to stay higher for longer, there's a war that's continuing to go on, gold prices generally go up because people look at gold as a protection investment
to protect their money when bad things happen in the economy. But this time, something different happened. We got the bad news that the oil prices are going to stay higher for longer, and as a result, gold prices went down.
The reason why you want to understand this as an investor is because it shows you that money is starting to shift in the economy because investors are starting to look at different things in the economy. And that's what I want to break down in this video
because as an investor, you want to be able to understand where the money is moving because that's where you're going to find the best opportunities. So in this video, I'm not going to talk politics. There's enough people on the internet to do that. I'm going to talk finances.
That way you can make smarter decisions with your money and your investments. So let's break this all down. This is also why today, September 29th, I'm hosting my live, free, and virtual investor workshop. If you haven't registered for it yet, this is your last chance to do so
because I'm doing the workshop twice, today and September 29th. Once in the morning at 10.30 a.m. Eastern Time and then in the evening at 8 p.m. Eastern Time, where I'll show you how you can profit from the dollar falling. I'll show you what stocks my firm is buying as the economy is changing
and how you can find investment opportunities through all these changes in the economy. It's a free workshop. It's live. But there's a limited number of people that can join me live. If you haven't registered yet, this is your last chance. I've got a link for you down in the description.
And when you sign up, you're also going to get added to Market Briefs, which is my newsletter for investors, completely for free. So here's what happened. Iran put out a deal that essentially they said we will open up the Strait of Hormuz in seven days
if we have a seven day pause in fighting if you, the United States, release $12 billion of our frozen money if sanctions are lifted and the United States naval blockade ends President Trump rejected it
and through that rejection what we saw is now oil prices went back up again why? because the Strait of Hormuz controls a big supply of global transit of oil Well, normally, when you have this type of bad news in the economy,
such as oil prices are going to stay higher for longer, we see people run to safe investments like gold. Instead, what we saw happen is that gold prices went down. And the reason why has to do with the bond market.
Now, when I say bonds, I'm talking about treasuries. What a treasury is, is it is a loan to the United States government. And what we saw happen as well is the treasury yields jumped up again to their highest rate in more than two decades.
The 10-year treasury is now at, or was, at around 5.2%, which means if you were to lend your money to the United States government for 10 years, you're going to get a 5.2% interest rate on your money.
Why does that matter? Well, the first reason why is when you lend your money to the United States government, it is considered a risk-free investment. Why? Because the United States government can always pay their bills.
Why? Because they can just raise their taxes, or they can work with the Fed to print money. So, when an investor is now concerned about the economy, they're looking at a safe haven investment.
Where can I park the money that is safe to protect me? and for the last two decades that has been things like gold investors were saying well we're concerned about a recession
we're concerned about the oil prices let's buy gold and what we just saw happen was investors said we're concerned about oil prices we're concerned that this would cause pain in the economy let's buy treasuries and sell gold
why? because when you buy gold you don't get any interest on your money the way you make money with your gold is you buy the gold and then you hope that it goes up and then you can sell it for a profit. So you don't make any money until you sell.
With the treasury, you get paid an interest for every year that you hold on to the treasury. And this is where now, as treasury yields have been going up, investors are now saying, according to what we saw just happen in the market you know what maybe instead of gold they buy treasuries So gold now has a new competitor for a safe haven investment which is treasuries And
the reason why treasuries are going up is twofold. Number one, the Federal Reserve Bank just raised interest rates. And number two, the United States government had to raise
treasury yields because they've been struggling to find lenders. See, the United States government spends money that they don't have every single year. You might have heard of something called the federal deficit. That means the government is spending trillions of dollars every single
year that they don't have. But they have to get that money from somewhere. They just borrow that money. Well, what has happened is in 2026, the United States government struggled to find new lenders. And because they couldn't find more lenders, they then had to incentivize more
lenders by raising the interest rates that they offer, which is why now these treasury yields are the highest rates that we have seen in decades, which is great if you're going to go and lend your money to the United States government because you're getting a
little bit more of a return on your money with interest, but there's consequences to this as well. So gold prices went down because now gold is competing against treasuries as
a quote-unquote safe haven investment. The reason why this is interesting is because treasuries play a broad part in the global economy. And the reason why is
because, number one, the United States government has to pay their debt back plus interest. Because, well, when you lend your money to the government, when you buy a treasury, you have to get paid back with interest.
Well, right now, the fastest-growing expense for the government is our military. some infrastructure, it is interest payments, which means when the government has higher treasury yields, they have to pay more in interest,
which means mortgage tax dollars have to be used now not to provide you a service, but to pay back back interest. Not to mention that the United States government has over $40 trillion worth of national debt.
It's not a 30-year loan, it's a readjusting loan, which is why our cost of our debt is getting more expensive every single day, not just because of the volume of money, but because our money is being readjusted.
Our debt is readjusting at higher interest rates, which is making our $40 trillion in debt more and more expensive, which is the first reason now why these higher treasury yields have a consequence. The second reason why that you might see more directly into your pockets
is because when you go to borrow money from Bank of America or Chase Bank or Wells Fargo, you pay a mortgage rate or a car loan rate or a credit card interest rate. Well, remember, your banks, when they go to lend you money,
they also can lend their money to the United States government. Who is a more risky investment, you or the United States government? Well, it's not a rhetorical question. The answer is you are a more risky investment.
Why? Because you could lose your job. You could forget to pay. The United States government always pays the bills because of what I just talked about. And because of that, you being the more risky investor means the bank has to charge you a higher rate of interest.
Because why would the bank lend you money for 5% when they can get 5 point some percent from the United States government? So, when you think about getting a mortgage, if treasury yields go up, what do you think happens to your mortgage rate?
Mortgage rates go up as well. Now, of course, if you're locked in a 30-year mortgage, it doesn't really matter to you, but if you're thinking about buying a house and you're thinking about getting a new mortgage, that's where it matters. Because now, if you're thinking about refinancing or buying a house,
well, mortgage rates are going to go up, not just because the Fed is raising interest rates, but because treasury yields are going up. And anytime you hear treasury yields are going up, think higher mortgage rates, higher car loan rates, higher credit card rates.
During a time where housing unaffordability is at the lowest level ever. It's expensive to buy a house because housing prices are so expensive and the debt costs are high. Car interest payments are high. Credit card interest payments are high.
And now you can expect them to go even higher as treasury yields go higher. So, because of what's going on with the war, your mortgage rate is being impacted.
Because of what going on with oil prices your car loan rate is being impacted That why you want to understand this because now we starting to see money move again because typically people were investors
when they won a state haven they were going out and they were buying gold or silver. Well, what we just saw happen was that investors said, we'll buy treasuries because treasuries are paying us a real rate of interest
and gold, well, we don't get any interest we just hope that it goes up in value. Now, the other thing that you want to pay attention to here is October 28th. Why October 28th? Because that's when the Federal Reserve Bank is going to meet next
and they're going to announce their next interest rate decision. And right now, markets are pricing in a 75% chance of another interest rate hike. And then markets are also pricing in right now one more hike in December.
Which means Wall Street is betting that we are going to see interest rates go up even more in October, and unless something drastically changes between now and December,
they're betting another interest rate hike in December. Which means, if that holds true, you can expect mortgage rates, car loan rates, business loan rates, credit card rates,
and all other types of debt, including the government's debt, to go up even more. Now, obviously that has different costs on the economy, but that also has pain associated with it because generally higher interest rates
slow down the economy. And when you hear that treasury yields are shooting up what we have seen happen in the past and this is just looking at history what we have seen happen in the past is generally is that it causes a slowdown in the economy.
And the reason why the Federal Reserve Bank wants to see that slowdown happen in the economy is because they want to slow down and contain inflation. right now we have an inflation problem this is one of the things i'm talking about live workshop
today september 29th if you haven't registered for it yet again this is your last chance the link is for you down in the description right now we have an inflation problem inflation is running a lot hotter than what the federal reserve bank wants well to slow down inflation you can
pull money out of the economy and you can raise interest rates and both of those things can control and slow down inflation but they cause pain in the economy and that's what you want to be understanding right now is if we're going to see higher treasury yields while the Fed is raising
interest rates, that's going to bring some pain in the economy. How do I know? Well, just take a look at the last time we raised interest rates, 2022. The Federal Reserve Bank has begun raising interest
rates in 2022 to help fight the inflation that we saw from the pandemic. Well, what happened in 2022? the economy slowed down. We saw the stock market fall by around 20%. Now, I'm not saying that's going to happen right now.
What I'm saying is, this is how things have happened in the past. And while history doesn't exactly repeat itself, it does rhyme. Why does this matter? Because as an investor, there are, I call it, three ways to build wealth.
The first and general way to build wealth is what I call ADB, always be buying. Violent markets are up, down, and sideways. That has been a proven way to build wealth no matter what, but that is a slow and steady way to build wealth.
If you want to accelerate your wealth on top of the ADB, keep doing the ADB, two more things you can do. Number one is what I call poop. Take advantage of market crashes, because panic leads to overselling, leads to opportunity, leads to profit.
That's what poop stands for. And what we've seen happen is any time you see a market downturn, poop happens. When 2022 hit, markets fell by 20%, people panicked, which led to people overselling,
which created opportunities for investors to come in and buy good investments at a discount, which allowed people to make a big profit. When the pandemic hit in 2020, poop happened. People panicked. It led to overselling,
which created the opportunity for investors to come in and buy and profit at a huge discount. We saw it during the 2008 crash. We saw it during the 2000 dot-com bubble bursting. Poop is a great way to take advantage of market crashes,
but market crashes don't always happen. I mean, we don't know when the next one's going to happen. We know it's going to happen, we just don't know when. So it's always good to have money for the fact on market crash, but then the other way that you can accelerate your wealth is through what I call a market shift.
Looking for where money is moving and looking for those opportunities. This is what I call research investing Looking for where the money is moving instead of just investing based off of what you see on the news and the headlines because by the time it on the news a lot of the real money has been made
So the way you build wealth, A-B-B, always be buying the market. If you want to accelerate your wealth, look for market crashes because you'll find the opportunity for poop. Or, when you're not in a market crash,
now you look for market shifts. When you can find this market shift, that creates the opportunity where you can find investments that will be growing your wealth even faster. One of the things that I've learned in life is that oftentimes the things you don't pay attention to end up mattering the most.
And that's why I want to talk to you about life insurance with our sponsor, Policy Genius. Because if you don't have the assets to live off of yet, if something tragically happened to you, the last thing you want is now your spouse and your family trying to struggle to survive financially.
And that's where term life insurance can come into play. Now, I'm talking about term life insurance here, not whole life insurance. The whole idea of a term life insurance is it's life insurance for a period of time, 10 years, 20 years, 30 years, that way you can work to build your assets.
It is a lot cheaper than whole life insurance because the whole idea is you're not here trying to get rich off your life insurance. It's just there as a bridge until you can build your assets. This is one of the things where the earlier you start, the cheaper it is.
Because if you're a healthy 30-year-old guy, you could potentially get a half a million dollar term life insurance policy for less than a dollar a day. So if you have any questions, you want to learn more about term life insurance, or you want to see how much a term life insurance policy would actually cost you,
I'll put a link to Policy Genius's form down in the description. It only takes a few minutes to complete, and it'll give you an actual quote on how much term life insurance would actually cost you, and I have that link for you down in the description. So what we talked about in this video is that President Trump
canceled a deal to reopen the Strait of Hormuz because he wants a better deal. As a result, we saw oil prices go up. But what was interesting, and the reason why I'm making this video specifically, is because while oil prices went up, we also saw gold prices go down
because investors are now looking at buying treasuries as an alternative to buying gold. How do we know that? Because generally when there's bad things happening in the economy, like oil prices going up,
investors turn to investments like gold. Instead what they did is they went to treasuries, because now treasuries are paying higher rates of interest. Now, these higher treasuries, while they can provide interest,
also have other consequences in the economy. One of those consequences is it makes our national debt more expensive. Another one of those consequences is it makes mortgage debt more expensive. new mortgage debt or refinancing, if you have a 30-year fixed-rate mortgage, it doesn't
impact you. But if you're getting a new mortgage, it impacts you. If you're getting a car loan, it impacts you. If you're getting a credit card debt, it impacts you. If you're getting a business loan, it impacts you. This has a direct impact on our economy.
So while a lot of people think that the war in the Middle East only impacts oil prices and gas prices and inflation, well, that's not exactly true, but it also has a direct impact on all of these interest rates as well, and that has a direct impact on the economy
because higher interest rates also slow down the economy because it's a way to help contain inflation. And so what we don't know is how much the economy is going to feel it, but what we do know is that the Federal Reserve Bank wants to raise interest rates.
Right now, markets are betting that on October 28th, we're going to see another interest rate hike. And markets are also betting that we could be seeing another interest rate hike in December before the year ends. All of these things are going to shift where our economy is moving,
but your job as an investor is not to panic, it's not to freak out, it's to understand where the opportunities are. And I talked about, well, how do you build wealth in the stock market? The way you build wealth is through ABB, always be buying. If you want to accelerate your wealth,
you can take advantage of market crashes through what I call poop. Or if you want to accelerate your wealth through non-market crashes, it's finding what I call market shift. That way you can find where the money is moving.
If you got value out of this video, the best thank you is a referral. If you could, please share this video with a friend, family member, colleague, or fellow investor. That will continue to spread this type of financial education. Thank you. It's official. The Federal Reserve Bank wants to reset our economy
starting with the United States dollars. Why? There are two big cracks in our economy right now. Number one is our economic growth because our economy has not been growing fast enough. I'll talk more about that in just a minute.
Number two is inflation because...