---
title: 'How to Build your Emergency Fund Quickly 2025 ? Where to Park Emergency funds | Assetwave'
source: 'https://youtube.com/watch?v=BVMqeHR8rgE'
video_id: 'BVMqeHR8rgE'
date: 2026-06-30
duration_sec: 756
---

# How to Build your Emergency Fund Quickly 2025 ? Where to Park Emergency funds | Assetwave

> Source: [How to Build your Emergency Fund Quickly 2025 ? Where to Park Emergency funds | Assetwave](https://youtube.com/watch?v=BVMqeHR8rgE)

## Summary

The video discusses the importance of building an emergency fund to cover unexpected expenses like job loss, medical emergencies, or family crises. It suggests setting aside 3-6 months of living expenses, with recommendations for parking the funds in savings accounts, liquid mutual funds, or fixed deposits.

### Key Points

- **Purpose of Emergency Fund** [1:47] — Emergency funds should cover job loss, medical emergencies, family emergencies, and other unexpected situations.
- **Recommended Fund Size** [3:28] — For a family, recommend 12-18 months of expenses, including home loan and car loan payments.
- **Where to Park Funds** [7:28] — Best options for parking emergency funds: savings account (for quick access), liquid mutual funds (personal favorite), and fixed deposits (FDs).
- **Optimal Allocation** [11:23] — Suggested allocation: 40% in savings account, 30% in liquid funds, 30% in fixed deposits.

## Transcript

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career finance and business worthy and
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emergency funds
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sear for example months months
and now we'll discuss the most important
part of the video way to park your
emergency funds
and second thing
liquidity and third thing earning some
returns it's okay
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paying completely liquid so deit cardet
Bing savings account is the best option
for quick access and emergency cash
emergency funds
best option liquid mutual funds liquid
funds personally favorite liquid funds
type of debt mutual funds so funds
to
already
next option fds fix
depit investment
option sweep different options
but
and
saving like 40% savings account 30%
liquid funds and Mig 30% fixed deposits
and
because is
unpredictable welcome to asset Tri like
share and
subscribe till then byee he