---
title: 'Stop Talking Like You Have No Money'
source: 'https://youtube.com/watch?v=HBwxXJ4x21w'
video_id: 'HBwxXJ4x21w'
date: 2026-08-04
duration_sec: 66
---

# Stop Talking Like You Have No Money

> Source: [Stop Talking Like You Have No Money](https://youtube.com/watch?v=HBwxXJ4x21w)

## Summary

This video contrasts the language and mindset of the rich versus those without money, arguing that financial success starts with changing how you speak and think. It presents four common phrases that reveal a scarcity mindset and reframes them from an abundance perspective.

### Key Points

- **Phrase 1: 'I can't afford it'** [00:01] — People without money say 'I can't afford it,' while the rich ask, 'What do I have to do to be able to pay for it?' The rich look for solutions; the poor live with the problem.
- **Phrase 2: 'It's too risky'** [00:16] — Those without money see risk as an insurmountable obstacle, but those with an abundance mindset see it as an opportunity and ask, 'What is more dangerous: taking the plunge or staying where I am?'
- **Phrase 3: 'Getting to the end of the month is enough for me'** [00:28] — This phrase reflects a survival mindset. The rich aspire to grow and build something bigger than themselves, which attracts opportunities and contacts.
- **Phrase 4: 'How lucky is that'** [00:41] — The poor say this out of envy, while the rich say, 'I'm going to get that too.' Use inspiration instead of comparison; don't let it sink you.
- **Change your speech, change your mindset** [00:54] — If you change the way you speak, your way of thinking will follow. When you change your mindset, money comes on its own. Being rich can also mean rich in well-being and health.

### Conclusion

The video concludes that shifting your language from scarcity to abundance is the first step toward financial and personal growth. It's not just about money—it's about adopting a mindset that attracts opportunities.

## Transcript

are things that people without money say, things that rich people would never afford it.  Those who have money turn it around and ask themselves, "What do I have to do to be able to pay for it?"  The key is that the rich look for solutions, while those without
money live with the problem. Number two, it's too risky.  Those as an insurmountable obstacle, but those with an abundance mindset [in music] see it as an opportunity and ask themselves, what is more dangerous?  Should I take the plunge or stay
to the end of the month is enough for me.  He who lives on the edge always aspires to survive.  Those who think big aspire to grow.  His mindset is, I'm building something bigger than myself.  And that vision alone already brings opportunities and contacts.
Number four, how lucky is that.  The one who does n't have money says it out of envy.  The rich man says, "I'm going to get that too."  Use inspiration as comparison sink you.  And that's the difference.  If you change the way you speak, your
way of thinking will follow. And when you change your mindset, the money comes on its own.  And being rich doesn't have to be just about money.  It can be rich in well-being, rich in health.  In the end, it's all about changing your mindset.