[00:02] each app best for? Now, I want to break this down simply for you. Now, you see I advise that you should use the Bamboo app if you want a clean and simple app to invest in both Nigerian stocks and the US stocks with a managed portfolio [00:16] feature that can also help you with investing while you enjoy your time. And intermediate investors who want like a straightforward experience on any of person for all of these things I've just said, use the Bamboo app. Now, for [00:30] the Cowrywise app, which is the second one, I would advise that you use this one if you want to combine your savings and investment in one place. And also, if your focus is more on Nigerian stocks and mutual funds, and maybe you're kind [00:42] of building like a disciplined savings habit, I would advise you go for the Cowrywise app. Now, for the third one, which is the Trove app. Now, if you want to use the Trove app, I would advise you use it only if you want to invest in [00:54] varieties of stocks. So, if you want to invest in Nigerian stocks, uh US stocks, or even Chinese stocks, then you can go ahead and use the Trove app. And you also have access to bonds and ETFs on the Trove app, too. And Trove is also [01:06] practice with, let's say, virtual money or maybe demo. It is also a good way to actually practice with demo, uh that is virtual money, before you put your real money on the app. I think that's another unique feature I didn't mention. They [01:20] have a demo trading page where you can practice with virtual money before you So, if you fall into any of these categories I've mentioned, you know the best app for you. And my honest advice is that you should not actually limit [01:34] yourself to just one app. You can start with the one app and then go into the other apps later. So, don't try to limit yourself to just one single app.