---
title: 'Lo que pierdes cada vez que viajas al extranjero #viajes #finanzas #truco'
source: 'https://youtube.com/watch?v=0RBaZ_7Hh6o'
video_id: '0RBaZ_7Hh6o'
date: 2026-08-06
duration_sec: 73
---

# Lo que pierdes cada vez que viajas al extranjero #viajes #finanzas #truco

> Source: [Lo que pierdes cada vez que viajas al extranjero #viajes #finanzas #truco](https://youtube.com/watch?v=0RBaZ_7Hh6o)

## Summary

This video explains the hidden currency exchange fees travelers incur when using regular bank cards abroad, and offers a practical solution using a neobank like Revolut. It highlights the 3% commission charged by traditional banks and the 1% weekend fee on Revolut, along with a clever trick to avoid fees entirely by exchanging currency on weekdays.

### Key Points

- **The Mistake of Using Regular Bank Cards** [00:02] — Most travelers pay with their regular bank card (BBVA, Santander, La Caixa) abroad, which incurs a hidden currency exchange commission of about 3%, even if the bank claims no commission.
- **ATM Withdrawals Are Worse** [00:16] — Withdrawing money from an ATM abroad is even more costly, though the exact fee is not specified in the transcript.
- **Revolut as a Solution** [00:29] — Revolut, a neobank, offers a free account with no currency exchange fees up to the first €1,000 per month, verified by the speaker. However, this applies only Monday to Friday; weekends incur a 1% fee.
- **The Trick to Avoid Weekend Fees** [00:42] — The speaker's trick: exchange euros for dollars on Wednesday within the app, then pay with dollars on the weekend. Since the purchase is in dollars and you're using your own dollars, no currency exchange commission applies.
- **Revolut's Smart Currency Usage** [00:56] — Revolut automatically uses your dollars when buying something priced in dollars, making the trick seamless.
- **Call to Action** [01:09] — The speaker invites viewers to comment 'Revolute' to receive a link to a YouTube video with more tips for traveling while paying less using Revolut.

### Conclusion

The video provides a clear, actionable tip to avoid currency exchange fees while traveling: use a neobank like Revolut and pre-exchange currency on weekdays to sidestep weekend charges. It's a concise, practical finance hack for frequent travelers.

## Transcript

another currency, the mistake almost everyone makes is paying with their regular bank card, BBVA, Santander, La Caixa, because even if they tell you they don't charge a commission for the currency exchange, they do .  It's happened to me, and
that commission is about 3%.  And if you withdraw money from an ATM, well, I won't even tell you.  The best option is to use a Neobank like Revolut, which transparently tells you with its free account that they don't charge any currency exchange fees
up to the first €1,000 of each month.  And I've checked and it's correct, but be aware that they don't charge a commission from Monday to Friday because they do charge a fee on the weekend, although it's only 1%, which is much less
explain my trick to you.  If I'm traveling in the United States, I exchange my euros for dollars on Wednesday within the app and then pay with my dollars on the weekend.  Since I buy something that is in dollars with my own
therefore there is no currency exchange commission .  And Revolut is also smart enough to use my dollars if I buy something that's priced in dollars.  Comment "Revolute" and I'll send you my YouTube video where I share all the
tips for traveling while paying much less using Revolut.  M.