--- title: 'Tarjeta OKX ► Beneficios, Cómo Ordenar, Fondear y Pagar' source: 'https://youtube.com/watch?v=hEuw3n9axUo' video_id: 'hEuw3n9axUo' date: 2026-08-05 duration_sec: 602 --- # Tarjeta OKX ► Beneficios, Cómo Ordenar, Fondear y Pagar > Source: [Tarjeta OKX ► Beneficios, Cómo Ordenar, Fondear y Pagar](https://youtube.com/watch?v=hEuw3n9axUo) ## Summary The video reviews the OKX prepaid Mastercard, covering its benefits, setup process, funding, and a real-world purchase to evaluate the exchange rate. The creator demonstrates how to configure the card, add it to Apple/Google Pay, and analyzes the effective exchange rate and cashback rewards. ### Key Points - **Card Overview** [00:02] — The OKX card is a prepaid Mastercard available in Mexico, Colombia, and Argentina, allowing users to spend cryptocurrencies worldwide. - **Exchange Rate Advantage** [00:43] — Mastercard offers an exchange rate about 1% lower than Google's rate, which the creator considers a good deal for spending crypto. - **Card Benefits** [01:12] — No transaction fees, no conversion fees, up to 5% cashback, and up to 10% interest on stablecoins. - **Ordering Prerequisites** [02:02] — Requires a verified OKX account. The creator provides an official link in the description and a video on account creation. - **Setting Up Pay** [02:15] — Navigate to the Pay section in the OKX app, configure Pay, and set up a passkey and PIN. - **Funding the Card** [03:20] — Transfer funds from the exchange to the Pay account. The creator adds 15 USDT to make a purchase. - **Adding to Apple/Google Pay** [04:27] — The card can be added to Apple Wallet or Google Pay for contactless payments. - **First Purchase and Exchange Rate Analysis** [05:20] — Spent 165 MXN, received a 9.63 USDT discount. Effective exchange rate was 17.13 MXN/USD, about 1.04% lower than Google's rate. - **Cashback Details** [06:40] — Cashback is only earned when purchases are made with USDG token. Non-VIP users get 2% cashback, capped at $5 per month. - **Conclusion and Verdict** [08:29] — The card delivers on spending crypto and good exchange rates. Cashback is decent but the $5 monthly limit is low. The creator plans to use it frequently and hopes for a physical version. ### Conclusion The OKX card is a solid option for spending cryptocurrencies with competitive exchange rates, though the cashback limit is modest. It's recommended for crypto users in supported regions. ## Transcript Mexico, is already available in Colombia and Argentina, and your country could be next on the list. This card will allow you to spend your cryptocurrencies around the world. In this video we'll look at its benefits, how to order, fund it, and we'll make our first purchase to see what kind of exchange rate it offers. Without further ado , let's begin. Regarding the characteristics of this card, this is a prepaid Mastercard. Prepaid means that you first have to fund it with cryptocurrencies. Once you have your cryptocurrencies in your account, you can spend them. And being a Mastercard, in fact, Crypto Mastercard cards are my favorites because they offer the best exchange rate out there. To give you an example, taking today's exchange rate as a reference , $100 multiplied by the exchange rate That would be the exchange rate that's on Google. You deduct 1% from that amount, which is usually the exchange rate that Mastercard gives us, and we would be left with around 1713 Mexican pesos, which is our real purchasing power . A 1% discount on the exchange rate offered by Google doesn't seem like a bad deal to spend our money on. Aside from that, it has other benefits, including no transaction fees and no conversion fees. This example I showed you earlier was with other crypto cards that I have used. Let's see if it really doesn't cost us anything at all. It also tells us that we can earn up to 5% cashback here. A 5% cashback rate doesn't seem bad to me at all, since most offer 1 to 2%. And another benefit is that you can also earn up to 10% interest on this stable cryptocurrency. To be honest, personally, all I ask of the crypto card is that it allows me to spend cryptocurrencies. That 's all for me. These benefits are already extra. And well, to order this card, the first thing is to have a verified account on OKX. If for some reason you do n't have an account yet, I'll leave the official link in the description. By using that link you would be supporting the channel, at no cost to you. There you'll also find a video on how to create and verify an account, which I'll Once your account is verified, let's log into the application. The first step will be to set up your Pay account. That section of P, when you are watching in one of the following three places. One of them might appear up here. The second option can be in these little squares, top left and you can find it here. And the third option could be this card icon in the upper right corner, which is where it is at the benefits, which are the ones we already looked at earlier. Let's click on " configure pay" and accept. Here I'm going to set up the pasky. And well, at this point we have already set up Pay. We'll give it a OK. It tells me here that my card will appear here, that I should configure my account. Then we pressed continue and purchases with those three stable cryptocurrencies, which seems fine to me. And we continue. And here we enter with our Pasky. This process is also see what comes up. Once Pay is set up, we press go to card. And here it shows that the card is ready. What I'm going to says manage PIN and here I'm going to configure my PIN. I'm going to put in a four-digit one. And well, at this point we've already set the PIN and it appears that that's all there is to it going to do now is fund the card so I can use it. What I'll do is back down . So, here under home, where it says exchange, I'm going to press the top part and here I see this option that says pay. I'm going to log in and here I am already in the Pay section, which I find quite interesting. have zero. What I'm going to do is click there and here are the So, what I'm going to do now is fund this Pay account. I press add and here it says to add funds from the exchange. Okay, so this Pay thing seems to be like a separate account. I press it and on the exchange I have about 87 USDT. For this video, I'm going to add about 15 to make a purchase, and I press next, and here it gives me a small summary, and we click continue, and at this moment the money has already been sent. We press accept and here I suppose I just have to wait a little while for the money to arrive. So let 's wait. While we wait for the money to arrive, let's look at configure the card with my Apple Google Pay. As you can see, the UST has already arrived. We have the balance here. set up the card is, well, I'm going to press it and here I'm going to click on that section that I added to Apple Wallet. I press it, it shows me the card details and I press continue. We accept the terms and conditions and that's it , it's been added and we're going to set it as the main card, for example. So, if I log into my wallet, it should already be here. As you can that are also quite interesting. I'm a big fan of those cards, but anyway, here we have the OKX card, basically ready to use. So, apparently this card is now ready to be used. What I'm going to do next is go to the store and buy something, and then we'll see how it goes. our first purchase. Now we're going to do an evaluation. As you may have noticed, when I applied for the card they didn't ask me for personal information or my address. That's because the exchange already had that information from the moment I verified my account. Another point is that this card is currently only available in its digital version. I hope they release it in physical form soon. important data. Let's start with the exchange rate, and for that we swipe down. And here, as you can see, we have the purchase we made. In the purchase we made we spent 165 Mexican pesos and received a discount of 9.63 USD. To check the exchange rate, we will do the following. We will divide the 165 Mexican pesos will divide the 165 Mexican pesos by the 9.63 UST, which will give us a result of 17.13 Mexican pesos. That's the exchange rate we actually got. If we compare it to Google's exchange rate, which is 171731, the difference is 18 per dollar. We divide those 18 by the 17.31 Google exchange rate and get a result of 1.04%. This means that the OKX card gave me an exchange rate approximately 1% lower than what Google was offering, which is exactly what I was expecting. Now we can recover that 1% that they are deducting from us with cashback. Here, for where I made benefits, and here I'm currently receiving a 2% cashback. clarify that I will not be receiving the cashback from this purchase . To be eligible for cashback when you make your purchases, those purchases must be made with the USDG token. And you remember that I made the purchase in the store with the USDT token. If you want to receive cashback, which I'll talk about next, configure your card so that you make purchases with the USDG token. To do this, under the card section, enter here where it says asset order. You press that section that says manage and here what you will do is remove the check mark from these two tokens and only leave the USDG token selected. Then you press try, it will ask for your pass kit and you press use and accept. This way, when I make my purchases, even though I have these three tokens in my Pay wallet, the purchases will only be made with the USDG token and that way I will receive that cashback. And they're going to pay me that same cashback in this same USDG token. Similarly, we will click on this section to see more details. And here we can see exactly how much cashback I'm going to receive and what those levels are. The non-VIP level, meaning if you're a regular user like most of us, will typically receive 2% cashback. That cashback will be limited to 5 per month. If we spend 250, we will receive five. That's the limit. Now, if you are a VIP trader, someone platform, then obviously the cashback increases significantly and here the limits are much higher. Personally, I think the percentage we receive is good. What I don't think is so good is the limit. $ per month seems like a rather low limit. In conclusion, this card did not disappoint me; it's what I expected. For me, it has two strong points. The main advantage is that I can spend my cryptocurrencies in the traditional world, and that's quite valuable to me. Even with this Pay feature, I can receive cryptocurrencies from anywhere in the world, including the United States, and then spend them with that card. The second point is the exchange rate. Personally, spending 1% to use my cryptocurrencies in the traditional world seems like a good deal to me. As for cashback, I personally consider it a normal point. It doesn't really stand out that much to me. The 2% seems good to me, since it can compensate for the 1% you lose in the conversion, but it 's limited to $ and that limit seems a bit low to me. Even so, this is a card I'm going to use frequently and I hope they release the physical version soon. So if you have comments. I always do my best to answer. I'll also leave the official OKX link in the description in case you don't have an account yet, so you can order this card. Before I say goodbye, I'd like to invite you to Ingresos community. You can follow us on Instagram for short educational content, join our Telegram channel, or become part of our new WhatsApp group. I'll also leave those links in the description, and up here talking about the Bbit card, which is also quite good, and over here I'm showing you the Binance card. I'll say goodbye here for today.