--- title: '¿Dónde GANAR DINERO con Criptomonedas? (Te digo DÓNDE PAGAN MÁS)' source: 'https://youtube.com/watch?v=4h7o6ueWNLw' video_id: '4h7o6ueWNLw' date: 2026-08-05 duration_sec: 691 --- # ¿Dónde GANAR DINERO con Criptomonedas? (Te digo DÓNDE PAGAN MÁS) > Source: [¿Dónde GANAR DINERO con Criptomonedas? (Te digo DÓNDE PAGAN MÁS)](https://youtube.com/watch?v=4h7o6ueWNLw) ## Summary In this video, Miguel Valencia shares the best platforms for earning passive income on cryptocurrencies during a bear market. He reviews major global platforms like Binance and OKX, as well as Hodler, Coinbase, and Crypto.com, highlighting their features, returns, and drawbacks. He emphasizes the importance of choosing reliable platforms over chasing the highest yields and provides practical tips for managing locked terms. ### Key Points - **Introduction to Earning on Crypto** [00:02] — Most cryptocurrencies have fallen 70-90%, so the video aims to find reliable platforms that pay returns on existing crypto holdings. - **Strategy: Reliability Over Highest Returns** [00:14] — The creator prioritizes known, reliable platforms over those offering the highest interest rates, focusing on acceptable returns. - **Binance and OKX: Simple Earn Products** [01:18] — Both platforms offer 'Simple Earn' with a wide variety of cryptocurrencies, flexible and locked terms (15, 30, 60, 90 days), and the ability to withdraw early (forfeiting earned interest). - **Drawbacks of Binance and OKX** [02:53] — High returns are mostly on low-value cryptocurrencies, while solid cryptos like Bitcoin have low returns (e.g., 5% on OKX) and are limited to small amounts (e.g., 0.01 BTC) before dropping to 0.11%. - **How to Use Binance and OKX** [04:20] — Steps: create and verify account, deposit crypto, search for the asset, select term, enter amount, and subscribe. The process is similar on both platforms. - **Hodler Platform: Growth Account** [05:03] — Hodler offers a growth account with returns around 15% (creator has $12,000 earning this). Returns can reach 30% by leveling up through platform usage. - **Hodler's Locked Terms and Manual Renewal** [06:36] — Hodler only offers 7-day locked terms; users must manually claim rewards and start a new period every 7 days, requiring a reminder. - **Hodler's Sparks and Mining Feature** [07:30] — Using a referral code gives 100 sparks, which can be used in the 'mining' feature to earn satoshis over time (e.g., 20 sparks for a 20-minute block). - **US-Specific Platforms: Coinbase and Crypto.com** [08:10] — Coinbase offers returns on assets like Cosmos (~15%), but availability varies by country. Crypto.com offers earn products with flexible, 1-month, and 3-month terms, with a 5% penalty for early withdrawal. - **Bear Market Strategy: Avoid Locking** [10:07] — In a bear market, avoid locking crypto for 1-3 months; instead, keep assets available to sell when Bitcoin reaches all-time highs. ### Conclusion The video concludes that during a bear market, it's wiser to keep cryptocurrencies liquid rather than locked, to be ready to sell at the next peak. The creator recommends reliable platforms like Binance, OKX, Hodler, Coinbase, and Crypto.com, but emphasizes the importance of understanding each platform's terms and limitations. ## Transcript 're probably not thinking about selling them, as most have fallen selling them, as most have fallen by 70-90%. That's why today I'm going to share with you the best places where you can put your cryptocurrencies to work . The idea is to find reliable platforms that pay us returns on the cryptocurrencies we already own. Here I that I currently have in my portfolio, except for Bitcoin and BNB, which are cryptocurrencies that I don't plan to sell for a long time. The rest are cryptocurrencies that I bought with the intention of selling them on the previous market. Unfortunately, many of these, like the ones I have here, I sold some of, but others, like these you see here, I couldn't sell and I kept them. And at this moment, looking at its chart and the cryptocurrency market, I don't plan to sell them basically on the my crypto to work, I don't go around looking for which platform pays me the most. What I do is look at which of the platforms I know that are reliable have this cryptocurrency and pay me an acceptable interest rate. Most of the platforms I'm going to show you are platforms that I use or have used in the past. I'm also going to let you know the things I like and the things I don't like. Let's begin. The global platforms that are available worldwide, except in the United States show you a couple at the end. I'm going to start with two of the biggest in the industry because they offer similar products. One of these is Binance and the other is OKX. For example, if on Binance you go to the earn section and click on Simple earn, it will take you to this product. In OKX it's similar, you go to Earn and also to simple earn. What I like about these two platforms is that they have a wide variety of cryptocurrencies that you can put to work. You simply search for the cryptocurrency you own or swipe down to see if you can find it. You can do the same on OKX, which also has quite a few cryptocurrencies. Here you simply swipe or click "see more" to expand the list, and the interests are quite good. What I also like is that both platforms offer what they call a flexible term and a locked term. For example, in a flexible way you can withdraw it whenever you want, the cryptocurrency is not locked and the interest is a commit you can lock it for a certain time. For example, the lock-up periods are 15, 30, 60 and 90 days and the interest rate may vary. Even on these platforms, even if your cryptocurrency is locked, you can withdraw it whenever you want. Simply put, if you have it locked, you won't get paid the returns you've generated. OKX also offers this feature, which they call fixed term or flexible term. Usually, with a for a longer period of time. But there are a couple of things I don't quite like about these two platforms. One of them is that the returns on the most popular cryptocurrencies are a bit low. In other words, yes, they offer these high returns are in junk cryptocurrencies that probably are n't going anywhere. Whereas in more established cryptocurrencies, for example, Bitcoin, the returns on both platforms some cryptocurrencies, for example, here in OKX, the return is 5%, which example, want to use it and click on subscribe, this leads me to the second point that I don't like about this pair of platforms, which is that the attractive returns on the most solid cryptocurrencies are simply due to very small limits. For example, in Bitcoin, 0.01 Bitcoin, which I don't seems to me to be about $0.00 , but I'm not 100% sure. They pay 5% there, but after that amount they only pay you 0.11%, which is quite low. If I go back, for example, here on Binance and I say if I want to lock, I don't know, for example, the USDC, which seems like an acceptable return to me , 5%, but if you notice that 5.51% is only paid to me for the first $200. After that they pay me 0.51, which is also quite low. In other words, on both platforms, the interesting returns on solid cryptocurrencies are for quite low amounts. But if interesting returns on a cryptocurrency you own, those Simply put, you first need to have an account with both. I'll description. Once you have your account verified, you simply send the that, you simply search for the cryptocurrency, select the term, simply enter the amount. If I want to invest, let's say, $200, well remember, for the first $200 I'll over $200, I'll receive a fairly low interest rate. And then I would simply subscribe. And OKX is basically the same process, you amount, and it will show you the interest rate, and you click on subscribe, and that's basically it. Another platform that is also global and offers different things than the two we already looked at. This is Hodler's platform . Here they have what they call a growth account where they also offer you returns for putting your cryptocurrencies to work here . In fact, on this platform I currently have around $12,000 in cryptocurrencies and the returns I'm getting on these cryptos are around 15%. As you can see, in almost all of them, except one, I'm getting paid 15%, which I think is a things I like most about this platform is that it offers quite competitive returns. You can even achieve returns of 30% on most cryptocurrencies, or in fact on all the ones you're looking at here. But to achieve these returns you have to climb the levels that this platform offers. For example, if you click here level you are at. I am currently at level three, which is this one of Jumpstar. And here I can earn a return of up to 15%, currently earning. But you can continue climbing to the next levels. For example, at level four they already offer 20% and so on. In eighth, they offer a 30% return. So, the more you use products, the more you can level up. By the way, in this video I'm going to tell you about all the products this platform has in case you want to get the most out of it . There's something I don't quite like here: it does n't offer a flexible deadline. You have to put them here for a specific period, and that period is 7 days. Okay? So, for example, I put them on for 7 days. In fact, my deadline is almost up. I have approximately 10 hours left. And once those 10 hours have passed, I have to come and manually claim the earned during those 7 days. And apart from claiming the rewards, I have to simply pressing a button, but I have to be on the lookout every 7 days to come and start a new period. What I'm doing is simply setting a reminder every 7 days, and once the 7 days have passed, I log into the platform and start a new period. Other than that, everything else platform, you simply deposit the cryptocurrency, send it from wherever you growth account, select it, here you will see a button that says select the cryptocurrencies you have and they will start paying you also going to leave you the link to this platform with a code that, if you enter that code before creating your account and deposit at least $100, you will receive an additional 100 sparks. You're going to use those sparks in this product called mining. Here I have 136. You're going to use these sparks I'm going to activate this block for 20 sparks. Once this time, which is 20 minutes, has passed, this is how the blocks will look. I'm going to pressure them, and as powers go, the amount of satoochis I have will gradually increase. This is a system that the platform has to reward users for their use. And platforms with which you can put your cryptocurrencies to work, but also operate in other parts of the world, but these are more specialized in the United States. One of them is this Coinbase platform, which is the largest in the United States. Here, if you click on crypto, you can generate returns. Below, explore assets, and here are the assets in These, for example, can vary from country to country. I know there's more variety for the United States , since this platform does n't work very well in Mexico, I only you simply have some assets like Cosmos with around 15%, which is very good, and some other returns in other cryptocurrencies that are a bit lower, but it's still an option. Another option for the United States is the Crypto.com platform. Once you have your account verified, go to accounts and click on my assets. And products are. And here you'll get to this section that says earn. And here at Ver you can generate returns. If you click on the one that says "discover," can put to work that also offer quite competitive returns. For example, if I press, if I have Abax and I want to put it to work, I press it and I basically have three options to put it to work. One of them is a 3- month period, which means I have to block it for 3 months and I can't withdraw it. Another option is a flexible term that allows me to withdraw it whenever I want, and another option is a one-month term. By pressing, for example, the whenever you want, but sometimes there are some conditions. For example, basically, to use it you deposit money into the platform and then you go to what we already did and put the amount of cryptocurrencies you would like to put to work. Here you'll see the date your returns will be activated, and it withdraw it whenever you want. But if you withdraw it immediately, for example , you may be penalized with a 5% commission. And if you decide to wait the 9 days shown here, you won't be charged that penalty. And getting into the conclusions, when we're in a bear market like mind blocking them for one or three months, because right now Bitcoin is well, it's gone up a bit in the last few days, but it's not in a sell the cryptocurrencies I have, it's going to take a few months or even a couple of years. Once Bitcoin starts to rise, as we clearly no longer like to lock up my cryptocurrencies. I prefer to have them available in a wallet or, ideally, on some locked. Because when we're entering all-time highs and Bitcoin all-time highs, that's where I plan to sell, basically most of the cryptocurrencies I have here in my portfolio, which are from Avalanch downwards. I plan to sell all the ones I have . That's why I prefer to have them available and not have them locked on some platform. But anyway, I'll these platforms in the description of this video. Also, if you have any comments. I always do my best to answer. Finally, I Seven Incomes community. You can also follow us on Instagram for short educational content, join our Telegram channel, or become part of our new in the description, and a couple of videos will appear up here. Here platform where I currently have cryptocurrencies generating where you can learn about pods. I'm signing off, my name is Miguel Valencia signing off, my name is Miguel Valencia and I'll see you next time.