3 Online Businesses with Highest Income in 2026
40sDirectly addresses viewer desire for high-income opportunities with a clear, actionable preview.
▶ Play ClipThe video presents three online business models with high income potential: operational service agency, ebook digital publishing, and no-product commerce (affiliate marketing). Each model is evaluated based on cost, effort, and income potential, with practical steps to get started.
Bundle skills into outcome-based offers, charge monthly retainers. Fastest cash flow, but active work. Low to medium cost, high effort, high income potential.
Create ebooks, sell on Amazon KDP. Semi-passive income, multiple formats (ebook, paperback, audiobook, etc.). Low cost, low effort after initial work, high income potential.
Promote others' products via content, earn commissions. No inventory or customer service. Low cost, medium effort (consistent content creation), high income potential.
Joel productized case study writing into Case Study Buddy, grew from freelancer to seven-figure agency by selling outcomes.
One book can generate income from ebook, paperback, hardcover, audiobook, translations, bundles, and box sets.
The speaker earned over $70,000 from a single affiliate commission by promoting a high-ticket business course.
Choose one business model and focus entirely on it. The agency model offers fastest cash flow, publishing builds long-term assets, and affiliate marketing requires no product creation.
"Title accurately reflects content: three high-potential online businesses are detailed with realistic pros and cons."
What is the key difference between selling a task and selling a result in a service agency?
Selling a result (outcome) commands a higher price than selling a task.
01:24
What is the fastest path to real cash flow among the three business models?
Operational service agency.
01:37
How did Joel transform his freelance copywriting business into a seven-figure agency?
He productized case study writing into Case Study Buddy, charging for outcomes instead of per word.
03:42
What are the three steps to start an operational service agency?
1) Identify a skill that solves a business problem. 2) Build a productized offer with clear deliverable and outcome. 3) Get first clients through direct outreach.
04:20
What is the main advantage of ebook digital publishing over a service-based business?
It builds a semi-passive income stream; a published book continues selling even if you stop working.
05:41
How many income streams can one book generate?
More than seven, including ebook, paperback, hardcover, audiobook, translations, bundles, and box sets.
06:19
What is the cost to publish on Amazon KDP?
Free; no sign-up or monthly fees. Amazon takes a cut from each sale.
07:15
What is the effort level for ebook publishing after the initial work?
Low; once a book is published and ranking, it requires far less active maintenance than a service business.
07:54
What is no-product commerce?
Promoting others' products through content and earning commissions without handling inventory or customer service.
12:43
What is the effort level for affiliate marketing?
Medium; requires consistent content creation as videos and posts lose traction over time.
13:37
What was the highest single affiliate commission the speaker earned?
Over $70,000 from promoting a high-ticket business course.
14:58
What are the three steps to start no-product commerce?
1) Pick a niche where people spend money. 2) Create content answering real buyer questions. 3) Join affiliate programs and include links.
17:15
Sell Results, Not Tasks
Key principle that differentiates high-income agencies from low-paid freelancing.
01:24Joel's Agency Success
Real-world example of productizing a skill to build a seven-figure business.
03:42Multiple Income Streams from One Book
Illustrates the scalability of digital publishing through format expansion.
06:19$70K Single Commission
Demonstrates the high income potential of affiliate marketing with high-ticket products.
14:58[00:01] more than something that's just easy to gives you room to grow, scale, and make more without hitting a ceiling. So, in this video, I'm going to break down the three online businesses I believe have
[00:14] the highest income potential. I'll show you what makes each one good, how to which one is right for you. If you're new to the channel, my name is Sean, and businesses. I've built businesses that made me a multi-millionaire. I'm now a
[00:28] digital nomad traveling around the world while I work online. So, if I had to choose the business model from one of these three options. Before we go into quick disclaimer that most people who start a business fail, and that's
[00:42] an online business is amazing, it's still a real business, which means you can absolutely fail if you approach it the wrong way. That's exactly why I make probability of success and help you avoid the common mistakes most people
[00:56] guidance, that's why we have our mentorship program go even further and the process so you have the highest chance of success. You can click the comment below to learn more about that, but with that being said, let's jump
[01:10] first business. This is a business that checks a lot of boxes for people, and that is an operational service agency. So, most people who have skills are they're selling a task instead of a result. There's a big difference between
[01:24] saying, "I do video editing," and saying, "I grow your YouTube channel." different price tag. On operational service agencies, when you take two or more skills you already have, bundle them into a clear outcome-based offer,
[01:37] and charge clients a monthly retainer to deliver that outcome. This is the fastest path to real cash flow of the three models that we're covering today business, and typically speaking, if you
[01:49] service-based business is, in my opinion, the fastest way. So, you don't inventory, you just need a skill and a clear offer. To evaluate this model, I'm looking at three things: cost, effort, and income potential. In terms of cost,
[02:03] I'm scoring this a low to medium because you need basic tools, a project management app, a communication tool, and maybe a simple website. But, you to develop any products, so the cost should be pretty minimal. For the
[02:16] it's a service-based business, like you have to provide the service. So, it's a work for clients, managing communications, maintaining quality of the service. So, it's definitely not passive. You're trading time and skills
[02:31] but honestly, like again, if you're getting started, if you want the money money is the way to do it. For potential income, I'm scoring this high because since you're selling results, not just tasks, the pay is higher. You know, each
[02:45] client can pay thousands of dollars a month, which means all you need is like model, and that can get you to five figures a month. That ceiling goes up as you hire more people, systematize things, makes your employee do the work
[02:58] doing the actual work, but you still have to oversee them. Now, one thing will tell you that, "Oh, you can just hire out, and it'll be passive for you. not the case. It is actually a lot of work, literally just managing your team.
[03:13] be things that are breaking, your team members not showing up, not doing the those, you got to train them, you got to fix it, right? You have to still your clients. So, it's still a lot of work, especially if you're trying to
[03:28] headache just compounds. But, even with that, I think it's still a very viable started and start making a couple thousand dollars a month. So, let me doing this exact business models, right? So, this is Joel. He started as a
[03:42] freelance copywriter doing general writing work. Then, he noticed that out of all the work that he was doing, he kept doing the same one thing over and case studies. And instead of staying a generalist, he productized that one
[03:55] skill into a company called Case Study Buddy. He stopped charging per word and started charging for the outcome, a polished, strategic case study that actually converts. So, that one little shift took him from a freelancer rate,
[04:08] freelancer rate, to building a seven-figure agency. He didn't really learn a new skill. He's still providing the same service, but he just repackaged the one that he had differently. So, how can you do this, too? Well, step one,
[04:20] you have that solves a real business problem. You don't want to overthink clear. So, could be editing, copywriting, SEO, automation, design, client management, whatever it is. Step two is to build a productized offer with
[04:35] a clear deliverable and outcome. So, this is the biggest thing here, right? you want to start selling the results. So, instead of just trying to sell a video editing service saying, "I will edit videos for you," you sell a video
[04:48] editing service with an offer, "I will give you four edited videos per month optimized to get more sales." That's a real offer. Step three is to get your first couple clients through direct outreach, not ads. So, the best way to
[05:02] do this, cold DMs, cold email, or referral from someone you already know. need a website, you know, to land your first client. You just need a clear offer, just one conversation explaining to people the offer, and you just DM a
[05:15] this and, you know, you're like, "Oh, I'm broke. I don't have the money, but cold DMs. I don't want to do cold outreach." My advice to that is you just business. But, that is if you want to build a service-based offer like this
[05:29] because the agency model is great for fast cash flow, but it is a lot of active business, a lot of active working, right? So, if you stop working, the income stops pretty quickly. But, the next model is the exact opposite of
[05:41] that. Online business number two with the highest income potential is ebook digital publishing. If you don't want to do a bunch of cold outreach, then this you don't have to do any of that. This business model is built for people who
[05:53] want time freedom in the long run because you're building a semi-passive income stream. After a while, you start getting paid without actually doing need to be a writer to create these ebooks. And the main reason why the
[06:06] income potential in this business is pretty damn high is because one book right? You can take the same book, and you can actually convert it into a paperback, an audiobook, hardcover, translation, and going into different
[06:19] and sell it as a box set. Basically, you can create multiple income streams from book once, and you can create more than seven different income streams from it unlike a service-based business where you stop working and the income stops, a
[06:34] published book will keep selling even if you move on to the next book, or you more you build your catalog, the more efficient the whole business becomes over time, right? The more your income stacks up. The more books you have, each
[06:47] maybe each one making a lot of money. Either way, it just stacks up to your requires you to work in the long run. That's what makes this model attractive and long-term. Once again, to evaluate this model, I'm looking at three things:
[07:02] cost, effort, and income potential. For the cost, I'm scoring this low because you can publish books on Amazon KDP for free. So, you can literally start publishing books on Amazon. Like, your book will be live on Amazon today if you
[07:15] already have the book files for free. Anyone can do this anywhere in the world. Amazon has a program called Amazon KDP that allows you to do this. No sign-up fee, no monthly fee, nothing. Once you make a sale, they take a cut
[07:28] from that sale as their portion of the money, and they also pay you. So, what are the costs then? Well, your main costs are a ghostwriter if you need Although, what I recommend nowadays is to use AI software to write the books
[07:41] professional book cover. Both are manageable, though, even on a tight budget. So, effort, I would also put low. Now, this work is front-loaded. So, basically, in the beginning, yes, you do have to do some work, maybe a lot of
[07:54] first of all, learning the business model, you're also creating these books. say that it's like completely passive from the beginning. However, once a book is published and it's making good sales, right? You did all the work up front. It
[08:08] requires far less active maintenance than running other businesses such as a service-based business. You know, you do the work once, and the asset keeps again, you got to do the work by creating the book first. Then, you
[08:21] you got to do a little bit of work there, but once you rank it, you're next book and repeat the process. And the first book that you published will be on Amazon taking up Amazon's digital real estate. That's why I always compare
[08:36] this business model similar to digital real estate, but it'll take up real anywhere. So, as long as people are buying stuff from Amazon, you are tapping into millions of customers shopping on Amazon every single day.
[08:49] find your books. For the income potential, I will rank this high because paperback, and an audiobook. It can also be translated to other languages or sold as a bundle. So, that's multiple income streams from a single book. The more you
[09:03] publish good books, the more stable and scalable the income becomes. And also, there's no cap in income. I got students that are doing hundreds of dollars a tens of thousands of dollars a month, and even hundreds of thousands of
[09:16] make more, you just publish more books. And the great thing about this is as you publish more books, it doesn't really increase operational complexity, right? With a service-based business, the more clients you take, the more people you
[09:30] have to hire to service those clients, and then it just becomes way harder to scale because your team just becomes massive. But, with a ebook publishing product-based business and Amazon handles everything for you, this does
[09:44] not happen. Meaning, you can keep stacking and scaling your business without your team needing to grow, right? You can literally be a one-person business and be making 100K a month or more. Obviously, no guarantees, not
[09:56] seen this happen. So, here's what I'm trying to say, right? When you create a good book, you're not limited to just one income stream. You know, if you look days, it earns money in four different formats, ebook, paperback, audiobook,
[10:10] and hardcover. So, that's four income stream in total just from one book, source, the author earns from a different format. And when you look at the numbers using a software called BookBeam, you can see how each format
[10:22] monthly income from this one book, right? So, the ebook version is doing 140 to 182 bucks a day in royalties, the hardcover is doing another 150, the audio is doing another 130 to 263 dollars, the paperback is doing
[10:35] thousands, right? So, just within the one book, you got multiple formats and every little bit adds up. And imagine you got multiple books doing the same thing, all of those add up into your overall revenue. And then you start
[10:47] translating, and then you start doing bundles, and the web just spreads, and again, now that AI tools are getting better, you don't need to be a writer to get started. You just need an AI tool that understands what makes a
[10:59] high-quality book that can help you write better books much, much faster. Which brings me to the sponsor of this video, co-author.ai. My AI book writing software is specifically built to create high-quality books. This isn't just
[11:11] ChatGPT with a fancy label. Co-author is built for serious publishers. It helps you go from idea to fully structured, high-quality nonfiction manuscript way faster, without the fluff, repetition, or generic writing most AI tools
[11:23] produce. Inside Co-author, you can generate detailed outlines, write structure, strengthen your hooks, improve clarity, and make sure your book actually delivers transformation, not just information. It's designed to help
[11:36] you write better nonfiction books in a fraction of the time while still keeping publish faster, create higher-quality books, and build a real publishing the description below. So, there are two ways to create the book. Option one, you
[11:50] can use AI to write a book yourself. AI is getting very powerful over the years, so you can use AI to create an outline and finish the first draft within 24 your own experience, make sure it's useful for the reader, right? If you're
[12:03] understand that I am always preaching producing high-quality books, but you can do that using AI, right? We're not just spamming low-quality AI junk over here. We're using AI to create better books faster. Option number two is to
[12:17] lot of money, but you don't have any time, you can outsource the writing. You writer, it's not completely hands- off. You still have control over the outline, the quality as well. You got to communicate with the writer, but that is
[12:30] tutorial video for both options, if you guys want to check it out, I'll leave a digital publishing, you need to create a product first, but this next model is different because you don't need to make your own product at all. Which takes me
[12:43] to online business number three, no product commerce. So, most people assume you have to create your own products to make money selling it, but this model commerce, which most people call
[12:55] content that helps people discover and trust products that they're already commission when they purchase through your link. You never touch the product, you never handle the shipping, returns, or even customer service. Your only job
[13:09] and drives the right people to the right offer. So, in terms of the cost, I'm to create the product. You don't need to deal with inventory. There's no phone and a camera, right? Honestly, you don't even need a camera cuz phones
[13:23] making YouTube videos that way or short-form videos. So, honestly, if entry, this is probably the lowest out of all three businesses. The effort, I'm scoring this a medium because you have to be consistent in creating content.
[13:37] honestly, let's be real, right? If YouTube or any social media, you know, was passive, then I wouldn't be showing up three times a week posting new videos. Like you see me doing exactly that for years, right? On my YouTube
[13:50] channel. If YouTube videos were truly passive, where I post once and it just keeps going, you know, very similar to Amazon KDP. If it was like that, then I a week. I'll be done, right? But because YouTube videos always dies off, and I'm
[14:04] YouTube videos. Like same as TikTok, Instagram, whatever channel that you will use for affiliate marketing, videos always dies, right? So, you have to keep your full-time job, creating content. As long as you're willing to do that, you
[14:18] that's why the effort is medium. So, these videos can be product reviews, comparisons, you know, tutorials, many different types. The more specific and useful your content, the faster you can build trust and the traffic builds. Once
[14:32] again, this is not passive at all at the start, but it becomes more passive over in different keywords. However, once again, the way the algorithm is built, it will slow down eventually, and it'll force you to keep posting videos. That's
[14:45] exactly why even the biggest channels still post videos consistently. For the income potential, I'm scoring this high because there's no ceiling on content that ranks well can generate income for years, and it can generate a
[14:58] income for years, and it can generate a lot of income. One time, I made $70,000. It was a little bit over $70,000 from a single affiliate commission. Isn't that crazy? You know, that's possible, right? Obviously, you are
[15:10] dealing with very, very high-ticket products, right? This was basically from business, and I got a little bit of commission, you know, for doing so. So, with those high-ticket stuff. But basically, even with affiliate
[15:23] high-ticket stuff. Most likely, your commissions are going to be between like will have to play a little bit of volume game, but uh it's possible. You can mix things. You're not exclusive to one product. So, that's cool about this
[15:37] business model. As an example, as you can see on the screen right now, I also right? So, I have a lot of affiliate links in my YouTube videos, which adds another income stream for me. Obviously, these aren't random tools that I found
[15:50] that I don't personally use. That's pretty shady, and you know, if you do and you know, people will stop using your links or trust you. So, you're not long-term. So, I only promote, you know, tools and recommend tools that my
[16:04] personally felt like is very useful because I use it myself. But if I use it myself, and they have an affiliate link, why not promote it, right? Because it's the exact same price for the customer whether they use my link or not. A lot
[16:18] people to use my links because as an affiliate, you get like discounts and audience. So, it's cheaper for your audience, and you get a cut of the money is the company, right? So, it's like a win-win-win thing cuz even for
[16:32] advertising because the affiliates are making content for them. So, there's absolutely nothing shady about putting affiliate links in the YouTube media, promoting products. And it's funny because a lot of people hate on
[16:46] trying to make money from affiliate links." Like, why wouldn't I share it if wrong with getting a cut if I'm going to share it anyways. And if you're going to getting a cut, right? And if you really think it's shady, just don't use my
[17:00] that. So, I bring up YouTube a lot just because, you know, I do mainly YouTube, You can also do TikTok, Instagram, even a blog if you want to do that. So, how business model? Well, step one, you want to pick one niche where people are
[17:15] Typically, that is health, wealth, happiness, you know, within the niche you can promote pretty much anything. Like it could be a software, it could be physical products, digital products, even a course. You can literally search
[17:28] whatever your niche is affiliate programs on Google or nowadays AI, and different affiliate programs that you can sign up and start promoting the link. You don't need to be famous or the world's top expert to share tips and
[17:40] make content on, you know, social media. You just need to be genuinely useful and helping. So, that's another big thing is a lot of people have imposter syndrome, and they're like, "Oh, I want to talk about fitness, but I'm not the most fit
[17:54] professional athlete. I don't have a six-pack or whatever the reason is, right?" But you got to understand that you don't have to be the top of the top to teach something. All you have to be is to know a little bit more than the
[18:06] the top of the top, then there will only be a couple fitness instructors in the world. But how many fitness instructors are actually out there? There's a ton. the top. Like a lot of fitness instructors, a lot of coaches, they're
[18:19] not really that fit, but they do know a little bit more about fitness than their number two is to create content that answers real questions buyers are already searching for. So, you can make review contents, comparison contents,
[18:32] tutorials. I do a lot of tutorials on my channel. Those three content, you know, marketing. You want to focus on search intent. So, what is someone actually typing in on Google or YouTube searching for something before they buy, right?
[18:46] make videos on. Step number three is to join affiliate programs and put your there are many ways to find affiliate literally just Google search, but Amazon Associates is a big one, allows you to
[18:59] promote anything on Amazon. TikTok Shop is growing rapidly. You can find a bunch business model as well. Or you can find individual brands and just look at their program. All right. So, you now have three real business models in front of
[19:14] you. The first one, the agency model, gets you to cash flow the fastest. The second one, publishing, you know, allows you to build a real asset that can make way, I didn't talk about this, but you can also sell your publishing business
[19:27] exactly what I've done. I sold my first one for $820,000, and uh I'm building my business model, the no product commerce, lets you start without creating anything at all. So, what you have to do right now is to just pick one because you
[19:42] time. That is a horrible idea. Just pick one, focus on one, go all in. Now, if out of these options, if ebook digital personally think it's the best business
[19:55] completely changed my life and I made a lot of money, and also, obviously, I sell a coaching program on it. Not just because of that, even if you don't join it's the best one. But, if you do decide that that's the one that you want to go
[20:08] deep in and you want to take it seriously, then you can consider joining people who want to build a true lifestyle business that can grow into a Authors already publishing, but are frustrated with low sales and want
[20:22] Publishers who are already getting results, but want to scale faster and individuals who are ready to treat publishing like a real business, not a hobby, and move quickly. So, obviously, this is a paid program. It requires some
[20:36] money to join. It requires a lot of work, a lot of commitment. We also do to see if you qualify, then you can try and apply from the first link in the hope you enjoyed this video. If you have any questions, let me know in the
[20:50] much as possible. If you enjoyed the video, leaving a like and subscribing you so much for watching, and I'll see you guys in the next one.
⚡ Saved you 0h 21m reading this? Transcribe any YouTube video for free — no signup needed.