Best Travel Credit Cards 2026 — Full Breakdown & Transcript

[00:01] That is my credit card binder, and after

[00:03] flipping through its many, many pages

[00:05] and strolling through dozens of credit

[00:07] cards and all the main issuers'

[00:08] websites, I gave myself a challenge.

[00:11] Identify the single best travel credit

[00:13] card from all the major banks,

[00:15] regardless if it was a super high or a

[00:17] super low annual fee, or how many points

[00:20] or how many benefits total each card

[00:22] had. The goal was simply to find the

[00:24] single card that overall was the best,

[00:26] most well-rounded, highest-value

[00:28] product. And here is what I decided.

[00:31] Let's begin with Chase. My number one

[00:33] pick here is the Sapphire Preferred

[00:35] credit card, and rightly so. It recently

[00:37] got a huge overhaul to its benefits and

[00:39] rewards structure. What hits you right

[00:41] up front, though, is the super strong

[00:43] limited-time welcome offer to earn

[00:45] 100,000 bonus points after meeting the

[00:48] spend requirement. That's worth an easy

[00:50] $1,000 toward cash back or travel, or

[00:52] even more toward travel when maximized

[00:55] completely. And in light of that modest

[00:57] $95 annual fee, you are well into many

[01:01] times over in your first year. Plus, you

[01:03] can even see if you're pre-approved for

[01:04] the offer with no impact to your credit

[01:06] score. If you want a closer look at

[01:08] about all the changes that occurred on

[01:09] the Sapphire Preferred, watch the other

[01:11] video that I did on that for a deeper

[01:13] dive going over Chase's press release.

[01:15] But for the purpose of this video, to

[01:17] mention a few things that I really like

[01:18] about it and what makes it so strong as

[01:20] my number one pick is the revamped

[01:22] rewards structure. It was already good,

[01:25] now just even better with the addition

[01:27] of two more categories, namely triple

[01:29] points on gas and EV charging, and

[01:32] triple on vacation homes at top brands

[01:35] like Airbnb, Vrbo, and a few others. All

[01:37] the other legacy multipliers still

[01:39] remain intact. And helping you earn back

[01:41] the cost of the annual fee is now a $100

[01:45] hotel credit that you can use every

[01:46] single card anniversary. Coupling that

[01:49] with over 200 bucks of additional value,

[01:51] and you have a very strong proposition

[01:53] here. The additional partner benefits

[01:54] include DashPass from DoorDash. That is

[01:57] the membership itself being credited to

[01:59] you, plus some additional credits and

[02:01] some additional multipliers. That is

[02:03] five points per dollar with Lyft and

[02:04] Peloton through September and December,

[02:07] respectively. You can also transfer your

[02:09] Chase points out to other airline and

[02:11] hotel programs for additional

[02:12] flexibility in building your

[02:13] itineraries, all while getting some very

[02:15] strong travel and purchase coverages

[02:17] here. Moreover, the card now features a

[02:20] $120 credit to be used toward Global

[02:23] Entry, TSA PreCheck, or NEXUS, and a

[02:26] complimentary Apple TV subscription for

[02:28] a full year when you activate by

[02:30] December 31st, 2026. I should also add

[02:33] that this card has no foreign

[02:34] transaction fees, which, being a Visa

[02:37] credit card, pairs very nicely for great

[02:39] acceptance globally and avoiding that

[02:42] roughly 3% fee on your charges outside

[02:44] of the US. Adding up all these benefits,

[02:47] plus the reward multipliers at a low

[02:49] annual fee, and you've got one very

[02:50] strong card earning my number one pick.

[02:53] Up next, we have American Express.

[02:55] They're running a variable offer here,

[02:58] up to 100,000 points after meeting the

[03:00] spend requirements. So, you have to go

[03:02] through the application process to see

[03:03] what your offer is, and they'll let you

[03:05] know before you go all the way through

[03:07] and before any hard hit to your uh

[03:09] score, too, which is great. It's kind of

[03:11] like another pre-approval type of

[03:12] experience. The annual fee is a lot

[03:14] higher than the Sapphire Preferred,

[03:15] though, at 325 bucks per year, but they

[03:18] do add more benefits to help you make

[03:20] sense of that. And the first part of

[03:22] this is a strong reward structure. Four

[03:24] points per dollar at restaurants

[03:26] worldwide on up to a 50K cap, four

[03:28] points per dollar on groceries at US

[03:30] supermarkets subject to a 25K cap, a

[03:33] newer five point per dollar category on

[03:36] prepaid hotels through the Amex travel

[03:38] portal, then triple on flights through

[03:41] the portal, the app, or directly with

[03:43] the airlines themselves, and double on

[03:45] prepaid car rentals, plus cruises, also

[03:48] through Amex. Beyond these categories,

[03:50] it's one point per dollar for your other

[03:52] purchases. I like seeing when cards

[03:53] debut reward structures that are useful

[03:56] at home and while you travel. So, that

[03:58] way while you're not traveling, you can

[03:59] still earn great points for your future

[04:02] trips at home. Hence, dining at

[04:04] restaurants around you and on your

[04:05] grocery bill. Now, helping you earn back

[04:07] that cost of the annual fee that you

[04:09] paid up front is a 120 dining credit.

[04:12] That's up to 10 bucks a month in

[04:14] statement credits for the partners

[04:16] listed there on the screen. You'll also

[04:17] be given up to $120 in Uber cash per

[04:20] year in $10 per month increments, a $100

[04:24] Resy credit. That's $50 twice per year

[04:27] for Resy restaurants, and an $84 Duncan

[04:30] credit. That's $7 per month. Yes, it's a

[04:32] lot of small things here and there

[04:34] throughout the course of a 12-month

[04:35] period, but hey, Amex's goal is to have

[04:38] you use the card on a regular basis, not

[04:40] cash out on everything in 1 month and

[04:42] then never use it again. They've also

[04:43] earned a Hertz five-star status, giving

[04:46] you things like complimentary upgrades,

[04:47] skipping the counter, and more elite

[04:49] benefits. And the hotel collection is

[04:51] nice, giving you some additional

[04:52] benefits at upscale properties when you

[04:54] book through that special portal. The

[04:56] card also gives you some travel

[04:57] protections, and at the bottom you also

[04:59] see no foreign transaction fees, which

[05:01] is always nice. Plus, purchase

[05:03] protection and extended warranty on the

[05:06] retail side. On to my third top pick

[05:08] here with Capital One. Drum roll,

[05:10] please. My choice this time around is

[05:14] the Venture X, which probably is not too

[05:16] big of a surprise because despite some

[05:18] small devaluations that we've seen

[05:20] consistently over time since it

[05:22] originally launched, it is still the

[05:24] most affordable value-packed premium

[05:27] travel card that you can get. You can

[05:29] get off to a great start with 75,000

[05:31] miles as a bonus after meeting the spend

[05:33] requirement. That's kind of been the

[05:35] default for a while now. It could go

[05:37] higher during promo times. Every year

[05:39] that you keep the card and pay your

[05:40] annual fee, it gives you a bonus 10,000

[05:43] miles, kind of like a built-in retention

[05:45] offer. A $300 annual travel credit that

[05:48] you can use to help offset your fee each

[05:50] year and that's valid through the

[05:51] Capital One travel portal. And once

[05:54] every four to five years or so, when you

[05:56] renew in Global Entry or TSA PreCheck,

[05:58] it will reimburse you up to 120 bucks

[06:01] for that application fee, too. In fact,

[06:03] just that $300 credit plus the 10K mile

[06:06] bonus together is about a $400 value and

[06:10] that fully wipes out the $395 annual

[06:13] fee. Pretty sweet how you can cover that

[06:15] with just using two benefits and nothing

[06:17] else. You can also earn Capital One

[06:19] miles very quickly long-term in a very

[06:21] simple way. 10 miles per dollar on

[06:23] hotels and rental cars booked through

[06:26] Capital One, five miles per dollar on

[06:28] flights and vacation rentals booked

[06:30] through Capital One, and then for all of

[06:32] your other regular purchases, you're

[06:34] getting a base rate of two miles per

[06:36] dollar, making this not just a great

[06:39] travel card, but also a great catch-all

[06:41] card, too, regardless of the categories

[06:43] in which you're spending. The card will

[06:45] also provide you access to a growing

[06:47] network of Capital One lounges plus

[06:49] Priority Pass lounges. There are also a

[06:51] couple of hotel portals, namely the

[06:54] Premier Collection and the Lifestyle

[06:55] Collection, both giving you kind of VIP

[06:58] elite light benefits when you book the

[07:00] properties that are within these

[07:02] portfolios. That could be things like an

[07:04] additional credit to use for food and

[07:06] beverage, for instance, early check-in,

[07:08] late checkout, maybe room upgrades, and

[07:09] the like. The top-tier elite status with

[07:12] Hertz, their President's Circle, is also

[07:14] available with this card at no

[07:16] additional charge when you simply enroll

[07:18] and activate this benefit. And there's

[07:19] also auto rental collision coverage,

[07:21] too, which is primary, by the way, not

[07:24] something you see all the time. And

[07:26] while not fully unique to just this

[07:28] card, at least it does give you access

[07:30] to the Capital One travel portal, which

[07:32] itself has some really class-leading

[07:35] benefits. One of which is to book

[07:37] confidently with free price drop

[07:39] protection. Then, if you find a better

[07:41] price, they'll match it. You can also

[07:43] add an option to cancel your flight up

[07:46] to just 3 hours before your scheduled

[07:48] departure and get most of your booking

[07:50] cost refunded. And even set a price

[07:52] alert for them to watch your flight for

[07:54] you and notify you when a price drop

[07:56] occurs. Very nice consumer-friendly

[07:59] features. There's also the Capital One

[08:01] dining program giving you access to

[08:03] special dining and culinary experiences

[08:05] and the Capital One entertainment

[08:07] portal, too. Again, with more exclusive

[08:09] access, pre-sales tickets, and more with

[08:12] another five X mile multiplier on your

[08:15] purchase. And like any good travel card,

[08:18] yes, this one also has no foreign

[08:20] transaction fees. Another kind of unique

[08:22] feature that's not too widespread across

[08:24] the industry is cell phone protection,

[08:26] which is great. And on the miles

[08:27] redemption side, there are also a bunch

[08:30] of transfer partners, too, like we've

[08:32] seen with Chase and Amex previously.

[08:34] Again, the crossover is not perfect

[08:36] here. They have some of their own unique

[08:38] partners, but there's a nice list to

[08:40] choose from. After seeing so many of the

[08:42] top-tier premium cards between five and

[08:44] $900 a year for their fees now, seeing

[08:47] $395, at least until they raise it, is

[08:50] still super refreshing while it lasts.

[08:52] Now, as you look to build out your own

[08:54] travel card setup, you're inevitably

[08:55] going to run into a classic problem.

[08:57] Managing different cards from different

[08:59] banks and incorporating them all into

[09:01] your broader financial picture. That's

[09:03] where today's sponsor, Monarch, can make

[09:05] a big difference. Monarch is a personal

[09:07] finance platform that takes all your

[09:09] major credit cards, bank accounts, and

[09:11] brokerages and puts them all into one

[09:13] place. What that means for you is

[09:15] getting complete clarity into your

[09:17] spending and saving habits every month,

[09:19] tracking your financial goals over time,

[09:21] and a lot more. Something I really

[09:23] appreciate is how it removes my

[09:25] financial stress and replaces it with

[09:27] visuals and breakdowns that help me make

[09:29] sense of my money. One of my biggest use

[09:31] cases is a monthly net worth check-in.

[09:33] Monarch adds up the current value of all

[09:35] your assets, subtracts any liabilities,

[09:38] and gives you a clear picture of your

[09:40] net worth in that moment in time. If I

[09:42] see myself headed in a positive

[09:43] direction, then I can feel good about my

[09:45] plan. If not, I can see where I can

[09:48] improve. And another great feature that

[09:49] helps me do exactly that is the built-in

[09:52] budgeting tool. After telling Monarch

[09:54] how much I want to spend, it then shows

[09:56] me if I'm over or under budget by

[09:58] pulling in all my financial figures

[10:00] daily. It's kind of like having a super

[10:02] wallet. And if you have a big goal that

[10:04] you want to work toward, I recommend the

[10:06] built-in goals feature. It empowers you

[10:08] to build up an emergency fund, buy a

[10:10] car, pay down debt, or whatever you

[10:12] like. So, if you want a simple way to

[10:14] feel more confident about your finances,

[10:17] try Monarch today. You can get a free

[10:19] trial and 50% off your first year by

[10:22] using my link on the screen or by

[10:24] signing up with the code Reese50. Now,

[10:26] let's get back to the best credit cards

[10:28] from the major banks. Now, let's take a

[10:29] look to see what City has to offer. At

[10:32] least for now, the choice here was very

[10:33] obvious to me. The City Strata Premier

[10:36] card. Now, there are some rumors that

[10:38] City may be changing this card somewhat

[10:40] in the near future, but nothing's been

[10:42] solidified yet. So, as the card stands

[10:44] right now in Q2 of 2026, this one is

[10:48] actually pretty darn phenomenal. The

[10:50] standard offer that we've seen for a

[10:51] while now of 60,000 points is still

[10:54] quite strong, and you can get that after

[10:55] meeting the spend requirement. That's an

[10:57] easy $600 travel value right there, or

[11:00] maybe more with transfer partners if you

[11:01] can do that. But, the annual fee at 95

[11:04] bucks, like that Sapphire Preferred, is

[11:06] on the low side here, allowing you to

[11:08] have a lot of profit from your rewards

[11:10] and that bonus. Again, I love seeing

[11:12] cards that give you a huge step forward

[11:14] in your first year. And this card's

[11:16] reward structure really sets it apart

[11:18] here because it covers so much on the

[11:20] road and at home. At the very top high

[11:22] end here, you get 10 points per dollar

[11:24] on hotels, car rentals, and attractions

[11:28] when you book them through

[11:28] citytravel.com. Talk about earning

[11:31] points very quickly. Then below that we

[11:33] have a three-point per dollar category

[11:36] that covers a whole bunch, air travel

[11:39] and other hotel purchases, restaurants,

[11:42] supermarkets, gas and EV charging

[11:45] stations, and then one point per dollar

[11:47] on your other purchases. It amazes me

[11:49] how many travel cards do not include a

[11:51] gas category on them. I get it, kind of,

[11:54] but when you think about a road trip, to

[11:56] me that's just another form of travel.

[11:58] And even if you classify it as transit

[12:00] or commuting, that's still a cousin of

[12:02] travel anyway. That $95 annual fee that

[12:05] we just talked about is really easy to

[12:06] recoup as well because it has a $100

[12:09] annual hotel benefit with a couple

[12:11] restrictions that are not super

[12:13] consumer-friendly, but hey, you got a

[12:15] whole year to use it. It'll give you a

[12:16] hundred bucks off a single hotel stay

[12:19] when that entire stay is $500 or more

[12:22] before fees and taxes, and you book that

[12:24] through the city travel portal. At least

[12:26] they do make it highly convenient to use

[12:27] though. It's automatically applied when

[12:29] you check out through the booking

[12:30] process. The card also gives you access

[12:32] to the Reserve by City Travel, which is

[12:35] their hotel collection of upscale

[12:37] properties giving you VIP benefits like

[12:40] complimentary breakfast for two, free

[12:42] Wi-Fi, and more. You can also transfer

[12:44] your points out to a bunch of other

[12:45] transfer partners. Here's a screenshot

[12:47] listing them right here for the hotels

[12:49] and the airlines. And then lastly here

[12:51] we've got travel protections too,

[12:53] several which are mentioned right there

[12:54] on the screen. In short, it's one of

[12:56] those cards that's very simple to use.

[12:58] You don't have to track a million

[12:59] different benefits. You don't have to

[13:01] enroll in certain reward categories that

[13:03] change over time. It just covers a lot

[13:05] in a very straightforward manner without

[13:07] charging you a crazy annual fee. Let's

[13:09] move on now to Bank of America. Out of

[13:12] all their cards, I chose their Premium

[13:14] Rewards credit card. To get you started,

[13:16] it's offering 60,000 bonus points after

[13:19] meeting the spend requirement. That's a

[13:20] solid $600 of value toward travel right

[13:23] there, and up to $200 in travel

[13:26] statement credits. That's broken down

[13:28] into two separate parts. One is up to

[13:30] 100 bucks in airline incidental

[13:32] statement credits for airline bag fees,

[13:34] in-flight services, and more. And also

[13:37] up to another 100 bucks for TSA PreCheck

[13:40] or Global Entry. Since you renew those

[13:42] trusted traveler programs only once

[13:44] every four to five years, we can't count

[13:46] them annually to cover your annual fee.

[13:48] But fortunately, the first part of up to

[13:50] 100 bucks in airline incidental credits,

[13:53] that one does cover the fee, which is

[13:54] only $95 a year. Meaning nothing to cut

[13:57] into the rewards that you earn on top of

[13:59] that. Which I've got to say is not a

[14:01] very compelling reward structure. But

[14:03] hey, it's still the best that Bank of

[14:04] America offers with a little caveat that

[14:07] can supercharge these that you'll see in

[14:09] just a moment. The base earning rates

[14:10] are just double points on travel

[14:12] purchases, double points on dining

[14:15] purchases, and then the true base on all

[14:18] of your other purchases will be 1.5

[14:20] points per dollar. What can help you

[14:22] though is their Bank of America Rewards

[14:24] program, which is separate from their

[14:26] credit card. This is a standalone

[14:28] program where if you have a certain

[14:29] amount of deposits or assets with Bank

[14:32] of America, they give you additional

[14:34] perks with credit cards and more, too.

[14:37] Just on the credit front though, based

[14:38] on the requirements that you're able to

[14:40] qualify for, you could have your

[14:42] standard two points per dollar get a

[14:44] 10%, 25%, 50%, or 75% boost. Meaning you

[14:49] could have this card giving you 3.5

[14:52] points per dollar on travel and dining,

[14:54] and two .6 two points per dollar on all

[14:56] of your other purchases. The qualifying

[14:59] criteria do get pretty high though. To

[15:01] start here, feel free to pause this if

[15:03] you want to look it over in more detail,

[15:05] but the standard rate is, you know, no

[15:07] minimum balance required. Then it does

[15:09] get to the preferred plus at $30,000 of

[15:12] total assets, preferred honors at

[15:14] $100,000, and premier at $1 million.

[15:18] That's the relationship banking model at

[15:20] full display for you all. The more you

[15:22] do with a certain bank with multiple

[15:23] accounts, the more they tend to reward

[15:25] you. And Bank of America is known to do

[15:27] that. The card will also give you some

[15:29] automotive protections here like with

[15:31] roadside dispatch and also the Visa

[15:33] Signature Luxury Hotel Collection,

[15:35] another one of those portals giving you

[15:36] some VIP perks when you book through it.

[15:39] And we can't forget the Visa concierge

[15:41] service, too, if you ever want help with

[15:42] travel planning, restaurant

[15:43] recommendations, or other event

[15:45] reservations. Our next bank here doesn't

[15:47] have very many travel focused cards

[15:49] anymore, but the one that they do have

[15:51] listed is actually quite compelling

[15:53] after it's refreshed not too long ago.

[15:55] The bank I'm referring to here is US

[15:57] Bank and the card, their Altitude

[15:59] Connect Visa Signature. The welcome

[16:01] offer, as you'll see, is pretty low,

[16:03] 20,000 bonus points, but the spend

[16:06] requirement's also pretty low, too,

[16:08] $1,000 in your first 90 days, but you

[16:11] also can't expect too high of a bonus on

[16:13] this card because there's no annual fee,

[16:15] either. But, it gives you some pretty

[16:16] strong rewards, five points per dollar

[16:19] on prepaid hotel tells and car rentals

[16:21] through the US Bank Travel Center, four

[16:23] points per dollar on other travel, as

[16:26] well as on gas stations and EV charging

[16:28] stations on your first $1,000 each

[16:30] quarter of the year, double points on

[16:32] dining, streaming services, and grocery

[16:35] stores, then one X on your other

[16:37] eligible purchases. It also includes a

[16:40] little bit of a surprise here, too.

[16:42] Check this out, premium travel benefits.

[16:44] Enjoy airport lounge access and TSA

[16:47] precheck, plus have peace of mind with

[16:50] travel protections. It's spanning on

[16:51] those travel benefits a little bit

[16:53] further here, the lounge access gives

[16:55] you Priority Pass Select, specifically

[16:57] four free visits to those lounges every

[16:59] year. That could be all for you or you

[17:02] and a combination of guests. The TSA

[17:04] precheck and Global Entry credit is up

[17:06] to $100 to help you cover the cost of

[17:08] those programs. There's also Smart Delay

[17:10] airport lounge access where when you

[17:12] register your flight online, it'll give

[17:14] you access to a day pass if your flight

[17:17] is delayed. Furthermore, with their Bilt

[17:19] Sky program here, they give you access

[17:21] to global mobile data. That is a

[17:23] complimentary 5 GB 15-day global mobile

[17:27] data plan, and that's available through

[17:29] November 30th, 2026. Beyond that, there

[17:32] are also some coverages here like trip

[17:34] cancellation and interruption insurance,

[17:36] trip delay reimbursement, zero fraud

[17:38] liability, and more. And believe it or

[17:40] not, there are even some entertainment

[17:41] benefits, too, like premier golf rewards

[17:44] with Troon, So Far Sounds access for

[17:47] exclusive tickets to discover new music

[17:49] with pre-sales, Hollywood Studios

[17:51] Hollywood offers, and Universal Orlando

[17:54] Resort offers, too. And like every good

[17:56] travel credit card, no foreign

[17:58] transaction fees. While there may not

[18:00] have been anything that totally wowed

[18:02] you, when you actually step back and

[18:03] think about all the stuff that we

[18:05] covered for that US Bank card, and you

[18:07] put a $0 annual fee price tag on it,

[18:11] that's where it truly does surprise.

[18:13] We've got one more issue or two go. And

[18:15] they've got a card product that I've

[18:16] liked for a number of years. The bank is

[18:19] Wells Fargo, and my number one pick from

[18:21] their lineup of cards is their Autograph

[18:24] card. The welcome offer here is again on

[18:26] the low side, but it's another one of

[18:27] those $0 annual fee cards. So, decent

[18:30] value, but nothing crazy. 20,000 points

[18:33] after spending 1K in 3 months. That's a

[18:36] solid 200 bucks with no fee reducing

[18:38] that. And it's got a lot of amazing

[18:41] reward categories. Take a look at all

[18:43] these 3x multipliers. Triple on

[18:46] restaurants, triple on travel, triple on

[18:49] gas and transit, that category we don't

[18:52] see often enough on a travel card,

[18:54] triple on popular streaming services,

[18:56] triple on phone plans, and then one

[18:59] point per dollar on your other

[19:00] purchases. If only it had grocery

[19:02] stores, too. But hey, it's got a lot of

[19:04] other good stuff, too. In fact, it's one

[19:06] of the very few $0 annual fee cards that

[19:09] actually gives you access to transfer

[19:11] partners. Now, this program is very new

[19:13] to Wells Fargo, so it's not super robust

[19:15] or, you know, they're not dozens of

[19:17] partnerships here, but it is a lot more

[19:19] than just nothing at all. In fact, it's

[19:21] actually been growing over the past

[19:23] number of months with now 11 different

[19:25] transfer partners. And hopefully they

[19:27] keep investing into this program to

[19:29] bring more partnerships on board as time

[19:31] goes on. The card also gives you cell

[19:33] phone protection as one of their

[19:34] coverages, auto rental collision damage

[19:36] waiver, and roadside dispatch. It's also

[19:39] one of those cards giving you no foreign

[19:41] transaction fees, too. Plus, Visa

[19:43] concierge services and that Visa

[19:45] Signature Luxury Hotel Portal, as well,

[19:47] giving you some of those premium perks

[19:49] at select properties when you use that

[19:51] portal. And topping it all off here, a

[19:53] kind of niche but pretty cool benefit,

[19:55] too. It's called Autograph Card

[19:57] Exclusives, which is a program that

[19:59] gives you access to tickets for big-name

[20:01] artists in smaller, more intimate

[20:03] venues. So, how did I do? Do you agree

[20:05] with my picks for the number one spots

[20:07] for all these travel cards across all

[20:09] these banks? Or do you have other

[20:11] contenders that would be a better fit?

[20:12] Let me know down below in those

[20:14] comments. And with all that said, if you

[20:16] want to get some additional value coming

[20:17] your way, I've got some great links down

[20:19] below, one of which is just some of the

[20:21] best high-yield savings accounts out

[20:23] there to where you're earning way more

[20:25] interest than what the main banks

[20:27] actually offer you. In fact, all the

[20:29] options you see there should give you

[20:30] better interest rates than you see with

[20:32] Bank of America, Wells Fargo, Chase, and

[20:34] all the others. There's also another

[20:36] link down there to Rakuten to reward you

[20:38] even more when you do online shopping,

[20:40] whether it's cash back or flipping your

[20:42] settings over to Amex Membership Rewards

[20:44] points, you can get those for travel,

[20:46] too. Then, if you want me to keep you up

[20:48] to date about great credit card offers

[20:49] as they become available and before they

[20:51] expire, I've got some free credit card

[20:53] offer alerts that you can sign up for.

[20:55] And of course, a phenomenal way to

[20:57] manage your broader world of finances

[20:59] with budgeting, tracking your progress

[21:01] towards certain goals, and planning for

[21:03] the future with Monarch. Thank you all

[21:04] for joining me in today's video, and I

[21:06] look forward to seeing you in the next.