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Crypto for Beginners: Step-by-Step Guide — Full Breakdown &

Video 78a4dVOZ9EM

Published Apr 7, 2026 Transcribed Jul 28, 2026 АКАДЕМИЯ ТРЕЙДИНГА АКАДЕМИЯ ТРЕЙДИНГА
Beginner 10 min read For: Complete beginners in Russia who want to understand and safely buy cryptocurrency for the first time.
AI Trust Score 95/100
✅ Highly Legit

"The title promises a practical guide from zero to first purchase, and the video delivers exactly that with step-by-step instructions."

AI Summary

This video is a comprehensive beginner's guide to cryptocurrency, specifically tailored for viewers in Russia in 2026. The creator, Robert, aims to demystify crypto by explaining blockchain basics, legal aspects, and providing a step-by-step tutorial on creating a wallet and buying crypto. The video emphasizes security, practical steps, and long-term investment strategies.

[00:02]
Crypto in 2026: Not Too Late

The video argues that negative news about crypto in 2026 is intentional 'informational noise' to scare off newcomers. The creator claims crypto is simpler than it seems.

[02:56]
Blockchain Explained Simply

Blockchain is explained as a shared notebook (ledger) on thousands of computers. It is decentralized, transparent, and immutable.

[04:25]
Three Types of Crypto

Three main types: Bitcoin (digital gold), Ethereum (decentralized computer for smart contracts), and Stablecoins (pegged to USD, e.g., USDT).

[06:16]
Legality in Russia

In Russia, owning crypto is legal under Federal Law No. 259-FZ. It is treated as property. The only ban is using it as a payment method. New regulations in 2026 aim to bring the market into a regulated space.

[09:11]
Wallet Security: Seed Phrase

The golden rule: 'Not your keys, not your coins.' Non-custodial wallets (like Trust Wallet) give you full control via a 12-word seed phrase.

[12:36]
Creating a Trust Wallet

Step-by-step: download Trust Wallet, create a new wallet, write down the 12-word seed phrase on paper, never screenshot or store online.

[18:34]
Understanding Crypto Networks

USDT can exist on different networks (ERC20, TRC20, BEP20). TRC20 is recommended for low fees (~$1). Always match the network when sending.

[20:49]
Buying Crypto: P2P vs Exchangers

Two main methods: P2P on exchanges (e.g., Binance) or online exchangers via BestChange. Exchangers are often faster and more anonymous.

[34:58]
Investment Strategies

Three strategies: Buy and hold Bitcoin/Ethereum, Dollar-cost averaging (fixed amount regularly), and Staking stablecoins for passive income (5-10% APY).

[38:48]
Safety Checklist

Final checklist: protect against phishing, use 2FA (Google Authenticator, not SMS), never share seed phrase, and diversify storage (exchange, hot wallet, cold wallet).

Mentioned in this Video

Tutorial Checklist

1 12:36 Download Trust Wallet from the App Store.
2 13:15 Open the app and select 'Create a new wallet'.
3 13:29 Choose 'Secret phrase' (seed phrase) and tap 'Create'.
4 15:10 Write down the 12-word seed phrase on paper in the exact order. Do not screenshot or store online.
5 15:38 Complete the verification test by selecting the correct words in order.
6 16:08 Tap 'Save' to confirm the wallet is created.
7 17:40 To receive funds, tap 'Receive', select USDT, and choose the TRC20 network.
8 18:10 Copy the displayed address and share it with the sender.
9 24:39 To buy crypto via exchanger: go to BestChange, select 'Give: RUB (Alfa-Bank)' and 'Get: USDT TRC20'.
10 28:49 Choose an exchanger with good reviews, enter your wallet address, and follow the payment instructions.

Study Flashcards (12)

What is a cryptocurrency?

easy Click to reveal answer

A digital asset that lives and works inside a blockchain.

04:25

What is a blockchain in simple terms?

medium Click to reveal answer

A shared notebook (ledger) that exists on thousands of computers worldwide, making it decentralized, transparent, and immutable.

02:56

What is the main difference between Bitcoin and Ethereum?

medium Click to reveal answer

Bitcoin is 'digital gold' for storing value; Ethereum is a decentralized computer for running smart contracts.

04:38

What is a stablecoin and why is it useful?

easy Click to reveal answer

A stablecoin is a cryptocurrency pegged to a real asset (like the US dollar) to avoid volatility. Example: USDT.

05:18

Is it legal to own cryptocurrency in Russia in 2026?

hard Click to reveal answer

Yes, it is legal. Crypto is recognized as property under Federal Law No. 259-FZ. You can own, buy, sell, and inherit it. The only ban is using it as a payment method within Russia.

06:16

What is a 'hot' non-custodial wallet?

medium Click to reveal answer

A non-custodial wallet where you control the private keys and seed phrase. Example: Trust Wallet.

10:39

What is a seed phrase (mnemonic phrase)?

easy Click to reveal answer

A 12-word phrase that is the master key to your wallet. Whoever has it controls the funds.

10:14

What is the golden rule of crypto networks when sending funds?

hard Click to reveal answer

You can only send crypto to an address on the same network. Sending USDT on TRC20 to an ERC20 address will result in permanent loss.

19:41

Which network is most commonly used for USDT transfers and why?

medium Click to reveal answer

TRC20 (on Tron) is the most popular for USDT due to low fees (~$1 per transfer).

19:13

What is the recommended strategy for beginners to buy Bitcoin?

medium Click to reveal answer

Dollar-cost averaging: investing a fixed amount at regular intervals regardless of price.

36:37

What is staking in cryptocurrency?

medium Click to reveal answer

Staking is locking up your coins to help the blockchain network, earning rewards in return (like a crypto bank deposit).

37:30

What is the most important rule of crypto investing?

easy Click to reveal answer

Never invest more than you are willing to lose. Start with 5-10% of your savings.

38:07

💡 Key Takeaways

⚖️

Not Your Keys, Not Your Coins

This is the foundational security principle of crypto: if you don't control the private keys, you don't truly own the assets.

09:11
📊

Crypto is Legal in Russia

Clarifies a common misconception: owning crypto is legal in Russia under Federal Law No. 259-FZ, though using it as payment is banned.

06:16
🔧

Dollar-Cost Averaging (DCA)

DCA is presented as the best strategy for beginners to remove emotion from investing and build wealth over time.

36:37
💡

Golden Rule of Crypto Networks

Explains a critical technical point: sending crypto on the wrong network can lead to permanent loss, which is a common beginner mistake.

19:41
⚖️

Never Invest More Than You Can Afford to Lose

A timeless risk management principle that protects beginners from catastrophic losses in a volatile market.

38:07

[00:02] starting to get involved in crypto in 2026, or even understanding how to keep money in it , is a pretty hopeless undertaking. It's already late, incredibly difficult, and also risky. News is pouring in from all sides now about some kind of blockages, new

[00:16] laws, we have scammers everywhere, and you no longer know who to trust and where to even start. And it seems like this crypto train left back in 2017, and today only the last carriage remains, and only the hamsters are jumping on it. And now the most

[00:29] important thing. Forget all this. It is important to understand that this is all informational noise, which is specifically created to scare you away. Let's get acquainted. My name is Robert and for the last 10 years I have been literally living in the

[00:41] world of trading, crypto, and I have been through it all . From the first ridiculous purchases to portfolio. And most importantly, I naturally gained invaluable experience. And today I’m not here to sell you fairy tales about some quick money. My

[00:55] goal is to prove that crypto is simpler than many people think. There will be no dry theory in this video . I will personally guide you step by step through the entire journey, from complete zero to installing your first secure wallet on your smartphone. And,

[01:10] while in Russia, you can buy your first cryptocurrency completely legally and safely. By the end of the video, you'll have more than just some abstract knowledge, but real crypto in your personal wallet, controlled only by you. And

[01:23] by the way, before we get to the most interesting part, the analysis of everything tell you that I have my Telegram channel, where I about trading, how to make money from it, I create guides for beginners

[01:37] and, in fact, even give my signals. Just in case, I'll leave a link to my Telegram channel comment to this video, as well as in the description. Be sure to go through it. And yes, there I also made a selection of exchangers where you can

[01:50] move on to the actual practice, I would like to spend just a few minutes on, you know, such basic knowledge, on the foundation. And, believe me, understanding the basics will not only relieve you of fear, but also protect you from

[02:03] probably 99 percent of the mistakes that beginners make. To understand what crypto is, let's take a second to think about what money is anyway. Once upon a time it was shells, then gold, then pieces of paper tied to

[02:15] gold. Today we live in a world of essentially fiat money, yes, that is, rubles, solely on the trust in the state that prints them. And this system has fundamental problems. The first problem, for example, is inflation.

[02:28] , and your savings will turn to dust. The second is, blocked at any time by a court decision, a bank decision, or someone else's decision. Thirdly, these are translations. Sending money abroad is long, expensive, and

[02:43] naturally involves a lot of bureaucracy. And it was precisely as a response to all these problems that Bitcoin appeared in 2009. And with it, blockchain technology. What is this anyway, right, blockchain? You can ask me here. I want to say right away, forget about all the

[02:56] complicated definitions. The simplest and most accurate analogy is a general that is on 1,000 computers around the world. Imagine, in essence, an ordinary notebook. You write in it something like Ivan transferred to Peter, I don’t know, there are 100

[03:09] rubles. This post is visible only to you. You can cross it out, correct it, , but in its own giant centralized database, which only it controls. A blockchain is the same as a notebook, but a copy of it is shared by all

[03:23] is, when Ivan wants, for example, to transfer one bitcoin to Peter, he creates a request for this. This application is distributed to all participants. 1,000 miner and validator computers check to see if Ivan actually has this Bitcoin and whether

[03:37] he is trying to send it twice. If the majority agrees that everything is clean, they add this entry to their copies of the notebook, the entry is merged with others into a block and firmly glued to the previous block. This is

[03:49] essentially what we get: a chain of blocks, or blockchain. What's the magic here? There is no central computer or company that owns the Bitcoin blockchain. It cannot simply be turned off, blocked, or censored in any way

[04:01] . Also, naturally, there is transparency. All transactions, yes, they are without names, only wallet addresses, but they are visible to absolutely everyone. You can personally check any translation, so to speak, in this public book.

[04:13] Well, and also immutability. Once a record is entered into the blockchain, it cannot be changed or deleted. Now that we've got a handle on blockchain, the definition of cryptocurrency becomes clear. Essentially, cryptocurrency is a

[04:25] digital asset that lives and operates within a blockchain. Not all cryptocurrencies are created equal, of course. It is vital for a beginner to know essentially three basic types. Initially, we have bitcoins. This is also called digital

[04:38] gold. The first major and most reliable cryptocurrency. Its value lies in its reliability and limited supply. In total, 21 million coins will be issued and not a single one value asset, like gold, which protects against inflation. After which the

[04:52] broadcast begins. If Bitcoin is digital gold, then Ethereum is the world's decentralized computer. Its main feature is smart contracts. These are the most executable programs running on the blockchain. Imagine a vending

[05:04] machine. So you throw in a coin of ether, and the machine is guaranteed to give you a can of soda, essentially executing a code. Without sellers, cashiers or Entire financial systems, such as Defi, are built on the basis of smart contracts,

[05:18] NFTs are created, and much more. We also have stable coins such as USDC, USDT, and so on. This is your main tool and, so to speak, a safe haven at first whose price is tightly pegged to a real asset, most often the US dollar. That

[05:34] is, one USDT, for example, is always equal to approximately one dollar. And why is it needed then? If in one version, yes, people once bought Bitcoin in order to make money on it, yes, they thought that it would grow, then they

[05:47] volatility. The Bitcoin exchange rate can fluctuate by tens of percent per day, which is . That's why we'll start with stable coins. First, we'll buy digital we can easily exchange them for the same bitcoins. But here, uh, I would also

[06:03] like to move on to the most important and frightening thing for any newcomer from Russia, namely the question of legality. In general, there are a huge number of myths and, in fact, outright lies floating around this topic. Let's break it down

[06:16] based on the facts of 2026. The main thing you should remember is that cryptocurrency in Russia is completely legal. Cryptocurrency has been recognized as property for several years now under Federal Law 259-FZ. This means

[06:32] that you can legally own it like an apartment or a car and also give it as a gift or leave an inheritance. The only strict prohibition is that cryptocurrency cannot be Russia. The ruble is the only legal tender

[06:45] . As long as you view the fort as an investment or a way to save, you are within the legal framework. And now I would like to move on to the most important thing, yes, about the changes of 2026. This year is becoming a transition, a period in fact

[06:58] will change. Then I'll make a video about this if you support me. But it turns out that the government is now working quite actively to bring the market out of the grey zone and into a fully regulated field. A package of bills has been developed

[07:11] that will seriously change the rules of the game. Essentially, the plan is cryptocurrency transactions must be conducted through licensed exchanges, exchangers, and brokers

[07:24] licensed by the Central Bank. The government is working to ensure that popular P2P services, are illegal for Russians. This means that the old, tried and true buying methods we'll be talking about are becoming

[07:37] taxes, this is probably the second most important issue. Yes, you need to pay taxes on income, specifically on income, not on storage, from cryptocurrencies, and this is your personal responsibility. And the last, but actually important

[07:51] aspect, is the infamous law, namely Federal Law No. 115, which concerns all banking operations. Frequent and large transfers to different people, typical for, for example, P2P trading, may raise concerns with your bank's security services.

[08:04] but your card may be temporarily blocked or you may be asked to explain the purpose of these transactions. How can these risks be minimized ? First of all, never use your main salary card for P2P transactions, well, in general,

[08:18] your card, which you definitely need. Get a separate card, for example, from a loyal bank. It's better to start with small amounts. Also where to buy crypto, how to do it all, and so on,

[08:31] I'll show you several exchangers that also accept cash. This means that you can, in essence, both top up your crypto with cash and withdraw it with cash. just as if from serious sums. The new laws of 2026 will

[08:43] and the mandatory use of licensed Russian operators, making these very gray schemes, including P2P, increasingly risky. So, I apologize for the long introduction, but I hope that now everything has become

[08:56] more or less clear to you. And now we have come to the first practical and most important what do we need to do? Right? Create a safe home, so to speak, a storage facility for her. A crypto wallet is such a storage facility. Here you need to

[09:11] learn the main rule of the entire crypto world. Not your keys, not your coins. Let's figure out what this means. When you keep money in a bank, it doesn't really belong to you. You trust their bank. It's the same story with scripts and on the stock exchange

[09:24] . When you buy Bitcoin on a major exchange and leave it there, you are trusting the exchange. If the exchange goes bankrupt or they impose sanctions or block your account, you will naturally

[09:37] lose your money. The true freedom of cryptocurrency is in complete control over your money. And this control is given to you by wallets, where the keys belong only to you. What kind of keys are these anyway? You and I have a public key, that is, the

[09:49] address of our wallet. It's like your card number or email. You can safely give it to anyone so that they can send you money. Looks also have a private key. It's like an online banking password or a

[10:02] card PIN all in one. Whoever owns the private key owns the money. This key must never be shown to anyone. Modern wallets have simplified everything down to one thing that you should protect like the apple of your eye. This

[10:14] is called a sit-phrase or a mnemonic phrase. What kind of phrase. What kind of wallets do we have? And I will also tell you about my experience, I will tell you about what I personally use. We have the first wallets -

[10:26] these are exchange wallets. I consider this on exchanges like BYBit, Toki X, Bнаance and so on. The keys are kept by the exchange. Convenient for quick trading, but risky for long-term storage. We also have hot, non-costadial wallets. This is

[10:39] essentially an application on your phone or computer, such as Trust Wallet, Mmeamask. You have complete control over the keys and the sit-phrase. They are hot because they are connected to the internet, which creates a minimal theoretical risk in any case

[10:52] . This, I think, is an ideal option for beginners and, well, average amounts. We also have cold hardware wallets. This is, for example, a device in the form of a flash drive, like the Ledger Traer. Private keys are stored inside it and

[11:07] never leave the device, even when connected to an infected PC. This is essentially the safest way to store your ideal digital safe. Ideal for large amounts and long-term. But today we won’t talk about it,

[11:21] because it needs to be found, it needs to be bought. This still costs no no no no no not a small amount of money, in fact . And you should preferably buy it there for example, no virus has been inserted into it. Therefore, we will talk about an

[11:34] application called Trust Wallet, which I personally use. And in fact, I think that it is probably one of the most convenient, because , yes, the device constantly needs to be inserted into the laptop. You need to constantly

[11:46] connect it, log in, enter a password here, a password there, and confirm each transfer. If, for example, you use crypto and want to use it conveniently and on a daily basis, then Trust Wallet is a

[11:58] much better choice for you. And by the way, this is not an advertisement. I think you yourself understand that Trustvo would not buy it from me. Ah, so let's start to sort it out. I would like to point out right away that at the moment, well, I think, since

[12:11] you are watching my video on YouTube, then you have every opportunity to watch it on YouTube. And in order to use Trustvolet and everything else, you'll also need services to bypass blocking. This is already at

[12:24] your discretion. I won't have any advertising here. Well, in general, you still need to get access to the world wide web. So, in order to download So, in order to download the application, we write to Apple Story Trust

[12:36] Wallet. And, in fact, here we see the application. As you can see, I have it downloaded. You download it, it is

[12:48] available in absolutely any Apple Store, that is, regardless of where you live. Once you have downloaded it, you click open. And, actually, as you can see, I already have one wallet open. I have a

[13:02] certain amount of money here and there, so to speak. Well, you see it all. And now I will show you exactly what needs to be done here. I'm now showing everything at a demonstration, so to speak, of my phone. In general, in your case,

[13:15] when you just, yes, downloaded this application, you will be given the opportunity to either add an existing wallet or create a new one. However, if you have never used it before, you will naturally need to create a new wallet. After that,

[13:29] you choose to create a new wallet, secret phrase or Swift. I'll tell you right away that it's better with a secret phrase. Click create. Great. Your wallet is ready. And add funds to get started. Here you can, for example, immediately

[13:43] top up from any exchange, or click skip. I'll skip it for now. That's it, guys, creating a wallet is done as quickly as possible, yes, without any problems. So, after your wallet is created, you can click on top

[13:58] say right away that if you're watching me from Europe, America, or the CIS, for example, you can top up directly with Apple Pay. That is, you choose which cryptocurrency you need, for example, and, you specify the amount, and you can pay for everything up to 700 euros directly

[14:14] through Apple Pay, making it as convenient as possible. If you're from Russia, you can top up via a P2P exchange, etc., or you can deposit directly from another exchange. How do we get the addressee? As I already

[14:29] consider everything using the example of a cryptodollar, that is, USDT, because many people use USDT to, for example, transport this money abroad somewhere for convenient payments. The most reliable

[14:43] rate is always one to one. That is, the dollar is worth the same to the ruble there now, for example, as is the USDT. The rate is always the same. But first, I always recommend getting a sit phrase. This is, in fact, the most crucial

[14:58] moment, because in any case, I don’t know, you can lose your phone, something can happen, if you don’t have this SIT phrase, then you can forget about money forever. How can we get it? We open it like this, select our

[15:10] wallet and click copy manually. Actually, after that they tell us: "This SIT phrase will unlock access to your wallet." Are you clicking that you agree, guys? It will be hidden here. I'd like to ask you to blur it out here so it doesn't

[15:24] show. And you are actually given 12 words. You must write out these 12 words in twelfth, they will go in exactly that order . It's better not to . It's better not to take screenshots and so on there, right? Now you

[15:38] 've looked at 12 words, now you need to answer. So, now we're taking a test, so to speak, right? We choose the third word, we choose the fifth word, we choose the eighth word. So he's really asking us to make

[15:54] he's really asking us to make sure we remember everything. Click continue. That's it , we've remembered everything. Click save. Now we have a sit-phrase. We are already protected from everything.

[16:08] The main thing to remember is to never show it to anyone . If you take these photos for yourself, don't post them anywhere, because, well, anyone who knows these 12 words can access your wallet. In essence, it is a

[16:21] master key to all your money. If you lose your phone, using these words, on a new device. Someone else will find out no one will help. Here, I will say right away, are the

[16:33] take pictures, I mean, I'm showing this with an example, but never take pictures like that or screenshot a sit-phrase. Never store it in mail, not in the cloud, not in messages. Any virus, yes or hacking, and you are

[16:48] essentially left without money. And if you think that these are fairy tales, then far from it. stole from them like this. And never enter it on dubious websites. Support staff or anyone else never has the right to ask you about it

[17:02] . How should it be written correctly? Take a pen, a piece of paper, and 12 words in the correct order. Double check, make a second copy on another sheet, there, I don’t know, hide these sheets in different secure

[17:15] physical places. For example, one is at home in a safe, the other is with my parents or somewhere else. Yes. Actually, in this way, as I have just shown you, I can already congratulate you. You've created your first non-costadial crypto wallet, and

[17:27] now you're the sole owner of your money. Now let's figure out how to buy crypto in general. As you can see, I don't have anything here at the moment . We click on the receive button, and then we get

[17:40] the addresses of all the coins we might have. For example, as I already said, we will analyze everything using USDT as an example. USDT also comes in different types, right? That is, on the network, as you can see, there is ether, BNB, sanatON, BAS and so on. In

[17:55] general, each one actually has its advantages and disadvantages, but I always recommend using the most popular USDT - USDT TRC20, that is, on the throne we click like this , and we get an address. Here,

[18:10] actually, is this address, well, you will have your own, so don’t copy mine. I'll ask you to blur everything out here again. You will get an address here. You copy this address and give it to the person who is supposed to send you money.

[18:22] After we have copied everything, we can now start accepting we can now start accepting money here. And in order for you to have at least something here, you need some money to come to you.

[18:34] short, but critically important theoretical block that will save you from losing money. You already know that the USDT Stable Coin is a digital dollar, but this dollar can, as I already said, be and exist in different blockchains

[18:47] or networks. What are the most popular networks for USDT? The first is ERC20, the Ethereum network - this is, so to speak, the most native network for it, the most reliable and supported everywhere in the world of decentralized finance. But it has a

[19:00] huge disadvantage - high commissions, you have to pay for gas. And the translation can cost 10-20, and sometimes even 50 bucks. It's like, you know, sending a money transfer with an Super reliable, very expensive. After that, there is a network that is used by

[19:13] everyone - this is 20, the most popular network for USDT transfers. Why? Because The commission is usually about one dollar, for any transfer. And so, for our purposes, so to speak, of purchasing the first cryptocurrencies and transferring them,

[19:28] I believe this is the ideal option. Well, there is also the BP20 network, that is, a network on the BNB SmartChain. Another popular, fast, cheap network, similar to TRC20, is also a great choice, but I'll be honest, few people use it.

[19:41] Now the golden rule of networking. You can only send cryptocurrency to an address on the same network. That is, if the wallet address for USDT is on the ERC20 network, it begins with 0X, and the address for USDT on the TRC20 network often begins with T. These are two

[19:58] same wallet on the Transaction Litecoin platform. If you try to the Transaction Litecoin platform. If you try to send USDT from the TRC20 network to an ERC20 address, your money will be lost forever. But most likely he will give

[20:11] you a warning. They will be impossible to restore. So before every transaction, you repeat and check three things like a mantra. Is this the correct coin, that is, make sure it is USDT. And it is advisable that

[20:23] when you receive money or send it, if you receive it, write USDT TRC20. If you send, ask if it is the right network, do the sending and receiving networks match ? That is, you send TCS20 and receive TRC-20. In fact, in

[20:36] Trust, when you click "Get on Et", it often offers to choose a network. I just demonstrated it to you using the example of TRC-20. And reason everyone probably watched this video, is the purchase. As we have already

[20:49] found out, in 2026 the legislation will become stricter. However, for a newcomer to Russia, there are still two main ways to buy crypto with rubles. The first method is P2P, that is, trading on a large international exchange. P2P is

[21:03] person. The second method is online exchangers found through an aggregator. We will examine both methods with you , but with an important caveat. With unlicensed operations, traditional P2P is becoming increasingly risky. I

[21:18] highly recommend starting with P2P on a major exchange to understand the mechanics, but always be aware of the changing legal environment. And by the way, if you're interested in staying up-to-date on the latest news about crypto and the world of trading in general, be

[21:30] sure to subscribe to my Telegram channel. I control it there on a moment I have switched to my other wallet in order to show, firstly, how to make transfers when you already have money, and

[21:42] how this will be done for you. That is, if you analyze the example of when you send money, for example, to a person’s card and they transfer crypto to you, you will now see how they do it. And the same thing , there are exchangers where

[21:55] you come, pay cash, and they transfer crypto money to you. I have it divided into terron here. Tron is precisely this auxiliary network through which payments are carried out. That is, you need money both here and there. As

[22:07] you can see, I have a pretty good amount of USDT and I have $23 on my throne . That is, in order for me to make a transfer, I go here, click send and paste the address that I copied from that wallet. And let's just

[22:22] send, for example, 50 dollars just for fun. Just like this . Sent 50 dollars. The face was recognized. And now we will process the payment. But look, you see, I paid a commission for this translation.

[22:38] Look, I'm coming here now, you see, the status is complete. Network commission is 288. Not a lot. But at the same time, pay attention, if I, for example, that is, how is this convenient? If I went in, for example, and also inserted the address and wrote

[22:53] for example, and also inserted the address and wrote the amount of 50,000 dollars, for example, 50,000 dollars. Next, look, the network commission is 1.6 bucks. That is, no matter how much you transfer, your commission is always the same. Yes, it is

[23:06] inconvenient, I will tell you right away, for some small transactions. That is, if you transfer 5 dollars, 10 dollars there, you will really leave a lot in commissions. But at the same time , I don’t know, you want to

[23:18] , I don’t know, you want to buy an apartment, a car, or something else somewhere, yes, you can officially go to the developer, that is, you just come, take it, transfer the money to you will also have a commission for this, there will be two bucks for the transfer. Now

[23:33] let's return to our wallet. And, as you can see, we immediately see a display that , yes, we received $50. That is, the money arrives quite quickly, literally, well, if from wallet to wallet, it’s literally 1 minute. If

[23:47] then yes, it might take a little more time. Yes, I would like to say right away that, let’s say, in the example that I just showed you, we don’t need any verification here. That is, it is truly anonymous. But

[24:00] you can also keep money on the stock exchange, on something like Binance X. What's the difference there? You need to register there and send your documents for verification. And you must understand that, naturally, there will no longer be any anonymity there

[24:12] . But there you can, through any exchange, essentially buy directly from your card, withdraw to your card, and so on. And even if any questions arise, you can always genuinely explain that you

[24:26] were buying or selling crypto. So, well, now let's look at how we can buy everything directly through some exchanger. There is a website called Best Change. By the way, if anything, I did, and there is a

[24:39] Actually, here or here. I'll release a video soon. Be sure to also look in the tips. There I went through it as thoroughly as possible . What do we choose? On the left we see what we are giving away. On the right we

[24:52] see what we get. That is, we want to get crypto. Which crypto to choose? get crypto. Which crypto to choose? For example, Tezr TC20. On the left we scroll and select what we are ready to send. For example, I don’t know, I want to

[25:05] top up through Alfa Bank, for example, some other bank, right? There are a huge number of different banks here. You are looking for the bank that, uh, actually, you have. For example, Alfa Bank rubles. And here we see the course. We can also see with

[25:19] you the amount from which and up to which you can send everything. That is, here it changes, for example, from 25,000 to what is the maximum, guys, 4,175,980,000

[25:33] exchanger. That is, here you are already guided depending on the amount you want to exchange. And here it is immediately written what the disadvantages are. , somewhere verification is not needed. All this needs to be taken into account. For

[25:48] example, somewhere the exchange rate may not be so favorable. Well, that is, here you give 83 rubles. per dollar. For example, here, as you can see, if here everywhere the limits are very, very high, that is, a minimum of 20,000 rubles. throw in

[26:02] somewhere around 30, somewhere even 100. And so we started, see? That is, the minimum can be 1,000 rubles, 1,000 rubles, 1,000 rubles. For example, let's go I will say right away that it is, of course, better to

[26:15] everything is honest. That is, you can see right away how many reviews there are, yes, you can go to the exchanger, uh, see if there was any negativity. But from my own experience I

[26:27] can say that no matter how many times I changed it, there were never any problems. Again, it’s clear that anything can happen in our lives, but there were no problems. Also best. The most important thing is to not fall for scammers, because

[26:42] there are people who make phishing sites that look very similar, but everything there is a sites that look very similar, but everything there is a scam, yes, that's why bestchange.com, yes, that everything is always correct. By the way, this is not an advertisement either, it is a very old

[26:56] site, you can look about it. Yes, I don’t really advertise anything like that. I just want to make a really useful video where I tell you everything. Basically, you've chosen an exchanger, you've gone there, and you've got support and other stuff there right away

[27:08] verification or not. The exchange rate is also different. Nowadays, in fact, naturally require you to enter verification and so on, but this is at your discretion. And now, for example, you also want to top up by 5,000 rubles. You will receive 50 dollars.

[27:24] by 5,000 rubles. You will receive 50 dollars. Not bad, not bad, huh? That is, A no, by the way, what's not so bad? Just a second. 11 now 50 55 exchange rate. Ah, well,

[27:36] you’re supposed to give away 85 rubles, it turns out. for 1 dollar, and if without verification, you 1 dollar, and if without verification, you pay 99 rubles. for 1 dollar. That is, naturally, okay, I speak well. Of course, you

[27:50] essentially lose. That is, for 5,000 rubles. That's 50 bucks. Well, then you can look at some other exchanger. This too starts from a small amount. Well , let's say a tsunami from 5,000 rubles. Now let's see the difference. So.

[28:05] And let's open this one too. For example, here. Yes, let's enter see for yourself where the exchange rate is more profitable and where it is not . That is, you see, here for $5.50, here for $5.59. 10 bucks. The difference is not bad. Please note,

[28:21] identity verification. Prepare your passport. Yes, that is to say, there is really merging anywhere. That is, it is simply the state itself, the exchange, that obliges, so

[28:33] to speak, to carry out verifications. You can choose like this, but most likely I and it certain risks, so the difference here is quite big. That is, if you are ready to do everything in a transparent manner, and you want to show it, then do it in a

[28:49] transparent manner. If you are not ready to do this, choose any bank without verification. Actually, after you have chosen, you write there your, uh, actually, email, yes, any, well, better yours, uh, and wallet address. Here you insert the address of

[29:05] money. That is, as I already showed, click receive, select USDT TRC20, and paste the address. After which we agree to create an application. After you insert the address, any bank without

[29:22] verification will charge 5,000 rubles. Get this much, and please contact us via chat to receive the details. In short, I wrote that I need to pay for the application. Oh, and in general, do everything, no problems should arise . That is, the system will issue

[29:37] the details, the time for payment is such and such. After the transfer, click and pay, uploading the person's receipt into a special form. If you do not pay on time or the receipt does not upload , the funds will be lost. And yes, that is indeed true. This is how

[29:49] almost all e-exchangers work. That is, you shouldn’t have any problems with this . I'll tell you honestly, I haven't used these methods in a very long time , because I, for example, earn money by trading,

[30:03] and I usually always withdraw crypto. Exactly, well, the money withdraw in crypto. So I don't have any special interaction to buy it somehow. And it's much, much easier to deduce all this. If you want to talk

[30:16] you already have crypto, how to remove it, and so on, write in general for all requests. I will definitely shoot a video for you. On another website , you see that we require, for example, your name, the card from which you will

[30:31] transfer, your email address, and the wallet to which you will receive the money. Please wait, the operators are busy now, but soon someone will be free and will answer me. We're waiting. Look, guys, I just went through almost all the

[30:45] exchangers that transfer even small amounts. They all work, I'm telling you honestly, I haven't sat down for a long time and have n't seen it myself. And, in general, you have a choice practically everywhere. You either pay with verification or without.

[31:00] After that, you contact support, transfer the money to the card they tell you to use, and you receive the money in crypto. It is important to note here that many people there are also afraid that they will fall into

[31:13] some kind of incomprehensible scheme and so on. But it's very important to keep in mind that when you top up your crypto, well, essentially make a P2P transfer to another person so that they send you crypto, you cannot fall into some kind of

[31:28] scam in which you will be guilty, because you are sending money to a person. I'll also make a separate video about how to shoot, if necessary, so that everything is as clear as possible for you. Therefore, there is

[31:42] definitely no need to worry about replenishment. Look, here's what he writes to me: "Pay receipt upload time is 10 minutes. Violations are covered above." Yes, that's it. Look, after we actually confirmed our consent, it immediately sends the amount and a

[31:57] payment link. Well, each of you has your own. And then, when you have done everything, you are given 10-15 minutes, you click “I have paid” and the transaction is actually carried out. If, well, that is, you see, I didn’t

[32:11] pay anything now, but it would be waiting for processing, after which they check everything. transactions, etc., and the money is credited directly to your wallet. Yes. Here I would also like to say about a very important thing, yes,

[32:26] it is the choice of the seller. There is no need to chase the best rate. It's better to watch out for safety and look at the reviews there. That is, it is better to choose sellers who have a lot of transactions, where there are more than 500, better yet 1,000 transactions, where the

[32:41] percentage of completion is high, that is, there is no lower than 98-99%. And, actually, the sellers who are marked there as professionals. Almost always, after a money transfer, the money arrives

[32:55] within 5 to 10 minutes directly to your T-wallet. At the same time, I would like to immediately say that in my example and when I just transferred from one of my wallets on Travelotele to another wallet on

[33:07] Travelotele, these are already my coins. If I were to buy, for example, in the same way through P2P trading on some e-bit or bin is, then, exchange money. And, as I already said, if their

[33:22] say, "Here, you have some sanctioned money, for example," yes, as is now happening very often with Bybit, yes, that is, people simply stored money on Bybit, on a crypto exchange. As a result, they

[33:34] then say, "This is sanctioned money, because it was from some Russian platform or other ." And people's wallets are blocked, and there is practically no way to restore it. When you keep money there on a

[33:47] trust wallet, on a cold wallet, on something like Ledger, yes, your money is completely under your control. No one can block it. So, which method should a beginner choose? Yes, in fact, it is clear that

[34:01] P2P on something like BinanceX is the easiest option. This will teach you how to work with the exchange interface and provide maximum protection. Once you get the hang of it, you can try exchangers. But here it is very important to understand that the

[34:13] reality The situation in our market is such that using an exchanger is actually safer and faster, regardless of whether your amounts are small or large. For example, you can find exchangers there where you

[34:28] can physically go, hand over cash, and they'll transfer it to your address. It's the same for withdrawals. So, you do n't need to worry about that . Of course, you need to contact them in advance and clarify everything.

[34:43] People are actually very reasonable everywhere. If you don't, I don't know, you won't have any problems. So, what do you do after you've already received the crypto in your wallet, right? What next? The main mistake a beginner makes is

[34:58] to give in to euphoria and start playing, so to speak, in a casino. Our goal is to build capital wisely. And here are three basic strategies for 99% of beginners. I'll understand. Even at TrastvoLitelet itself, it suggests betting, For example,

[35:13] whether Elon Musk will tweet something between March 31st and April 7th, right? So, the confusion is pretty widespread there right now. So, guys, if you've decided for yourself that, for example, you just want to

[35:28] have and store crypto dollars, or you want to protect yourself somehow, or buy Bitcoin and just wait, then you don't need to get involved in something you don't understand at all. Basically, what strategies are there? The simplest and

[35:43] strategies is to buy a fundamental asset, just like Bitcoin, Ethereum, and so on, and simply hold it for 3, 5-10 years, while ignoring any, you know, market fluctuations at the moment. This strategy

[35:56] is based on the belief that the technology will be increasingly used, and the value of key assets will rise. Naturally, this requires patience and nerves of steel, so as not to sell everything in a panic when the price drops, I don't know, by 50%, for example.

[36:10] Panic. You don't need to buy a whole Bitcoin, right? You can buy it for 1,000 rubles, or 5,000 rubles, or even 10. That is, Bitcoin is worth, say, $70,000. And, hypothetically speaking, for example, for $7,000

[36:24] speaking, for example, for $7,000 you can buy 1 Bitcoin, yes, for you can buy 1 Bitcoin, yes, for $700 1, for $70 1,000th of a thousand, that volume. The second strategy is dollar-cost averaging. This, in

[36:37] fact, is, without exaggeration, the best strategy for the vast majority. previous one I told you about. It kills the investor's main enemy: emotions. The essence is quite simple. Instead of guessing the best time to

[36:51] buy, which is actually unrealistic, you invest a fixed amount that is comfortable for you at equal intervals . For example, you buy Bitcoin for 5,000 rubles every Monday, regardless of its price. When the price

[37:03] is high, you buy a little less Bitcoin. When the price falls, say, by 5,000 rubles, you buy more. I'm speaking in relative terms. So, .

[37:16] your entry price, turning investing into a disciplined habit and protecting against impulsive decisions. And finally, there's staking. It's, you know, the crypto equivalent of a bank deposit. You freeze

[37:30] your coins, so to speak, unable to use them, helping the blockchain work, and in return, you receive a reward in new coins. For a beginner, the easiest option is staking stablecoins in USDT on large exchanges like Babbit. You can

[37:43] put your, so to speak, digital dollars at five, even a dash, or 10% per annum. This is higher than any bank deposit in foreign currency. And there's no risk of volatility, since USDT is always equal to a dollar. Excellent. A way to make your

[37:55] money work while you learn the market. Whichever strategy you choose, remember one key rule: never invest more than you're willing to lose. The crypto market is still young and unpredictable. Start with 5% to

[38:07] 10% of your savings, an amount that won't impact your quality of life. Yes, by the way, I'm not talking about investing in USDT here, because USDT is always the same. But what if you invest in memecoins,

[38:20] n't invest there. For example, I do regular trading on currency Telegram channel, and I'll leave a link below. I need a huge amount of money to making money, and the returns are very, very good. In the world of crypto,

[38:34] very, very good. In the world of crypto, guys, yes, you are your own bank. But, of course, there are rules, like I said about Bestange, where they're Naturally, there are rules to follow to avoid

[38:48] put together a short final checklist for you . First, yes, what's important is to protect yourself from phishing. This is the most common type of fraud. You receive a link to a website, let's say, yes, which looks exactly like Bybit,

[39:01] Bhaance, and so on. You enter your information, and the scammers steal your money. Never click links in emails or messages. Always enter the website address manually or use bookmarks. Also, of course, you should have

[39:14] P2P security. Scammers can send a fake receipt, for example, yes, or provide support, and ask you to cancel the transaction. Never release your crypto until you personally go to the bank and see the funds deposited into your

[39:27] account. Don't trust screenshots, yes, always double -check everything. And also two-factor authentication. It really is mandatory. It's a mandatory level of security for all exchanges. To log in, in addition to your password, you need a

[39:39] one-time code from the app. On your phone. Be sure to set up two FAs, like I did. There's Google Authentication. Never use SMS counterfeited, and such cases have indeed

[39:52] occurred. And also, you need to separate your money. Don't put all your eggs in one basket. Even if you're storing, say, USDT, it obviously depends on the volume, but I would create two, three, or four wallets. And maybe I'd keep some on the exchange,

[40:05] some in a wallet like this, some on TrustValet, and so for example, I keep small amounts on the exchange for trading, if I want to trade. I'd keep money in a hot wallet like TrustValet

[40:20] right? That is, when I need to throw money around there, or something else. And I'd use a cold wallet to hold my main capital, which I absolutely never touch. And forget about it altogether.

[40:34] You must understand for yourself that you should think of security as daily hygiene. And, believe me, spending 10 minutes setting up two-factor authentication and writing down your SIT phrase is the best investment in your peace of mind. Well

[40:48] , congratulations now. You've just gone from zero to someone who not only knows what crypto is, but also knows how to work with it safely . You understand the basics of blockchain, are familiar with Russian laws, can

[41:00] create and protect a wallet, and may have even made your first purchase. You know the risks and basic strategies. And the hardest part is taking the first step. Now you have all the knowledge to do so. You don't need to risk

[41:12] I've just shown and described with 1.3-5,000 rubles. Your goal now is simply to figure out how and what to use. Of course, this is just the beginning. If you like these kinds of videos , if you enjoy them,

[41:28] subscribing. Follow my YouTube channel so you don't miss new lessons, videos, and live broadcasts. Don't forget to subscribe to my Telegram channel, too. I'd really appreciate it. There's a lot of useful

[41:41] information there. And if you'd like me to make more videos about crypto, or if you have any comments, encountered anything, or were unclear, please let me know. I read every comment,

[41:54] make the world of trading, and indeed the world of crypto, beginners to understand. So, thank you all very much . Like, subscribe, leave comments, and

[42:08] subscribe, leave comments, and see you in new videos. Bye everyone.

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