A Crazy App to Make Money! (Guide)

[00:01] problem that prevents you from using that plan or technique to its full potential. Sometimes you say, brother, I don't know how to make a website. Sometimes you say you don't know coding. Do you ever ask

[00:14] laptop. So brother, I have come to know [nasal sound] that you people have a lot of criteria for starting things. But this time let me promise you that all you need is a phone. Just a simple

[00:27] smartphone. And if you ca n't work as hard for yourself as I'm going to tell you in this video. So honestly there is no point in looking ahead. Leave this video go back to your normal life. There is no need to dream big. And as many people have stopped, let's start.

[00:41] platform which has been almost completely ignored by the Indian audience, especially the boys. At the same time, girls are making full use of it. She is taking full advantage. And we boys have not yet understood that money can also be made from this thing.

[00:55] tell you this in a while. But before that, like this video for the algorithm and play it at 1.25x for a better experience. Just think of a scenario. You have to buy a study table from Lets. So what do you do now? You go to Google

[01:08] and search for best terrific under ₹500. What does Google show you now ? Text, links, articles. A very boring list appears before you. There and you get a few photos. Now if you

[01:22] images are visible there instead of text. Attractive, beautiful, aesthetic images. The displayed beautifully. And then what do you do ? You see that image, click on it and then you directly reach the page of that product.

[01:36] I am talking about is called Pinterest. Now I know very well what might be going on in your mind that brother, Pinterest is that app where Saves outfit ideas. She thinks about what to wear to the wedding.

[01:51] How will the money come from there? And this thinking of yours is the reason why boys had ignored this platform till now and those who did not ignore it are earning a lot of money. First of all, understand that Pinterest is not a social media app.

[02:03] Pinterest is a visual search engine. Just like people search for text on Google, people search for images on Pinterest. And the most important thing is that people who come here do not pass time. People come here specifically to find something. Some come to

[02:16] find inspiration, some come to buy or some come to try. And when the audience's intent is so strong towards buying, it becomes 10 times easier for you to make money as compared to Instagram or YouTube

[02:29] shots. Where the sole purpose of people coming and storing is to pass time. Look, whenever you upload an image on Pinterest, it is called a pin. And you can attach a link to each of these pins. Now that link can be

[02:42] of anything. Affiliate link of any product or link of your blog or link of your digital product. And then whenever someone sees your image, clicks on it and buys from that link, you get a commission and this whole game

[02:55] is powerful because you do n't need to show your face. You do In fact, you do not even need to build your own brand. All you have to do is understand what is trending in the market and

[03:09] post content accordingly. Now, as easy as it sounds to say, it is equally difficult in practice. So how do you do this practically? I will explain it to you in a very simple way. Listen carefully. But before explaining this, I want to make one thing clear to you.

[03:21] Pinterest doesn't pay you directly. There whole game of Pinterest is different. free organic consistent traffic. And converting that traffic

[03:35] into money is in your hands. Now after hearing this, many of you will get confused that how can you earn money from traffic? So understand this thing well. In the internet world, traffic is the currency. Anyone who has traffic can

[03:48] make money. Be it Uber, blogger or Instagram influencer , everyone is ultimately doing the same thing. Bringing traffic and monetizing that traffic. Prest also does exactly the same. Here

[04:00] Now the topic of money has already come up here. So let us come to monetization. I will tell you about three models here. I will explain each one in such detail that you will not have any excuse for not following it. So quickly

[04:14] bring your pen and paper and start taking notes. Because you are watching the [nasal sound] affiliate marketing. Look, the concept is very simple. It is a product of some company whether it is on Amazon, Flipkart, MNTRa or Meesho.

[04:27] Now that company wants more and more people to buy their product, so it runs an affiliate program in which anyone can sign up for free. Now as soon as you sign up, you get a unique link for every product. Now what happens here is that

[04:39] whenever someone buys that product from your link, the company gives you some commission. Now this commission ranges from 4 to 10% depending upon the category. Look, I have a good idea about its commission rates. I will

[04:52] or take a screenshot of it and then on Instagram. So what's different about doing it on Pinterest? There

[05:04] is a lot of different things on Pinterest. What happens if you post an affiliate link in your Instagram story or How many people click on that link? Just guess and tell me. Look, I have my own Instagram pages. honestly very few people click because people come to Instagram only

[05:18] , passing the time. He has no intention of buying. Now on the other hand, understand carefully what happens on the pint because it is possible that you may sit with some wrong expectations. So it is very important for me to clarify this thing here.

[05:31] People generally think that if someone comes to Pinterest and sees your pin and clicks on it, he will immediately go and buy the product and I will get the commission, it is very simple and straightforward. But in real life, purchase decisions never work like this. No one will

[05:43] buy anything just by looking at an image. Before that, he goes through a whole process which happens psychologically inside his mind and if you understand that process then you will be and if you understand that process then you will be

[05:56] where we are going to club marketing and psychology. There is a framework in marketing journey. There are basically three stages that every person goes through before buying anything. You also pass by and I also pass by. The first stage is awareness. That means finding out whether

[06:10] I need this thing or whether this thing actually exists. For example, suppose a boy is living in a hostel. His room is very boring. His walls are very plain and his room looks very messy. So he was probably

[06:22] scrolling on the page for something else. But suddenly he sees that minimal hostel bedroom makeover under ₹2000. Now after reading this line he stops, looks and thinks that this looks like my room. Could make it so good. Look,

[06:36] notice that he has not yet decided to buy anything here. He just noticed that his room could probably be better. He has found out the problem. This is awareness. That means, in simple words, finding out the problem or possibility.

[06:49] in a board. Boards are basically what you can create in Pinterest to club and save different ideas. Then he goes and looks at more pins and saves different pins. He collects 10 to 15 pins

[07:05] People make plans here. On Instagram, I've seen people scroll through and forget what they saw. But on Pinterest, people save, create boards, and then come back and check them later. Meaning it never happens

[07:17] that your PIN is shown once and it goes away somewhere. That pin is lying somewhere on the board of the person in front and that person will definitely check it twice, thrice, four times. After that, the next stage of this purchase cycle is consideration. Now that boy does

[07:29] n't know that my room makeover is possible. He's just starting to think, how do I do it? What should I do? What will be needed, how much will it cost. What will he do now ? It will compare those saved pins. Clicking on any of those pins takes you to

[07:41] a block listing five budget-friendly accessories. If someone clicks on another pin, it takes them to the Amazon product page. where he is checking out different products.

[07:53] Checking their pricing. This is called the consideration stage where the person is actively evaluating what to buy, where to buy it from and how much it will cost. Now this stage is very powerful because here that person is already invested. He is giving his time

[08:06] for research. Now think about it like this, he is just one click away from the purchase but still he will not buy directly. He will first look at the reviews and compare the prices. Maybe B will think about it after two to three days. And this is where our third stage comes in, which

[08:18] is known as the decision stage. Now here he has decided that yes, he has decided that yes, strip from your link, only then you get commission. This is a

[08:32] complete journey from start to end, this journey never happens in 1 day. It can happen in 3 days, it can happen in 7 days, sometimes it can even take two weeks. And you guys need to understand that this is completely normal human nature. You

[08:45] cannot force any person to buy instantly. But Prest is much better than Instagram because the entire path from awareness to consideration happens clicking the link and leaving, he is coming back to Pinterest to see another product.

[08:59] quality of traffic coming to Pinterest is very good. This is not cold traffic. people who are already interested and have already done research. I am already mentally prepared to buy anything. Now I feel the need to give you a disclaimer here.

[09:13] You might be thinking that maybe Pay Interest paid me to is nothing like that. When my team and I actually sat down to research this video, we came to know that no one is doing this idea in India yet. Yes, many people are doing it outside

[09:26] Plus, the quality of traffic that comes to Pinterest is much better than Instagram. traffic is directly proportional to how much effort you have to put in to quality traffic, the more educated they are, the more money they have and the

[09:42] less effort you will need to sell them anything. And in the research we found out one more thing earning well on PTS, they do not pin the same product. They make different types of pins in a niche. Some pins are for awareness like Five Mistakes

[09:55] Everyone Makes in Room Decor. After that, some pins were found for consideration which is like for example best LED light vs fairy light for small rooms and then some pins are for decision like this ₹400 LED strip change my entire room

[10:08] link inside here people are making content for every stage separately. This is basically a smart strategy and this is the depth that you will not get in any other video. Look, the conversion rate on Instagram is 0.5 to 1%. The

[10:21] same conversion rate on Pinterest is 3 to 5%. This means that there are literally five times more chances than Instagram that people will actually buy from you. Now one thing that [Sangit] brother, all this is fine but people in America use Pinterest more.

[10:36] Who uses it in India ? So why should I use it to sell anything? Look, the question is completely fair. But if I talk from the data then completely fair. But if I talk from the data then Prest has 69 million

[10:48] active users globally by the age of 2026. And do you know where most of the users are from? You guessed it right, roughly 84 to 105 million users from the US. Brazil comes in second with around 39 million users. Then comes Mexico with 25 million,

[11:02] Germany with 19 million and France with 17 million. And if you look at India, it does not even come directly in the top 10. India's share in Pentest's total web traffic is roughly 5%, which may sound very low compared to other platforms. So now

[11:16] proved now. No one uses it in India. So this video is not for me. But wait a minute. This is where a small catch comes in and it is very important to understand this catch because this is the thing that most people miss. First of all, to

[11:30] make money on Pinterest, it is not necessary that your audience should be Indian. This is not Instagram where you are making reels in Hindi and only Indian people are watching it. Prest is a global search engine. You basically create a pin

[11:42] in English like for example best budget desk setup ideas. And that pin looks the same in America, UK, Canada and Australia. And as we just heard, more than 84 million users in USA already

[11:55] use Pentest. And you will be shocked to know that 1/3 of those users have an annual income of more than $1 lakh. And if you compare the same thing in India, how much our annual income is, then it is less than $3000. Meaning, those people have many

[12:10] times more spending power than us. Now there are some people who buy a product worth $15. You can buy a product worth $15 i.e. $300 online anytime. He does not think twice before buying anything. And suppose if you have

[12:23] placed the affiliate link of Amazon US there, then that American customer will buy and you will get commission in dollars. Meaning you are working sitting in India but earning money in dollars. Now here you have to understand one more thing that almost all the searches on Pinterest are

[12:36] unbranded. Meaning, people do not search like this that they want to buy Nyki shoes or Samsung phone. They basically search for the best white sneakers for summer or the n't need brands. They

[12:48] or an idea and whenever this search is unbranded then no one is asking who created the pin, where it was made from or whether it was made by an Indian or an American, they just need a good image, a relevant title

[13:03] and a helpful link which can solve their problem. Just think, when YouTube India started growing in 2016, those who created channels are earning lakhs today. And in the similar way, when Reels came in 2018 or 19,

[13:17] whoever started making Instagram Reels are the top influencers of today. Remember one thing, this whole world runs on patterns. Every platform has a golden window. This is a window where new users are coming in

[13:29] but there are not enough creators to cater to them. Currently, that golden window is running on Prest in India and it is possible that this window may not remain open forever. In a year or two, when everyone understands, the competition will increase even more and then you will get that feeling of guilt

[13:42] that it is too late now, maybe you should have done it then. So now if you are completely convinced then only watch the next video because very few people are able to reach till here. Now I will explain to you practically

[13:54] how to do this step by step. Where do the pins come from? How to post these. what is the correct way to post so that you Pinterest, affiliate marketing, all these work. But you all must have heard about A.

[14:07] Nowadays, with the help of AI, one person is doing the work of five people and due to this its demand is increasing a lot in the market and why not, technology is evolving and instead of complaining about technology, it is better that we

[14:19] learn it and take advantage of it. But now the question arises that from where do we learn such skills where we can learn CS and AI after 12th. And I Came Across Scaler School of Technology which is in Bor. Here you get four years UG program

[14:32] in Computer Science AI and children start coding from the first year itself. And create real products like tools, apps, chatbots. And since it is in Bor, their exposure is next level and the children here keep

[14:45] Pratyush, a second year student, created his startup Trackeroo and generated a revenue of Rs 20 lakh in just 4 months and Tushar, just 19 years old, won a grand prize of Rs 25 lakh in Samsung's competition. And more than 15 children of the same age group of 18-19 years are

[15:00] part of the developer team of Emergent. Their curriculum is quite good and their innovation lab and supervision sessions are something that you cannot find anywhere else. If you have just completed your 12th then this is a solid college for skills and overall development. If you want to

[15:15] go after the rest of the brand name then that is your choice. Admission in this college is questions are asked. If you listen to me, then you must explore this college once. Now let's come back to our road map from zero to 1 lakh and understand its

[15:30] actual steps. Step number one here is to join the affiliate program. Amazon Associate is the easiest to start. Amazon has a basically free affiliate program. As soon as you sign up, you get a dashboard from where you can

[15:42] generate affiliate links for any platform. And if you want to work internationally can also join CG Affiliate Program. Both of these are free and products of thousands of brands are available here too. After that, step number two is to decide the niche.

[15:55] And this is very for you. If you promote random products then nothing is going to happen. which you will remain consistent. I'm going to make your job a little which already perform very well on pentest.

[16:10] We discovered all these niches in our research. This includes tech, gadgets, home decor, fashion and outfit ideas, kitchen products, skin care, beauty, stationery, student supplies. Now choose any one niche from these. If

[16:23] you go for multiples, the algorithm will get confused. After that comes step number three, understand which products to promote and which not to promote. Look, seen many people who, in the pursuit of big commission, because they get only 2 to 3%,

[16:36] because they get only 2 to 3%, They think that the more expensive the product I sell, the more commission I will get. But think about this practically, no one will directly buy a laptop worth Rs 500 on Pinterest after

[16:49] seeing an image. But if there is a phone cover worth Rs 500, a study lamp worth Rs 1200, an organiser worth Rs 800 or even shoes worth Rs 2000. All of these are impulse friendly purchases. A man will see it, if he likes it

[17:02] he will buy it. Look, I know, but the commission on the sale will be very less. You may get ₹30, ₹50 or ₹100. But the volume will be very high. Out of 100 people, there will be five people who will easily buy your product worth Rs 500.

[17:15] But there will hardly be anyone out of 100 who will buy your thing worth Rs 500. So remember one simple rule here: low ticket and high volume. This applies to any type of affiliate marketing you do. After that step number four is to

[17:29] create a PIN. Now listen to this carefully because this is the step where many ? Take a small screenshot of the product from Amazon and upload it directly to Pinterest. Now this thing will not work because there are already

[17:42] 1000 such pins lying around. If you want to stand out, you need to make your pins stand out. That's why go to CWA and use the free CWA. There is no problem. Later you can upgrade as you get money. There

[17:55] select the Pinterest pin template which is 1000 * 1500 pixels. Now create a clean and attractive image. If you want, keep a solid color or a soft gradient on the background and add the image of your product. You

[18:10] that creates curiosity. Like This ₹500 Gadget Changed My Entire Desk Setup or Best Budget Finds of 2026. Now this text is the hook that stops people from scrolling. If the text is boring, no one will stay. And if there is

[18:24] click on it. And here I want to give you a pro tip. Lifestyle images perform better than product-only images. Meaning, if you are promoting a study lamp, don't just post a photo of the lamp.

[18:38] Create an image of a nice desk setup with that lamp placed in it. There are books and laptops around there. There What [nasal sound] do people do ? We save it for that aesthetic. you get paid for your link [music]. Now you might think that creating these aesthetic images would be

[18:52] ? What do you have to do [music]? So it's very easy. To do this, you can use a free tool called Google Gemini's Nano Banana. To use it, we have To use it, we have

[19:06] this is AI generated. And if you also want to learn to create such images then do let me know in the comments. I will definitely tell you when I come live. Because I am thinking that I should do all tutorials live. So that whatever doubt comes to your mind,

[19:19] you can immediately clear it with me. Then after that comes step number five description optimization. Basically it is a part of SEO. Look, Pin Interest, as if you do not write the description correctly, then no one will see your pen.

[19:32] That's why put the exact words in the description that people generally search for. For example, if you are promoting a study lamp, then write in the description Best Study Lamp for Students. Budget desk lamps for students or budget desk lamps under

[19:44] ₹500 or LED table lamps for reading or minimal desk setup ideas. Prest's algorithm reads these keywords and decides Therefore, the more relevant keywords you have, the more reach you will get. And

[20:00] then one important thing is the board name. It should also be keyword rich. If your board name is too random, the algorithm won't understand anything. But if your board name is like Best Gadgets for Students. So what happens here is

[20:12] who to show the content of this board to. I have to show it to the students. Now here how much you can actually earn from this platform, then realistically speaking. If you post 5 to 10 pins daily and are consistent in a niche and are also doing good SEO, then

[20:29] in the first 2 months you can get 1000 to 5000 roughly monthly views. wait and listen further. After the third month, these views will cross 10,000. By the fourth and fifth month it will be almost around 30 to 50,000.

[20:42] And after six months, when you have posted roughly 300 to 500 pins, then this number will reach roughly more than 1 lakh. Now 5 to 8% of these people will click on it. Clicking and purchasing are different. So 5 to 8% people are clicking here.

[20:56] Meaning 5 to 8000 people are clicking and even 5% of them will convert. Meaning there can be 150 to 400 sales per month. Now if I assume the average commission to be ₹50 here, then you can earn roughly around ₹7500 to ₹2000 per month. And

[21:11] remember these are all starting numbers. People who have been doing this for a year and have created different pages in multiple niches. His monthly earning is roughly around ₹50,000 to more than ₹1 lakh. Now this was a model of earning from Prest which is

[21:24] affiliate marketing. Now let us understand its second model which is Blog Plus PT. Brother, this is a bit next level thing. You can make maximum long term money in this. And this model can actually

[21:38] understand its concept in basic words. You create a blog. You write multiple articles on the blog. you do not need to be a writer to write articles. You know you can do research easily with Chat GPT. You can write a blog. You can do anything. Roughly this article should be

[21:51] of 1000 to 1500 words and it should cover a specific topic. For example, you wrote an article titled 10 Best Desk Accessories Under ₹1000 for Students and in it you wrote about 10 different products.

[22:04] Uploaded the image of each product and added an affiliate link of each product and your Google Adsense is also running in the article below. So just imagine, whenever someone reads this article, the first thing he sees is AIDS. You get paid per impression per click

[22:17] from AdSense. And if he means that you are earning money from two places with the same article. The first is Adsense which belongs to Google and the second is Affiliates. So after reading this you must have understood

[22:31] that if you want ads on your page then you will have to bring traffic. So how will this traffic come to your blog? First of all, it could come from Google. If your SEO is strong. But it takes time to rank on Google. Roughly it takes around 6

[22:44] months to sometimes even a year. But from your Prest account, you can send traffic to your blog from day one. Create three to five different pins for each article. Different images, different titles, same blog link and just

[22:57] will search, people will click on your pins. Click and you will go to your blog. And from here you will keep getting consistent traffic to your blog. Meaning, basically Prest can become the free marketing engine of your blog. And if you look at this whole thing

[23:11] from a distance, there's a very underrated thing happening here that no one notices. The traffic that is coming to your blog from Prest is basically people are visiting this blog. Meaning it is very relevant, trending and it also

[23:24] improves your Google ranking significantly over time. Meaning Prest is Which means double the benefit. And if I talk about numbers here, then a blog on which around ₹0,000 to 50,000 people visit monthly,

[23:38] earns roughly around ₹10 to ₹15,000 from Adsense and on top of that you will get affiliate income separately on top of this. top of that you will get affiliate income separately on top of this. third model to earn from Pinterest is digital products. This

[23:51] is not the highest margin model. What was there in affiliate, I had already told you. There I had already told you. There you get commission of 4%, 8%, 10%. There is AdSense in blogs, you get very little money there. I am telling it straight.

[24:03] whatever price you set is your pure profit. If you are selling a product worth ₹99, you can make a profit of ₹90. If you are selling it for Rs 499 then you can make a profit of Rs 450. what could these digital products be? Maybe it's a study planner. It

[24:17] is PDF. There's a budget tracker spreadsheet, a Notion template where you can plan your weekly schedule. Or maybe it's a habit tracker, a gold setting framework, a professional-looking resume template, an Instagram

[24:29] content calendar, or an e-book. All these things that I just told you, you can make them sitting on CVA in a day or two and that too without any StrategyPT which is your personal assistant. Now

[24:42] personal assistant. Now which everything is explained like how to do it, what to do , how much money you can earn. , how much money you can earn.

[24:54] Now look, if you understand all three models then an important thing comes to light that these three models are not different. These are basically layers. Understand the system, understand pentest, understand what SEO is. Then add the blog. Multiply the traffic there

[25:08] , install AdSense and then create digital products. Which will be your highest margin earning. And do n't run these three together. Its basic advantage will be that you can also earn affiliate commission from a single pin. You

[25:20] products. Basically, you don't have to look at these as three separate income streams. You have to stack them one above the other. This is the game of smart people. You understand what a scaling system from 10,000 to 1 lakh would be like. Look,

[25:34] honestly, your first two months will be your testing phase. You're creating pins , trying different initials, learning designing on cv and adding affiliate links. Now it is possible that you may get almost no results here. Maybe it will cost

[25:46] ₹2000, maybe it will cost ₹3000, maybe it will cost even less. And this is the phase where a voice comes from within many people that all this is nonsense. Nothing like this happens. That YouTuber was probably lying to me. Now let me tell you why this voice comes inside you

[26:00] ? Because you are comparing. You worked hard for 15 days and in return you got ₹500. Now your mind immediately goes into calculation mode that ₹500 for 15 days means ₹1000 for 30 days, that is, I will earn only ₹12,000 in a year. Friend, it would be

[26:12] better if I go to some shop and work. Look, this calculation that you just did is absolutely logical. But this calculation is fundamentally wrong. Because here you are assuming that your growth is linear, that if you

[26:24] earn ₹500 in the first month, you will earn ₹500 in the second month also. But the system of any business does works exponentially. And I can give you its example name very well from Pinterest. I can give you its example name very well from Pinterest.

[26:38] Why does this happen now? Because pint's algorithm runs on a trust. n't know if you're a genuine creator or a spam account. So it basically shows your pins to limited people. First it tests whether you are

[26:52] genuine or not. He sees whether you are posting consistently or not. It sees whether people are clicking on your pins or not. And if you are consistently posting 5 to 10 pins every day for 60 days in the same niche

[27:04] with the right keywords, then the trust of the algorithm gets built. Then he comes to the conclusion that this guy seems genuine. This guy looks serious and people are also liking his pins. And then he starts pushing your pins.

[27:17] And then when you try this yourself, you will notice that all the earlier pins which you had posted two weeks ago and which no one was looking at, suddenly those pins have started ranking in the search results. Their clicks are increasing, impressions are increasing

[27:29] and suddenly one day when you wake up and check your phone, you find out that a pin has got 20,000 views overnight. That feeling, that first spike, is what tells you that your system is working. It's exactly like what happens in the gym.

[27:42] follow a diet. You don't see anything. Your body doesn't look exactly the same to you. But suddenly after the third month people start noticing your body. People say, brother, have you started going to the gym ? Are the muscles visible? This is

[27:55] But here is a very important thing which differentiates a person earning ₹10,000 from a person earning ₹00. And that thing is knee down. [Music] Initially, you probably created three different pages to try three different niches. One was from

[28:10] study accessories, one was from skin care and let's say the third one was from room records. Now you started putting pins on these three pages. A month went by and then you opened your Pinterest analytics. Now there you can clearly see

[28:22] Which pins are getting the most clicks and which pins are saved the most by people. And let's say for example, if you had a room decor [music] page, your pins were saved four times more. As compared to the other two

[28:35] niches, now if there is a normal person here, what will he do? He will continue to insert his pins in all three niches. Thinking that the more content I put in, the better it will be. But this approach is absolutely wrong. Now this approach is completely wrong

[28:47] rewards specialization. If your account is only posting room decor pins consistently daily in the same category, the algorithm considers you the authority for that category. , skin care on the next , tech gadgets on the third day,

[29:01] then the algorithm does n't understand what kind of person you are. So our rule here is very simple. Create three different pins, look at the data, pick a winner and pins, look at the data, pick a winner and

[29:15] one decision can increase your growth at 2x to 3x speed. Now if you have reached this section of the video then I know that you seriously want to change your financial life and if you follow whatever I have just told you consistently then

[29:27] your income will also start within a few months. But now I am going to tell you something here which no other YouTuber will tell you. I have also made these mistakes. So I want to warn you in advance. I want to tell you

[29:40] how to manage money when it starts coming in. Because when ₹10,000 comes into your account for the first time, your mind will think only one thing that spend it immediately and 90% of first time earners do exactly this and go back to zero.

[29:54] So now that part of the video will start which is more than earning. That is managing money. Look at making money and keeping money. These are two completely different skills. or manage money. And this is the reason why

[30:09] and they can't even save anything from what they earn. And this problem becomes more dangerous when your income is not fixed. Look, Pinterest income does not fluctuate. You may earn ₹25,000 in a month. In the

[30:23] second month you may have earned ₹14,000. So let me give you a simple formula here. 25, 15, 50, 10. This is my personal rule which I follow myself and which I have learned from many financially successful people.

[30:35] very easy to follow and if you follow it consistently then your financial life will be completely transformed in the next two-three years [Music]. Let us understand step by step how to do it. So the first part is 25% which means

[30:51] roughly ₹20,000 became ₹5,000. This will contribute to your growth i.e. SIP, mutual funds or any long term investment. Now many people think small amount. What will I invest in this and this thinking can be your biggest

[31:04] investing is only for rich people. We think that it takes in reality, investing small amounts consistently is much more powerful than investing a large amount all at once. Because compounding works on time,

[31:18] you invest even Rs 5,000 every month, whether your income is going up or down, you are basically building wealth fact, in a few years you will have so much money that you will

[31:31] not even need to work. After that comes the second part 15% i.e. roughly ₹3000. Now this will go into your emergency fund. Now emergency fund generally sounds boring. But this is a very important thing. This will save you at that moment when

[31:43] everything is going wrong. Imagine your phone is broken. The same phone with which you create PINs and earn money is your income source on which you are dependent. Now what will you do if you don't have an emergency fund? Either you will ask for a loan from someone which is quite humiliating

[31:56] or you will break your investment which will be your biggest financial mistake or you will sit without work for two-three weeks until you find some solution. And the first thing you will miss in those two-three weeks is income. Secondly, the consistency of pin interest will be

[32:08] broken. Thirdly, the algorithm will start pushing you down because you are not active on that platform and it will take you the next few months to recover from all this. That is why this emergency fund is necessary so that you do

[32:20] not take any panicky step in such moments. So remember, until you have money equal to the average income of 3 to 4 months, that is roughly around until you have money equal to the average income of 3 to 4 months, that is roughly around putting money in the emergency fund. After that comes the third part 50% i.e.

[32:33] roughly ₹10,000. Now this is your pool of essentials and reinvestment. That means whatever basic expenses you have, phone recharge, food, travel, college expenses, if you are a student, then from this pool. After that comes the fourth part i.e. 10% i.e. roughly ₹2,000. Remember this,

[32:48] money is for enjoying. Whether you want to eat out , go to the movies with friends you have been wanting to buy for a long time. Now I am telling you this explicitly many financial gurus say save all the money, don't spend anything,

[33:02] sacrifice everything. And people follow it , but then after 2 weeks they get in that frustration they blow everything. This is a basic rule of psychology. If you restrict yourself completely, then your will power will break after a point and when it

[33:16] breaks, it will break in an impulse and then you will not spend ₹2000 but you will spend ₹10,000 and that too in a single night. That's why this is a very important part of this system where you have enjoyment. Now let me show you an interesting calculation. That

[33:30] ₹5,000 which you were investing every month in growth, in SIP etc. If you invest it consistently for 10 years at an average annual return of 12%, can you guess how much this amount will be after 10 years ? Most people

[33:42] will calculate 5000 * 12 * 10 years which roughly equals to ₹6 lakh simple maths. But actually your answer is wrong. If you look roughly then you can earn ₹11.5 to ₹1 lakh. Which is almost double of your calculation. Now this works

[33:57] because in compound interest every month when you invest ₹5,000 it gets compounded with all the previous invested amount. It's basically a snowball effect. It seems small in the beginning but with time it becomes massive. And if you did the same thing

[34:10] for 20 years at the same rate of ₹5,000 per month, then you paid ₹12 lakh from your pocket but you would have roughly around ₹49 to ₹50 lakh in your account. This means roughly around ₹37 to ₹38 lakh extra was generated. That too without you having to do any extra work. All this

[34:24] is possible because of the concept of compound interest and this thing has taught you how to make money from money like rich people and if you want to understand this concept in detail then go and check this video of mine. I have explained it

[34:36] in so much detail that you will understand it very well. In fact, in this video, I have not even discussed how to start investing with ₹100, not ₹5000 ? He has told me that. explained the entire system to you. Then what is the interest? Why is it powerful?

[34:49] How does monetization work? What is the road map for scaling ? How much money can you make? And how to manage money. I have given you everything step by step. Here, unlike other sites, no one has told any nonsense like become rich overnight.

[35:01] I have described a solid practical tested system. But now I will tell you a truth which many people will find bitter. will think that it was a good video, let's do it later. Then another video will come tomorrow.

[35:16] Earn from dropshipping, earn from AI, earn from trading. Then he will also see it and think that this is also good. Let's try this also. And then a month will pass, two months will pass, six months will pass and you'll be standing exactly where

[35:28] again and again at the end of the video because I have experienced this thing myself. I too was a person like you at one time. I used to watch every video , make notes [on music]. He used to do everything. Accept one thing to actually start doing.

[35:42] I started watching such videos when I was 15-16 years old. But when I was 18 and it will be exactly the same for you. While creating the first image on Canva, you will feel that who will click this, yuck yuck, it

[35:57] looks so dirty. After that, even while entering the first affiliate link, you will feel that who will buy such a product and this feeling is very normal. Every person who is earning anything online today was at the same place on the first day. But the only difference is that

[36:10] after this video you just have to do one simple thing. You have to pick up your phone and download Pinterest. This will take 2 minutes and a small pin is required. Whichever niche you think is interesting to you, enter that niche. Create an image, write a title

[36:24] and just upload it. It doesn't matter whether this pin will be good or not. Quality will come later with your experience. But it is a starting point. I read a line somewhere that you don't have to be great to

[36:36] start with. But you have to start to be great. And this thing is literally true for all business ideas. Now the choice is yours. Like this video if you genuinely found some value in it and share it with people who actually

[36:49] need to hear it and with whom you want to start a business and more practical, even more valuable and even more interesting. in the next video. Until then, keep hustling,

[37:02] keep learning, and as always, keep inspiring.