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How to Make Money with Affiliate Programs from Scratch

0h 08m video Published Jun 8, 2026 Transcribed Jul 17, 2026 К Кря-кря
Beginner 4 min read For: Content creators, bloggers, and anyone with an online audience looking to monetize through affiliate marketing.
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AI Summary

This video explores how to make money through affiliate programs in the niche of virtual card services, using Pay World as an example. It explains why such products are in demand, how much affiliates can earn, and who the program is suitable for.

[00:02]
Problem of Payment Restrictions

Increasing restrictions on payments for international services create demand for virtual card solutions.

[01:14]
Pay World Overview

Pay World is a virtual card service for paying international subscriptions, services, and purchases abroad. It offers three card types: subscription, travel, and premium.

[02:55]
Service Popularity

Pay World has over 200,000 active users, a 4.9 rating on Yandex Maps and Otzovik, and has been featured by major bloggers.

[03:23]
Affiliate Program Mechanics

Affiliates receive a personal link or promo code, and earn a commission for each card opened (CPA model).

[04:06]
Commission Rates

Partners earn 800 to 4,000 rubles per opened card, with a standard rate of $10 for subscription and travel cards. Payments are weekly.

[05:04]
High Conversion Rate

Conversion from click to card opening is over 50%, indicating strong product-market fit.

[05:22]
Earnings Examples

Examples: Alena (travel channel) earns 340,000 rubles/month, Danil (small YouTube channels) earns 210,000 rubles/month, Maxim (neural network courses) earns 180,000 rubles/month. Top partners earn up to 3-5 million rubles/month.

[06:19]
Partner Support

Pay World provides ready-made marketing materials, a personal account with statistics, and a dedicated manager for active partners.

The affiliate program for virtual cards like Pay World offers a lucrative opportunity for those with an audience or traffic, thanks to high demand and strong conversion rates. Success depends on effectively presenting the product to the right audience.

Clickbait Check

90% Legit

"Title accurately reflects content: the video teaches how to earn from affiliate programs using Pay World as a case study."

Mentioned in this Video

Tutorial Checklist

1 06:49 Visit the Pay World website and click the 'Connect' button to join the affiliate program.
2 06:49 Receive a personalized affiliate link or promo code.
3 03:35 Place the link or code in your content: YouTube videos, Telegram channels, articles, posts, websites, or ads.
4 03:51 Earn commission (800-4,000 rubles) for each card opened via your link.

Study Flashcards (9)

What is the CPA model in affiliate marketing?

easy Click to reveal answer

CPA (Cost Per Action) means you get paid for a specific result, such as a completed card opening, not just clicks or views.

03:51

How much does Pay World pay per opened card?

medium Click to reveal answer

Partners earn 800 to 4,000 rubles per opened card, with a standard rate of $10 for subscription and travel cards.

04:06

What is the conversion rate from click to card opening for Pay World?

easy Click to reveal answer

Over 50%.

05:04

Name three types of cards offered by Pay World.

easy Click to reveal answer

Subscription card, travel card, and premium card.

02:11

How many active users does Pay World have?

easy Click to reveal answer

Over 200,000 active users.

02:55

What is the average rating of Pay World on Yandex Maps and Otzovik?

easy Click to reveal answer

4.9.

02:55

How often are affiliate payments made?

easy Click to reveal answer

Weekly.

04:21

What is the maximum monthly earning for top partners in Pay World?

medium Click to reveal answer

Up to 3-5 million rubles per month.

06:06

What support does Pay World provide to affiliates?

medium Click to reveal answer

Ready-made marketing materials, a personal account with statistics, and a dedicated manager for active partners.

06:19

💡 Key Takeaways

💡

Payment Restrictions Create Demand

Highlights the core problem driving the need for virtual card services.

00:02
📊

High Conversion Rate

Demonstrates strong product-market fit, a key factor for affiliate success.

05:04
📊

Real Earnings Examples

Provides concrete income figures from different types of affiliates, showing potential.

05:22
🔧

Partner Support System

Shows that the program offers resources to help affiliates succeed.

06:19

✂️ Creator Tools: Viral Hooks

AI-generated clip ideas for Shorts based on the transcript

No viral clips found for this video, or they are still being generated.

[00:02] more restrictions now. You can't go there. This cannot be paid for. The card is not suitable here, and this service is not available at all. And people, naturally, start looking for working solutions. Some do it for themselves, to calmly pay for

[00:17] the services they need, and others as a way to make money, because where there is a widespread problem, demand always appears . Hello, this is Quack-quack. Today we'll talk about making money through affiliate programs in this niche, using the

[00:31] Pay World affiliate program as an example. This is a virtual card service that helps you pay for international subscriptions, services, and purchases abroad. Let's explore why such products are in demand now, how much they pay for attracted

[00:45] users, who they're suitable for, and why you can make money with virtual cards today if you have a channel, audience, website, blog, or simply traffic. And let me remind you that our videos are published not only on YouTube, but also on

[00:59] RTube, VK video, and Yandex Zen. Look where it is convenient for you. Links in the description. where it is convenient for you. Links in the description. Well, Artem is with you, and we’ll begin.

[01:14] pay-to-world is. Because an affiliate program only works properly when there is a proper product behind it. Pay World is a virtual card service that helps you pay for international services,

[01:27] subscriptions, and purchases abroad. That is, we are not talking about some abstract fintech thing, but about a very everyday task. A person needs a card that will work in places where a regular Russian card no longer works. Moreover, there are many scenarios here.

[01:43] Some want to pay for a neural network or a work tool, some for streaming or an app, some to book a hotel, pay for a trip or purchases abroad. Well, the point here is the same: a person doesn’t want to perform a shamanic ritual

[01:57] in front of the “Pay” button. But the service provides the opportunity to avoid such a scenario. Pay around the world has three card directions. The first is a card for subscriptions, for foreign services, neural networks, streaming,

[02:11] applications, and work tools. The second is a travel card for trips abroad, hotels, taxis, restaurants, reservations and purchases on site. And thirdly, this is a premium card for those who frequently pay

[02:26] abroad and want more favorable conditions for regular purchases. You can open a card online and top it up with rubles via the SBP. You can use the service via the Telegram bot, maxbot, or web application. Plus, cards can be

[02:41] linked to Apple Pay and Google Pay. That is, these are not just one- time details, but a normal payment instrument for various purposes. And the figures also show that the demand is no longer small. Pay worldwide for more than 200,000 active

[02:55] users. The average rating of the service is 4.9 on Yandex Maps and Otzovik. The service itself has already been featured by leading bloggers like Artimiy, Lebedev, bloggers like Artimiy, Lebedev, Oblomov, Aiden, Petya, Enlsh, and others. Well,

[03:09] if hundreds of thousands of people are already using the product , and the problem with paying for foreign services hasn't gone away, then it's a product you can not only use yourself, but also recommend to others. This is exactly why Pay Worldwide

[03:23] others. This is exactly why Pay Worldwide has an affiliate program. join an affiliate program, receive a personal link or

[03:35] promo code, and place it where you have an audience or traffic. In a YouTube video, Telegram channel, article, post, website story, community, or advertising campaign. Well, then the person follows your link, opens

[03:51] the card, and you receive payment for the target action. In affiliate marketing, this is called the CPA model. This means you get paid not just for clicks, views, or pretty promises, but for a specific result, that is, a

[04:06] completed card. According to the terms of the Pay World affiliate program, a partner receives from 800 to 4,000 rubles. for each open card. To be more specific, the rate for subscription and travel cards is

[04:21] $10 per card opened. Payments are made weekly, and all statistics are displayed in your personal account. Transitions, card opening, balance and accrual. There are individual conditions for active partners . If you

[04:36] provide volumes, you can discuss rate increases, bonuses, and individual agreements with the manager. But, as you know, in affiliate programs, it’s not just the rate that matters. You can draw a beautiful figure, but if no one needs the product,

[04:50] the audience simply won’t take action. And here the product covers up the already existing pain. You need to pay for a foreign service, application, trip, or subscription. According to Pay by World, the conversion rate from clicking on an affiliate

[05:04] the conversion rate from clicking on an affiliate link to opening a card is over 50%. This means that more than half of the people who click on the link actually end up opening the map. For a Fintech affiliate, this is a very strong indicator.

[05:22] . For example, Alena runs a Telegram channel about travel and offers cards as a way to pay for purchases abroad. And at the same time, her earnings are 340,000 rubles. per month. At the same time, Danil makes videos on several

[05:38] small YouTube channels and simply puts his referral link in the description. His result is 210,000 rubles. per month. Maxim teaches courses on neural networks and recommends the card to students who need to pay for foreign neural networks and

[05:53] need to pay for foreign neural networks and services. And his earnings are 180,000 rubles. per month. And these are just good examples, because we are not only talking about huge bloggers with millions of followers. But top partners, according to Pay-Per-World,

[06:06] earn up to 3-5 million rubles. per month. Your final income depends on the volume of traffic, the quality of your audience, and how well you present your product. Well, and the advantage is that the partner is not left

[06:19] alone with the task of somehow, but still advertising. Pay around the world has ready-made materials: texts, banners, bulletins, and creatives. There's a personal account with statistics, and a dedicated manager who can help with questions,

[06:33] especially if you provide volumes. This means you don't have to come up with a way to explain the product from scratch, what numbers to show, and what to emphasize. Well, the connection here is also very simple. Visit the website, click the "Connect" button,

[06:49] receive a personalized link, and then place it in videos, posts, articles, video descriptions, Telegram channels, and any other platform. Well, I'll leave this link as the any other platform. Well, I'll leave this link as the first line in the description. The

[07:09] no fewer restrictions around us, and neither are there fewer digital services. People services. People . It's just that now they increasingly need a normal way to

[07:24] pay for it. And if you know how to find such an audience, explain clear solutions to them, and drive traffic, then you can truly build an affiliate income from this. So I'll leave a link to the Pay Around the World affiliate program in

[07:39] the description. Go ahead, study the terms, see if it suits your audience, and test it. Well, if the video was useful, then give it a like, because it helps the channel. Subscribe if you have n't already. We have a lot of

[07:55] reviews here about digital tools, earnings, services, and everything that helps you live a little more freely online. Artem was with you. And see you in new videos. Bye Artem was with you. And see you in new videos. Bye . M.

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