Stop Wasting Time?
45sChallenges the guilt of leisure activities, relatable for gamers.
βΆ Play ClipA casual gaming stream conversation between two players touches on life advice, personal relationships, and financial planning. The speaker encourages embracing hobbies without guilt, shares a story of a toxic relationship, and advises the younger player to invest 10% of his income for retirement.
The speaker argues that consumption hobbies like gaming can lead to creative output if pursued passionately. He advises not to view enjoyable activities as a waste of time, unless they are harmful like heroin.
Playing Overwatch competitively with a mindset of self-improvement can be healthy, though it can also harm mental health if taken too far.
A player recounts a breakup with a girl named Loki after she cheated with his friend. The relationship involved heavy drug use (coke, ketamine) and ended when she slept with the friend.
The speaker advises the younger player to open a Roth IRA and invest 10% of his income, emphasizing that time in the market beats timing the market.
The speaker suggests the 10% rule: save 10% of income first (pay yourself), then spend the remaining 90% freely. This ensures future financial security while enjoying the present.
The speaker recommends listening to the first hour of an audiobook (likely 'The Simple Path to Wealth') and visiting a subreddit (likely r/personalfinance) to learn about investing, claiming it could lead to $2 million by age 65.
The conversation blends gaming banter with genuine life advice, emphasizing the importance of investing early, managing relationships wisely, and not feeling guilty about enjoying hobbies.
"Title is misleading; the video is mostly casual banter, not a focused team gameplay or drama."
What is the 10% rule for spending money?
Save 10% of your income first (pay yourself), then spend the remaining 90% freely.
09:41
What does the speaker say about consumption hobbies?
If pursued long enough, they can lead to creative output; don't feel guilty about enjoying them.
00:05
What retirement account does the speaker recommend?
A Roth IRA.
06:53
What is the key principle of investing according to the speaker?
Time in the market beats timing the market.
07:18
What does the speaker claim could happen if you follow his advice by age 65?
You will have $2 million.
14:11
Hobbies Lead to Creativity
Challenges the guilt associated with consumption hobbies, suggesting they can spark creative pursuits.
00:05Invest Early for Retirement
Emphasizes the power of compound interest and starting young.
06:53The 10% Rule
Simple, actionable financial advice for young people to balance saving and spending.
09:41[00:05] more, but I'm also ending my time. Also, ending your time is so much easier and fun. So, let's put it off. Don't be scared of doing the things that something and enjoying it, just don't look at it as a waste of time, bro.
[00:17] Don't. Unless it's like um like heroin, you know? But outside of the context of harming you or like making your life worse, like gambling or alcohol or wasting my life playing video games."
[00:31] Maybe they consider why is it that you are enjoying uh playing games so much? like fun for you, bro? Like are you ending your time or are you like are you lot, right? Cuz I I really like strongly believe this. I really do think that any
[00:45] consumption hobby that like you have for like long enough and hard enough will what I mean? Like if you like creating comics so much and you do for years and eventually like your brain is just going to explode with comic ideas, you know?
[00:58] Or you're going to take up an interest in uh drawing or you're going to take an interest like storyboarding or storytelling or in making costumes or something. You're going to do something, right? So, if you like something, lean
[01:11] Don't think, "I could be creating, but I'm playing games." Have fun playing them so much and what you do like about them so much. And then lean into that really hard. Don't like punish yourself or like
[01:23] productive, bro. Just do things that you like all the time. Whee! it's not going to happen. Playing enough Overwatch also made me figure out Yeah,
[01:36] like something like Overwatch like very competitive very competitively and having like the mentality of like "I need to be better than I am right now." is extremely healthy for you. I think it can like uh I think it can ruin
[01:49] your mental health as well. Okay, here's the thing. she's on defense, that means That's my bad. That means I it's that simple, bro. Like if he's out to mark me,
[02:03] we have our Brigana. They can care themselves. I can adapt. Like it's fine. Yo, can we try to take top rate them? Like the force of Sigmar? Uh maybe in like a different way, like
[02:15] through the stairs on the right side instead of like going left of statue. >> Okay, communicate. >> Duh, that's not my name.
[02:27] My name is Patennis. My name is Don't Don't call me that. >> Uh what are the two last numbers of your name?
[02:40] >> And then? Oh, 6 7. Oh, 6 7. I've heard of those numbers before. It's wild. I should look for them in
[02:53] >> Who's kicking our ass? I almost got got. >> It was the basketball team or maybe I should just try to be the same side and then like when the camera's swung at me, I should like 6 7.
[03:07] [ __ ] >> I'm glad he's happy. Like he's just back already. Oh, he's in heaven.
[03:24] >> Stop calling me that. Stop calling me that. >> You know what they say? Better to be a penis than be a pocket.
[03:36] >> I think that I think that saying is rooted in misogyny. Have you considered that? >> Nope. >> Nope. >> History His Hit
[03:56] >> See, you saying who is me is already enough for me to know who you are, bro. >> Is me enough? >> That's That's really not my ex, no. >> Her name was Loki. I was 18, she was 18, and that was like 8 months ago.
[04:10] that. >> Why you guys break up? >> Why you guys break up? >> I know it hurts sometimes, but >> Oh, you finished? One second. >> Is it Is it because of your masters?
[04:24] like her old friend from like middle school or high school he gave her a [ __ ] pill and then me and him got in a fight. I'm like, And then I turn around for a second, this [ __ ] staring at him. I go
[04:39] to her, and her name was She She was doing by Loki. So, I go to her. got into another fight with him. And then my name I'm just going away, and I night cuz I was sleeping in her place that night. And then we ended up being
[04:52] stay together. We'll go out, do drugs, and sleep over." And then we ended up up doing a lot of [ __ ] drugs, like coke and ketamine, [ __ ] [ __ ] like that. And then we broke up because she was a [ __ ] cokehead, and then she got
[05:04] and slept with him. And then now they're boyfriend and girlfriend. him or >> Am I still best best friends with him? >> Yeah. I Are you still best friends? Stop calling me penis. Stop calling me
[05:18] Are you answering the question? Are you still best friends? >> Why the [ __ ] would I still be No, obviously not, bro. I I skateboarded a >> No, brother. >> Maybe not my best friend. Honestly, like
[05:31] >> Yeah, your man. Like Like your boy. >> Yeah. Yeah. Yes. Yeah. Yeah, bro. Like my boy. Like I was like What I was crashing out, walking away from the rave guy told me like, "Bro, like no one cares." I was about to go fight the guy.
[05:44] I'd probably [ __ ] get the cops called on me. And he helped me back. So this guy basically saved me from [ __ ] ruining my life. And and he had [ __ ] hold on. Since we're on this conversation, I will literally [ __ ]
[05:57] He's like, "Yo, bro. Break up with her. She's a [ __ ] [ __ ] She's a [ __ ] use a Let's use some calm language. >> No no no. Bro bro at this point, bro, I'm so pissed that I I need to prove to
[06:10] literally told me, "Yo, break up with her. Everyone's been with her. She's you know like like Yeah, stuff stuff like that. Hold on hold on hold on. Listen that. Hold on hold on hold on. Listen listen listen.
[06:26] this is actually I'm also don't know if there is an age where it's appropriate, but like it's fine. >> Bro, she offered to suck a second guy's dick in order to to sleep over at his
[06:40] >> Oh no, I was I was I was actually tuning it out. Yo, Golden Arrow Golden Arrow I Do you have a Do you have a retirement account? >> Do you have a retirement account like a Roth IRA?
[06:53] >> No. Why are you asking? >> Well, I'm just checking. [ __ ] IRS account like like what?
[07:05] put money in there so that when you're 65, you can retire. [ __ ] correlated to the conversation? >> Well, I'm just thinking like you're going to raves where like around people are doing drugs and maybe you got to
[07:18] negative environment start thinking about your future, you know? [ __ ] live my life, dog. Like I >> No no, it's good, but you know, you know, time in the market beats timing the market. You know, the younger you
[07:30] are the younger you are when you start investing in your future, the bigger the Darling, this is not a laughing matter. >> No, this is actual advice. This actual advice from an from an adult to a young
[07:44] adult, all right? I'm serious, man. You might want to look into this. Like, how >> WAS IT >> a prank, guys? >> No, was it was it was it $60 to go to the rave? How much did it cost?
[07:56] that in the underground basically. >> What about what ABOUT THE CAR THAT YOU DROVE IN? DID YOU HAVE TO PAY for gas? >> I mean, obviously, bro. Like >> Bro >> That money you spent on gas to go to
[08:08] >> Bro >> That's wonderful you have a job. That's spectacular, bro. You should be taking some of that money from that job and you should be investing it in your future.
[08:21] >> I mean, wait, wait. I I have more Okay, now [ __ ] this this is another [ __ ] yap. Hold on, hold on, hold Bro, I didn't go to that house party because like I have [ __ ] like I have [ __ ]
[08:35] trying to make good decisions. Don't stop blowing me that. It sounds decisions, right? But you Listen to me. You need to be careful who you
[08:48] surround yourself with, okay? You are the average of the five people you spend the most time around, bro. >> Yeah, man. You and you're the What does that mean? >> I'm the number one what?
[09:00] time around. What does that mean? >> I still don't understand. actually my best friend, you know? I've got like 20 million dollars. Oh, [ __ ] you. We're not best friends. This guy told you to invest in the stock market.
[09:15] But I do I do want you to succeed. I do want you to do well, okay? I mean that. >> Yeah, yeah. And I do appreciate that, bro. I don't know. I just feel like I to waste. So, I I'm actually like >> That That actually makes sense, bro.
[09:28] sense. You're right, you're 19. I wouldn't say you're in the prime of your really fun years. You should be playing around. I'm not saying don't go to raves, okay? I'm just saying that don't only have fun. You know what I mean?
[09:41] Have you ever heard of the the 10% rule, right? Let's say you make, you know, $200, no, $200 a week, okay? The first thing you do is you take $20 out of that, you take 10% out, and you
[09:54] other 180 you can do whatever you want with. You can buy wasting time right now. Literally. >> We're fine. We're having fun. This is the 90%. This is the 90%.
[10:07] 10% work, 90% play. That's it, bro. That's it. That's all you got to do. And >> Yeah, but I'm not going to cap though, like I do spend my money though. >> You spend on what?
[10:20] I buy a lot of [ __ ] >> No, that's that's normal though. It's You worked for it. You want to have fun. That's good. But the number one thing you should be doing before you spend that money
[10:33] is you you give yourself 10%. You pay yourself money. That's the clothing store's money. When you buy an Overwatch skin, money. And that's fine. But you need to pay yourself 10% before
[10:48] what I'm saying? >> Are you a business major or finance. >> I mean, believe it or not, I do like >> I do adult content. >> Wait, I don't want to know that. I don't
[11:02] being recorded. Pretend this conversation is being recorded. >> I'm pretty sure it is. >> No, no, no, it's not like Overwatch before.
[11:14] Let's pretend this conversation is being recorded recorded uh outside of the context of Blizzard.
[11:29] want to hear. I going to die. >> Well, all want to hear you say that your name is penis. >> It's not appropriate. It's just not appropriate.
[11:41] I've been nothing but supportive to you and this is this is one hard boundary, >> Wait, hold on. Hold on. Hold on. I need to play the other the other [ __ ] on. But you know he [ __ ] deleted most of
[11:55] the voice memos. Like he swore like the F the W word, the S word. All the words memos and he's not with her or facing her cuz and he's not with her or facing her cuz she's his girlfriend right now, bro.
[12:12] >> Uh no. No. No. >> Are you like coworkers or like a do you work at the same school, possibly? >> Uh no. No. >> Uh no. No. >> Okay, in that case
[12:25] where you go to school. >> I'm just saying like they're super I'm turning 20 this year and they are super super seniors and I'm like in a good >> Oh, that's wonderful. That's spectacular. So, why even continue to
[12:39] mental energy if you're never going to have anything to do with them? 90%. >> Your your 90%. Okay. Okay. Okay, you That's fine, actually. That's okay. I like how you recontextualize
[12:52] sign. And you have high intelligence. >> Stop going there. >> Wait, what so are you guys
[13:11] >> Are you streaming, big bro? >> Yeah. Yeah. there you go. You can go there right now. >> Oh, no. Please at least you can play >> to be the full experience. I'm glad to
[13:24] play with you guys. >> Good game. Bye-bye. to rename it. It's a charity thing. Cuz my advice to you, you're you're 19, young. You still have to like learn how to like navigate relationships and
[13:39] decide who is worth your time and like who to cut cold turkey. You know? Also, I really recommend Bro, hang on. Just listen to the first like 1 hour of this and I swear to god when you're 65
[13:55] kidding. I'm not kidding. I'm not kidding. I'm not kidding. Hey, wait, go I'm going to put you on the Reddit, so it's more accessible, okay? Go here. Go for you. That's literally all I can do for you. Go to those two things.
[14:11] Okay? And when you're 65 you will have $2 million, okay? I'm not kidding.
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