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The Fastest Ways to Make Money Solo in GTA 5 Online Right Now

0h 22m video Published Jul 30, 2026 Transcribed Jul 31, 2026 D Dib Games
Beginner 13 min read For: GTA Online players looking for solo money-making strategies, including newer players who need straightforward weekly activities.
AI Trust Score 60/100
⚠️ Average / Some Fluff

"Shows real methods with actual payouts, but 'fastest' is oversold by a rambling, lag-prone playthrough."

AI Summary

In this gameplay guide, the creator tests several solo money-making methods in GTA Online, including the HSW Time Trial, Yacht Life missions, the Cayo Perico finale, and Acid Lab sell missions. He documents actual payouts ranging from $144,000 to over $500,000 per activity and shares practical tips like using Lester's Off the Radar to protect deliveries.

[00:01]
Starting with the HSW Time Trial

The video opens with the HSW Time Trial, which the creator expects to pay over $500,000 with GTA Plus (or $250,000 without it). He completes it while playing on a low-frames-per-second laptop.

[01:47]
Confirmed HSW payout: $500,000

After finishing the time trial, he receives $500,000. He jokes that it is better than the Cayo Perico heist, a running theme for the video.

[03:37]
Yacht Life missions are worth doing

He recommends completing 10 Yacht Life missions, especially during a 2x money and RP week, and advises playing on hard mode for better payouts.

[04:45]
Yacht Life mission pays $144,000

A single Yacht Life mission on hard mode took about 15 minutes and paid $144,000. He points out that doing this 10 times would earn over $1 million.

[04:58]
Cayo Perico finale setup

He starts the Cayo Perico finale (called the 'file' in his commentary), mentioning the fingerprint cloner, EMP, and stealth mechanics as part of the run.

[10:10]
Completing the finale objectives

He avoids security, collects the target loot, and works through the island compound, dealing with guards and limited auto-aim difficulty.

[13:28]
Finale payout: $356,000

The completed finale pays $356,000. He again says it beats the Cayo Perico heist and then moves on to spin the Lucky Wheel at the casino.

[13:42]
Casino Lucky Wheel wins a car

With a GTA Plus bonus spin, he wins a car from the Lucky Wheel, though he notes he rarely uses the arcade or the vehicle.

[14:36]
Acid Lab sell mission attempt

He starts an Acid Lab sell mission on a bike, noting his previous attempt ended when the bike fell into the Los Santos River and he lost the product.

[16:42]
Avoiding griefers during deliveries

The sell route is placed in a busy lobby; he uses Lester's Off the Radar ability and tries to stay away from other players to protect the bike.

[18:21]
Acid Lab is fast and easy

He describes the Acid Lab as a fast and easy money-maker, though the urban delivery route makes it stressful.

[22:06]
Final Acid Lab payout: $527,000

He completes the deliveries and receives $527,000. He ends the video by pointing viewers to other money-making guides on his channel.

Mentioned in this Video

Tutorial Checklist

1 00:01 Complete the HSW Time Trial: ride to the trial marker and finish within the time limit. GTA+ members earn $500,000; non-members earn $250,000.
2 03:37 Run 10 Yacht Life missions on hard mode: start them from your yacht, set difficulty to hard, and complete all 10 during the 2x money/RP event.
3 04:58 Complete the Cayo Perico finale: use the fingerprint cloner and EMP to infiltrate the island, grab the primary target, and escape. The creator earned $356,000.
4 14:36 Sell Acid Lab product safely: launch the sell mission from your business, avoid crowded lobbies, and use Lester's Off the Radar if attacked. Payout was $527,000.

Study Flashcards (8)

How much does the HSW Time Trial pay with GTA Plus?

easy Click to reveal answer

$500,000

01:47

How much does the HSW Time Trial pay without GTA Plus?

easy Click to reveal answer

$250,000

01:19

How much did one Yacht Life mission on hard mode pay?

easy Click to reveal answer

$144,000

04:45

How many Yacht Life missions does the creator recommend completing?

easy Click to reveal answer

10 missions

03:37

What two tools did the creator use during the Cayo Perico finale?

medium Click to reveal answer

The fingerprint cloner and the EMP

09:29

How much did the Cayo Perico finale pay in this playthrough?

easy Click to reveal answer

$356,000

13:28

What ability does Lester provide to protect sell missions?

medium Click to reveal answer

Off the Radar

19:29

What was the final payout from the Acid Lab sell mission?

easy Click to reveal answer

$527,000

22:06

💡 Key Takeaways

📊

HSW Time Trial pays $500k for GTA+

This weekly solo race is one of the quickest high-payout activities in the game, making it a great starting point.

01:47
🔧

Yacht Life missions: 10 runs equals over $1M

Using the 2x money bonus and hard mode, a 15-minute mission pays $144k, so a full set of 10 pays over $1M.

03:37
💡

Cayo Perico finale is a reliable payout

The solo-friendly finale nets $356k and can be replayed, making it a solid money-making loop.

13:28
⚖️

Acid Lab sells for $527k but risk is high

The sell pays well, but public lobby dangers require strategic use of Off the Radar.

22:06

[00:01] showing you how I make myself some fast money right now all by myself in GT Line. Let's jump right into this. All righty, ref. We got the HSW ton shop for to be like over $500,000. Where do I have to go? I have to go to this place.

[00:14] I'll be honest with you. I'm going to just go for it. I don't care. I'm on no right now is going slow. And I'm tell this guy's just holding on to me for It's going to be a this is going to be a little struggle with that, too. Okay.

[00:26] my nice outfit on. Let's go first person with this, shall we? Ref. Look at this. This is I'm on, no jokes, a laptop right now. And this game looks absolutely like a PS3 game since it really is a PS3 game. If we talk about this for a couple

[00:39] seconds right here, I'll be honest with you. We're having a lot of fun this. I'm forget if this is the double money for GTA Plus. Honestly, I just don't know. I Plus even has for this month. I know it's nothing good. I'll be honest with

[00:54] this month because I've been charged yesterday. $8 down the drain. I could buy a Subway sandwich for $8. I can get truth with me. Think about it. I can't buy anything for $8 nowadays. Maybe a couple Arizona iced te's and high fives

[01:07] and maybe some text. I'm just I'll be honest with you right now. I'm seeing things. I'm see I don't look at the time. I think we're going to make record seconds to figure out where to go. And I'm pretty sure it's going to give me

[01:19] five thou $500,000. If you don't have GTA Plus, I believe it's $250,000. up because I don't know what's going on. And I'm pretty sure they want me to do the the fleeka fleeka. Don't know the name of it. Can't pronounce it. Heist,

[01:33] which means I have to do it another soul. And I'll be honest with you, not a the truth right here. We have like 20 seconds left in the clock. Ref. Let's couple seconds? What are we going on here? Look at this. Let me sit down.

[01:47] at that. See right there? I think it's going to be $500,000. It is. Wow. better than the courts heist. The courts heist. You can do anything in this game

[01:59] store in this game. Better than the courts heist. I got to say we have second one for this week? I'm pretty sure it's somewhere down the road. It's The time travel here at Great Ocean Highway. I do not know where I have to

[02:14] god. Where do I have to go first? Don't crash. Where do I have to go? Where do I have to go? Jeez, no. Okay, go the highway. Easy peasy lemon squeezy type I'll be honest, I can't see anything. My top right corner shows my frames per

[02:27] second. I got 20 28. Oh my god, that's terrible. I can't even see that good. This is so bad. My game's Oh my god, it's lagging so bad. This game, I'm no days, but I don't know how it's not working on my laptop that I bought in

[02:42] about this is kind of Jurassic period time right here. This bike is kind of ref. We're going to do things like you getting Okay, we got some frames per second. We're at 38 right now. We're

[02:56] second. We're at 38 right now. We're gaining up. Oh my god, this is so bad. anymore if you're trying to guess. My other controller had a problem with the what happened, but it it works. I saw no stick drift to me today or tomorrow and

[03:10] today. Ref, where do we have to go? Now, notice right here. I'm not even sure this is two times or one times a what's for this week in GTA line. And I don't think I know the gosh darn this

[03:23] the ocean in this game. You wouldn't believe it. It's the absolute tea. I the worst. But notice right here if you have yourself a yacht I recommend getting one. No, but if you have the yacht missions,

[03:37] listen, I do recommend doing them. Do 10 of those missions. Got yourself a Think we have honestly no jokes. We're about to We actually might lose this time trail if a little bit faster. Start focusing. Watch out for the gosh darn

[03:50] us, it's going to be a bad day for us. I got to say someday. Actually, no. We're going to win this one today. Ref. Give me a tactical. Address it to me. No jokes. We I made myself ly $600,000 just like that. Better than the Cortex. I got

[04:03] to say everything in this game is better than the Cortex. Look at that. You love to see it, ref. I'm out of breath. Now, if you come over here to jobs, play jobs Rockstar created. And look at this yacht life. I'll be honest with you, they

[04:15] missions. It's actually really good to do. Do this on hard mode and do it by care what you do, but you got to do this now two times of money and RP right now. reason why I chose this mission right here because I'm on the Titanic. I'm on

[04:30] seasick. I hate the ocean in this game. But today, listen, I'll take it because it's easy peasy. You just got to destroy a couple boats, a couple NPCs. You got squeezy. How much do you get there? After 15 minutes, I complete the

[04:45] We'll see how much money we get right here. I got myself $144,000. You do the math. You do this 10 times, you have over a million dollars plus. quartz ice. Now, if you don't know this, you're going to know something good.

[04:58] Look at this over here. The fine fire file. One of my all-time faves. Look at in the vase because I never have it there. But today, we're going to see if it is. We're going to start this one off on the right cankle. Here we go. My

[05:10] stick drift now. Like come on, Jody. I don't even have it on my phone and yet she's talking to me. Let's see something else. Right. Define the fine fart file. honest with you. I got to turn off bottom of my gosh darn game because

[05:22] languages I don't understand. Right. To to go back to my PC. Everything's lagging. means to be honest with you. I'm just hoping for the best. This thing doesn't

[05:36] This thing is on fire. I'd be pretty upset to be honest with you. return it to Best Buy. Do you think they'll take a return? It's been six years. Let's climb up this ladder. Shoots the ladders. You got to love it. Now, notice right here.

[05:48] don't know the theme of this game now, everything you do in this game is better than Cortis after the first try. Now, notice right here, we have to go to my maze bank because they won't let me in because I forgot the keys. So, let's go

[06:01] there and fly like the birds that we are. Now, notice right here, the fine fart file top fave. Rooster got me one crate chemicals. He has two hands, but apparently you could have used both of them. Damn chicken, I tell you. So,

[06:14] let's land us right here. This guy can't see this helicopter and a little slow, see this helicopter and a little slow, but no one as slow as your shoel,

[06:29] this game, no jokes, I'm lagging to the point I'm just I'm like forc Oh my god, I forgot. I don't have uh auto aiming. There we go. I don't have auto aim right now. I'm on hard mode. Just notice right here. I wish I had auto aim because I

[06:43] suck. Look at the door. What are we looking at? I suck at this game. Like, you wouldn't believe. Okay. Excuse the spy kids device. I code in this. I forget. Oh my god. I do. Oh, this is easy peasy lemon squeezy.

[06:56] No, it's not. Notice right here. We're doing big things in life. When I say big things, I'm talking about absolutely nothing. Let's go up, down, left, right. There. I think this works. Look at this. Look at this. Success. Right. Let's go

[07:08] inside. 37 frames per second right there. I'm not even sure if that's good. I'll be honest with you. We're trying our best. You know, we're trying to make background. Gosh, the buildings were even fully rendered. Now, notice right

[07:22] here, we have a couple gosh darn obstacles on this gosh darn journey. First off, we can't be Jody. Shut your mouth. Shut your mouth, Jody. I don't this. She's always yapping this one, right? Only person. Oh my god. Himos

[07:35] solving. Only person in the app is yours truly, right? Let's put the EMP's electrical ma mathematical pulse. Tell the truth. I forget it. You can see I They put me in one class. We have to learn about the ocean. Don't care about

[07:51] the ocean. I don't like the ocean in this game. Don't like in real life. to walk away. I'll stay on land all day and night. Never got me an ocean. You EMP right here. To be honest with you, I think I I honestly I think I do a sick

[08:06] drift in this controller. It slowly but surely kick it in. Now notice right heist times 10. Anything in this game is better than the quartz ice heist. I can >> I'm not going to try to get it the right way, but this weekend I might. Who

[08:20] Okay, this is going to be a hard part right here. I don't have auto aim. I'm scared. Scared. Scared. Okay. Jeez, no way. This guy, you lagging as much as I Okay, let's go downstairs. Listen, I got to show you something right here.

[08:34] Somebody left their pants. Look at this. Who? First off, who whose build is that? Odd build. So, we got turn up the lights right here. Look at this spooky vision. this. This is something else. But first off, look at the build. We can't look at

[08:49] the build. They wouldn't let us. I have 50 frames right here. 56. We're going up 60. My god. This is the most I've ever seen. We're back down to the dumps again. Hey guys, listen. I just want to say hello.

[09:01] is the worst. I have a minute to find this thing and I'm pretty sure I know This is not good. >> Stand still. Oh, is this guy >> built like and gosh darn robot. >> There you go.

[09:15] >> The signal is the strength is strong. >> It's strong with these kinkles. Okay, go. You literally have a minute to find it to get us off the bonus because we everything has been nerfed. They're trying to make this economy like ours

[09:29] truly, you know. Go buy yourself a Subway sandwich. The mortgage in half. I >> Oh, I hate this thing here. The fat pudgy fingerprint cloner right here. >> Look at this. Let me show you.

[09:44] >> I have a question, Rockstar. Why isn't it just one? Why is there three? Don't get me started with Carol Heist. We retired that thing. That thing's in a a grave. There we go. Listen, we're doing things

[09:56] in life now. You think we're not, we are. We're doing a lot of things today. Vice City thing. We both saw it with our own eyes. So hopefully the ref, you give give me two of them because I kicked out of the game. Okay, we got here. Oh my

[10:10] get these paintings because Rockstar said no. First off, who would want that? >> Let me break the containment. Okay, usually they do fart gases in here. I don't know why today they're not doing it. My luck after I say that, it is. So,

[10:23] let's get this right here. Come on, sister. Get these two. I got myself a wearing gloves. Here we go. The vice city thing. It should give us a vice city sound effect. Let's hear it. Hold on. Ref.

[10:36] There we go. >> That's pretty good, right? Look at this. They're playing flashlight tag. These two. >> Stand still, sir. >> Yeah. Look at this.

[10:48] You got to get zombie. Get right back up. Okay, let's go downstairs. I got to for these tigers. They're known to bite you. You got to watch out for these you. You got to watch out for these tigers here. Pretty buddy. Let's just

[11:00] this. He's hopping. Look at this guy. Sir, stand still. Never mind. I think >> Sir, I got problems. Okay, I got a lot of problems now. Jeez Louise, I'm not safe anywhere. This is not good, right?

[11:14] things going on here. To tell you truth, these people are so strong. Now, I know this. Nope. I'm about to say if I walk two feet, I'll get destroyed. Don't do this way I'm doing this. This is the worst way to do it. Okay, here we go.

[11:27] Let's get far away from this car. Hopefully those to install this game. That game is going to be November 19th. First off, why am I

[11:40] outside? Where are they bringing me? Oh my god, >> Sir, hold on. Let me do this again. Never mind. Yes. No. No. Forget it. I'm missing every shot. I don't know. I'm going to blame it on the the frames per

[11:53] second. I got 33 frames. You get more in the Tetris, I tell you. Get this nice at this thing. This thing's pretty cool, right? Scoop it up. There we go. Now, I So, that's pretty cool. Right now, I got to get my gosh helicopter. It's down the

[12:09] this car. Hopefully, this car doesn't explode on me. I can't Why did I just break the window? I just opened the Okay, this guy's trying to ruin my day. You can't ruin today. You can ruin tomorrow, but not today. Rough. Now

[12:23] Hopefully I make it there in one piece. He's right at the road. There you go. missiles in this game? Absolutely. Look. Surprised they even hit it. Surprised they even hit it. This helicopter is the worst. It takes two hits and you're

[12:36] already on the honest to tell the truth here in the dumps. Yeah. To pull down the drain going straight to the ocean. I think our turrets go. All right. And here's a buyers by this little tower. or I don't what's this thing even called? I

[12:49] right here. Guys, listen. I got the stuff. Let's get it. Let's get paid. quartz heist. Right. Theme of this video is anything's better than a quartz heist. Okay. Here we are. I got an idea. Nope. Never mind. The idea is no longer

[13:04] Nope. Never mind. The idea is no longer there. This guy's bald. Okay. Little doesn't want to receive. Right. So, let's see what we got going on here. How much we get? I think we get $350,000. I forget how much this is pain, but it's

[13:16] better than the cortice. Now I'm in the void. I'm in the void. Hopefully I get myself out of this void. I delivered a tiki statue. And let's see. Am I drinking a cold one? Nope. There we go. I don't How am I even drinking that? So

[13:28] I don't How am I even drinking that? So file complete. $356,000. Better than the courts heist. No jokes. It's a It's a no jokes for today. Ref. Let's spin the out there can't go to this place anymore in GTA. It's pretty Oh my god, that's

[13:42] truth, my luck, I win it. Let's see what I won today in this window of Fort Gen. I get two spins of GTA Plus. I should have never bought GTA Plus for this So, let's see here. Little spinaroo ref. What we got going? I'll be honest with

[13:54] you. I think it's a shirt. Look at this. This is good. 30 frames per second. Look am I getting? I bet it's a shirt. Ref. That's RP. Do I need RP? No. My 616 do a little spin route right here. Hopefully get the mystery. Imagine they

[14:10] right? That should be a thing. That should be a thing though. Would we not We'll see. We got going IRF. Give me the car. It' be really funny. Give Oh my god. It's gonna give me the car. Oh my god. Look. They actually No joke. That's

[14:23] funny. They actually give me the car. Can I give this to somebody? Can Can I give this to a homeless person? Bail office. Uh, what's one place I never go to? Uh, the arcade. Let's put the arcade. I just won this car. Really

[14:36] funny. >> Tom Connor, can you keep this car? What I don't know. Car. It looks like a Honda Civic. Is that a car? Sounds right. All righty. So, right here I'm doing my ass

[14:48] ways to make fast money in GTI. And I got to tell you, this is my second time do it because the last time my gosh bike went to little gosh haggarded river. So, gosh, this is going to be a high blood pressure event. Now, the mission I had

[15:02] lightning can strike in the same place. It's no way the god help me. You have no clue. Somebody's watching this up above. Help me because I can tell you it's welcome. I tell you people in this lobby. It look pretty crazy, right? Oh,

[15:18] There's a guy. I don't got a car that know what it does. But notice right here. I I hate this game with a passion the Los Santos River. I tell you, no jokes, just touched the water and

[15:33] somehow I fell off of it and I lost all my stuff. Oh. Oh gosh. It's so such a event. Hold on. John Cena needs to be activated. Let's see if it can be activated. There we go. Three, seven, six, five. We're doing tremendous things

[15:48] here. Now, this mission sucks because it does. Yes, you saw. Why? I'm going to show you exactly why. Because we're in Los Santos. If you get this mission in clear because nobody goes there. Which,

[16:00] easy. But they put us right in the gosh darn beehive. I tell you, I'm not a big them. If I was, trust me, I would never go outside. I don't go outside already. So, it's already one of the things right there. Riff, hold on. Let's go from a

[16:12] with you. Okay, here we go. Use my This is from downtown. Why am I Look at What's going on downtown? Here we go. Off the I'll be honest with you. The physics looks good. You can't get this. There

[16:29] you go. Look at that. Nowhere else. Nowhere else. You see this, I tell you. Okay, we got to go down the street now. Now, there was a guy before following me was doing. He probably thought he was stealth, but he wasn't. He was literally

[16:42] "What's this guy doing?" And trust me, I was ready for this guy. This guy doesn't ready. Would never believe it. Let's go to the second location. It's right over here. Got to make a turn. There we go. Bada boom. Bada. I didn't I don't know

[16:56] always pressing L2. Okay, here we go. Somebody's on a boat. Nope. Okay, take this. There you go. believe I even got that. And I'm No jokes. Amazed. Amazed because I don't

[17:11] around me. There's a guy something with a tie. Somebody's making There's no ramp here. Swear to God. I'm gonna destroy this big. Okay, here we go. Let's do a little delivery. Where's this thing? I can't

[17:26] There's so many frames per second are lost on my PC, aka laptop. It's the worst. Off the backboard. Ref. Here we go. Three, two, one. Better get it. What? Get it. Did I get it? That looks That does not look good.

[17:41] Can't get this bike. I swear to God. Make me chafe. I'm stuck. There you go. Nope. That doesn't work. That does. Okay, three down, seven more to go. I

[17:53] can count right, but I can't look straight. It's one of those things. Okay, excuse me. Get out of my way, sister. I got to cross the London Bridge right here. God, this is not good. I swear to God, somebody kind somebody

[18:06] tries destroying my stuff. I'm dipping. I am dipping as fast possibly. You know, I'm just I'm upset because of the last cell. Here you go, sir. Take this. You know, the S lab not a bad idea making money because it's fast, easy peasy

[18:21] lemon squeezy. How do we get out of this jungle? Okay, there's another London and probably never will be. Just one of those places I feel like I'm never going those places I feel like I'm never going to go to. Why? I don't like the rain.

[18:33] to be honest with you. Oh god, we have 11 seconds left. Take this. Nope. Give me it back. Take that. No. Can we just do it? There you go. Oh, my shotgun has Okay, this is this is a bad event. This is bad.

[18:49] Oh, this is not good. The tractor kids over here. Oh my god. Oh, we have a Oh no. Here we go. It's starting early, I tell you. Starting early. We have

[19:01] somebody right behind us. It's not going to be good. It's not going to be good. But I'm well prepared. Nope. He turned. Thank god. Hold on. I gota take care of these guys. Hey guys, what's going on? Enough. I forgot to auto him. I'm on my

[19:16] laptop so I don't auto him. Where's this thing at? It's not it. Okay, take this. I would call Lester, but you know what? Oh god, this guy's coming back. Where's this guy at? Why is the way

[19:29] Where's this guy at? Why is the way around? Oh no, this ain't good. I'm calling Lester. Lester, I'm sorry, bro. I got to call you. Off the radar for Lester. It doesn't do anything for me. Why is this guy over

[19:42] here? You see this guy? Why is this place so packed? to destroy my product. There's no way in God's g I have 14 minutes left. I can I can There's trapped kids over here. There. So many things going on.

[19:55] This guy got a jet. I bet you he got the jet. Did he get the jet? I'm pretty sure that's the only place the jet spawns. Nope. Here's some other thing. Yep. That that that right there is a griefer plane. We're witnessing that in person.

[20:10] know who's hit me, but somebody's hitting me. Okay, take this. There you go. Here we go. We're making progress. Progress is being made. Think I'm judging this. There's a Oh my god,

[20:25] there's so many people over here. This is the worst. There's an oppressor. I'll be honest with you. I'm not ready for it. I can't even hear the game. The game right now. This is not good in a neighborhood.

[20:40] I don't want to lose my money, but somehow I probably would. There's like you know. There's a gathering of a collection of people. This guy's right here. I'm I'll be honest with you. I'm ready.

[20:54] I'm ready. I'm not ready. I never been ready. But today is the day. There we go. Let's get out of here. I'm scared. So scared right now. You wouldn't believe it. So scared. I know this guy we got doing the docks. Yeah. There's so

[21:09] you know what? Today's the day I got to do this, too. It's one of those things, ref. It's one of those things. Okay, we have another layer over here. Oh, this guy has one of those helicopters. We got to hide in the crevice. What kind of

[21:24] helicopter is at? I don't know what's going on. I will take this guy off fast as possible. You wouldn't believe. Where is he? Okay, he's flying away. Oh my god, there's so many people. I've never seen this many people in one

[21:38] never seen this many people in one location. Oh my god, this is not good. We got to go as fast as possible. We are fighting. Look at this. Look at my left. Oh my god, they're all coming to me. This is not good. I'm very scared right

[21:51] now, but that's all right. It's one of his emotions in life. Okay, let's go There's a guy with a red circle on top of his head. I'm scared. Okay, come on. if they destroy my bike right now? I don't know. Oh, yes. There we go. 10 out

[22:06] of 10. Rough. A 10 out of 10. We got here. Let's get out of the situation that I found myself in. I should get myself 52. Yep. $527,000 because there's yours, truly. Let's get out of here before we get destroyed. I'll be honest

[22:20] I'm surprised they weren't hostile. Say we met a lot of hostile players, but we didn't today. Ref, give me the money. Thank you. Oh my god. You have no clue. to make yourself even more money in GTA Line, check out this videos right here.

[22:33] Look at that. I make millions of dollars. There's a on it.

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