What is POMIS? Post Office Monthly Income Scheme Explained (Malayalam)

[00:03] Hello, I am Vineesh Marekini. If you are a person who wants a stable income every month through investment in addition to the income you get from work or business, there is

[00:16] I am going to share about that plan. If you are watching the video for the first time and subscribe to the channel, click on the bell button next to it, you will receive notifications on your mobile whenever I update the videos. This plan is developed by

[00:29] India Post, which is well-known to all of us . The name of the scheme is Post Office Monthly Income Scheme of India Post. Post Office Monthly Income Scheme of India Post.

[00:46] amount of interest every month. The advantage is that the borrower gets a fixed amount of interest every month. The advantage is that it is guaranteed by the central government. The interest is fixed every month. It has nothing to

[00:59] simple and we can generate revenue. The benefit of generating monthly income is that there are types of accounts. Number one is a single account and number two is a joint started by only one person. You can invest a maximum of nine lakh rupees.

[01:13] people. Through this, we can invest up to 15 lakhs. The annual Through this, we can invest up to 15 lakhs. The annual

[01:26] month. How to open an account? Simply visiting, there is an application there. Buy the form, the PMO IS application The documents required for this are Aadhaar card, PAN card, a photograph.

[01:41] can open the account. The investment and its income are simple. You invest Rs 15 lakh and you get in total in five years? ₹ 5 lakh or ₹55,000.

[01:56] How big an amount will it come to you? ₹5,55,000 will come to you in five years. big deal? One thing you need to remember is that

[02:10] You will have income in many ways right now . Can you replace your expenses with this income from your business or job government cannot make changes here . That means it ca can all control it. No matter how much income we have, even if we have a salary, we have huge

[02:24] expenses that are bigger than that. Every month or use a credit card or take a loan here and there. We will take a loan and take a lot of loans. No one tells us to take

[02:36] create this income. After this time, you should work again. take another part-time job. That's it. Go work in another shop. Start your own shop. Do something part-time at night.

[02:52] things. There are so many officials. They go to the office at 8 in the morning. Before that, there are people who go to taping in the morning and then people working on farms. There are

[03:06] . There are people who come late at night and run a thrift shop. You can do many types of work like this. Now, there are people who How many people are doing things related to real estate? There have been so

[03:19] shows and events. work somewhere else. So, if we

[03:31] generate revenue. Everyone's job is different in their field . For me, it's the IT sector. There are many types of jobs in the IT sector . There are many things. So Non-IT people, those who are not in the IT field, which field are we in, what is our passion,

[03:44] All the opportunities related to that sector, what should we do, what should we explore, what should we do, there is no life, friends, try everything to the maximum, that's all, these are all opportunities, I will say that I am using my opportunity to the maximum,

[03:56] most us, standing with our fashion, we things. Now, what should we do with the

[04:10] revenue we get here, what should we do with the revenue we get here, 7.74%, a small person is giving nine percent more than this, the giving. 10% is being given. There are many, many schemes

[04:24] . There are these said cooperative society schemes. They all give a good amount ask, "What's better?" Never . This is a central government guarantee deposit it, if it gets lost or the bank goes bankrupt,

[04:37] . You only get a certain amount that the bank has insured think I'll only get three and a half or two and a half lakhs . We can't get any larger amount than that. That's the rule. But this scheme, which is being implemented

[04:49] through the Central Government's Direct Post Office, is 100 percent guaranteed. The entire fund will never be lost. You will continue to get returns every month for Rs. 15 lakh . After five years of

[05:02] Five years should be enough. All the funds will be taken away. There is only a five-year lock-in. It 's a better project. The safest method is the ultra-safe method. The word "safe" will be correct and

[05:14] complete there. Then there's no tension anymore. People who have a lot of funds can do the same with the amount they receive when they retire. You can do it in a monthly income scheme. we have a monthly revenue of 30,000? If I go to work today, I'll

[05:26] . You only get the maximum once you reach a good level. That's good revenue. What should we do? Live comfortably. That's what take advantage of many other opportunities. Work the rest of the time. Now

[05:41] Work the rest of the time. Now . There is a time for that. Otherwise, if withdraw the fine between one and three years, it will be two percent, and between three and five years, it will be one

[05:55] . So don't go withdrawing. The income withdrawing. The income . That is your income. Then you will have to

[06:08] Remember, you can start investing for a secure future. start investing for a secure future. even tell my friends that if your income is 10,000,

[06:20] you should pay 500 rupees. If you have Rs. 20,000, you pay Rs. 1,000. You invest 1500 rupees a month . What do you do with ₹1500 and 5% of that? Don't do anything at all. Do 5%. Even after depositing ₹1500, there is

[06:36] no tension. How can someone who has 30,000 deposit just ₹1500? There is no tension about him, father. After 10 years, this amount will become a large amount. this amount will become a large amount.

[06:49] . When I first told someone who had 3000 that I would invest 1500, the only thing I could need to do 10,000. Think about it that way. Think of 5000, 10,000, and so on . That mindset is what ultimately leads to bankruptcy without any investment

[07:03] must change that mindset. Invest big. What is the minimum amount you . Do you know what to do then? By investing, investing, investing, investing, investing, we will finally get this. You will get a tongue

[07:16] habit when we do it every day. Once you get used to it, you can wear it every month You will come to such a situation. Alas, the event is not happening today. We will not have peace of mind. pay off our car tires.

[07:32] car's pollution. Similarly, if we do not invest the amount for a peace of mind. So when we jump to 10%, let's say five, six, seven, or whatever.

[07:47] So every year, slowly add 10% and add 10% to that investment. Say, 10% of the five, 10% of the five. Add one rupee next day, add 600, 600, the next day, add

[08:02] 100 rupees and add it, how big an amount it becomes, it becomes a huge, huge, unbelievable anyone do it? No one will. Most people still think that if someone has 30,000 and 2000,

[08:16] how can they deposit 10,000 with 5000? This is what they think. They never think of depositing 500 and 1000. This is the only reason why not become an investor today. They are going

[08:30] curse, everyone should see this as a big opportunity. Today, right now, see this as a big opportunity. Today, right now, transfer the first 5% of your salary this month and invest it. It is

[08:44] income every month without fear of market fluctuations, the Post Office Monthly Income Scheme is a great choice. I repeat, you can Share this video with all your friends, relatives, and callers without them knowing anything. Write your valuable comments and suggestions in the comment

[09:00] like it. We'll see you tomorrow for another great video. It's Mean We'll see you tomorrow for another great video. It's Mean [Music] Shawnee Signing Off By.