Store credit cards are F-tier
45sThe blunt dismissal of store cards is controversial and instantly relatable to anyone who's been tempted by a discount.
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This video provides a rapid-fire tier list ranking of popular credit cards, from store cards to premium travel cards. The creator evaluates each card based on rewards, versatility, and overall value, assigning grades from S-tier (best) to F-tier (worst).
[00:00]
Store Credit Cards: F-Tier
The creator dismisses all store credit cards, stating they haven't seen one worth getting, even with incentives like $500 off a home appliance.
[00:15]
Chase Sapphire Reserve: A-Tier
The Chase Sapphire Reserve is rated A-tier, though no specific reasons are given in this segment.
[00:15]
Apple Card: B-Tier
The Apple Card is rated B-tier, described as pretty good for Apple spenders and versatile, but not the best overall.
[00:29]
Robinhood Card: S-Tier
The Robinhood Card is rated S-tier, praised for excellent cash back and simplicity, though the creator wishes there were a business version.
[00:29]
Amex Black Card: D-Tier
The Amex Centurion (Black) Card is rated D-tier, noting that while it's cool to have, the rewards don't justify the high spending required.
[00:42]
Discover It Secured Card: S-Tier
The Discover It Secured Card is rated S-tier, though no specific reasons are given in this segment.
[00:42]
Amex Gold Card: A-Tier
The Amex Gold Card is rated A-tier, with the creator praising its fantastic cashback and calling it one of the best rewards cards.
[00:42]
Amex Platinum: B-Tier
The Amex Platinum is rated B-tier, with no further explanation provided.
[00:54]
Amazon Prime Card: A-Tier
The Amazon Prime Card is rated A-tier, especially for frequent Amazon shoppers, as the rewards can easily offset the cost.
The video offers a quick, opinionated ranking of credit cards, highlighting the Robinhood and Discover It Secured cards as top picks, while dismissing store cards and the Amex Black Card as poor value.
Mentioned in this Video
💡 Key Takeaways
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Robinhood Card praised as S-tier
Highlights a lesser-known card as a top pick for cash back, offering a strong alternative to traditional rewards cards.
00:29
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Amex Black Card criticized for poor value
Challenges the prestige of the Amex Centurion by focusing on rewards vs. spending, a practical perspective for viewers.
00:29
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Discover It Secured Card rated S-tier
Surprising pick for a secured card, suggesting it's excellent for building credit or beginners.
00:42Full Transcript
[00:00] Store credit cards. F-tier. I haven't seen a single store credit card that I'm like, oh, I need that. I want $500 off of my home appliance purchase today. Chase Sapphire Reserve. A-tier. Apple card. B-tier. It's pretty good if you're spending money at Apple. It's an overall
[00:15] pretty versatile card. Not the best in the world, but I would say it's decent for a lot of people. Robin Hood card. S-tier. I hate to say it, but you're a really, really good credit card. And for the cash back of not having to think about it, it's one of the best credit cards out there.
[00:29] I wish they had a business credit card though. Amex Black Card. D tier. I think it's cool that you could get the Amex Centurion card to begin with, but when you look at the rewards versus what you're spending to get them, it's really not a good card at all.
[00:42] Discover It Secured Card. S tier. Amex Gold Card. A tier. I think the cashback gives you fantastic. It's one of the best rewards cards out there. It's pretty good. Amex Platinum. I would say B tier. Amazon Prime Card. I would give that an A tier.
[00:54] I think for what you get on the Amazon Prime Card, if you purchase a lot of Amazon, you're going to make your money back. It's pretty good.
