What is SIP? SIP Explained for Beginners in 2026

[00:03] 100, 200, 500 rupees in our hands in a very proper way and with a system based on it, it will proper way and with a system based on it, it will system is called Systematic Investment Plan

[00:16] SIP. So what is SIP and what will happen in a year after investing 500 rupees? watching the video, subscribe to the channel. If you

[00:31] . I think it's Even today, there are people who are afraid of the word SIP . There are

[00:43] Everyone likes to take it to the nearest cooperative bank to keep it, and take it to the bank to deposit RDs, FDs, etc. Even today, there are many people who are afraid to deposit money even at the post office

[00:57] only location that guarantees 100% of our money . Even the bank doesn't And even then, there are people who don't understand it. So them come as our content on our channel,

[01:11] Today we are going to understand what SIP is. We are systematic investment

[01:24] plan, which means investing at regular intervals, we invest annually, annually, every year. Now there is a daily SIP,

[01:36] daily SIP, That will be a correct figure. Now, investing a SIP weekly, after a year, we invest

[01:49] it again. The 500 we invested is the next year, and we called a step-up SIP. Step Step

[02:02] . Normal SIP is a method of . It could be monthly, daily, weekly, hourly, or yearly. It can be any way you want. But you

[02:17] power of compounding. Even small amounts turn into big profits. So, once we have invested in this SIP, there is a duration for that SIP. First one investment, second investment, now invest this this month, next one next

[02:30] . So, this first 500 rupees and the monthly rupees and the monthly being rolled over into the next month as new investments. Each month's investment and its return

[02:44] add up and by the next month, it becomes a new So we have an investment and its profit. Then, combined and invested again next month . This is an

[02:56] when this happens, when this process quickly, it's called the power of compounding. Now, discipline is the main

[03:11] That means it will only work out over a period of time . We never expected anything in a month or two years.

[03:25] invest as little as Rs 3,000 now will calculators online . You can calculate all of this and easily identify it. Next is the Easy Entry SIP, which we can start with as little as Rs 500 or as little as Rs 100

[03:39] Entry SIP, which we can start with as little as Rs 500 or as little as Rs 100 will understand what types of SIPs there are. There is equity SIP, there is debt SIP, there is hybrid SIP, there are index funds, that is,

[03:51] and debt SIPs are better than fixed deposits for investing in stocks and bonds, and they have less risk. If we is the process of investing in stocks and bonds. Index is

[04:05] a process of investing in the best companies in the country at a very low cost. There are We can invest in all of these. So, if we talk about this SIP, we have the amount we pay, we do not

[04:17] be a management company. Now, I told you about a Japanese company you were told about Quantum . Kondo told me about Nippon. Now you you don't know about Nippon. Then you will always have a fear

[04:30] . So you shouldn't You trust the bank you trust. So, you will now have an account with a bank like Canara Bank or SBI . Go straight to Canara

[04:42] Bank or SBI and tell the manager there that I want to invest through SIP. Then the SIP option will be available in your bank's app bank's own funds will be there. That bank itself

[04:54] Look at debt funds. Then based on various types of capitalization there is flexi cap. There are many such caps. Dad,

[05:08] . So, the flexi caps are the best. But if you are a youngster or something and maybe if you are the manager, put 2500 rupees in it.

[05:23] Put it in small cap. Small cap refers to . It is a large cap fund that invests in large companies . Similarly, . Similarly,

[05:35] cap companies. The benefit of small-cap companies is that they have the potential to experience tremendous growth. And we don't These fund managers collect the funds and invest them. Fund Managers: The

[05:50] invest them. Fund Managers: The have their own fund managers. They will manage all this. Okay. How do . Install the apps of these banks . Within that, there

[06:03] or you can contact third parties. There are third parties, companies like Grow, all of which are brokers. There are companies like Zerodha Upstox . Once you've contacted companies like Alice Blue,

[06:15] . Apart from that, there are these direct mutual fund companies accounts with all mutual fund companies providing SIP to do is complete KYC after installing the app.

[06:30] We can complete our KYC by providing our PAN card and Aadhaar card details . After that, funds are automatically Then, once it's set up, the

[06:44] What date do you want? The correct amount will be . That amount should always be there. Now, 's look at the dividends. If we

[07:00] investment will be ₹6,000. The expected value we get is ₹1,16165 in 10 years . That's what we get when we calculate a CGR of 12 percent

[07:14] getting 20%. get a little more.

[07:28] get 5 lakhs. The approximate profit is . Now, over the next few days, you will have the amount you mentioned and its return, and then you will work out everything

[07:42] . Every month, the return is calculated and the work is done the following month compound interest, and it works the same way. Acting is not about interest, but about real profit.

[07:54] makes a profit and gives a share of that profit. security and oversight, your money is safe. All of these companies

[08:06] why there are SEBI regulations . Each fund has its own rules and regulations. Work accordingly. . And the fluctuations in the stock market will certainly

[08:19] run with a long-term vision, that's not a big problem. We are able to purchase more units the following month when the stock price is going down to a loss . we will have made a big profit. AMFI is

[08:33] a mutual fund team that regulates mutual fund companies . It is also regulated. Similarly, tax benefits can be obtained through ELSS. There are many ELSS Similarly, we can withdraw money whenever we need liquidity

[08:46] . Let's close. We can entire amount at any time after closing. Changes start with small steps. Start investing today. Tomorrow's savings are today's decisions. So,

[08:59] today's decisions. So, You will be watching this, including me. You will be shocked when you hear the amount I am investing. I am investing Rs. 365. Every month,

[09:14] That is the What is the minimum amount we can invest? That is what we need to learn. small amount, you will get something. That is not what we need to

[09:27] think about investing. we need to enter. Then we can slowly and gradually get into it. For

[09:41] he will never be able to start. Remember, Remember, five to ten years and have not been

[09:59] turn into a huge amount. I have a dear friend who, since I started talking to him, has not invested a single fund or SIP for 15 years . So he had to deposit Rs. 100 and Rs. 5,000 as a key. One thing he always says to him is, "

[10:13] I have this much salary, 45,000 ." So they often say, "I need to deposit 15,000, I need to deposit 10,000 ." It will never happen. I always told him I would do 500 rupees. He said, "At most, do one 1000 rupees and one 500 rupees." He

[10:28] said, "I am making 365 rupees." But I thought there wouldn't be anything to listen to even that. Today, I am reaching a lakh. So that's what we should do.

[10:42] Start small. Gradually step it up and change it. If you're doing make it 600 next year. Make it 700 next year. Next year, make it 800. You can bring it up slowly, slowly, slowly. Now, let's increase the income to 500-1000 next year.

[10:57] shared in the coming days . So, most of your friends, . Let's share this video with them on WhatsApp comment box and it will be a great video. See you tomorrow. Is me

[11:10] video. See you tomorrow. Is me signing off bye bye. [Music]