5 Money Habits That Will Make You Rich in 2026

[00:01] one of your goals right now is to build wealth or eventually get rich. And you that, "Oh, how do I get rich this year?" Especially with the fact that uh social media makes it look like everybody is making fast money or quick money. I mean

[00:15] for you, you're just talking one place. I totally understand. And that is why I'm making this video. In this video, I'll be breaking down five simple and practical ways to build wealth and get rich. Now, these five ways or these five

[00:28] video, they are very realistic, they are whether you're just starting out or maybe you're trying to improve your sure you watch this video to the end so you don't miss any important

[00:42] liked this video, please go ahead and like this video and subscribe to the channel. Thank you. Now, the first step or the first way is to make saving a don't know this, but if you want to get rich or you want to make money, it all

[00:56] starts with saving money. You see, saving money is like the foundation of personal finance. It is the foundation of wealth. And it is when you have built that strong foundation of saving money, that is when you can now distribute your

[01:08] actually make money for yourself or to build wealth for yourself. And if you want to start saving money, the goal is not to save what you have left after you spend some of your money. What you should be doing is to actually save

[01:21] first after any money that you make or any money that enters into your account. after you have saved money. I hope you get it. Now, one thing I always tell people is that if you're making just a tiny or small amount of money right now,

[01:35] and you find it difficult to maybe save a very tiny portion of that money, then won't be able to save money even when you start earning more money. It is a fact. Go and take it anyway. It is a fact. So, start setting aside just a

[01:49] consistently from now on. It might be 5%, it might be 10%. Anyone is very good, but just make sure you're saving a small part of your money every month. advise that you also create like a separate savings for your emergencies

[02:05] example, your savings for your emergencies, they will be for things medical bills or maybe when you lose your source of income. So, it's emergencies. And then the other one which will be for your future

[02:20] investment, once you have those savings saved up to a certain amount of money, then you can now start distributing them to different investments. So, that is making money or building wealth or eventually getting rich. Make saving a

[02:34] if you haven't subscribed to the channel, please kindly subscribe to the channel. On this channel, we make videos on how to make money, how to invest your right way. So, please if you haven't subscribed, go ahead and subscribe to

[02:46] Personal Finance Circle and please like this video. Thank you. Now, the second step is to invest in a high-income skill. Now, you see these days, when money-making ideas, what I just tell them is simple. I just tell them go and

[03:00] Because to be honest, the amount of money you can make right now depends on what you can do or maybe the skills that you actually have right now. And the usually those who have valuable skills, skills that are in high demand. And

[03:15] these high-income skills can allow you to increase your income or your salary without working for longer hours. So, please instead of wasting your money anyhow, invest in learning high-income skill. And please, when you are choosing

[03:27] a skill to learn, please make sure you pick one with high market demand and one that aligns with your interest. I hope you get it. Now, this could be like a digital skill, maybe a technical skill, or even a professional service that

[03:40] please, the only way you can build a best or improve at any skill is to commit to learning it seriously. You can take courses, you can practice regularly, and you can also apply what you learn through real project. And as

[03:54] your skill improves, you can also look for more ways to monetize your skill was the second step you need to take. Number one, I said make saving a habit. Number two, invest in high-income skills. Now, the third step is to build

[04:08] money flows through people. That's one thing I've learned in recent years. Money flows through people. And opportunities often come from people you know or people who know you. That's just the truth. It comes from people you know

[04:21] meaningful connections does not mean that or you have to use people for you have to be gaining from people all the time. It simply means that you need to form genuine relationship with people who have similar interest as you. So,

[04:36] henceforth, ensure that you surround yourself with people who are focused on growing financially and people who are focused on getting better in every other area of their lives. Because whether you believe it or not, you are actually a

[04:49] reflection of the people you surround yourself with. So, that's for number I want to talk about the Gronney app. This is Gronney right here. Now, for and I are currently building a budgeting app that will help you to grow and track

[05:03] your finances. And the name of the app is called Gronney. Now, Gronney is just a simple app where you get to create a budget, you track your income, you track your expenses, and you also get finance tips from us to help you grow your

[05:15] finances, too. And at the end of every month, you get a report from the app you spent your money, and what you need to do to fix your finances. So, if you want to check it out, you can join the waitlist. It will be the first link in

[05:30] click on the link in the pinned comment of this video. And once the app is ready, we will definitely notify you via email. Thank you, and let's continue with the video. Now, the fourth step to build wealth or get rich is to live

[05:43] below your means. Now, you see living below your means is one of the most powerful principles to get rich and to build wealth. And the thing is that it creates space between what you earn and what you spend. And that space right

[05:55] there is where your savings, your investments, and your freedom come from. And it basically starts by you avoiding upgrading your lifestyle every time your that make sure you prioritize long-term

[06:08] financial stability rather than short-term pleasures right there. That is very, very important. And you can easily do this by tracking your expenses And that is one of the reasons why we are currently building the Grow Now app.

[06:20] waitlist for Grow Now, click the first link in the description of this video or the link in the pinned comment of this video to join the waitlist. So, that's number four right there. Now, before I continue with this video, I want to let

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[08:03] Now, if you are getting this ebook right now, you can get this for 50% discount. you can get it for 50% discount and it is only for the first 100 people. So, if interested, click on the first link in the description of this video or you can

[08:18] check the pinned comment of this video for the link to get the ebook. Thank you and let's go on with the video. Now, for number five, I would say create multiple streams of income. Now, you see here something I want you to understand right

[08:30] now. You see, relying on just one source of income is very, very risky. And if that one source of income disappears tomorrow, what happens? Have you ever is one of the most important things to do to be able to build wealth. It is by

[08:44] creating multiple streams of income. Now, this doesn't mean that you should income to another one source of income or maybe you should be running around 10 burning yourself out. No, that's not the meaning. Now, what it means is that as

[08:58] you grow, you should be intentional about adding new income sources one at a time. So, for example, let's say you have a skill right now, you can start freelancing on the side. Maybe that's the first side hustle. Then from there,

[09:10] as it grow, you can create digital products, maybe ebooks or courses or start maybe a small online business or you can even go ahead to start earning passive income from content creation or even investment. Now, the idea is that

[09:24] place for you, you become more financially stable and you grow faster. people, they don't have just one source of income. They have built additional streams of income over time. And that is exactly what you should be thinking

[09:38] about right now. So, please after watching this video, start thinking of what extra source of income you can add to yourself right now. So, that's for this point, I want to give you an extra step to make it number six. And please,

[09:52] got to number six in the comment section. Just go ahead and type it right there. I want to know those of you that actually got to this point of the video. Thank you. So, for the extra one, number six is to always know your financial

[10:05] Now, you see, if you really want to get rich or you want to build wealth over one thing is that you must have goals that you want to chase or goals that you want to achieve. And this is because clear financial goals actually give

[10:19] don't have clear financial goals that you want to achieve with your money or with your finances, it will be very easy for you to spend your money anyhow and not track your expenses. So, please sit down right now after this video again

[10:32] and define what wealth or what getting rich actually means to you personally. financially independent? Is it that you want to run a business? Is it that you that you just want to have peace of mind? Whichever one it is, just make

[10:45] sure that you set specific goals with timelines for your finances. And another always review your progress regularly and adjust when necessary. It is very, very important. And basically, from my experience, um having financial goals

[11:00] disciplined. And when your money has a purpose or a goal, your decisions with money becomes easier and even more intentional. And that is why you also your money. And you can simply use the Grow Your Money app to do this. You can

[11:14] use the Grow Your Money app to plan your finances and budget your money. Again, description below. It will really, really help you a lot. So, these are the five practical ways to build wealth plus the extra one, making it six practical

[11:27] if you're already doing the six things I mentioned in this video and you're Then I advise that you watch this video showing right here where I talked about the things you should be doing with your savings to make even more money. Or you

[11:41] talked about the different ways you can make money online every single month. So videos and I'll also put the links in the description below. Thank you for watching and I'll see you guys in the next one. Bye.