If You're Making Money in 2026, Spend It On These 7 Things

[00:01] about the seven things you should prioritize spending your money on, and this is regardless of where you are in your financial journey right now. Now, currently making money right now for yourself, and you are looking to make

[00:13] good financial decisions. Now, there are so many things competing for your attention and for your money, whether it is to add value to yourself, whether it to invest, or whether it is to create meaningful experiences. Different things

[00:27] out there are competing for your money every single day. So, it is your choice want to spend your money on, because managing your finances wisely is about making intentional choices with your money. So, in this video, like I said

[00:40] seven things you should actually spend your money on. So, that being said, let's go straight to the point. Now, the first one is spending your money on following me on this channel for a very long time, you definitely know that I

[00:54] always preach about having emergency funds, and that's simply because having emergency funds really helped me achieve most of the things I have to do right emergencies in my first year in the university, and by the time I was done

[01:07] with school, I had so much money in my emergency savings, and I have now used some part of that money to achieve a lot of things for myself. Now, you see, an emergency fund is the cornerstone or the foundation of financial stability, and

[01:20] that is why it is the first priority for your money. An emergency fund is like a designated savings account specifically created to cover unexpected expenses or maybe your financial emergencies. And it acts as a safety net to protect you from

[01:34] the financial impact of unforeseen events, like maybe medical emergencies, or maybe you even lose your job, or any other unexpected circumstances out there. So, having an emergency fund provides you with a sense of security

[01:47] and also peace of mind. And it also ensures that you have funds readily available to handle any urgent financial need without relying on things like maybe loans or even borrowing money from others. So, you can see that I have just

[01:59] listed so many benefits of having an emergency fund. So, please, after you start to working on having your own emergency series. It is very, very before I go to number two, if you have not subscribed to our YouTube channel,

[02:14] Personal Finance Circle. On this YouTube how to invest your money, and how to manage your money the right way. So, YouTube channel, and please like this video. Thank you. Now, the second thing

[02:27] will be on investment. Now, I see investment are one of the most important things you must prioritize with your money. And that is because investing your money can have a significant impact on your financial future. You know,

[02:41] money into like assets with the expectation of generating a return or profit over a particular period of time. So, it simply means maybe you invest your money in a property, a coin, a stock, or whatever, and then you are

[02:55] expecting it to make profit for you. And when you are investing, there's also something called compound interest, or the power of compounding, whichever way power of compounding allows your investment to grow exponentially over

[03:08] is that let's assume you invest, let's say, $1,000 today to get 20% returns after 1 year. Now, you see, at the end of your investment, you now have $1,200.

[03:20] Now, you see, with the power of compounding, instead of investing $1,000 back into that investment, you now invest $1,200 for 20% returns, and then you get $240 as profit. So, you see that you have

[03:33] the first year. So, that is the power of compound interest, and it goes on like that every time you apply it. It is one of the best ways to get more returns or you also need to know that it can make more money for you only if you start

[03:48] investing as early as possible. Now, there are different ways you can invest like stocks, and you have bonds, you have mutual funds, you have index funds, you have real estate, you have crypto, you have a lot of different investments

[04:01] out there. But, what you need to know is that each of these investments has its own risk. So, it's important that you diversify your portfolio and do your research very, very well before you put your money into any form of investment.

[04:14] being said, if you want to learn about any of these investments I've just mentioned, we have videos about them on our YouTube channel. So, please feel free to ask me for anyone you want in the comment section below, and I'll

[04:26] the videos. Thank you. Now, for the bonus number three, I quickly want to because I'm sure most of you must have been wondering what Gronney is all Gronney app is a budgeting app that my team and I are currently building to

[04:41] help you track and monitor your income and expenses. So, basically, on the app, you create a budget, and at the end of the month, we send you a report of how money that month. And we also give you tips that can help you make better money

[04:55] decisions. Now, our goal with the Gronney app is basically to help you want to learn more about the app or you want to use the app when it is ready, description below or the link in the pinned comment of this video to join the

[05:10] definitely notify you once the app is ready. Thank you. Now, let's go back into the video. Now, the third thing you should be spending your money on will be on education. Now, you see, investing in education is important at any stage of

[05:24] education I'm talking about could mean maybe pursuing a new degree or maybe enrolling in vocational training or maybe learning digital skills or maybe taking online courses, attending workshops, or even earning professional

[05:37] certifications out there. Now, you see, education equips you with the necessary skills and expertise that you need to thrive in your chosen career or maybe in any field you belong to. And continuous learning also provides a broader

[05:50] perspective and a deeper understanding of your industry and the world around potential, which is very, very money you can be able to make in whatever career you are or whatever

[06:03] that investing in your education is a long-term investment in yourself and in your future. So, please make this one a priority. Now, the fourth one to spend your money on will be spending on high-income skills. Now, you see, there

[06:17] is no doubt that having valuable skills that are in demand right now can significantly increase your earning potential and even open up more career opportunities for you. And when I'm talking about high-income skills, I'm

[06:29] sought-after, as skills that can command skills are specific to certain industries out there or maybe certain professions, and they require consistent or constant learning and development.

[06:42] So, by spending money on acquiring high- income skills, you are equipping expertise that can set you apart from others and also make you a valuable these high-income skills can include things like maybe coding, uh

[06:57] programming, digital marketing, data analysis, AI, graphic design, copywriting, project management, and sales and marketing. That one is very important. You can make a lot of money from sales and so on like that. Now,

[07:09] these are skills that are in high demand across different industries and they offer high earning potential. Now, you see, another thing you need to know is that just like how investing in your education is a long-term investment in

[07:21] yourself, also investing in high-income skills can also be a long-term investment in your financial future. So, please make the wise investment of acquiring high-income skills and always position yourself for a successful

[07:35] video, I want to let you know that I have just launched my ebook on the Nigerian Stock Market Guide for Beginners. Now, this is not like every bunch of loads that you don't learn anything at all. This one is different.

[07:49] learning from this new ebook of mine. Now, the first thing is that you'll be works. A lot of people are just investing in stock. They don't even know how the stock market works at all. You'll be learning this in this ebook.

[08:02] how to actually analyze a stock before you even buy it. A lot of people don't even know how to analyze stocks at all. You'll be learning this in this ebook. how to build a diversified stock portfolio that will be making you

[08:15] consistent income. Number four, you'll also be learning how to invest in dividend stocks that can be giving you passive income consistently. And number five, you'll also be learning risk management in the stock market, which is

[08:27] just investing in stocks and losing money. They don't understand risk management in the stock market. So, you'll be learning this in this ebook, learning how to invest from the diaspora. So, for those of you that are

[08:39] in the US, in the UK, or anywhere outside in Nigeria, and also want to invest in the stock market, this ebook is for you. And lastly, you'll also be learning a realistic road map to building your first 1 million naira

[08:51] portfolio in the stock market, no matter your income at all. So, no matter your salary or the amount of money you are making every month right now, I stated or I built a way for you to build your first 1 million naira portfolio in the

[09:03] stock market. So, you can see that you are learning a whole lot from this ebook right now, you can get this for 50% discount. Yes, you are getting this right now, you can get it for 50% discount, and it is only for the first

[09:17] if you are interested, click on the first link in the description of this video, or you can check the pinned comment of this video for the link to on with the video. Now, the fifth way to spend your money is spending it on

[09:31] personal finance education. Now, you see, this one is different from the formal education I mentioned in uh number three. Now, this one is called I mean by this? Now, you see personal finance basically means learning how to

[09:44] actually spend money, how to make money, and how to manage your money the right educational resources out there, they provide valuable knowledge and insight into managing your finances effectively, and also making good decisions with your

[09:58] money. And personal finance education covers a wide range of topics. It includes uh things like budgeting, uh saving money, investing money, uh managing debt, and tax planning, building wealth, making money, and so

[10:11] on. And when you invest money in personal finance education, you can actually gain a better understanding of how to handle money, how to set your financial goals, and even how to create a solid financial plan for yourself and

[10:24] resources like personal finance books, uh videos, articles, and so on out there, they can offer you all of these advice and strategies to help you manage your income, your expenses, and your investments. And they can also provide

[10:38] you with guidance on how to create and stick to a budget, which is very, very understand all of these things, and you can learn all these things only when you focus on educating yourself about personal finance. And basically, you can

[10:51] get personal finance education through personal finance books, uh personal finance courses, personal finance podcasts, or from financial advisors, or basically from this YouTube channel. We have so many videos that can help you to

[11:03] So, we make videos on how to make money, manage your money the right way. And that is the reason why you need to subscribe to this YouTube channel. Thank you. And by the way, if you are looking

[11:15] year, I have a list of 10 personal finance book you must read if you want it, just ask for it in the comment section below. I will definitely reply you with the list of those 10 personal finance books. Thank you. Now, the sixth

[11:30] thing to spend your money on spending it on meaningful experiences. Now, what do I mean by this? Now, you see, while most of this list focuses on building wealth or maybe financial security, it is equally important to actually spend

[11:43] money on meaningful experiences. And when I say meaningful experiences, I mean things like travel experiences that could expose you to new cultures or maybe quality time with your loved ones or it could be you pursuing different

[11:55] hobbies and passions that interest you. And these experiences are things that can last with you for a very long period of time. So, for example, traveling exposes you to diverse perspectives and it challenges your comfort zone. It also

[12:08] familiar surroundings and give you a deeper understanding of the world in other parts of the world, not just where you are or where you or your surroundings are there. It is always good to invest money in experiences with

[12:23] your family and friends, too, because it also strengthen uh your relationship and create like a support network that is invaluable throughout life. So, it is investing money or spending money on your financial investment, also make

[12:37] sure that you are spending money on your personal growth, your happiness, and different experiences out there. But, the main thing right here is to find the money on traveling and getting experiences and forget about your

[12:49] savings and investments, please. That is very, very important. So, that's number six. Now, for number seven, I will always advise to spend money on your important. Now, you need to know that your health is your most valuable asset,

[13:02] not your crypto, not your stocks. And you see, investing in your health should be a non-negotiable financial priority because without the good health, all the wealth in the world becomes meaningless. So, your health deserves financial

[13:14] investment on its own. And investing in your health includes things like spending money on quality health care such as our regular checkups or maybe insurance, which is is compulsory or

[13:26] and more cost effective to actually prevent health issues than to actually important. So, please, if you're already making good money for yourself right now, please spend money on your health. It is a very important priority. And

[13:42] please, take care of your physical body and your mental health. Those two are very important. Your physical body and your mental health. And please, always financial success if you are not healthy enough to live the life that you have

[13:56] worked so hard to build. So, please again, make sure your health is a top this video. These are the seven important things you should actually earlier, don't forget to join the wait list for the growing app. The link will

[14:11] be in the description below. Or you check the pinned comment of this video. And don't forget also, if you need our videos on different investments, feel below. I'll reply to you with the links to these videos. I can also check out

[14:24] right now. They are also videos about investments. So, go ahead and click on watching. I'll see you guys in the next one. Bye.