Credit Card Rankings: Amex, Chase, Capital One
55sControversial card rankings and devaluation of popular cards like Chase Sapphire Preferred spark debate among credit card enthusiasts.
▶ Play ClipAI Summary
This video ranks credit cards into tiers, evaluating their benefits and drawbacks. It covers cards like Apple Card, Amex Platinum, Chase Sapphire Preferred, Capital One Venture X, and Chase Freedom Unlimited, discussing their rewards, annual fees, and recent devaluations.
[00:02]
Apple Card
Offers 2% back with Apple Pay, considered decent.
[00:07]
Amex Platinum
Known for valuable credits and airport lounge access; bonus can be massive.
[00:16]
Chase Sapphire Preferred
Offers 3x points on gas, EV charging, and vacation homes; includes credit for Global Entry/TSA PreCheck/Nexus, but devalued to 4:3 rate.
[00:31]
Capital One Venture X
Rated S-tier; anniversary bonus offsets annual fee; includes airport lounge access.
[00:45]
Citi Custom Cash
Praised for high cash back on top spending category; can pair with Venture X for 3x on groceries.
[00:57]
Chase Freedom Unlimited
Now C-tier; only 1.5x back on everything; no longer appealing due to removal of Hyatt transfer ability with Sapphire Preferred.
The video provides a tier-based ranking of popular credit cards, highlighting recent changes and suggesting optimal combinations for maximizing rewards.
Mentioned in this Video
Study Flashcards (5)
What is the Apple Card's cash back percentage when using Apple Pay?
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What is the Apple Card's cash back percentage when using Apple Pay?
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2%
00:02
Which card is described as having a 'massive' bonus and valuable airport lounge access?
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Which card is described as having a 'massive' bonus and valuable airport lounge access?
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Amex Platinum
00:07
What benefit does Chase Sapphire Preferred offer for travel security?
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What benefit does Chase Sapphire Preferred offer for travel security?
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Credit covering Global Entry, TSA PreCheck, or Nexus
00:16
Why did Chase Freedom Unlimited drop to C-tier?
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Why did Chase Freedom Unlimited drop to C-tier?
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It no longer can be combined with Sapphire Preferred for Hyatt transfers, and only offers 1.5x back on everything.
00:57
Which card is rated S-tier in this video?
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Which card is rated S-tier in this video?
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Capital One Venture X
00:31
💡 Key Takeaways
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Capital One Venture X S-Tier
The card's anniversary bonus and lounge access make it one of the best despite annual fee.
00:31
📊
Chase Freedom Unlimited Decline
Removal of Hyatt transfer synergy significantly reduces its value proposition.
00:57Full Transcript
[00:02] actual card is used, but 2% back with Apple Pay is decent. Amex Platinum, everyone, but the credits and the airport lounge access can be valuable bonus can be massive. Chase Sapphire Preferred, used to be in the B-tier for
[00:16] a bunch of things like 3x points on gas, EV charging, and vacation homes, plus a credit that covers the cost of Global Entry, TSA PreCheck, or Nexus, but now devalued down to a 4:3 rate. Capital One Venture X, still an S-tier card. The
[00:31] anniversary bonus are going to easily offset the annual fee, and then you're everything, plus all the other benefits on this card like airport lounge access. especially when there's a limited-time offer going on like right now in June of
[00:45] 2026, and then you can pair this with Venture X to get 3x back on groceries, Chase Freedom Unlimited, now C-tier, not nearly as good as it used to be since it only gets 1.5x back on everything, and now there's no longer really the appeal
[00:57] combine with the Sapphire Preferred for Hyatt transfers. Check out my full rankings in the video link down below, and subscribe for more.
