Premium Card Perks for $0 Fee?
45sThe contrast between premium card benefits and a $0 annual fee is highly engaging and sparks curiosity.
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This video reviews the newly launched Chime Prime card, highlighting its premium perks with a $0 annual fee, including 5% cash back, 3.75% APY savings, airport lounge access, and more. The creator compares it to premium cards like the Amex Platinum and offers a $200 bonus via a partnership link.
[00:01]
Chime Prime's Premium Perks
Chime Prime offers 5% cash back on a category of choice, 3.75% savings APY, Priority Pass airport lounge access, 24/7 Visa concierge, free international mobile data, international ATM reimbursements, and no monthly or overdraft fees.
[00:26]
Value for $0 Annual Fee
The creator notes that these perks are impressive for a $0 annual fee, but requires at least $3,000 in monthly qualifying direct deposits with Chime.
[00:39]
Comparison to Amex Platinum
Chime Prime unlocks up to $1,150 in annual rewards, while the Amex Platinum costs $895 per year. Chime Prime doesn't include all Platinum benefits but offers similar travel perks without fees.
[01:06]
Promotional Bonus
The creator partnered with Chime to offer a $200 bonus, with the link in their profile.
Chime Prime offers a compelling value proposition for those seeking premium card benefits without an annual fee, provided they meet the direct deposit requirement.
Mentioned in this Video
Study Flashcards (6)
What is the annual fee for Chime Prime?
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What is the annual fee for Chime Prime?
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$0
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What is the cash back rate on Chime Prime?
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What is the cash back rate on Chime Prime?
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5% on a category of choice
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What is the savings APY offered by Chime Prime?
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What is the savings APY offered by Chime Prime?
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3.75%
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What is the monthly direct deposit requirement to qualify for Chime Prime?
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What is the monthly direct deposit requirement to qualify for Chime Prime?
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At least $3,000
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How much in annual rewards can Chime Prime unlock?
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How much in annual rewards can Chime Prime unlock?
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Up to $1,150
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What is the annual fee for the Amex Platinum card mentioned?
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What is the annual fee for the Amex Platinum card mentioned?
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$895
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💡 Key Takeaways
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Chime Prime's Perks
Lists a comprehensive set of premium benefits typically found on high-fee cards, but at $0 annual fee.
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Cost Comparison
Direct comparison shows Chime Prime offers significant rewards without the high annual fee of premium cards.
00:39Full Transcript
[00:01] benefits that you would normally see on premium cards except this one has a $0 annual fee. First, there's 5% cash back on your category of choice, 3.75%
[00:13] savings APY on your savings account, access to airport lounges through Priority Pass, a 24/7 Visa concierge for booking flights, hotels, or restaurant reservations, and free international mobile data, international ATM
[00:26] reimbursements, and no monthly fees or overdraft fees as well. Here is a full list of all the perks you get with Chime Prime and I'd say that these perks for a $0 annual fee is really nice. Now, you will need at least $3,000 a month in
[00:39] qualifying direct deposits with Chime, but this unlocks up to $1,150 in annual rewards. For comparison, a premium card like my Amex Platinum just went up to $895 per year. And sure, the Chime Prime doesn't include all the benefits that a
[00:53] Platinum does, but this does [music] get you similar travel perks without fees. So, personally, I think it's a great option for those wanting solid everyday included all in one place. And I've partnered [music] with Chime to get you
[01:06] a $200 bonus. The link will be in my profile.
